risk credit company 中文意思是什麼
risk credit company
解釋
風險信貸聯合公司-
Through the canalization to the marketing strategy research of the substantial evidence of the fuxin company, in the foundation that the author has collected large quantity of data, mainly using the relevant marketing theory of dr philip kotler, famous as " the father of marketing ", the author importantly expound that in the operating process, to small enterprise, there are six most important contents, that is : the market marketing environment analyzes, the market marketing investigation analyzes, the marketing segmentation, the choice of the marketing positioning, target market, the pricing of product, adjective pricing strategy, the marketing outlet management of the business and credit sale risk
本文作者通過對富新公司的營銷策略研究實證分析，在收集大量資料的基礎上，主要應用有「營銷學之父」稱謂的菲利普.科特勒（ philip . kotler ）博士有關營銷策略的相關理論，重點闡述了在經營運作過程中，對中小企業至關重要的六個方面的內容：市場營銷環境分析，市場營銷調研分析，市場細分、市場定位、目標市場的選擇，產品定價和價格調整戰略，企業的營銷渠道管理以及賒銷風險的問題。 -
Firstly, some basic concepts are not clear, such as what is the status of the company under liquidation, how to define the action of the industrial - commercial authority ' s invalidation of the license of the company, whether or not the share holders can sue to disincorporate the company, is it legal to dissolve a company without liquidation, what is special liquidation, under what situation will a company be obliged to disincorporate, who will be responsible for liquidation after the dis incorporation, etc. secondly, some primary legislative principles about disincorporation and liquidation that are adopted in foreign countries are not established in china, such as a company must be liquidated before disincorporation except for acquisition, the company remains valid during the liquidation until it finishes the invalidation registration, an ordinary liquidation must be replaced by a special liquidation under the instruction of the court when there is an impediment or a fraud, the company should apply to the court for bankruptcy when it is found that its debt is over its asset during the liquidation, the number of people execute liquidation can be several or just one, companies applied for annulment shall be judged by the court and must be liquidated, etc. thirdly, china does n ' t have some of the fundamental rules that are specified in the laws of foreign countries, such as the rule of disincorporation registration, the rule that the company should sue to let the court judge for disincorporation if there is a deadlock between share holders, the rule of credit trade - off in special liquidation, the rule that people who execute the liquidation are jointly responsible for compensating the loss of the third party caused by their activities that are illegal or vicious, the rule of special liquidation, the rule of the representation of the people who execute the liquidation, the rule of the court supervising the liquidation in an inactive way, the rule of how long the accounts and documents should be kept after disincorporation, etc. because of the lack in research and legislation, the system for companies leaving the market is highly disorganized, which harmed the interest of the creditors and relevant people, increased the risk of market exchange, damaged the order of the market economy and the ethic of doing business, wasted the resources of the society, and impaired the authority and seriousness of the law
再次，國外立法上的一些基本制度我國沒有，如解散登記制度，股東出現僵局訴請法院判決解散制度，特別清算中的債權協定製度，清算人因違法或惡意對第三人承擔連帶賠償責任制度，司法特別清算制度，清算人的代表性制度，法院消極監督清算制度，帳薄及文件在公司解散后保存法定期限制度等。由於理論研究和立法的不足，造成了我國公司法人退出市場機制的嚴重混亂，損害了債權人和利害關系人的利益，增加了市場主體交易不安全感，破壞了市場經濟秩序和商業道德，浪費了社會資源，削弱了法律的權威性和嚴肅性。文章認為，完善我國公司解散和清算制度，應借鑒和引進發達國家的法學理論和法律制度，統一我國有關解散和清算立法，在基本概念、基本原則、基本制度、基本程序諸方面進行統一規范，填補立法空白，創設法院解散公司制度，廢除行政特別清算制度代之以司法特別清算制度，健全和嚴格違反清算規定的法律責任制度（包括民事責任，刑事責任，行政責任，改變現行行政處罰范圍偏廣，民事賠償范圍偏窄，刑事追究空白太多的不協調狀況） ，從而構築起科學的公司解散和清算制度，使之符合我國經濟生活的客觀需求，符合市場經濟發展的基本方向，並與國外立法通例趨同。 -
