non- performing loans 中文意思是什麼

non- performing loans 解釋
不良貸款
  • non : adv 〈拉丁語〉非，不是 （＝not）。 non assumpsit 【法律】被告否認契約的答辯。 non compos mentis ...
  • performing : adj. 1. 實行的，完成的。2. 表演的；演奏的。3. （狗等）會玩把戲的。
  • loans : 借貸性援助
  1. Cheap money results in excessive bank lending and poor investment decisions, which could lead to an increase in non - performing loans

    低利借款源於過多的銀行貸款和導致不良貸款[ 12 ]增加的拙劣的投資方案。
  2. We need to appropriately increase the capital reserves in banks available to write off non - performing loans and bad debts, and we will use them mainly for bankruptcies and mergers of enterprises in key industries and regions, especially the shutdown and bankruptcies of mines with exhausted resources, military industrial enterprises and other enterprises that experience special difficulties

    適當增加銀行核銷呆壞帳準備金，主要用於重點行業和地區的企業破產兼并，特別是用於資源枯竭礦山和軍工等特殊困難企業的關閉、破產。
  3. In 2004, ccb, boc and our company similarly transferred over rmb330 billion of non - performing loans to cinda

    於2004年，中國建設銀行、中國銀行及本銀行再次轉讓超過人民幣3 ， 300億元不良貸款予信達。
  4. Asset securitization, as a financial instrument sprang up in american market of housing mortgages in 1970 ' s. for its intricate structure and distinctive function, it was adopted by many countries and applied to disposing non - performing loans broadly

    資產證券化這一金融工具興起於70年代美國的住房抵押貸款市場，由於其構思精妙，功能獨特為各國所採用並將其廣泛地運用於不良資產的處理中。
  5. Colony achieves attractive risk - adjusted returns by investing in real estate, non - performing loans, distressed assets, real estate - dependent operating companies, and select commercial and residential development opportunities throughout the world

    我們通過全世界的房地產、不良貸款、遇險資產、房地產獨立運作公司、精選商業和住宅發展機遇，從而獲得引人注目的風險調控回報。
  6. However, there are substantial non - performing loans in chinese state - owned commercial bank, which has become " a lion in the way " of its stock - sharing system reform. so, dispose of the non - performing loans is the most important thing in the stock - sharing system reform of chinese state - owned commercial banks and we must accelerate disposing of the non - performing loans

    然而，我國國有商業銀行中卻存在著數額巨大的不良資產，這業已成為我國國有商業銀行股份制改造的「攔路虎」 ，因此，不良資產的處理是我國國有商業銀行股份制改造的重中之重，我們必須加快不良資產的處理。
  7. I am very hopeful that an independent and flexible employment and remuneration policy that gives the right incentives for bank staff to do a good job would not necessarily increase staff costs and erode profits there would be corresponding savings in staff numbers and, importantly, a sharp reduction in non - performing loans

    我深信獨立和靈活的招聘及薪酬制度在達致賞罰分明的同時，不一定會增加雇員開支及降低銀行利潤，因為這些改革可促使職員人數減少，更重要的是不良貸款會大為下降。
  8. For the sake of enhancing competitiveness in world trade organization, commercial banks need to position themselves correctly, raise their technique level, improve financial innovation, develop intermediate business, establish scientific human resource mechanism. all these measures rely on preventing further increase of non - performing loans and gradual resolve of historical bad loans. only with fewer burdens of bad loans, can the commercial banks enhance their competitiveness

    因此，中國加入wto后，提高城市商業銀行綜合競爭力不但要採取準確的市場定位、提高金融技術含量、促進金融創新、大力發展中間業務、制定科學的人才管理體系等金融策略，而且更需要尋找降低不良資產增長率和逐步消除存量不良資產的金融策略，才能使城市商業銀行輕裝上陣，提高資產營運效率，從根本上適應激烈的市場競爭。
  9. Writing off banks ' non - performing loans might seem more sensible

    將銀行的不良貸款銷帳似乎更有道理。
  10. Chinese banks are hugely profitable : among the biggest banks, earnings are growing by more than 40 % a year and non - performing loans have shrunk from about a quarter of the total several years ago to less than 4 %

