mortgage on real estate 中文意思是什麼

mortgage on real estate 解釋
房地產抵押
  • mortgage : n 【法律】抵押；抵押權；抵押契據；受押人對抵押品的權利。 on mortgage （拿房屋等）作抵押。vt 抵押...
  • on : adv 1 〈接觸、覆蓋〉上去；開（opp off）。 turn on the light [radio water gas] 開電燈[收音機、自來...
  • real : adj 1 真實的，真正的 （opp sham ） 實際的，現實的 （ opp ideal） 事實上的，實質上的 （opp nominal...
  • estate : n 1 財產；遺產；房地產。2 〈古語〉身分，地位；家產。3 生活狀況；等級；集團；情況，狀態。4 財產權...
  1. In homeowner ’ s mortgage insurance, the mortgaged house is the subject property, it is also an integrated property of the land with its appurtenant structures, which is charasterized as real estate, that means the land and the buildings on it can not be separated in form and value

    在住房抵押貸款房屋保險中，抵押房屋是標的財產，是土地及地上建築物的統一體，具備不動產土地及地上建築物形態和價值的不可分割性。
  2. Legal affairs on real estate : participate in the design and selection on the real estate investment planning ; participate in the establishment of real estate company ; act as the legal adviser of the real estate company ; assist conducting the transfer out, assignment and mortgage of the right to use the land ; participate in the assignment of real estate project ; participate in the pre - sell, marketing of the real estate, mortgage loan, building leasing ; supply the legal services on real property management

    房地產法律業務：參與房地產投資方案的設計和選擇，參與房地產項目公司的設立，擔任房地產公司的法律顧問，協助辦理土地使用權的出讓、轉讓和抵押，參與房地產項目的轉讓，參與房地產預售、銷售、抵押擔保貸款、樓宇租賃，提供物業管理法律服務。
  3. This article consists of five parts as following : mortgage of uncompleted building was originated from the common law and the law of hong kong, so the paper probes into its meaning - the transformation of the specific property right ; when the debtor fails to perform his duty, the creditor can obtain the title determinately ; the debtor enjoys the right of redeeming the collateral security through fulfilling his debt, the creditor has the obligation of returning the property at the same time. secondly, the author summaries its essential feature on the practice of the real estate mortgage hi the mainland of china - the target of the mortgage is a kind of expective interest ; the mortgage is a kind of guarantee which is settled through making over the interests in expectancy ; the risk of the mortgaged uncompleted building should be borne by the realty company instead of the mortgagor ; the phase of the mortgage ; mortgage is realized in a particular way. thirdly, on the basis of analyzing the legal nexus that is involved, the paper points out that the legal ne xus of the mortgage is just between the mortgagor and the mortgagee

    樓花按揭作為一種擔保方式起源於英美法上的mortgage ，所以本文第一部分首先探討了mortgage在英美法上的含義：特定財產權利的轉移；在債務人不履行債務時，債權人可以確定地取得所有權；債務人享有通過履行債務而贖回擔保物的權利，同時債權人負有交還財產的義務。其次，就我國的樓花按揭實踐總結了其基本特徵：樓花按揭涉及兩個合同三方當事人；樓花按揭的標的是一種期待性利益；樓花按揭是通過轉讓物業權益而設定的一種擔保方式；預售樓花滅失的風險應有開發商承擔；樓花按揭的階段性；樓花按揭實現方式的特殊性。最後，分析了樓花按揭所牽涉的各個法律關系，認為真正的樓花按揭法律關系只是購房人與銀行之間的按揭貸款關系，按揭當事人只有購房人（按揭人）與銀行。
  4. At first, this thesis analyzes sorts of residential mortgage risks, brings forward some methods of risk control, points out that insurance is the most effective way to transfer the risks of residential mortgage, and introduces some insurances on residential mortgage in domestic financial market and abroad, expounds particularly the successful experience of usa where the business insurance agents, fha and va provide full ensurance for the loans of bank to disperse default risk, thus promotes the prosperity of real estate finance

