loan restriction 中文意思是什麼
loan restriction
解釋
借貸款限制條件- loan : n 1 出借，借出，貸。2 借出物；資金；公債，貸款。3 外來語（＝ loanword）；外來風俗習慣。vt vi 〈美...
- restriction : n. 1. 限制，限定。2. 拘束，束縛；自製。3. 【邏輯學】限定。
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Expounds the five main aspect of risk in national commercial bank, i. e. signal liability structure, bad loan quality, low capital efficiency, imperfect restriction on interior power, thin consciousness on risk avoidance ; summarizes five characters of the bank risks, including risk concentration, moral risk, risks caused by system structure, inequi ty between bank risks and revenues, aggrandizement trend of bank risks ; analysis eight reasons for bank risks, including proprietary ownership voidance, macroeconomic fluctuation, ineffective capita ] buffer mechanism, enterprise reasons. no synchronous fiscal investment and financial reform, incompetence law and regulation enforcement. chapter4 argues the opportunities and challenges of the financial globalization and requirement for bank risk managem ent. chapters suggests the methods for the risk management of national commercial bank
緊接著在第三章闡述了我國國有商業銀行風險的「五大表現」 ，即負債結構單一、信貸資產質量差、資本充足率低、內部控制機制薄弱、防範風險的意識淡薄；總結了我國國有商業銀行風險的「五大特點」 ，即風險高度集中、風險人為匿藏、風險的體制性、風險與收益嚴重不對稱、風險呈繼續擴大態勢；剖析了我國國有商業銀行風險形成的「八大因素」 ，即金融產權「人格」虛設、宏觀經濟波動、資本金等緩沖機制不健全、財政、投資和金融的體制改革不配套、法律和法規不健全等。 -
The problems and difficulties in the non - public sectors of the forest in shaoxing included lack of knowledge and loose external environment, difficulties in financing and loan provision, restriction of farmers ' independent rights to operate the timber production by cutting quota, living trees being unable to be mortgaged as assets, small operating scale, low management level, and incomplete service systems
摘要紹興市非公有制林業目前存在的問題和困難有：認識不足，缺乏寬松的外部環境；融資貸款難；採伐限額管理制約著林農的木材生產經營自主權；活立木難以作為資產抵鉀；經營規模小，管理水平低，服務體系仍不健全等。 -
Decision - making model of loan portfolio optimization based on comprehensive risk restriction
基於綜合風險約束的貸款組合優化決策模型 -
It analyses the existing problems in emphases basis, financial indexes choosing, gage restriction and risks evaluation in the procedure of present project risk making - policy of commercial banks, and establish loan project risk policy making mechanism based on monte karlo model, to make policy through calculation
分析了我國商業銀行目前項目風險決策在決策依據重點、財務指標選擇、擔保品約束和風險估計各方面存在的問題，建立了以蒙特卡羅模擬為基礎的貸款項目風險決策，通過計算得出貸款預期損失率進行決策。
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