loan on security 中文意思是什麼

loan on security 解釋
擔保貸款
  • loan : n 1 出借，借出，貸。2 借出物；資金；公債，貸款。3 外來語（＝ loanword）；外來風俗習慣。vt vi 〈美...
  • on : adv 1 〈接觸、覆蓋〉上去；開（opp off）。 turn on the light [radio water gas] 開電燈[收音機、自來...
  • security : n 1 安全（感）；安穩；穩妥；平安。2 確實；確信；把握；可靠性；安心。3 【軍事】防禦物。4 保護；防...
  1. In cases where mortgage of property is obtained as collateral security for trade finance / loan, title verification should be made by the approved advocate and satisfactory report should be kept on record, duly approved by the branch manager

    如果公司把財產作為抵押品進行貿易融資貸款，應經過分行經理的合理批準，由授權的律師對抵押品進行資質審核，公司提交貸款報告並交銀行備案。
  2. In the face of applying for the new high - tech enterprise of the borrowed money numerously, in order to guarantee the security and profitability of the loan, the business bank must investigate and analyze their credit state, then on the basis of choosing its credit grade, make loan, the loan time limit size, quantify of the loan, how much loan interest rate

    面對眾多申請借款的高新技術企業，商業銀行為了確保貸款的安全性和盈利性，必須對它們的信用狀況進行調查和分析，然後在評出其信用等級的基礎上，作出是否發放貸款、貸款期限長短、貸款限額大小、貸款利率多少等信貸決策。
  3. The bank may at its sole discretion and on such terms as the bank shall think fit grant overdraft, loan or other credit facilities or accommodation to the customer with or without limitation and with or without security

    本行可按其絕對酌情權及按其認為適合之條款，亦不論有否限額或抵押，向客戶提供透支貸款或其他信貸便利或融通。
  4. In the chapter 2, on the basis of combining the development practice of loan security, the article analyzes the main problems existing along the development of loan security in china : vain security, unsatisfied security, fault security. it also gives deep exposition to the concrete manifestation of these problems and identifies there are much contradiction between the law theory and financial practice. in the chapter 3, through analyzing the problems existing in loan security, the writer thinks what is necessary for china to develop loan security is to change and improve legal protection system for loan security and suggests some solutions to the existing problems : a ) to change and improve the law system

    在結合商業銀行貸款擔保的發展實踐的基礎上，分析了目前中國商業銀行貸款擔保發展存在的瑕疵：無效擔保、擔保落空、虛假擔保；深入的論述了這些問題的具體表現；剖析了產生這些問題的法律原因和社會原因，認為就商業銀行貸款擔保法律制度本身來看，無論從法律法規制定的技術水平，還是從法律法規本身反映的金融法律實踐的要求，都不能滿足我們今天的發展要求；而且長期的計劃經濟的金融體制下所形成的制度和觀念與滲透著法治精神的現代金融體制也存在著很多不相包容的地方。
  5. We ' ll need security on a loan of this size

    我們對這樣一筆貸款需要安全擔保。
  6. On one hand, these reforms are caused by market and economic adjustment, on the other hand, it is also the initiative exploration of the administration structure but the exploration is unsuccessful, the corresponding results include that the financial burden is heavy, and bank and the listed companies sacrifice medium and small investor ' s interests etc. because the listed company only regards security market of our country as the place to use the fund free at first, there is no comparativity between utilizing bond financing, bank loan, and other channels to raise enterprise development funds and stock financing

    從上世紀80年代初期以前的財政資金供給到銀行信貸資金的供給，再到利用資本市場進行股票及債券等融資方式的出現，這些改革一方面是市場以及經濟環境的變化引起的迫不得已的調整，另一方面也是企業（或主管部門）為了提高企業效率，完善企業內部治理結構的主動探索。但從結果上來看，這些探索並不成功，相應的出現了財政負擔過重，銀行不良資產過多以及上市公司犧牲中小投資者利益，在市場上「圈錢」等現象。由於上市公司最初僅僅是把我國的證券市場當作獲取免費使用資金的場所，利用債券融資、銀行貸款等渠道籌措企業發展資金和股票融資沒有可比性。
  7. If a borrower cannot repay the guaranteed loan on time, the commercial bank which issues the loan has the right to ask the guarantor to repay the principal and interest of the loan or enjoy the priority of repayment by security in accordance with law