    本論文首先從分析住房抵押貸款的風險種類入手，提出了多種風險處理措施，指出住房抵押貸款風險最有效的轉移措施是保險，並介紹了國內外現行住房抵押貸款有關保險，詳細闡述了美國的成功經驗：通過商業保險公司、 fha 、 va等機構對銀行放款提供全方位保障，化解來自借款人不能償付貸款的風險，促使整個房地產金融活躍起來。
  5. Explore on the external force of the real estate mortgage

    房地產抵押權的對外效力研究
  6. Guoheng appraisal service involves a wide range of fields, such as investment in real estate, development, buying and selling, transferring, leasing, mortgage, reform of businesses into shares system, bankruptcy of businesses, liquidating real estate assets & buying stock, merging, checkup on enterprise assets, judicial ruling, auction, tax - collecting and relocation and a relevant extension of counseling

    國衡估價的服務范圍涉及了房地產投資、開發、買賣、轉讓、租賃、抵押、企業股份制改造、房地產折資入股、企業破產、兼并、清產核資、司法裁決、拍賣、稅費徵收、拆遷等諸多領域以及相關的延伸咨詢服務。
  7. This article is based on the principles of risk management and insurance. it insights into the interrelationship among risk, insurable interest and such important factors as insurance value in mortgage insurance, explains the asymmetry of risk assumed and relevant coverage, shows the brand new concept of ratio of real estate insurance value, argues the application of replacement less depreciation approach to the valuation of insurance value in mortgage insurance, and analyzes the valued policy and moral hazard in real estate insurance

    本文基於風險與保險基本原理和不動產估價原則，結合保險發達國家不動產保險實務和我國抵押貸款相關險種保單條款，深入剖析住房抵押貸款保險的風險、可保利益、保險價值等要素的內在聯系以及現行保險條款中風險與保險責任不對稱的原因，提出了不動產保險價值比率的全新概念，論證了住房抵押貸款的保險價值評估適用抵押房屋重置價值的觀點，並對不動產保險中定值保單和道德風險進行了探討。
  8. For example : since there are too many ruling departments and without a united procedure, it ' s hardly to provide safety guarantee for trading activities ; there is an overlapping risk on the object in a real estate mortgage guarantee case ; the character of the underlying indemnity right of a building - project constructor remains uncertain, and also there is no regulation on a possible effect collision between real estate mortgage guarantee and in - building house mortgage ; there is still no legal clause on the point that whether it is possible for a rural villager " house to become the object of mortgage guarantee

    諸如，不動產抵押登記的管轄部門過多，程序不統一，難以保障交易安全；不動產抵押標的物有重合風險；建築工程承包人優先受償權的性質不明，且與在建房屋抵押權的效力沖突未規定；農村村民的房屋是否可以設定抵押權立法不明等。第三部分：對我國有關不動產抵押的幾個主要問題，包括設定抵押權的私房買賣中的權利限制、樓花按揭、城市房地產抵押的法律分析、不動產抵押權與租賃權的沖突與協調作了分析和探討。
  9. On the issue of registration system of real estate mortgage

    房地產抵押登記制度若干問題探討
  10. At first, there ' re some suggestions on amending articles of the definition of real law, the evidence qualification of real estate register, the effect of the good faith protection of the real estate registration, the fault responsibility of registration structure, the possession reformulation, the state ownership of water resources, the state ownership of wild animals and plants resources, the state ownership of public facilities, bona fide acquisition, transfer of right to land contracted management, mortgage and etc

    物權定義建議增加排他性效力；建議修改物權定義、不動產登記簿的證據資格、不動產登記的善意保護的效力，登記機構的過錯責任、佔有改定、水資源屬于國家所有、野生動植物資源屬于國家所有，公共設施屬于國家所有，善意取得、承包經營權轉讓、抵押等條文；建議增加關于宗教財產歸屬、取得時效、營業質權等規定；建議刪除第三十九條、第四十二條關於物上請求權之規定，刪除第十五章即居住權的規定。
  11. On legal risk of real estate mortgage loans securitisation

    論住房抵押貸款支持證券的法律風險
  12. Secondly, the author researched on the main body, content and object in the mortgage of the real estate industry of china, and concluded that the object in mortgage is not the house property, but the expectant to the ownership of the mortgage target, it is a property rights