As a developing country in the process of transmission, we suggest that china select a synthetical method to finance annuity, including the social insurance tax, pension bond, social insurance lottery, treasury compensation and selling national assets, etc. at the same time, in the aspect of operation, we combines fixed assets investment, company and financial investment, stock investment and commerce credit to decrease risk and increase the value of annuity
本文認為作為轉軌過程中的發展中國家，中國養老金籌資方式的選擇應綜合利用社會保障稅、養老保障國債、社會保障彩票、財政補貼和國有資產變現等方法，同時在運營方面要將固定資產投資、企業與金融債券投資、股市投資、商業信用等方法結合起來使用，以降低風險，確保增值。 -
Supposing the company ' s value satisfies a certain probability distribution, then, we can calculate the company ' s value in the future as well as its connotative undulation basing on the relationship and a certain option pricing formula, which is based on the supposing talked above. further, we can calculate the company ' s expected default frequency. by now, the goal to measuring the company ' s credit risk has realized
如果假設公司價值波動服從某一概率分佈，那麼根據與此概率分佈相對應的期權定價公式，以及股票價格波動率與公司資產價值波動率之間的函數關系，即可求出公司未來某個時點的期望價值及其隱含波動率，並進一步計算出此時點公司違約的概率，由此便實現了對公司信用評級的目的。 -
Hunan industrial and commercial bank should set up independent risk management system, make securities broker company credit grade criteria for evaluation
湖南工行應當建立獨立的風險管理制度，制定證券公司信用等級評定標準，完善授信業務管理。 -
Taking the actuality of the credit management in a sg mechanism project company as a model case and the particularity of the sale - on - credit in mechanism industry into account, aiming at the actuality of the too large receivables and new speedy increasing period in mechanism industry, and working in company wholly tactic ? striving for the market occupancy ratio on the basis of controlling management risk, this article designs newly the whole process of the credit management system in the sg mechanism project company including the client administration in advance, credit conferring management in the midst and receivables management
本文主要以sg工程機械公司的實際信用管理現狀作為一個典型案例，結合工程機械行業賒銷以及代理制銷售的特殊性，針對工程機械行業進入又一輪的快速增長期以及應收帳款過大的現狀，配合公司的總體戰略（在控制經營風險的前提下，爭取市場佔有率）對sg工程機械公司的信用管理制度從事前客戶管理、事中授信業務管理、事後應收帳款管理整個過程進行重新設計。 -
And path dependence theory, marginal theory and optimizing theory are applying in this paper. this article ends up with a few of hypotheses below : at present, retail exposures of credit risk may be valuated by multi - factors score ; company ones of credit risk may be valuated by modified specialist method ; and bank ones of credit risk may be valuated by quasi modern credit risk valuation model ; the destination is to get to the same way to modern credit risk valuation model by which all kinds of risk can be valuated, by the means of motivational transition or compelled one of the institute
在此基礎上，以會計/市場數據可得性和有效性、金融市場發育程度、利率市場化深度、公司治理結構的完善度以及信用工具本身的特徵（尤其是衍生金融工具）等因素作為細分依據，將我國商業銀行中信用風險暴露（嚴格意義上來說，為了突出本文的觀點，本文僅僅是對商業銀行的部分風險暴露）劃分為:零售信用風險暴露、公司信用風險暴露? ?對大型企業集團的信用風險暴露和銀行信用風險暴露? ?銀行對質優上市公司的信貸業務、銀行的貨幣市場業務以及金融衍生產品業務等。 -
The research resuits mainly include : credit capital is not equal with stock capital, low risk capital structure is one strategic choice and competition advantage ; more capital from the core stocanolder and famous investment institution, more easier the company can finance ; relationship lending is one important credit financing means for internet company ; from the point of tfade - off theory, conservative capital structllre is suitable for intcmet company presently ; small proportion is preferable when liability level is readjusted, since it is easier to access the optimal capital structure.
