loan value 中文意思是什麼
loan value
解釋
低借價值-
Sliding scale of asset value for discounting grant and loan assistance
資產值按比例計演算法 -
By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle
針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。 -
Study on bank mortgage loan risks based on value analysis and protective countermeasures
基於價值分析的銀行抵押貸款風險及防範對策研究 -
It is in the nature of risk - taking that some risks will inevitably materialise - a loan may turn bad, a holding of debt securities may depreciate in value because of an interest rate hike, a long position in foreign exchange may involve book losses when the domestic currency strengthens
鑒于銀行承受多種不同風險，無可避免地部分風險會實現例如貸款變成壞帳息率飆升時債券價格下跌本地貨幣轉強時外幣長倉可能會出現帳面虧損等。 -
When breaking up value, include to break up appreciate to be mixed partly did not return loan debt
分割價值時，包括分割升值部分和未還貸款債務。 -
Loans written off over the past 12 months as a percentage of the average outstanding loans is calculated as : total value of loans written off during the past 12 - month period as a percentage of the average outstanding loan value over the 12 - month period i. e. opening closing 2
過去12個月撇銷的貸款loans written off佔平均未償還貸款的百分比的計算方法如下：在過去12個月期間內撇銷的貸款總額占該段12個月的期間內平均未償還貸款總額即期初未償還貸款結餘期末未償貸款結餘 -
A few appropriated part of the funds and invested them in municipal infrastructure lacking commercial value, plunging them into severe financial difficulties and disabling them to repay the principal and interest on their loan to the creditor banks or financial organizations. as a result, the borrower and lender came into commercial dispute, with some of the borrowers even declaring bankruptcy
但有些公司透過地方政府的擔保，或者以土地抵押形式，在香港依法向海外金融機構取得貸款，少數公司更將部分資金挪用於缺乏商業價值的市政建設上，最終因為經營不善和其它原因，陷入財政困難，無法依期向債權銀行或金融機構償還本息，產生商業糾紛，有些更宣布清盤。 -
The innovations include macro - environment, credit management system and so on. based on the fourth, the thesis studies risk - control system of loan. it especially analyzes asset - value system and introduces methods of asset - value
文章的第四部分根據上述原因，提出實施體制改革規避信貸風險對策方法，探討了從外部環境改革、信貸管理體制等方面來規避信貸風險。 -
As part of a new package of preferential policies offered for the same purpose by the state in june 1997, the people ' s bank of china will offer 100 million yuan in a discount - interest loan a year during the ninth five - year plan period ( 1996 - 2000 ) for the construction of an ethnic trade network and the technological transformation of the designated enterprises for producing ethnic articles for daily use, and the state - owned ethnic trade enterprises and grass - roots supply and marketing cooperatives below the county level ( excluding the county ) shall be exempt from value - added tax
1997年6月，國家出臺了新的民族貿易和民族用品生產的優惠政策，其中包括在「九五」期間（ 1996 ? 2000年）每年由中國人民銀行安排1億元貼息貸款用於民族貿易網點建設和民族用品定點生產企業的技術改造，對縣以下（不含縣）國有民族貿易企業和基層供銷社免征增值稅等。 -
The present value or principal of the loan
貸款的現值或本金 -
If the enterprise changes the present property to be insufficient to pay off the due debt, it is very difficult obtains the loan from the bank or other units again, very difficult to obtain the preferential benefit again from supplier there which buys on credit. thus affects the enterprise to loan the fund directly, affects the normal production and the management. therefore analyze the debt paying ability has extremely important realistic value
償債能力是企業償還到期債務的能力，如果企業變現資產不足以清償到期債務，就很難再從銀行或其他單位取得借款，很難再從供應商那裡取得賒購的優惠，從而直接影響企業籌借資金的能力，影響正常的生產和經營，因此對償債能力進行分析具有十分重要的現實價值。 -
This was anticipated when we made the recommendation at the end of january for banks to tighten the loan to value ratio for more expensive properties, " said mr carse
我們在一月底建議銀行收緊貴價物業的按揭成數時，已預計會出現有關情況。 -
For example, when you borrow money to buy a car, the loan amount is the present value to the lender of the monthly car payments you will make
例如，當您貸款買汽車時，對貸方而言，貸款金額就是您按月付款總額的現值。 -
The figures derived from the survey relate only to rmls provided by authorized institutions on the basis of first mortgages and which the reporting institution knows to be in negative equity i. e. the outstanding loan amount with the reporting institution exceeds the current market value of the mortgaged property. not included in these figures are some 67, 600 rmls associated with government - funded co - financing schemes and another 29, 920 rmls associated with private sector co - financing schemes
調查所得數字僅涉及銀行提供並已知道為負資產的一按貸款即欠受訪機構的未償還貸款額超過按揭物業的當前市值，當中並不包括約67 ， 600宗涉及政府資助二按計劃的住宅按揭貸款及29 ， 920宗涉及由私營機構提供二按的住宅按揭貸款。 -
The figures derived from the survey relate only to rmls provided by authorized institutions on the basis of first mortgages and which the reporting institution knows to be in negative equity i. e. the outstanding loan amount with the reporting institution exceeds the current market value of the mortgaged property. not included in these figures are some 65, 170 rmls associated with government - funded co - financing schemes and another 27, 480 rmls associated with private sector co - financing schemes
調查所得數字僅涉及銀行提供並已知道為負資產的一按貸款即欠受訪機構的未償還貸款額超過按揭物業的當前市值，當中並不包括約65 ， 170宗涉及政府資助二按計劃的住宅按揭貸款及27 ， 480宗涉及由私營機構提供二按的住宅按揭貸款。 -
The figures derived from the survey relate only to rmls provided by authorized institutions on the basis of first mortgages and which the reporting institution knows to be in negative equity i. e. the outstanding loan amount with the reporting institution exceeds the current market value of the mortgaged property
調查所得數字僅涉及銀行提供並已知道為負資產的一按貸款即欠受訪機構的未償還貸款額超過按揭物業的當前市值，當中並不包括涉及二按，而連同二按計算屬于負資產貸款的住宅按揭貸款。 -
The figures derived from the survey relate only to rmls provided by authorized institutions on the basis of first mortgages and which the reporting institution knows to be in negative equity i. e. the outstanding loan amount with the reporting institution exceeds the current market value of the mortgaged property. not included in these figures are some rmls associated with co - financing schemes which would be in negative equity if taking into account the second mortgage
調查所得數字僅涉及銀行提供並已知道為負資產的一按貸款即欠受訪機構的未償還貸款額超過按揭物業的當前市值，當中並不包括涉及二按，而連同二按計算屬于負資產貸款的住宅按揭貸款。 -
The future value of the loan
貸款的未來值 -
For example, the future value of a loan is 0 because that is its value after the final payment
例如，因為貸款未來值是最終付款之後的值，所以它為$ 0 。 -
But with the unceasing development of the housing loan total quantity and with the character of expensive value, the deadline long, the poor liquidity, the strong policy - type, as well as the housing loan business development time is not long in our country at present, the housing loan insurance, two levels of markets growth will be seriously insufficient, the commercial banks lack the risk disperser and the shift mechanism situation, they will cause the housing loan risk to accumulate day by day in the commercial bank and appear gradually
但隨著住房貸款總量的不斷增加和住房貸款本身數額大、期限長、流動性差、政策性強等特點，以及在我國目前住房貸款業務發展時間還不長，住房貸款保險、二級市場發育嚴重不足，商業銀行缺乏風險分散和轉移機制的情況下，使得住房貸款的風險在商業銀行中日益積累和逐步顯現出來。
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