loan exposure 中文意思是什麼
loan exposure
解釋
未收回放款額-
However, with the quickly growth of the residential mortgage market, the lower and lower loan limits, and the change of the borrower from the high - income residents to the medium - and low - income, the bank has been increasingly subjected to the exposure of mortgage default risk
但隨著住房抵押貸款業務規模高速增長、貸款門檻逐步降低、貸款對象從金字塔塔尖轉向塔腰以及住房業主還款高峰期的臨近,銀行所面臨的住房抵押貸款的違約風險就日益突出。 -
The hkmas supervisory policy has been to ensure that those authorized institutions engaging in taxi financing - a relatively small number - have a prudent lending policy in place, including limits on their aggregate exposure and prudent loan to value ratios
金融管理局的監管策略,是確保提供的士貸款的認可機構為數不多採取審慎的借貸政策,包括貸款總額上限和審慎的貸款額與市值比率。 -
The scope of new credit data to be shared is therefore limited to the individual s current exposure, such as number of facilities, credit limits, outstanding amounts and monthly repayment record, other than residential mortgage loan
故此,擬共用的新信貸資料只限於個人目前的信貸風險,例如信貸安排的宗數、信貸額、未償還的款額及每月還款記錄,但不包括住宅按揭貸款。
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