主要內容包括：債權資金與股權資金不對等，不可以完全替代；低風險的融資結構是一種戰略性選擇；核心股東增加投資和廣大具有市場影響力的機構投資者投資網路公司都是傳遞公司價值的信號；關系型貸款是重要的債權融資方式；從權衡的角度看，現階段宜選擇保守型融資結構；調整負債水平宜採取謹慎小幅度的策略，這樣更容易接近最佳融資結構。 -
Some stylized facts about these models will be provided. these models will be tested by using the financial data from some public company of our country. there are five chapters in this dissertation and the remainder of this paper is structured as follows : the first chapter begins with this paper ’ s research background, aim and innovation. in the second section the paper introduces the process of credit risk management models development. the evolvement of credit risk management and four widely used models i. e. kmv 、 creditmetricstm 、 creditrisk + 、 creditportfolio view will be introduced in the third section
本文對現今國際上比較著名的，在信用風險管理實踐中應用最為廣泛的kmv ， grcditmetrics ， creditrisk + ， creditportfolioview四個模型進行了比較分析，從原理概念，模型建立的理論基礎以及模型之間的相互關系，研究了各模型的特徵，並運用國內公司的相關數據對kmv模型進行了實證分析，就我國當前信用發展狀況下，各度量模型適應性進行了比較，以期為我國信用風險模型的構建提供借鑒與參考。 -
Shortage of one person ' s company credit, not only has disturbed market economic order, but also has influenced the healthy development of trade market, has also increased trade risk and disadvantaged for the protection of benefit of trading relative person
一人公司信用的缺失，既擾亂了市場經濟秩序，影響了交易市場的健康快速發展，也增加了交易風險，不利於對交易相對人利益的保護。 -
Build up the company credit and risk control policy, set up the complete credit control system, manage and control a / r in order to shorten the collection period of a / r
制定公司信貸和風險控制政策，建立信控體系，管理、控制應收帳款，從而縮短應收帳款回收期。 -
The result shows that when some conditions prepared, the “ rational ” futures broker company will cooperate with the investor for the utmost of its own interest in a long dynamic games with incomplete information, which will control the credit risk in the futures market to some extent
模型分析結果表明:當具備一定的條件時，在長期不完全信息動態博弈過程中，為了自己的利益最大化，期貨經紀公司在相當長的一段時間內會採取合作戰略，從而實現期貨經紀公司和投資者雙方利益最大化，這在一定程度上控制了期貨市場的信用風險。 -
The finance guarantee company plays the role as a bridge in the financing movement between the small and medium enterprises ( smes ) and banks, enhancing the smes ’ credit 、 preventing and reducing the credit risk of banks to financing, and guiding the flow of funds
金融擔保公司在中小企業與銀行之間的融資活動中起著橋梁與紐帶作用，增強了中小企業的信用，防範和化解了銀行信貸風險，使融資渠道暢通，引導資金的流向。 -
The financial guarantee company is the financial intermediary organization specialized in the credit guarantee and provides the credit guarantee in the economic life. it is a special non - bank financial organization with the unique function of enhancing credit and the characteristic of managing risk
金融擔保公司則是專業從事信用擔保的金融中介組織，在經濟生活中提供信用保證，是具有獨特的信用增強作用和風險管理特徵的特殊的非銀行金融機構。 -
Credit risk. the possibility that the company holding your money will not pay the interest or dividend due, or the principal amount when it matures
信用風險：即你投資的公司不能支付應付利息或紅利，或到期不能支付本金的可能性。 -
The advantage of the financing structure is as follow : in a highly market - oriented financing system, enterprises face diverse financing options have great autonomy, which limits the major shareholders of a company to control the company, guarantees the interests of investors ; decentralized financing reduces enterprise debt rate, which is conducive to reasonably arrange credit structure of the bank, enhance the stability of the banking system ; decentralized financing disperses investment risk and financial market risk ; constraint mechanism of capital markets enhance the competition quality and comprehensive quality of enterprises, form effective corporate governance mechanisms
第三部分是從主體特徵、形成根源和經濟績效三個方面對美國企業融資模式和日本企業融資模式進行比較分析。第四部分是從美日兩種融資模式的簡要評價中得到啟示，並在總結分析兩種融資模式的基礎上，回顧了我國融資制度的變遷與現狀，針對我國目前融資體制中存在的種種問題，提出應對建議。 -
Although there is no real option pricing trading market all across the nation, the application of the theories will enjoy the bright future because many financial tools and businesses embody the idea of the option. the main applications include : the pricing of the company ' s financing tools, including stock, bond, convertible bond and so on ; the calculation of the proportion of liability to stock in case of changing the liability a company owes to a creditor into the stock share ; the evaluation of the value of a loan and analysis of the credit risk of loans in our country from the point of option ; and the evaluation of the effectiveness of executive stock. option and the improvement of the executive stock option
盡管目前中國還沒有期權交易市場，但由於許多金融工具和金融業務中都包含了期權的思想，期權定價理論在我國仍有廣闊的應用前景，本文對此進行了探索。主要的應用內容有以下四方面：公司融資工具，既包括傳統融資工具股票、債券的定價，也包括新型融資工具可轉換債券和認股權證的定價；債轉股業務中比例的確定，用布萊克-斯科爾斯模型和二項分佈模型兩種方法計算；貸款業務定價，並從期權角度分析我國貸款的信用風險狀況、成因；經理人期權激勵，包括其原理、對其有效性的實證分析，並引進指數期權作為改進方法。
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