loan rate of interest 中文意思是什麼

loan rate of interest 解釋
放款利率
  • loan : n 1 出借，借出，貸。2 借出物；資金；公債，貸款。3 外來語（＝ loanword）；外來風俗習慣。vt vi 〈美...
  • rate : n 1 比率，率；速度，進度；程度；（鐘的快慢）差率。2 價格；行市，行情；估價，評價；費，費用，運費...
  • of : OF ＝Old French 古法語。
  • interest : n 1 利害關系，利害；〈常pl 〉 利益。2 趣味；感興趣的事。3 興趣，關注；愛好。4 重要性；勢力；影響...
  1. In order to make the research of this paper more practicable, the paper combines the actual situation of market - oriented interest rate of china, compares and analyses the base leading rate affixation model, the cost plus pricing model, and the customer profitability analysis model, which are all very popular abroad. based on this, and according to the basic principles of lending pricing, the paper introduces the concept of loan - term compound interest, and constructs a lending pricing model on " the mobile choice between cost and market price ", which is practicable under the condition of market - oriented interest rate

    為使本文的研究更有實踐意義，本文結合中國利率市場化趨勢，比較分析了國外普遍採用的「基準利率加點」 、 「成本加成」 、 「客戶盈利分析」等貸款定價模式在中國的適用性，並在此基礎上，根據貸款定價的基本原則，引入貸款期限復利概念，構建了利率市場化條件下具有實際可操作性的「成本與市價相機訣擇」的貸款定價模型。
  2. Rmb deposit and loan interest rate float block expands gradually, and progressively move towards marketization day by day. part iii : on the basis of using the experience and lessons of the change of interest rate in other countries for reference in course of the interest rate marketization, it is believed that there should be a course of raising up slightly in the interest rate in the early stage. but the market fluctuations it causes will not be too much ; according to actual operation result and a medium or long term of the reform, foreign currency interest rate has already drawn close to international interest rate competence progressively ; viewed from a short time, rmb loan interest rate total competence will tend towards dropping, some loan interest rate may rise ; the interest rate of the deposit will raise up unilaterally

    總體而言，發展中國家的存貸利差要高於發達國家；第二部分：在總結前幾年利率改革包括市場化改革的基礎上，認為，迄今為止，我國利率市場化改革的程度總體上還比較低：同業拆借利率、貨幣市場債券回購利率、現券交易利率、外幣貸款利率、大額外幣存款利率等已完全市場化或基本市場化，人民幣存貸款利率的浮動區間已逐漸擴大，並已漸進的方式日益走向市場化；第三部分：在借鑒境外利率市場化過程中利率變動的經驗教訓的基礎上，認為在我國利率市場化的初期，利率應該有一小幅上揚的過程，但是其造成的市場波動應該不會太大；從改革的實際運作結果和中長期來看，外幣利率已經逐步的向國際利率水平靠攏；從短期來看，人民幣貸款利率總水平將趨于下降，部分貸款利率有可能上升，存款利率將會單邊上揚。
  3. Change of the interest rate of loan when commercial banks become more risk averse

    增加風險規避程度對銀行放款利率的影響
  4. " while it is too soon to say that a revival is underway, the series of interest rate cuts appears to be having some positive effect on banks mortgage loan portfolios, " said mr david carse, deputy chief executive of the hkma. " new lending has been picking up a little and there have also been signs of improvement in the delinquency ratio.

    金管局副總裁簡達恆說：現在談銀行按揭貸款業務正重上升軌未免言之過早，但近期一連串減息似乎對這類業務產生了一些正面作用，不但新批出貸款略有增加，貸款拖欠比率也有改善的跡象。
  5. In the first chapter, this paper define the loan behavior of commercial banks as some kind of contract under the market condition, then provides its five premises. furthermore, it performs a academic deduction econometrically by a monopolized market structure model, in terms of both free interest rate and constricted interested rate, from which conclusion is drawn that, also proved by loan rationing theory in various aspects, if there is complete information, loan contract will be helpful to transfer risks. chapter 2 is concentrated on china ' s stated - owned commercial banks

    本文首先對商業銀行信貸行為進行界定，認為商業銀行的信貸行為是市場化的合約行為，並提出了市場化合約行為的五大前提條件，並通過構建壟斷型市場結構下在利率受到限制與利率不受限制條件下商業銀行信貸行為的理論模型對市場化信貸行為進行數學上的推導、分析，得出在利率限制條件下商業銀行與企業之間具有完全信息時，信貸合約是有轉嫁風險的行為，以及利率限制條件下商業銀行與企業之間具有不對稱信息和利率不限制條件下商業銀行與企業之間具有不對稱信息時的各種情況。
  6. But in the reality credit trade activity, information is the asymmetrical distribution between credit contract parties - bank and loan enterprise. the non walrasian equilibrium is appeared in the credit contract market. the loan rate of interest can not make both sides that capital supply and demand realize the equilibrium under this kind of circumstances, and the credit market can not reach voluntarily cleaning, namely credit c

    但是在現實的信貸交易活動中，交易信息在合約當事人雙方之間的分佈是非對稱的，在這種情況下，信貸市場呈現出一種非瓦爾拉斯均衡狀態，貸款利率不能使得資金供求雙方實現均衡，市場不能夠自動出清，即信貸市場處於一種數量配額的短邊均衡? ? 「信貸配給」狀態。
  7. In the process, it is necessary to establish a comprehensive system of income calculations and consider the profits brought about by customers, the customers ' credit, the length of the loan period and interest rate risk, as well as the cost sharing of capital funding and operating in commercial banks

