mortgage a house 中文意思是什麼

mortgage a house 解釋
按揭購房
  • mortgage : n 【法律】抵押；抵押權；抵押契據；受押人對抵押品的權利。 on mortgage （拿房屋等）作抵押。vt 抵押...
  • a : an 用在以母音音素開始的詞前〉 indefinite art 1 〈普通可數名詞第一次提到時，冠以不定冠詞主要表示類...
  • house : n 豪斯〈姓氏〉。n （pl houses ）1 房屋，住宅；住家；一家，一戶。2 家，家庭；家務。3 家族；王朝。4...
  1. His house is encumbered with a heavy mortgage

    他的房子被背負著沉重的抵押。
  2. Commerciality individual housing borrows money ( mortgage loan namely ) compare loan of housing accumulation fund to want to the demand bearing of borrower comfortable a lot of, have the effective and resident status, natural person that has capacity of completely civil action to want to satisfy following condition to be able to apply for only : the profession that has stability, income and repay ability ; the capital fund that the bank is approbated serves as guaranty or impawn ; the unit of put on sale that buys housing with place signed the contract that buy a house or book of the intent that buy a house

    商業性個人住房貸款（即按揭貸款）對借款人的要求相比住房公積金貸款要寬松許多，具有有效居留身份、有完全民事行為能力的自然人只要滿足下列條件即可申請：有穩定的職業、收入和償還能力；有銀行認可的資產作為抵押或質押；與所購住房的發售單位簽訂了購房合同或購房意向書。
  3. The mortgage of advance booking of commercial housing enables the mortgagee to purchase the house by paying only a few of first installments

    商品房預售按揭，使得承購人以較少的首期款就可以購得房屋。
  4. If was done, turn mortgage, ok still is reoccupy accumulation fund buying a house

    假如做了轉按揭，還可以再用公積金在購買房子嗎？
  5. Secondly, why mortgage becomes a kind of prevailing way of purchasing the house lies in its rationed financing mechanism, making each side that participates in the mortgage benefit a great deal - solving the problem of the mortgagor who is short of funds ; reclaiming funds earlier and scattering the risk of investment ; gaining profits as well as opening up the market of investment

    其次，介紹了樓花按揭之所以成為一種流行的購樓方式，在於其融資機制合理，使參與的各方都受益匪淺。解決了購房者資金的不足；開發商可以及早回籠資金，分散投資風險；銀行獲得豐厚利潤，並且開拓了投資市場。
  6. Ask the bargainor provides reserved copy of lawful property right certificate above all, the authenticity that inquires property right card to room canal branch next and place buy origin of house property property right and property right record : include the house - owner, date that register, clinch a deal the price ; still need to affirm the integrality of bargainor property right in addition, what understanding buys a room to have mortgage, include furtive guaranty and mutual person to wait

    首先要求賣方提供合法的產權證書正本，然後到房管部門查詢產權證的真實性以及所購房產產權來源和產權記錄：包括房主、登記日期、成交價格等；此外還需要確認賣方產權的完整性，了解所購房有沒有抵押，包括私下抵押以及共有人等。
  7. Abstract : setting out from the characteristic of house financial markets actual in china, a deeply analysis in varies risk and its causes is made. a few countermeasure keeping away house financial risk, for instance developing house financial serving organization such as the broker buildup by certification lawyers and classify insurance and excessive pledge and conforming house mortgage rate reasonably and evaluating loan repay ability in science is put forward

    文摘:從我國目前住宅金融市場特點出發，深入分析了銀行貸款面臨的各種風險及其產生的主要原因，提出了發展以執業律師為主體的住宅金融服務機構? ?抵押貸款經紀人、分類保險、多重保證、合理確定房產抵押率、科學評估貸款人償貸能力等具體的金融風險防範對策
  8. The article, by approaching the law characteristics, law relations, effect of mortgage of personal living house mortgage loan and the risk of personal living house mortgage loan, combining with foreign theory and practice, aiming against the present status of our country, puts forward establishing the legislative advice to prevent the risk of personal living house mortgage loan, and has made a deep research for the relative law system

    本文通過探討個人住房抵押貸款的法律特徵、法律關系、抵押權的效力及個人住房抵押貸款的風險，結合國外的理論和實踐，針對我國的現實狀況提出建立防範個人住房抵押貸款風險的立法建議，並對有關的法律制度進行了深入研究。
  9. For example : since there are too many ruling departments and without a united procedure, it ' s hardly to provide safety guarantee for trading activities ; there is an overlapping risk on the object in a real estate mortgage guarantee case ; the character of the underlying indemnity right of a building - project constructor remains uncertain, and also there is no regulation on a possible effect collision between real estate mortgage guarantee and in - building house mortgage ; there is still no legal clause on the point that whether it is possible for a rural villager " house to become the object of mortgage guarantee

    諸如，不動產抵押登記的管轄部門過多，程序不統一，難以保障交易安全；不動產抵押標的物有重合風險；建築工程承包人優先受償權的性質不明，且與在建房屋抵押權的效力沖突未規定；農村村民的房屋是否可以設定抵押權立法不明等。第三部分：對我國有關不動產抵押的幾個主要問題，包括設定抵押權的私房買賣中的權利限制、樓花按揭、城市房地產抵押的法律分析、不動產抵押權與租賃權的沖突與協調作了分析和探討。
  10. Practicing this regime requires certain pre - conditions such as the scale of mortgage loans, a brisk stock market, a huge group of investors as well as a number of intermediary service institutions including credit rating corporations, insurance companies, law firms and accounting firms. in china, the securitization of housing - mortgaged loans has become heatedly discused topic recently. in our country, initiate innovations are needed for the market potentiality of real estate, explosive expand in house requirement, further improvement in house market and to develop and reinforce the housing finance, and so mortgage - backed securities provided a ideal tool for resolving the problem for those

