sum of indemnity 中文意思是什麼
sum of indemnity
解釋
補償金-
Subject to any express provision in the policy, where there is a partial loss of freight, the measure of indemnity is such proportion of the sum fixed by the policy, in the case of a valued policy or of the insurable value, in the case of an unvalued policy, as the proportion of freight lost by the assured bears to the whole freight at the risk of the assured under the policy
受本保險任何明示規定的制約，在發生運費部分損失之場合，賠償限額為：對定值保險單而言，按保險單上載明的保險金額或保險價值的比例；就不定值保險單而論，按被保險人遭受的運費損失與根據保險單被保險人處于風險中的全部運費比例。 -
If the total amount of the sum insured by double insurance exceeds the insured value, the total amount of indemnity paid by all insurers concerned shall not exceed the insured value
重復保險的保險金額總和超過保險價值的，各保險人的賠償金額的總和不得超過保險價值。 -
Unless otherwise specified in the contract, in the event that the sum insured is less than the insured value, the insurer shall undertake the obligation for indemnity pro rata of the sum insured to the insured value
保險金額低於保險價值的，除合同另有約定外，保險人按照保險金額與保險價值的比例承擔賠償責任。 -
According to the " maritime law ", if the scope of the right of subrogation of insurance companies is not limited by the sum they compensate for the insured, the insurance companies are entitled to claim the total sum to the third party in terms of the " loss within the scope of insurance responsibilities ", however, the insurance indemnity exceeding the sum they pay shall be returned to the insured
根據《海商法》的上述規定，保險公司的代位求償權的范圍不以其向被保險人賠償的金額為限，保險公司可以就「保險責任范圍內的損失」全額向第三人主張，但超過其支付的保險賠償的部分，應退還給被保險人。而根據《保險法》的規定，保險公司的代位求償權的范圍以其支付的保險金額為限。 -
Any sum recoverable under insurance or contract of indemnity
根據保險計劃或彌償合約而可得回的款項；
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