    在這個過程中，要建立有效的綜合收益測算體系，綜合考慮客戶對商業銀行帶來的綜合收益，客戶的信用風險大小，貸款期限的長短即利率風險大小，以及商業銀行的籌集資金成本和運營成本的分攤等方面的問題。
  8. Impact of interest rate change on risk of default in mortgage loan

    淺析利率調整對住房抵押貸款違約風險的影響
  9. The estimating method of the power tariff for new hydropower project is counter - derived on the basis of loan principle and interest repayment during the loan repayment and then calculated based on meeting the needs of the base benefit rate of power industry after the completion of loan repayment ; or is estimated based on the rise trend of power tariff in the power network and the user " s affording capacity ; or is estimated by the marginal cost method ; or is estimated by adopting the rational financial profit rate

    水電建設項目上網電價的測算主要有以下幾種方法：還貸期間按歸還貸款本息反推，還清貸款后按滿足本行業基準收益率測算；根據電網電價的上漲趨勢及用戶的承受能力測算；採用邊際成本法測算；採用合理的資金利潤率測算。
  10. The risks of interest rate, foreign exchange rate, management and decision - making in financial industry caused by asymmetric information are studied as well as the risks in selection of prospective borrowers and granting loan to medium and small enterprises existed in the operational process

    研究了由於信息不對稱利率、匯率、管理及決策在金融行業的風險，以及操作過程中，貸款對象選擇，對中小企業貸款的風險。
  11. If is the housing loan outside of loan of, from the loan issue physically from day, each and full ( month / quarter / year ) adjust this contract interest rate, the interest rate that is after adjusting the next day of the day to rise to press to correspond the interest rate file time a performance to adjust, the interest rate floats level to press 2. 1 engagement performances

    如果是住房貸款以外的貸款的，自貸款實際發放日起（分筆發放的以第一筆貸款發放日為準） ，每滿（月季年）調整本合同利率，于調整日的次日起按相應利率檔次執行調整后的利率，利率浮動水平按2 . 1條的約定執行。
  12. If is the housing loan outside of loan of, issued physically from the loan from day, each and full ( month / quarter / year ) adjust this contract interest rate, in adjust the next day of the day rose to press to correspond a performance of the interest rate file to adjust empress of interest rate, the interest rate floats the level to press 2. 1 engagement performances

    如果是住房貸款以外的貸款的，自貸款實際發放日起（分筆發放的以第一筆貸款發放日為準） ，每滿（月季年）調整本合同利率，于調整日的次日起按相應利率檔次執行調整后的利率，利率浮動水平按2 . 1條的約定執行。
  13. Along with changing of time lay a target to take place homologous variety, economist in all countries and finance to pass in the monetary policy to lie a target to study continuously in the monetary policy with correction, put forward a few influential as follows medium lie a target : the currency supplies quantity, interest rate, rate of exchange, bank a letter loan quantity, stock price index number

    本文介紹了西方國家中介目標的變化對中國的啟示。使用現代計量經濟方法分析了我國當前貨幣政策中介目標貨幣供應量指標以及實際利率和通貨膨脹率的效果。從貨幣政策中介目標發展角度對中國貨幣政策中介目標選擇及金融經濟環境發展提出了一些建議，對完善中國貨幣政策框架具有現實的指導意義。
  14. The marketization of interest rate made the commercial bank gain pricing right of fund, put forward the new issue for the bank - - loan pricing at the same time

    利率市場化使商業銀行獲得了資金定價權，同時也給銀行提出了新的課題? ?貸款定價。
  15. On the interest rate of china ' s government loan and its development

    論中國國債利率及其發展
  16. As for china, the interest rate reform with the aim of interest rate liberalization both for deposit rate and loan rate is becoming one of the most critical problems facing china ' s economic reform, especially the reform in financial market

    這8家信用社存款利率最高可上浮50 % ，貸款利率最高可上浮100 % 。 2003年初，央行又把農村信用社利率市場化改革的試點工作推向全國。
  17. In this thesis, the default rate can be inferred by using the historical data of bank risk division, the data of cost of funds can be got by using the funds transfer pricing, and use the activity - based costing to calculate the operation cost. all of these works are useful to the research on the loan pricing in the liberalization of interest rate

    本文通過銀行貸款五級分類歷史數據推導出銀行的違約概率，通過構造銀行內部資金轉移價格曲線確定資金成本，利用作業成本法進行貸款成本核算，為利率市場化趨勢下我國商業銀行的貸款定價做了一定的研究工作。
  18. On the base of this point, the paper proposes four ways : first, the personal credit - information system should be built up ; second, government should establish the personal credit - guaranteed system ; third, liberalization of interest rate in the consumer credit market ; finally, developing the credit card ' s circulation loan function

    在此認識的基礎上，本文提出了解決抵押困境的途徑：建立政府主導型的個人信用體系，成立各省市的個人信用擔保機構，推進消費信貸利率市場化，大力發展信用卡的小額循環貸款功能。
  19. Current loans : a $ 300, 000 fixed - rate loan payable at $ 1, 995 per month at an interest rate of 7 percent. the mortgage can be assumed with no qualifying

    目前貸款：貸款30萬，固定貸款利率7 % ，每月還款1995美元。抵押沒有問題。
  20. Analysis of interest rate of small loan in china

    中國小額信貸的利率探析
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