term of mortgage 中文意思是什麼
term of mortgage
解釋
抵押期-
These companies and people, who are not satisfied with the services provided by mainland s domestic banks, are the potential customers of foreign financial institutions. business opportunities in trade finance, foreign exchange, mortgage, hire - purchase and other fee - based services are considerable in the medium term
除現有的外商投資企業客戶外，隨西部地區經濟發展而興起的私營企業和中產階級，由於對國內銀行提供的服務不盡滿意，大有條件成為外資金融機構的客戶。中期而言，在貿易融資、外匯買賣、按揭、分期付款及其他收費服務方面的商機將相當可觀。 -
Structure financial instrument includes commercial mortgage - backed securities ( cmbs ), asset - backed securities ( abs ), real estate investment trusts ( reit ), and residential mortgage - backed securities ( cmbs ). according the research report of us, most of abs and mbs is floating interest rate, and credit rate is aaa and duration is short term. also, the structure of abs and mbs are different with different client requirement of cash flow
在美國金融市場上的結構化金融產品包括個人住房貸款抵押支持證券（ rmbs ） 、商業貸款抵押支持證券（ cmbs ） 、債務抵押債券（ cdo ）和資產支持證券（ abs ） ，而abs主要包括信用卡應收賬款支持證券（ creditcardabs ） 、汽車貸款支持證券（ autoabs ） 、學生貸款支持證券（ studentloanabs ）和家庭財產支持證券（ homeequityloanabs ）等。 -
1. owing to necessities it is an urgent matter for us to institute mortgage term system. 2. it is improper to deny mortgage term in excuse of timelessness of the property right
（二）以物權無期限為由而否別材甲權期間是不適當的: 1 、所有權的無期限勝，並不排除其他物權的有期限性。 -
The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。 -
The offering of a 40 - year mortgage repayment term will give rise to more speculations on newly completed flats
提供40年樓宇按揭還款期，會否增加炒賣新建樓宇單位的情況？ -
At the end of the fixed - rate period, the borrower can choose either to refix the mortgage rate for another fixed term at the then prevailing farm rates or to convert the loan to a floating rate mortgage
于定息期滿后，貸款人可選擇以當時的定息按揭計劃提供的息率重新釐定另一期的定息按揭息率，或將貸款轉為浮息按揭。 -
The second part is about maximum amount mortgage ' s term of guarantee. we think of those will become maximum amount mortgage by some certain relations of law such as future creditor ' s right, existing " creditor ' s right and bill creditor ' s right. analysis if recall bill creditor ' s right can be maximum amount mortgage
第二部分探討的是最高額抵押擔保債權的范圍，認為基於一定法律關系所產生的未來債權、現存債權、及票據債權均可成為最高額抵押的擔保債權，著重分析了回得票據債權是否可成為被擔保債權問題。 -
" american express bank has been very supportive of hkmc s initiatives to help develop the local secondary mortgage market. this transaction is especially remarkable as it marks the largest amount of mortgage loan sales ever made by authorized institutions in hong kong, and represents our long - term commitment in developing our mortgage business here, " said mr alan tsang, senior country executive for hong kong, american express bank
美國運通銀行香港區行政總裁曾慶?說:美國運通銀行一向十分支持香港按揭證券有限公司致力協助發展本地二手按揭市場，是次交易有重大意義，因為這是由本港認可金融機構作出目前最大額的按揭貸款銷售，象徵美國運通銀行發展香港按揭業務的長遠承諾。 -
From a micro - view in personal housing mortgage loan, the bank faces or will face the shortage and singleness of the fund, risk concentration, small size, short term and bad liquidation and so on
從微觀上來看，目前銀行在個人住房抵押貸款問題上面臨或將要面臨資金來源不足、單一；風險集中；規模小、期限短；流動性差等困境。 -
In the latter case, the insurance premium will be bundled with the mortgage principal and repayment of the premium will form part of the monthly instalment to be paid by the borrowers to the approved sellers over the term of the mortgage
借款人可選擇自行支付保險費，或由核準賣方代為墊支。若選擇墊支，保險費將與按揭貸款本金相加，由借款人根據按揭貸款期每月攤還。 -
