抵住物 的英文怎麼說
中文拼音 [dǐzhùwù]
抵住物
英文
retainer-
In homeowner ’ s mortgage insurance, the mortgaged house is the subject property, it is also an integrated property of the land with its appurtenant structures, which is charasterized as real estate, that means the land and the buildings on it can not be separated in form and value
在住房抵押貸款房屋保險中，抵押房屋是標的財產，是土地及地上建築物的統一體，具備不動產土地及地上建築物形態和價值的不可分割性。The housing of rural villager and curtilage base cannot set hypothec ; the building on collective land, have native place only ( town ), the building such as the workshop of village enterprise reachs his to take up the land access inside limits can mortgage at the same time
農村村民的住房及宅基地不能設定抵押權；集體土地上的房屋，只有鄉（鎮） 、村企業的廠房等建築物及其佔用范圍內的土地使用權可同時抵押。In our future real right law, there should be some limitations to the open objects, hut nor the open contents in the property register of immovables ; lawsuit time limit should not he applied to return protoplast right of applicant ; we had better constitute positive prescription system ; powerless punish should not affect the force of contracts when the endorser has no right, but the transferee is well - meaning ; there should be proper toleration to the unanimous consent principle on punishing mutual thing ; we should prohibit mortgaging to some movable property which has no way to open ; there should not be the time limitation when mortgager realizes the hypothec after the fulfilling tern ; of primary creditor ' s rights is over, except that mortgager is not the debtor ; when the debtor do not refund the debt, the mortgager cannot get the guaranty directly, but he may put in for the court to auction guaranty
摘要我國未來物權法，對于不動產登記簿的開放對象應當有所限制，但對于開放內容不應有所限制；物權人的返還原物請求權不應當適用訴訟時效；應當建立取得時效制度，並應區分一般動產、準不動產、未登記不動產而規定不同的成立條件；在動產的轉讓人為無權處分而受讓人為善意的情況下，轉讓人與受讓人之間的合同是否有效不應當以「無權處分」為條件，只有在轉讓合同無效的情形下，受讓人取得標的物的所有權才是依善意取得制度的取得，此時的取得是原始取得；在共同共有的情形下，原則上處分共有物應當經共有人全體一致同意，但應容有若干例外；不應當規定居住權；動產抵押的公示方式問題無法徹底解決，如果規定動產抵押，應當實行登記要件主義，適于烙印、打刻或貼標簽的動產，應當採取烙印、打刻或貼標簽的方式，其他無法解決公示方式的動產應當禁止抵押；主債權履行期屆滿后，抵押權人行使抵押權，原則上不應當有一個時間限制，但抵押人非為債務人時可容有例外；在債務人不償債時，抵押權人不能直接讓抵押人交出抵押物，實現抵押權，但可以持抵押權登記簿副本直接申請法院拍賣抵押物。By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle
針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。At least one of the income - generating mortgagors borrowers must occupy the property as his her primary residence
最少其中一位有收入的抵押人借款人必須以有關物業為主要住所。No footing with the students because young people gain the temptation impetuously, and the teachers did not straighten his spine perhaps it is because teaching is the right to the pursuit of material benefits, they embarked on this road when they have not thought about what kind of responsibility and historic mission
學生沒有站住腳跟是因為年輕人浮躁而抵不住誘惑，而老師沒有挺直腰板或許就是因為其從教的目的就是對物質利益的追求，他們在走上這條道路的時候就沒有想過自己有著什麼樣的責任和歷史使命。The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。The laws and rules that govern the mortgage - backed security market should be enhanced to protect investors, hence, lead to a sound capital market
本文結合我國住房抵押貨款證券化的金融生態環境，探討了投資者面臨的假按揭風險、抵押物處置風險和房貸險等法律問題，提出了完善相關法律金融制度的建議。At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds
本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。At first, there ' re some suggestions on amending articles of the definition of real law, the evidence qualification of real estate register, the effect of the good faith protection of the real estate registration, the fault responsibility of registration structure, the possession reformulation, the state ownership of water resources, the state ownership of wild animals and plants resources, the state ownership of public facilities, bona fide acquisition, transfer of right to land contracted management, mortgage and etc