    借款人到期不歸還擔保貸款的，商業銀行依法享有要求保證人歸還貸款本金和利息或者就該擔保物優先受償的權利。
  8. However, compared with that in developed countries, the consumption loan business in china has come to a bottle - neck, i. e., some hinderance which restrains its expansion such as the unsound social security system, the high cost on the banks ' part, the inefficient anti - risk measures, and, the most urgeut and weakest one, the lack of individual credit system. this essay makes a case study based on relevant data taken from a typical commercial bank

    但與國外發達國家高速發展的狀況相比，我國消費信貸業務發展過程中出現了「瓶頸」 ，出現了一些制約消費信貸業務發展的因素：政策、社會保障體系不健全、銀行方面成本高、風險防範措施力度不夠等，最重要的制約因素? ?個人信用體系健全問題成了討論焦點。
  9. These institutions, unlike anything we call a bank today, issued " loan bills " to individuals, usually based on the security of land or houses

    不同於我們今天所說的銀行，這些機構通常以土地和房屋做抵押向個人發行貸款憑據。
  10. The investigative contents in this text focus on the first step in the housing mortgage loan security in our country, through the practice by the construction bank of china in the housing mortgage loan security, the author introduce the " step by step " policy, expatiating the existent problem in promoting housing mortgage loan security in our country

    最後對如何推進我國住宅抵押貸款證券化進行了研究。本文重點研究的內容是我國住宅抵押貸款證券化的初步實踐，通過建設銀行住宅抵押貸款證券化的試點，介紹「分步到位」政策的實施，闡述我國推行住宅抵押貸款證券化存在的問題。
  11. In the process of their examinations and audits, the committee shall examine all applications for loans made during the period under examination and satisfy itself that for each loan made an application is on file and that each application states the purpose for which the loan is made, the description of the security, if any, offered, and that it bears the approval of the credit committee

    監察委員會在進行稽核帳簿時，應檢閱該段期間之所有貸款申請書內記載事項。檢查每項貸款是否有貸款申請書存檔；是否註明所需貸款用途。如有抵押、則檢查提出之抵押方式，並檢查各項貸款是否獲得貸款委員會批準。
  12. The loan security system is a legal system that assures the borrower to discharge the loan on schedule on the basis of the specified property of borrower or the third party or the credit of the third party. the aim of this system is to guarantee the safety of credit capital of lender and recall the principal and interest

    貸款擔保制度是指為確保貸款人的信貸資金安全，能按期收回本息，法律規定的，以借款人或者第三人提供的特定則產或第三人的信用擔保借款人按期清償貸款的一種法律制度。
  13. The ? interest ? rate ? level ? and ? the ? interest ? rate ? structure ? unreasonable ? mainly ? display ? in : ? most ? recent ? several ? years ? because ? the ? government ? adopts ? the ? low ? interest ? rate ? policy, ? the ? interest ? rate ? level ? is ? in ? the ? historical ? most ? low ? point, ? saves ? the ? loan ? advantage ? difference ? unceasingly ? to ? reduce, ? the ? goal ? is ? the ? maintenance ? loose ? currency ? environment ? promotes ? the ? economy ? to ? grow, ? but ? individual ? deposit ? not ? only ? does ? not ? have ? massively ? to ? drain, ? on ? the ? contrary ? personally ? deposits ? 18 % ? speed ? fast ? growth ; ? these ? two ? years, ? and ? further ? because ? is ? the ? stock ? market, ? the ? fund ? rise, ? massively ? deposits ? the ? fund ? to ? flow ? to ? the ? stock ? market, ? this ? not ? only ? suppressed ? the ? commercial ? bank ? to ? provide ? the ? loan ? the ? impulse, ? moreover ? also ? caused ? the ? commercial ? bank ? to ? manage ? active ? the ? profit, ? the ? security ? and ? the ? fluidity ? comes ? under ? a ? more ? tremendous ? influence

    利率水平和利率結構不合理主要表現在：前幾年由於政府採取低利率政策，利率水平處于歷史最低點，存貸款利差不斷縮小，目的是維持寬松貨幣環境以促進經濟增長，但是個人儲蓄不僅沒有大量流失，相反個人儲蓄18 %的速度快速增長；這兩年，又因為股市，基金的上漲，大量儲蓄資金流向股市，這不僅抑制了商業銀行發放貸款的沖動，而且還使商業銀行經營活動的盈利性、安全性和流動性受到較大影響。
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