    所謂房地產抵押貸款證券化，就是將房地產抵押貸款債權轉化為房地產抵押證券的過程，具體而言，也就是金融機構將其持有的若干房地產抵押貸款依其期限、利率、還款方式進行匯集重組，形成一系列房地產抵押貸款資產池（資產組合） ，再將該組合出售給從事抵押貸款證券化業務的特殊目的機構（ spv ） ，通過擔保機構擔保實現信用升級后，經信用評級機構評級，由證券承銷商將信用級別較高（通常為aaa或aa級）的抵押貸款支持債券出售給投資者的一種證券化模式。
  11. Secondly, the author researched on the main body, content and object in the mortgage of the real estate industry of china, and concluded that the object in mortgage is not the house property, but the expectant to the ownership of the mortgage target, it is a property rights

    其次，研究了我國房地產按揭法律關系的主體，內容和客體，認為按揭法律關系的客體不是房產（物） ，而是對按揭標的物的所有權的期待權，是一種財產權益。
  12. Personal housing re - mortgage loan means a business that the borrower having handled a personal housing loan at icbc needs to transfer house property right and mortgage loan to any other person and engages icbc to continue to handle the procedures of loan transfer during the period of repayment for sale ， donation ， inheritance of the purchased housing and other reasons

    個人住房轉按揭貸款是指已在工行辦理個人住房貸款的借款人在還款期間，由於所購房屋出售、贈與、繼承等原因，房屋產權和按揭借款需同時轉讓給他人，並由工行為其續做貸款轉移手續的業務。
  13. This thesis is divided into five parts. in the first part, through the comparison between mortgage and the pledge rights, and drawing lessons from wang limin ( professor of china people ' s university ) ' s idea, the author gives a definition to the pledge rights : it ' s the rights that when the debtor does n ' t fulfill his obligation, the creditor can be given the legal rights to take possession of a house or some other property as a security for payment of money lent. then the author makes further explanation to the pledge rights from the which analyzes the legal meaning of returing the security wantonly, although the supreme court made it clear that " after the creditor returned the security to the debtor, and comfronts the third person based on the pledge rights, the court will not support it ", thecourt did n ' t explicit whether the pledge rights dies out or is invalid. the author poses out when in this situation, the pledge rights dies out

    如在論述動產質權實現條件時，分析了我國《擔保法》第七十一條的不足之處並提出了自己的見解：職權人只能在非自身的原因未能受到清償時才能實現其質權；質權實現時質物價值超過約定價值的部分應歸出質人所有；而質權人怠於行使質權而使質物價值下跌的，質權人應承擔賠償責任。再如在分析任意返還質。物的法律意義時，針對最高人民法院盡管在其司法解釋中明確了「質權人將質物返i 」 a碩士學住論文v不示yw訂比』 sn正狠還于出質人後，以其質權對抗第三人的，人民法院不予支持」 ，但沒有明確此種情況下，質權是消滅還是無效的缺陷，筆者提出了質權人將質物返還于出質人或質物所有人的質權消滅的觀點。
  14. Avoid high - risk investments, high - interest loan or heavy gambling behaviors. do not re - mortgage the house for loan or turn it into a gift to anyone

    要避免高風險的投資組合高息貸款或經常賭博，更別將養老的住所或積蓄作財務擔保或饋贈親友等。
  15. You ' re right. by renting a house ， i ' m making the landlord ' s monthly mortgage for him

    「你說得對！租房就是替房東還每月的貸款啊！ 」
  16. Since the construct bank of china lent the first mortgage loan in 1992, it has become the major financing way by which people realize their dream of having a house

    自從1992年中國建設銀行首次發放個人住房抵押貸款以來，商業銀行提供的個人住房抵押貸款業務已成為幫助人們「圓住房夢」的主要融資方式。
  17. Equitable mortgage is a guarantee means by which a house buyor can raise a loan from bank to pay the house he has bought before. it originates from mortgage, an old british security means, and then it was developed and used mostly within real estate market and financial market

    樓花按揭是指在樓宇預售時，購房人以所購樓花作為擔保物，向銀行等金融機構取得貸款以支付購樓款的一種融資購樓擔保方式。
  18. When i buy a house, borrowed in hangzhou commercial bank 240 thousand mortgage a paragraph, still borrowing term is 15 years, had deducted a money now 5 months, do excuse me i have money to want to pay now how much does qing dynasty still need to pay

    我購房時在杭州商業銀行貸了24萬按揭款，還貸期限是15年，現在已經扣款5個月，請問我現在有錢想一次付清還需要付出多少
  19. Since the construction bank of china lent the first loan of residential mortgage in 1992, it has become the major financing way in which people realize the dream of having a house and has accepted by the masses of residents gradually

    自1992年中國建設銀行發放第一筆個人住房抵押貸款以來，個人住房抵押貸款逐漸成為人們「圓住房夢」的主要融資方式而被廣大居民所接受。
  20. Chen yuan says the staff member of branch of chengdu of the bank that enrol business, although foreign nationality personage buys a house, be lump - sum payment commonly, but in the light of a few have the foreign nationality public figure that mortgages loan demand, each banks have housing of foreign nationality personage to mortgage loan business

    招商銀行成都分行的工作人員陳源說，雖然外籍人士購房一般都是一次性付款，但是針對一些有按揭貸款需求的外籍人士，各個銀行都有外籍人士住房按揭貸款業務。
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