抵消信貸 的英文怎麼說
中文拼音 [dǐxiāoxìndài]
抵消信貸
英文
offset credit-
By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle
針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。Note that with profit growth at 37 % yoy for the first eight months of the year and stock market financing doubling this year, the availability of self - raised funds and capital market funding can easily offset the slowdown in lending growth
應注意到，隨著今年頭八個月利潤年增長37 %及股票市場資金翻倍，自籌資金和股市資金足以輕松抵消信貸增長放慢的影響。From the mortgage loan of real estate to the development of the market of consumer credit, from bank trade improvement management to enterprise, extend financing channels, show the advantage of asset securitization invariably
從房地產抵押貸款到消費信貸市場的發展，從銀行業改善經營管理到企業拓展融資渠道，無不顯示資產證券化的優勢。Auto finance can improve the efficiency of auto production, service and capital utilization. currently there is only less than 20 % of chinese car buyers are buying on credit comparing with over 70 % in those developed market
汽車金融服務是在汽車的生產、流通與消費環節中融通資金的金融活動，主要包括資金籌集、信貸運用、抵押貼現、證券發行與交易以及相關保險、投資活動，它是汽車業與金融業相互滲透的必然結果。Great care must be taken in such instances since otherwise tax authorities tend to see through the trust and tax you accordingly - it can be mighty hard to disprove such a connection with a trust ! when either periodic or terminal payments are made from a trust to either a person or people named in the trust deed, the recipient ( s ) are known as beneficiaries, i. e., they benefit from the trust
例如，一個客戶將一百萬美元投入信託，並規定了他的孩子為唯一受益人，后來當他拖欠銀行貸款時銀行就不能用他投入信託的財產來抵消他的欠賬（因為從法律上講此客戶已不再擁有這些財產了） 。With the establishment of a special kind of organization - - spy ( special purpose vehicle ), bonds can be issued to the public, and then the fund corrected in this way is to be used to buy the housing - mortgaged loans granted by the banks and the capital and interests of the issued bonds will be paid back with the borrowers " payment for the loan capital and interests
證券化最早的形式是融資證券化，即資金需求者通過在資本市場和貨幣市場上發行證券向投資者籌資的直接融資方式，這種融資證券化形成了目前傳統的證券市場。后來，隨著金融市場大量不動產抵押貸款、汽車抵押貸款、消費貸款和信用卡業務的發展，金融存款機構的資金來源不能滿足房地產抵押貸款等業務的需要。On the base of this point, the paper proposes four ways : first, the personal credit - information system should be built up ; second, government should establish the personal credit - guaranteed system ; third, liberalization of interest rate in the consumer credit market ; finally, developing the credit card ' s circulation loan function
在此認識的基礎上，本文提出了解決抵押困境的途徑：建立政府主導型的個人信用體系，成立各省市的個人信用擔保機構，推進消費信貸利率市場化，大力發展信用卡的小額循環貸款功能。In order to solve the problem that people cannot offer to purchase house, banks or other financial institutions provide personal housing consumption loan. due to the personal housing consumption loan taking the purchased house as mortgage, it is also called personal housing mortgage loan. such loan of large sum and long term is the important parts of consumption loan
個人住房貸款是銀行或其他金融機構為解決消費者購房時資金不足問題而向消費者發放的貸款，通常以所購住房為抵押品，一般具有金額大、期限長的特點，是消費信貸的重要組成部分。Credit scoring uses quantitative measures to predict the risk of loans. for lenders in rich countries, scoring has been one of the most important sources of increased efficiency. lenders in rich countries, however, score potential borrowers based on comprehensive credit histories from credit bureau and on the experience and salary of the borrower in formal wage employment
農戶小額信用貸款屬于個人消費貸款的范疇，在很多方面與信用卡消費有相似之處，例如都是面對廣大的個體放款、業務量大而單筆額度數量小、基於借款人的信譽放款不需要抵押擔保，等等。分享友人