prepayment penalty 中文意思是什麼
prepayment penalty
解釋
提前償付罰款- prepayment : 預付, 提前償付
- penalty : n. 1. 刑罰，懲罰。2. 罰款；違約罰金。3. 報應。4. 【牌戲】罰點；【體育】（犯規）處罰。5. （行為等造成的）困難、障礙、不利後果 （＝handicap）。
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Another attractiveness of the special fixed - rate scheme is that the prepayment penalty period is capped at three years for fixed - rate periods exceeding 3 years and up to 10 years. the other key product features of the special scheme are summarised in
這新計劃之另一吸引之處為特別優惠的提早還款手續費， 3年至10年的定息按揭貸款，提早還款手續費只限首3年。 -
Moreover, if the loan goes bad, or if it is refinanced or repaid without the bank enforcing the prepayment penalty, the bank may not recover the value of the up - front concession. the threshold beyond which confidence deteriorates and funding premiums rise sharply needs to be guarded most carefully by banks
此外，假如貸款變成壞帳，又或者是借款人轉按或提前還款，而銀行又沒有嚴格執行提前還款罰則，銀行就連首年低息優惠的費用也可能無法收回。
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