    其次，研究了我國房地產按揭法律關系的主體，內容和客體，認為按揭法律關系的客體不是房產（物） ，而是對按揭標的物的所有權的期待權，是一種財產權益。
  13. Apart from actual ownership, an interest in real estate may consist of a lease, a mortgage, a lien or other encumbrance on the property

    除實際擁有權以外，不動產可包括租憑，房產抵押，抵押品留置權以及其他財產負擔等。
  14. The mortgage - backed system is the basic system arrangement that applied in the real estate field to avoid credit risk. mbs is a special form of real estate securitization, it is based on mortgage - backed of real estate and the initial credit side take their owned real estate or through special medium organization, by the assurance of certain credit organization, issue certain valued stocks, to be purchased by investor

    房地產抵押貸款證券化是房地產證券化的一種特殊形式，它是在房地產抵押貸款的基礎上，抵押權人（初始貸款人）將已擁有的房地產抵押品（抵押權）或中介機構從初始貸款人那裡購買抵押貸款（抵押權） ，通過特信機構的擔保，發行相應額值的有價證券，供投資者購買的過程。
  15. Since g bank has begun its real - estate mortgage loan business, default amount is on the rise from time to time, and many financial bad debts has constrained the further development of the business. lacking credit monitoring system and credit risk control mechanism, g bank is in nascent stage without systematic managerial expertise

    G銀行自1998年開展個人住房按揭貸款業務以來，各類違約案例時有發生，違約貸款金額一直處在不斷攀升中，大量不良貸款的出現，極大地制約了g銀行該項業務的健康發展。
  16. It usually takes two months for the completion of the mortgage registration since the day on that both parties to the mortgage submit all the above mentioned documents to the real estate registration department

    房地產登記部門辦理登記的時間約為二個月，自其收到備的抵押當事人雙方提交的上述所有文件之日起算。
  17. After examination on qualified real estate mortgage contract as well as other documents and the object in pledge, real estate registration department will make record of mortgage registration on the mortgagor s " contract of pre - sold commercial housing for foreigners " with a real estate mortgage stamp on it, and issued a " mortgage registration certificate of the pre - sold commercial housing " to the mortgagor

    房地產登記部門對房地產抵押合同等文件及抵押物進行審核無誤后，將在抵押人所持外銷商品房預售契約上注計抵押登記情況，加蓋房地產抵押專用章，並向抵押人出具"預售商品房抵押登記證明" 。
  18. Mr. xiong also acts as permanent legal adviser for a number of chinese or joint venture real estate companies such as shenzhen wenwei and chongqing huaxin, providing the clients legal services from the obtainment of land - use rights, to construction and sale of houses, mortgage on real estate and the conciliation, arbitration and litigation of real estate disputes

    作為世界著名的律師事務所-美國貝克和麥堅石baker mckenzie的中國法律顧問，為多家大型跨國公司，如沃爾瑪波音英特爾，提供涉及中國外商投資企業法稅法外貿法金融法勞動法等的法律顧問服務。
  19. At present, these financial risks are mainly reflected in ( i ) market risks in several areas where the real estate market appears overheated ; ( ii ) financial risks due to the high debt level of property developers ; ( iii ) moral hazard reflected in felonies involved in mortgage borrowings ; ( iv ) operational risks in bank credit lending especially by local branch offices ; ( v ) credit risks on land developers, and ( vi ) legal and regulatory risks on property lending

    當前房地產金融風險集中表現為：一是部分地區房地產市場過熱存在市場風險；二是房地產開發企業高負債經營隱含財務風險；三是「假按揭」凸顯道德風險；四是基層銀行發放房地產貸款存在操作風險；五是土地開發貸款有較大信用風險；六是房地產貸款法律風險加大。
  20. ( 4 ) the credit classification organization will give credit classification on mortgage - backed stocks of real estate i

    （ 4 ）信用評級機構對證券化機構所發行的住房抵押貸款證券做出信用評級，信用等級主要取決于證券的結構。
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