risk-based capital standard 中文意思是什麼
risk-based capital standard
解釋
風險資本標準-
Based on this conclusion, a standard and systematic risk management method suggests to be adopted. the following sector explores in depth the capital source channel of open - fund development ; the sales channel establishment and the variety innovation of the fund by introducing the marketing system theory. finally, based on the research of market background system and market elements which open - fund relies on, the paper points out the importance of market environment construction in the standardizing development of the fund, and gives a constructive suggestion to the scope development and standardizing operation of open - fund
文章通過對證券投資基金的發展空間與趨勢研究、基金的運作機制研究，指出開放式基金是我國未來證券投資基金市場發展的主流產品，具有廣闊的市場空間和發展前景；通過對開放式基金的風險體系和主要風險特點的分析，提出規范化、系統化的風險管理思路與參考性方法規劃；通過導入市場營銷體系理論，就開放式基金發展的資金渠道方向、銷售渠道建設、基金的品種創新等進行深入論述；最後針對開放式基金所依賴的市場背景體系與市場要素，指出市場環境建沒對基金規范化拓展的重要性，並為開放式基金的規模發展和規范運作提出建設性建議。 -
If commercial banks in china meet the requirement of the new capital accord, many questions must be solved, including the possible continual worse in capital adequacy, a lot of drawbacks in the current standard of measuring capital adequacy, imperferction in the internal system of assessing risk, and so on. in order to cope with the challenge from the internal and international financial market, commercial banks in china should make full use of the advanced managing experience of international banking, raise capitals by all possible means, make capital structure perfect, set up preliminary system of assessing risks with conceratration on internal ratings - based approaches, and continue to improve the quality of assests and the capability of gaining profits
與新協議的要求相比，我國商業銀行資本管理存在著相當大的差距，主要表現在：資本充足率可能進一步下降，現行資本充足率測算標準存在諸多缺陷，風險評估體系很不完善，等等。為迎接新協議實施后來自國內外金融市場的巨大挑戰，我國商業銀行應充分借鑒國際銀行業的先進管理經驗，發揮后發優勢，進一步拓寬籌資渠道，完善資本結構，初步建立以內部評級法為核心的風險評估體系，規范資本管理信息披露，繼續改善資產質量，捉高盈利能力，以便盡早與新協議的要求接軌，提高我國銀行業的國際競爭力。
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