On the basis of the above analysis, the essay further discusses a special property right, that is, the property right of enterprise ' s human capital. after generally analyses of the human capital and of its common characteristics ( i. e. investment body ' s versatility and human capital bringer ' s oneness, long - term accumulation quality, the composing substance ' s singularity quality, income ' s increasing " quality, possible mortgage quality, scarce quality ), it expounds enterprise ' s human capital property right ' s basic meaning, characteristics ( i. e. the contradiction between human capital bringers and other ownerships, the influence of human capital bringer ' s subjective will to human capital property right, the difficulties of human capital property right ' s division and benefit ' s distribution ) and related features in public - owned enterprises ( i. e
在對人力資本及其一般特點（投資主體的多元性與人力資本攜帶者的單一性、長期累積性、構成內容的異質性、收益遞增性、可抵押性、稀缺性等）的一般分析之後，進一步研究了企業人力資本產權的基本含義、基本特點（人力資本攜帶者與其他所有者的矛盾、人力資本攜帶者的主觀意志對人力資本產權關系的影響、人力資本產權分割以及利益分配上的困難等）及公有制企業人力資本產權的相關特徵（法權的和事實的產權不相一致、企業分配難以體現人力資本產權的收益） ，指出了傳統企業治理模式中存在的不足? ?忽視人力資本產權。 -
Under the code, mortgage loan application falls within the term of new grant of credit, which means that a credit provider will be able to access the cra database to obtain a credit report relating to the person who apply for a mortgage loan
根據守則的規定，按揭貸款申請屬新批出的信貸。因此，如信貸提供者考慮向客戶批出新的住宅按揭貸款，它可查閱信貸資料服務機構的資料庫，以獲得該名客戶的信貸報告。 -
From a long - term point of view, her choice is to strengthen a financing system of american style, whose characteristic is the first and secondary mortgage markets, to remold and normalize the accumulation fund system, and to support and encourage housing cooperation financing, eventually to transform the existing real estate finance organization system to a " one - body - two - wings " type, which has the market finance as its main component and the policy finance and cooperation finance as its supporting parts
我國目前正處于多種房地產金融模式互相交叉共同發展的時期，從長遠看，我國的選擇應該是大力發展美國式的一、二級市場聯動的抵押貸款融資體系，改造和規范公積金制度，支持和鼓勵住房合作金融體系，最終形成「一體兩翼」式的，以市場金融為主，政策性金融與合作金融為輔的房地產金融系統。 -
G. l. does n ' t stipulate the system of mortgage term
我國《擔保法》未規定此項制度。 -
Is a picture of the termexception thrown because the mortgage term is greater than 25
是一幅拋出由於抵押期限大於25年而引發了termexception異常的畫面。 -
The offering of a 40 - tear mortgage repayment term will increase the risks of banks ; if so, what the risks are ; if not, why not ; and
提供40年樓宇按揭還款期，會否增加銀行的風險若然，會有哪些風險若否，原因為何及 -
During the land use term, party a shall, subject to party ' s right to protect its and its customers ' confidential information, have the right to supervise and inspect, in accordance with law, the development, utilization, assignment, lease, mortgage and termination of the land use rights to the land
在土地使用期期間，在不影響乙方保護自身及客戶機密信息的前提下，甲方有權依法監督和檢查土地的土地使用權的開發、使用、轉讓、租賃、抵押和終止的情況。 -
The credit facility will enable the hkmc to obtain short term funds to bridge the gap between the purchase of mortgage loans and the issuance of debt securities, which may arise from time to time due to volatile conditions in the capital market, " a hkmc spokesman said
這項信貸融資讓按揭證券公司能夠獲得短期資金，以便在購買按揭貸款與發行債務證券籌資的時間未能配合時，提供購買按揭貸款所需資金這種情況可能會因為資本市場市況波動而出現。 -
The government has laid down any guidelines on mortgage repayment terms offered by banks to property buyers ; if so, of the longest mortgage repayment term at present ; if not, of the longest mortgage repayment terms offered by banks in each of the past three years
目前政府有否就銀行提供的樓宇按揭貸款年期制訂指引若然，目前的樓宇按揭貸款年期最長為多少年若否，在過去3年銀行每年提供的樓宇按揭貸款年期 -
In order to solve the problem that people cannot offer to purchase house, banks or other financial institutions provide personal housing consumption loan. due to the personal housing consumption loan taking the purchased house as mortgage, it is also called personal housing mortgage loan. such loan of large sum and long term is the important parts of consumption loan
個人住房貸款是銀行或其他金融機構為解決消費者購房時資金不足問題而向消費者發放的貸款，通常以所購住房為抵押品，一般具有金額大、期限長的特點，是消費信貸的重要組成部分。
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