loan competition 中文意思是什麼

loan competition 解釋
信貸競爭
  • loan : n 1 出借，借出，貸。2 借出物；資金；公債，貸款。3 外來語（＝ loanword）；外來風俗習慣。vt vi 〈美...
  • competition : n. 1. 競爭。2. 比賽，競賽。3. 【生物學】生存競爭。
  1. Three causes are considered : the popularity of internet language and loan words, the competing form of transliterated words and free translated words, the change of normative appraisal standards for modern chinese, and the competition of the new and the old words

    流行的原因是：網路語言和外來語盛行；音譯詞與意譯詞的較量形式；現代漢語規范評議標準的變化及詞匯演變中新詞與舊詞的比較。
  2. With regard to the shipping and marine insurance of products purchased under the loan i and under the credits covered by the loan ii, the two governments will refrain, within the scope of the relevant laws and regulations of their respective countries, from imposing any restrictions that may hinder fair and free competition of the shipping and marine insurance companies

    六、中華人民共和國政府將根據請求，向日本國政府提供在第一部分第一款第（一）項和第二部分第一款第（一）項中提到的項目的有關進展情況的消息。
  3. Commercial banks of our country control loans risk by managing the risk grade of single loan, which need adjusted in order to meet with the fierce competition

    我國商業銀行通過控制單筆貸款的風險等級實現控制總體貸款組合風險等級目標的方式亦需要在趨于白熱化的競爭中開始變革，以適應不斷變化的外部環境。
  4. The business target of western companies has more and more focused on the value maximization after experiencing the profit maximization and stockholder ’ s wealth maximization. while our financial companies, especially the commercial banks, have not very clear business targets, which inludes both economic motives, like profit maximization, lowering the nol rate and increasing volume of deposit and loan, and some political tasks. after entering into wto, chinese commercial banks are exposed to fiercer competition

    20世紀60年代，著名理財學家莫迪利安尼（ modigliani ）和米勒（ miller ）相繼發表了影響深遠的兩篇學術論文《資本成本、公司理財與投資理論》和《股利政策、增長和股票價格》 ，第一次系統地將不確定性引入到企業價值評估理論體系之中，精闢論述了企業價值與企業資本結構之間的關系，創立了現代企業價值評估
  5. The result shows that, under the condition of perfect competition, if bank ' s costs of providing transaction services for customers are sufficiently small, then a small tax on deposits interest income does not affect the choice of depositors ( or investors ) between deposits and direct investment ; a business tax on bank loan interest income leads to tax incidence, thus raises loan rates and induces entrepreneurs to switch from bank loan to direct financing ; a tax on bank ' s income also raises the loan interest rate, and hence reduces the demand of loans

    研究結果表明，在完全競爭條件下，當銀行為客戶提供的交易服務成本很低時，以較低的稅率對儲蓄利息開征利息所得稅不會影響儲戶（或投資者）在儲蓄和直接投資之間的選擇；對銀行貸款利息收入開征營業稅，則會引起稅收轉嫁，提高貸款利息率，使部分企業選擇直接融資方式而不是從銀行貸款；銀行業所得稅也會提高貸款利率，減少貸款需求量。
  6. With the development of direct financing, commercial banks lost their dominating position in financing, and their interest incomes declined and cannot survive the tough competition only with their traditional deposit and loan business. this crisis is " financial disintermediation "

    隨著直接融資的發展，銀行失去了其融資主導地位，利差收入減少，依靠傳統的業務難以維持生存，這種危機就是「金融脫媒」 ，也被稱為「銀行脫媒」 。
  7. Issuing to village the policy subsidying the small sum in interest an agricultural loan a valid path for always is academic circles with poor population in generally accepted the village of solution in government in all levels, promoting village developping, from current see theoretically, the small sum of the certain scope inside subsidying the interest lends money of issue, will promote the agriculture and the development of the village, increase poor and homely income in village level, but the small sum subsidying the loan of interest is can increase the income level of the peasant household, lend money a problem for increasing accepting together native average in circumstance increasing accepting sum comparing, result how, this is this text wanting resolving, this text pass to the inquisition of the loan peasant household, in collecting large quantity one hand material of foundation, is all each county downtown to is investigated the data proceeded to gather, statisticsing the contrast circumstance that loan an income change the circumstance and increase with native average the sum, the loan sum that will be investigated the peasant household, invest the realm proceeded the contrast, and borrow funds with the region not door of that year income increment the sum proceeded the comparison. use the different from lengthways the method research that compare investment in fixed amount realm, different loan sum, not the environmental loan in area in county door increases to accept sum and its correlations. come to explain the public finance subsidy the small sum in interest an agricultural loan an influence for to peasant household income, analyzing the small sum in policy an agricultural loan an influence for to increasing accepting the factor, discussing the policy stick the small sum in interest an agricultural loan a shortage for of policy blemish and managing top, combining domestic and international policy of now of combination an agricultural loan a policy for of policy with managing way, to small sum in policy in our country an agricultural loan style establishment and manage the mode put forward a little bit personal views, the writer thinks that develop the policy an agricultural loan a root for of a farming using is a financial environment of village to push forward financial system in village reform to reform with political setup, improve village finance serve, create a competition, norm, subsidying the interest the loan the solution limitedly not farmer of letter funds need problem

