potential credit risk 中文意思是什麼
potential credit risk
解釋
潛在信用風險-
Potential credit risk
潛在信用風險 -
This thesis is justified in undertaking the research of credit management in commercial bank for following reasons : although the bank has witnessed great development, yet it use the traditional method in the credit management, therefore, it is a potential deficiency in the risk control. we all know that the credit business is a driving force of the banks businesses. to improve the credit quality supplies a guarantee to commercial banks ’ future stable development
隨著綜合授信制度的逐步建立,各家銀行做到了對信用風險的集中統一控制,普遍增強了信用風險管理能力;但是通過對我國商業銀行授信的普遍問題進行研究,發現在授信管理的諸多方面採用的仍然是傳統方式,對風險控制存在著不足,綜合授信制度應有的功能在一定程度上受到了抑制。 -
If commercial banks do not face the potential of the current real estate credit risk identification and effective control, then the rapid expansion of the real estate credit operations of commercial banks may become a source of risk can not be ignored
如果商業銀行不能對當前房地產信貸面臨的潛在風險進行有效識別與控制,那麼,房地產信貸業務的快速擴張可能成為商業銀行一個不容忽視的風險源。 -
Probe into the potential real estate credit risk
關于對房地產信貸潛在風險的探討 -
Credit risk can defined as the potential possibility that debtors or trade parties of the bank cannot fulfill obligations of the agreements
信貸風險可定義為銀行的借款人或交易對象不能按事先達成的協議履行義務的潛在可能性。 -
Credit scoring uses quantitative measures to predict the risk of loans. for lenders in rich countries, scoring has been one of the most important sources of increased efficiency. lenders in rich countries, however, score potential borrowers based on comprehensive credit histories from credit bureau and on the experience and salary of the borrower in formal wage employment
農戶小額信用貸款屬于個人消費貸款的范疇,在很多方面與信用卡消費有相似之處,例如都是面對廣大的個體放款、業務量大而單筆額度數量小、基於借款人的信譽放款不需要抵押擔保,等等。
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