    中國銀行盈利狀況良好：在大型銀行當中，收益年增長率超過40 % ，不良資產從幾年前的25 %減少到4 % 。
  11. First, the author reviewed the related literature of asset securitization, explained the connotation and the economical significance of asset securitization from many angles, analyzed several essential technologies of asset securitization through using the enterprise financing theory, the financial theory, the system economic theory and the law of averages, constructed a flow chart to analyze the structure and the flow of the operation of asset securitization ; then the author analyses the overseas development tendency as well as the overseas concrete procedure of non - performing loans securitization, proposed several enlightenment ; once more, the author analyzed our country ’ s feasibility of npls, then elaborated emphatically the operation thought of npls of our country commercial bank : regarding the establishment of spv, thought that it most suit the our country current national condition current through pouring the capital to adopt company spv the pattern in our country by the national property management company, and elaborated how to construct and manage the property pond, put forward many kinds of ways of credit enhance for non - performing loans, thought it is the best choice that the product of npls is designed for cmo, the senior bond adopts the public issue, the secondary bond adopt private issue

    首先，本文回顧了資產證券化研究的相關文獻，從多個角度闡釋了資產證券化的內涵和經濟意義，運用企業融資理論、金融理論、制度經濟學理論和大數定律剖析了資產證券化的幾項關鍵技術，構建了一個資產證券化流程圖來分析資產證券化運作的結構與流程;接著通過分析國外不良貸款證券化發展趨勢以及具體做法，提出了幾點啟示;再次，分析了我國不良貸款證券化的可行性，然後著重論述我國商業銀行不良貸款證券化的運作思路:對于spv的設立，認為在我國由國家資產管理公司注資採取公司型spv的模式最適合我國當前的國情;並論述了資產池的構建與管理;提出了對不良貸款進行信用增級的多種方式;認為將不良貸款證券化產品設計為抵押擔保債券，高級債券採取公開發行，次級債券採取私募發行是最佳選擇。
  12. Worries about rising excess capacity feed another long - standing concern that china ' s banks, groaning under the weight of non - performing loans, are heading for a crisis

    另一個值得擔心並長期關注的重點是中國的銀行，信貸增長過快，稍有風吹草動，不履行貸款承諾將使得銀行陷入危機。
  13. Therefore, the measures shall include learning the experience of foreign banks in corporate governance, pursuing the interest of shareholders in addition to protecting the depositors " asset safety, eliminate the systematic flaws firstly, secondly, it is to mould social credit, reinforced credit management, optimize credit increment ; meanwhile the bank should also learn the experience from abroad and use the model of three - level filtering for bad loans to combine the self - disposal and trusted - disposal methods in handling current non - performing loans

    所以岳陽市商業銀行首先要借鑒國外商業銀行的公司治理結構模式，完善在追求股東利益優先的同時，將保護存款人利益的目標融入其中的外部監督模式的公司治理結構，消除不良資產增長過快的制度根源；其次是重塑社會信用、強化信貸管理，優化信貸增量；再次要借鑒國外商業銀行處置不良資產的經驗，制定自主處理和託管處理相結合的三級過濾的不良資產置換模式，消減現有存量，逐步消化存量不良資產。
  14. But this switch may need exchange rate controls and capital controls - among others - that run counter to wto obligations and western demands ; not least to protect the banking system with its extraordinarily high load of non - performing loans

    但是這種轉變需要匯率控制和資金控制不說其它的它們違背wto精神和西方國家的意願；原因不局限於保護背負沉重不良資產的銀行系統。
  15. For some history reasons, our commercial banks have commutated lots of non - performing loans ( npl ). these heavily affect the safety and the order of our banking

    由於歷史的原因，我國商業銀行積累了大量不良貸款，嚴重影響了金融安全與金融秩序。
  16. The hkma will continue to build on the considerable progress already achieved in this area to include new measures such as increasing the disclosure of banks ? non - performing loans and adopting more specific guidelines for income recognition ; and

    金融管理局將根據這方面已取得的理想進展繼續推出新措施，包括增加銀行披露問題貸款的資料，以及采納更明確的收入確認指引及
  17. Currently, there are many problems in operations in city commercial banks. the large amounts of non - performing loans have seriously hindered their development and comprehensive competitiveness, thus becoming a key cause of operational loss for most city commercial banks in china

    目前，城市商業銀行在經營過程中存在許多問題，其高額的不良資產已嚴重製約城市商業銀行的發展后勁和綜合競爭力的提高，也是全國大部分城市商業銀行經營虧損的重要原因。
  18. Fifth, financial burden is heavy, and the proportion of non - performing assets or non - performing loans is quite high

    第五，財政負擔沉重，金融不良資產比例較高。
  19. In conjunction with the transfer of these non - performing loans, regulators also employed capital injection measures to enhance the capital base of commercial banks

    在轉讓該等不良貸款的同時，監管機關亦使用注資方法，以增強商業銀行的資本基礎。
  20. The risk analysis of non - performing loans of banks by markov process

    過程的銀行不良資產風險分析
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