    向農村發放政策性貼息小額支農貸款一直是學術界和各級政府比較公認的解決農村貧困人口，促進農村發展的有效途徑，從現有的理論上看，一定范圍內的小額貼息貸款的發放，會促進農業和農村的發展，提高農村貧困家庭的收入水平，而小額貼息貸款是不是能夠提高農戶的收入水平，貸款戶的增收情況同當地的平均增收額比較，效果怎樣，這是本文所要解決的問題，本文通過對貸款農戶的調查，在收集大量第一手材料的基礎上，將各縣市區所有被調查數據進行了匯總，統計出貸款戶收入變化情況以及與當地的平均增長額的對比情況，將被調查農戶的貸款額，投資領域進行了對比，並與當地非借款戶的當年收入增加額進行了比較。用定量比較和縱向比較的方法研究不同投資領域、不同貸款額、不縣域環境的貸款戶增收額及其相互關系。來說明財政貼息小額支農貸款對農戶收入的影響，分析政策性小額支農貸款對增收的影響因素，論述政策性貼息小額支農貸款的政策性缺陷及管理上的不足，並結合當今國內外政策性支農貸款的政策和管理方式，對我國政策性小額支農貸款的政策制定及管理模式提出了個人的一些見解，筆者認為發揮政策支農貸款的支農作用的根本是推進農村金融體制改革和政治體制改革，改善農村金融服務，創造一個競爭、規范的農村金融環境，有限的貼息貸款解決不了農民的信貸資金需求問題。
  8. As the project loan was long term and subject to kinds of risks, it was safe for the loaner to note the uncertainties, and we suggested the loaner to take such methods as noting whther the investor can satisfy the foreign govenunent loan condition and extend the project ' s goods source from duty free goods to both duty free and duty paid goods, the investor ' s capacity to nm the harbo, the nearby wr ' s competition for the source of goods, and making sure the cash flow of the harbor will be used to pay the loan, and raising a mortgag on the project

    由於貸款期限長不確定因素多，為了有效控制風險，建議貸款人在做出貸款承諾前，要求投資方明確項目建設方案，提供未來碼頭經營方案或設想，並爭取將本項目的貨源范圍由保稅貨物擴大到非保稅貨物；此外貸款人碼頭項目貸款的調查報告可採取必要措施確保碼頭經營收入專項用於償還貸款，並考慮以碼頭在建工程設定抵押。
  9. In pressure of competition of the commodity outside facing a nation while, a few comes from a government protection measure of domestic company or management prerogative, the limitation of foreign capital scale that is like market admittance limitation, joint ventures, convenience bank loan authority will be cancelled gradually

    在面對國外商品競爭壓力的同時，國內企業的一些來自政府的保護性措施或經營特權，如市場準入限制、合資企業的外資比例限制、便利的銀行貸款權等將要被逐漸取消。
  10. Under the terms of the loan agreement with queens park rangers for michael mancienne, michael has permission to play in the fa cup for qpr, however the player is not permitted to play against chelsea in the competition

    根據雙方的租借協議，曼西恩內雖然可以代表女王公園巡遊者隊參加足總杯的比賽，但他並不能參加對陣切爾西的比賽。
  11. Therefor, introduces the asset which can be securitizated, and introduces pass - through, asser - backed securitization, pay - through, and strips. then takes securitization of housing mortgage loan as the breakthrough. and then discusses emphasizedly the circulated mechanism about the banking - asset securitization. in addition, analyzes its competition of the banking - asset securitization, then, analyzes the cost and income of the banking - asset securitization quantificationally

    為此，介紹了我國可供證券化的基礎資產體系，並對過手證券、資產支撐證券、轉付證券和剝離證券等品種作了簡要的介紹，然後以住房抵押貸款證券化為突破口，著重探討了銀行資產證券化的運作機理；另外，對銀行資產證券化融資的競爭力和成本收益進行了定量分析，為銀行實施證券化提供一個決策依據。
  12. The establishment of a loan classification system which basically conforms with prudent accounting principles and meets common international practices facilitates the establishment of a modern banking system and international competition

