loan rate 中文意思是什麼
loan rate
解釋
貸款利率-
Also, a borrower taking out a low-interest rate loan can simply deposit the proceeds to earn a profit.
一個獲得了低息貸款的借貸者可以索性將所得款項存入銀行賺取利潤。 -
The full text is made up of four parts : part one ( first chapter, second chapter ) imprimis, analyzed the reasons about the rate of state - owned business indebtedness to increase in our country. ( a ) the reform of finance - pass - loan since the 80s interim keep the close correlation with the rate of state - owned business indebtedness to increase, that the reform of state - owned corporation finance method since the 80s interim is obviously and first in the reform of the state - owned business system, under the hypothesis that the state - owned business system and its management mechanism < wp = 10 > were without the material alterations, took the lead in facilitating the capital - management mode ' s reform, and therefore kindled a series of problems
全文共分四個部分：第一部分（第一章、第二章）首先，分析了我國國有企業負債率攀升得原因。 （一）國有企業負債率攀升與８ ０年代中期以來撥改貸改革緊密相關，國有企業資金管理方式的改革明顯先於國有企業制度的改革，在國有企業制度及其經營機制沒有實質性改變的前提下，率先推進了資金管理方式的改革，由此引發了一系列問題。這只是國有企業負債率攀升的表面原因。 -
Subsequent to the year under review, the group resolved to issue a three - year unsecured fixed rate loan note up to an aggregate amount of us 10 million, enabling the group to raise long - term capital for its future business expansion
于回顧年度后，集團議決發行一筆總額1 ， 000萬美元，為期三年的無抵押定息貸款票據，籌集長期資金以資集團日後擴展業務之用。 -
The basic of bringing the money rate in the market into play is that the action of the commercial banks has to reflect the scale and composition of the currency supply in the market through high or low rate of deposit - loan
商業銀行是資金運行的中心，市場利率發揮作用的基礎是商業銀行的行為必須通過存貸款利率高低反映出市場資金供求的規模和結構。沒有商業銀行制度的根本改革，市場利率的運行就沒有最重要的主體。 -
At present, china ' s bank especially the state - owned bank ' s bad loan amount is very big, and its rate is preponderate over those where financial crisis happened. it seriously threaten the normal development of our country ' s economic and the stability of our society, and become a heavy burden of the national economy
目前，我國銀行、特別是國有銀行不良貸款居高不下，其比例甚至超過某些發生過金融危機國家銀行的比例，嚴重威脅著我國經濟的正常發展和整個社會的安全穩定，成為國家經濟的一個沉重包袱，因此化解不良貸款是中國經濟與金融體系非常重大的一個課題。 -
Consumer loan rates tied to the prime rate, such as those on many credit cards and home equity loans, may rise as well
消費借貸利率，如很多信用卡和房屋凈值借貸，利率也相應提高。 -
Been restricted on interest rate for long time, the domestic commercial banks are all weak in loan pricing, such as ( 1 ) the loan pricing not been involved in the decision mechanism of credit ; ( 2 ) lacking of risk price ration system ; ( 3 ) mismatching between the interest rate and the risk of the loan items
由於長期的利率管制，我國商業銀行的貸款定價管理十分薄弱，主要體現為貸款定價未被納入信貸決策機制中；缺乏定量化的定價系統；利率浮動的幅度未能反映借款人的信用水平及貸款項目的風險程度。 -
It is in the nature of risk - taking that some risks will inevitably materialise - a loan may turn bad, a holding of debt securities may depreciate in value because of an interest rate hike, a long position in foreign exchange may involve book losses when the domestic currency strengthens
鑒于銀行承受多種不同風險，無可避免地部分風險會實現例如貸款變成壞帳息率飆升時債券價格下跌本地貨幣轉強時外幣長倉可能會出現帳面虧損等。 -
Interest rate that banks charge to brokers to finance margin loans to investors. also called broker loan rate
是銀行向經紀人計收的為融通投資人的保證金貸款的利率，又叫經紀人貸款利率。 -
Another type of risk, called purchasing - power risk, is the risk that, due to an unexpectedly high inflation rate, the future interest payments, and the principal of the loan when finally repaid, will have less purchasing power than the lender anticipated at the time the loan was made
另一種類型的風險稱為購買能力風險，這是由意外的高通貨膨脹率所引起的風險，即最後還貸時的本金和利息的購買力比惜出者當初放款時所期望的購買力要低。 -