物權定義建議增加排他性效力；建議修改物權定義、不動產登記簿的證據資格、不動產登記的善意保護的效力，登記機構的過錯責任、佔有改定、水資源屬于國家所有、野生動植物資源屬于國家所有，公共設施屬于國家所有，善意取得、承包經營權轉讓、抵押等條文；建議增加關于宗教財產歸屬、取得時效、營業質權等規定；建議刪除第三十九條、第四十二條關於物上請求權之規定，刪除第十五章即居住權的規定。It indicates and also analyzes the problems of housing demand, credit capital supply and exertion, management system, risk keeping away mechanism, price forming mechanism, mortgage mechanism, market environment, lag of rules and laws and disposing of mortgage goods, ( chapter 3 ) part 4, the study of market system and government system of personal purchase mortgage on the precondition of monetary housing distribution analyze the foundations of market and government during this process and the problem of market disorder and government defection
指出了目前我國個人購房抵押貸款運行中的住房需求、信貸資金供給和運用，經營管理體制、風險防範機制、價格形成機制、抵押機制、市場環境、法規滯后、以及抵押物的評估和處置上存在許多問題並對此進行了深入地分析與探討。 （第三章）第四，對住房分配製度轉變過程中個人購房抵押貸款的市場機制與政府機制研究。分析市場與政府在個人住房抵押貸款中的作用及其市場失靈、政府缺陷的問題。If emerging economies remain resistant to an american recession and commodity prices stay strong, america ' s exporting regions will benefit
如果新興經濟可以抵抗住美國大蕭條的沖擊並且穩定住物價，那麼美國的出口領域將獲益匪淺。Personal housing additional mortgage loan mea a loan lent by icbc to any existing personal housing loan client for its house purchase and household co umption taking the former loan collateral as a security
個人住房加按揭貸款是指對工行現有個人住房貸款客戶發放的以原貸款抵押物為擔保的用於購買住房及家居消費的貸款。Personal housing additional mortgage loan means a loan lent by icbc to any existing personal housing loan client for its house purchase and household consumption taking the former loan collateral as a security
個人住房加按揭貸款是指對工行現有個人住房貸款客戶發放的以原貸款抵押物為擔保的用於購買住房及家居消費的貸款。During the project, mrs. dulcelina pez mayorga, a representative of the areas indigenous people, was very patient. she arrived early in the morning, waited for her turn to meet with us and said, i prayed to god a lot last night
Dulcelina pez mayorga女士是本區原住民的代表，她說她昨晚一直在跟上帝禱告，她一大清早即抵達物資發放地點，很有耐心地為原住民同胞排隊等候我們的來臨。Chapter two analyzes the causes of risks of the business from the perspectives of property developers, borrower, banks, mortgage security and regulatory and legal environment. chapter three introduces the best experience and practice in developed countries housing
在論文的第二章，筆者分別從開發商、借款人、銀行自身、抵押物、宏觀經濟環境等五個方面詳細闡述了個人住房按揭貸款風險形成的原因。During the passage of tornadoes or waterspouts, the direct impact of very strong winds and the difference in pressure between the interior and outside of a building can shatter weak structures, and even blow away trees and vehicles
渦旋中心附近的氣壓非常低，並且風力強大。卷風經過時，單薄的建築物可能會抵受不住強大風力及室內室外的氣壓差而損毀，樹木及汽車等會被吹起。During the passage of tornadoes or waterspouts, the direct impact of very strong winds and the difference in pressure between the interior and outside of a building can shatter weak structures, and even blow away trees and vehicles. there have been reports of small boats capsizing in nearby waters on encountering waterspouts
渦旋中心附近的氣壓非常低，並且風力強大。龍卷風經過時，單薄的建築物可能會抵受不住強大風力及室內室外的氣壓差而損毀，樹木及汽車等會被吹起。在海上曾經有小型船隻遇到水龍卷而沉沒。The outer ring road runs within sight of the front gate, connecting residents of the emerald quickly and easily to major retail and commercial districts in puxi, and allows for a mercifully short 20 - minute drive to either airport
小區毗鄰外環公路，使小區的住戶可以方便快捷的抵達浦西主要的購物和商業中心，僅僅二十分鐘的車程就能到達上海兩大機場。分享友人