    建立一個基本符合審慎會計準則、符合國際慣例的貸款分類體系，是中國建立現代銀行制度的要求和國際競爭的需要。
  13. After 1989, the increase of demand slowed down and facing the complexion of low degree of industrial concentration of product market and financial strain of medi um and small - sized enterprises caused by the circulating trap of " credit squeeze - - - bad loan ", the advantageous enterprises " " wallow in money ", specifically, those listed companies that could finance from the stock market, began to take predatory pricing strategy in succession and tried to enlarge market share and obtain high return by squeezing medium and small - sized enterprises out of the market after 1998, the vicious circle of deflation and " credit grudging " of banks in product and credit markets, overcapacity, the difficulty of retreating of loss - incurring enterprises in some industries from the market for institutional reasons and over - competition in some industries, led to the incessant decrease of enterprises " global income, persistent increase of rate of debts and constant rise of ratio of bad assets of banks, which further intensified the vicious circle of deflation and " credit grudging " of banks

    如在改革開放初期，在產品市場需求旺盛和信貸市場預算軟約束的情況下，各類企業的最優決策就是採用高負債、高擴張的「負債的有限責任效應」策略來搶占市場並獲得高回報； 1989年以後，需求增速開始放緩，面臨產品市場產業集中度較低和信貸市場「信貸緊縮-不良貸款」循環陷阱導致的中小企業資金緊張的局面， 「錢袋鼓鼓」的優勢企業（尤其是那些可以通過股票市場融通資金的上市公司）紛紛採用掠奪性定價策略，試圖通過把中小企業擠出市場來擴大市場份額並獲得高收益； 1998年以後，產品市場和信貸市場形成了通貨緊縮和銀行「惜貸」惡性循環的狀況。產品市場上部分行業生產能力嚴重過剩，且由於體制等原因導致虧損企業無法退出，因此這些行業中出現了過度競爭的現象，企業總體收益的不斷下滑、負債率不斷提高以及銀行不良資產率的持續上升，又進一步加強了通貨緊縮和銀行「惜貸」的惡性循環。
  14. With ample liquidity, keen competition reducing the margins on residential mortgage lending, and little corporate loan demand, banks turned to other types of consumer lending, especially credit card business, to broaden their income sources

    由於流動資金充裕、競爭激烈令住宅按揭貸款息差收窄，以及私營機構貸款需求疲弱，所以銀行轉為推動其他類型的消費貸款，特別是信用卡業務，以擴闊收入來源。
  15. With competition sharply reducing the margins on residential mortgage lending, and little loan demand from the corporate sector, banks turned increasingly to other types of consumer lending, such as credit card business, personal loans and wealth management products to provide some asset growth and broaden income sources

    競爭令住宅按揭貸款息差大幅收窄，與此同時，商業機構的貸款需求疲弱，因此銀行都轉向推廣其他類型的消費貸款業務，例如信用卡業務、個人貸款及財富管理產品，以爭取資產增長及擴闊收入來源。
  16. " the fact that half of the loans are being charged below blr may have reflected the increased competition in the residential mortgage market, under which banks are more willing to discuss mortgage terms with loan customers, " said mr choi

    蔡耀君說：半數的負資產按揭貸款按低於最優惠利率計息，可能是因為住宅按揭市場競爭日趨激烈，令銀行更願意與貸款客戶商討按揭條款。
  17. The data analysis of the chinese situation shows there exists the loan customer relationship after the banks being on the way to commercialization. the existence of the loan - customer and the inter - bank competition is the dominant reason making the loan turn sour

    在這一部分的研究中，探討了銀行的行為理論，貸款與客戶管理理論和銀行競爭行為理論，並運用我國銀行的有關統計數據作了實證分析。
  18. However, this sort of loan has short time limit, small quantity and high rate, that influences the development of the small and middle - sized enterprise. there are two reasons for the shortage of the loan. the first reason is rest with the small and middle - sized enterprise : the small and middle - sized enterprise has not good credit condition, do not have good management records and permanent assets, the risk of management is big, the ability of competition is weak, the level of management is low and the consciousness of credit is dim. the second reason is rest with the bank

    目前銀行對中小企業惜貸主要有銀行和企業兩方面的原因，其中銀行乃至整個社會大環境不是眾多中小企業所能左右的，因而本文提出通過建立中小企業信用互助來增加銀行對中小企業的信任水平、降低其對中小企業的風險厭惡程度，從而降低中小企業貸款利率、延長貸款期限、增加貸款額度，擴大其融資的可能性邊界，逐步解決中小企業的融資困境。
  19. Bea works closely with its clients, providing a comprehensive range of banking services to meet virtually every need. to cater for your funding needs and help you to stay ahead of the competition, we are now pleased to introduce our corporate tax loan programme

    東亞銀行一直緊隨你業務發展的需要，提供至周全妥善的銀行服務，現特別推出企業稅務貸款計劃，讓你資金周轉更靈活，生意無往而不利。
  20. An economic analysis on private firms ' bias behavior in the process of competition for loan

    民企競爭貸款過程中行為扭曲的經濟學分析
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