Second, we select appropriate variables according to the monetary policy transmission mechanism, monetary indicator and the mutual correlationship between the monetary policy and real estate market. we choose corresponding data represented the loan, money supply and interest rate as monetary indicator. and we collect commercial house sales amount and zhongfang housing sales price index of shanghai as the represented variables in china real estate market
而後根據貨幣政策傳導的機理、貨幣政策中介目標的理論研究和房地產市場與貨幣政策的關聯機制，選擇了較為合適的數據代表信貸、貨幣供應量和利率作為貨幣政策的中介目標，房地產市場商品房銷售額，與中房上海住宅銷售價格指數作為中國房地產市場的代表變量。 -
In order to make the research of this paper more practicable, the paper combines the actual situation of market - oriented interest rate of china, compares and analyses the base leading rate affixation model, the cost plus pricing model, and the customer profitability analysis model, which are all very popular abroad. based on this, and according to the basic principles of lending pricing, the paper introduces the concept of loan - term compound interest, and constructs a lending pricing model on " the mobile choice between cost and market price ", which is practicable under the condition of market - oriented interest rate
為使本文的研究更有實踐意義，本文結合中國利率市場化趨勢，比較分析了國外普遍採用的「基準利率加點」 、 「成本加成」 、 「客戶盈利分析」等貸款定價模式在中國的適用性，並在此基礎上，根據貸款定價的基本原則，引入貸款期限復利概念，構建了利率市場化條件下具有實際可操作性的「成本與市價相機訣擇」的貸款定價模型。 -
In addition, the interest rate payable on the loan, default interest rate and other late charges etc. for which the guarantor may become liable are clearly set out in the schedule to the model guarantee form for his ease of reference
此外，標準擔保書附件亦清楚列明擔保人可能須負責償還的就貸款應支付的利率違約利率及其他過期費用等，方便擔保人參考。 -
With a large amount of rmb deposit in china and a low loan rate, it will bring the government a great burden to return the foreign credit loan and to use project financing under government guarantee because of its high cost and strict conditions
尤其是在目前國內人民幣存款數額巨大，貸款利息較低的情況下，再使用政府擔保的項目融資，不僅成本高、條件嚴格，而且還給政府造成沉重的還貸壓力。 -
But in the reality credit trade activity, information is the asymmetrical distribution between credit contract parties - bank and loan enterprise. the non walrasian equilibrium is appeared in the credit contract market. the loan rate of interest can not make both sides that capital supply and demand realize the equilibrium under this kind of circumstances, and the credit market can not reach voluntarily cleaning, namely credit c
但是在現實的信貸交易活動中，交易信息在合約當事人雙方之間的分佈是非對稱的，在這種情況下，信貸市場呈現出一種非瓦爾拉斯均衡狀態，貸款利率不能使得資金供求雙方實現均衡，市場不能夠自動出清，即信貸市場處於一種數量配額的短邊均衡? ? 「信貸配給」狀態。 -
Finally, the paper gives the optional policies and suggestions to improve monetary policy effectiveness : strengthen the monetary policy, lower further the loan rate, reserve rate and excess rate and reconstruct monetary policy transmission to launch the demand. at the same time, it is necessary to overcome the restrictions in china ' s monetary policy transmission
最後，文章針對上述分析，提出了旨在提高我國貨幣政策有效性的對策：繼續加大貨幣政策的力度，進一步下調貸款利率、準備金率和超額準備金率，重構啟動需求的貨幣政策傳導渠道，同時還要注意克服貨幣政策傳導過程中諸多環節存在的約束。 -
Since the mid-1970s the united states has also set a target price that is higher than the loan rate.
七十年代中期以來，美國還設立了一個高於這種貸款比率的目標價格。 -
As the housing system reform progresses during last ten years, residential mortgage loans has become the major financing measure by which chinese residents buy their houses. the amount of mortgage loans increases at a speed of 40 - 50 % or higher nowadays, but the unperformed loan rate increases significantly as well
當前許多商業銀行的個人住房抵押貸款業務以年增長率40 % - 50 %或更高的速度發展，隨著個人住房抵押貸款余額的快速增加，個人住房抵押貸款的不良率也開始不斷攀升。 -
The band loan rate is unbelievably high
銀行貸款利率高得太離譜。 -
As for china, the interest rate reform with the aim of interest rate liberalization both for deposit rate and loan rate is becoming one of the most critical problems facing china ' s economic reform, especially the reform in financial market
這8家信用社存款利率最高可上浮50 % ，貸款利率最高可上浮100 % 。 2003年初，央行又把農村信用社利率市場化改革的試點工作推向全國。
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