放款利率 的英文怎麼說
中文拼音 [fàngkuǎnlìlǜ]
放款利率
英文
interest rate on loans-
Partly due to the above practice, president carter supported decontrol of natural gas prices, deregulation of the airlines, trucking, and railroads, and deregulation of the financial services industry, including the elimination of ceilings on deposit interest rates
在某種程度上因為上述情況,卡特總統支持對天然氣價格取消限制,對航空公司、卡車運輸與鐵路運輸放鬆管制,對金融服務業放鬆管制,包括取消儲蓄存款利率的上限。Finally, banks receiving government deposits offer more favorable prime rates due to their lower costs
最後,有代理公庫存款的銀行會因其較低的資金成本而能提供較優惠的基本放款利率。For different types of banks, regional banks have the highest prime rates and new commercial banks have the lowest ones
以銀行類型區分,區域銀行在基本放款利率訂價上為最高、舊銀行次之,新銀行則最低。Swap deposits, which had been on a declining trend since the partial deregulation of interest rates from october 1994, showed a modest increase
掉期存款方面,其於一九九四年十月局部放寬利率管制以來一直處于跌勢,但到了一九九七年卻略見回升。With the greater use of information technology, this deregulation has been highly beneficial to the efficiency of banks in delivering services. it has also benefited borrowers
資訊科技的運用日益廣泛,放寬利率管制對銀行提高服務效率大有裨益,借款人亦可因此而受惠。For many years after the series of banking crises in the eighties, the banking system has been serving as a reliable conduit for absorbing domestic as well as international savings, and channelling them to those who borrow funds
年代一連串銀行風潮后,多年來已成為可靠的中介渠道,幫助吸納本地及國際儲蓄資金,然後中轉至需要融資者手中。市場競爭加劇,尤其放寬利率管制,更增加這方面的成效,使借款人受惠。Change of the interest rate of loan when commercial banks become more risk averse
增加風險規避程度對銀行放款利率的影響Business loans can offer up to 79 % ltv ( loan to valuation ) with variable rates, depending on status and length of term
商業貸款一般可從1 , 000 , 000英鎊50 , 000英鎊在高度競爭的商業貸款放款利率從領導This paper examines the factors that cause the variations of the prime rates among individual banks by establishing a prime rate pricing model
摘要本研究的主要目的為透過對銀行經營狀況、策略目標及資金成本等經營特性方面之衡量與比較,探討造成個別銀行基本放款利率訂價差異的主要因素。With respect to different lending strategies, banks that focus on consumer loans have higher prime rates than those offering more commercial loans to reflect their different risk premia
相對于以從事企業授信為主之銀行而言,其目標偏重消費性放款之銀行則會訂定較高的基本放款利率以反映其風險溢酬。The empirical results show that the banks with larger scale tend to have lower prime rates and that bank capital costs and operating expenses have positive effects on the prime rate pricing
實證結果發現,銀行資金成本及營業費用對基本放款利率有正向影響,而規模愈大的銀行則會有較低的基本放款利率。In the face of applying for the new high - tech enterprise of the borrowed money numerously, in order to guarantee the security and profitability of the loan, the business bank must investigate and analyze their credit state, then on the basis of choosing its credit grade, make loan, the loan time limit size, quantify of the loan, how much loan interest rate
面對眾多申請借款的高新技術企業,商業銀行為了確保貸款的安全性和盈利性,必須對它們的信用狀況進行調查和分析,然後在評出其信用等級的基礎上,作出是否發放貸款、貸款期限長短、貸款限額大小、貸款利率多少等信貸決策。China moved to tackle a surge in new bank loans and investment on thursday by lifting the benchmark one - year lending rate by 0. 27 per cent, sparking a sell - off by investors worried that the rise signalled a slowdown in the chinese economy
星期四,中國採取行動,將一年期基準貸款利率提高0 . 27 % ,以抑制新銀行貸款和投資的迅猛增長,此舉引發投資者股票拋售風潮,他們擔心,上調貸款利率可能標志著中國經濟的放緩。In 2003, to reform the mean of postal deposit. in 2004, to increase the up limit on the base of down limit of lending rate float range of financial institution. which means, on the benchmark of
2004年10月28日,央行上調了人民幣基準利率,其中更加引人注意的是,在上調利率的同時,放寬了金融機構貸款利率的浮動區間,準許商業銀行可以下調存款利率,放開貸款利率上限和存款利率In the real world, changes in interest rate policy in various countries have usually experienced a dynamic process from laissez - faire to regulation, and to deregulation, during which some countries benefit a lot from their interest rate policy reform while some countries are negatively affected or even caught in crises for some failure in their interest rate reform
在改革開放的二十多年後,中國利率市場化改革己悄然邁向了最後也是最關鍵的階段一存貸款利率的市場化,而且改革己有加速的跡象。 2002年初,央行選擇8個縣農村信用社進行利率市場化改革試點工作,大幅度提高了利率浮動范圍。From may 1, 1996 to june 10, 1999, people " s bank of china had reduced the interest rates and the loan rates successively, the insurance corporation, especially the life insurance corporation had appeared the serious interest rate differential lose. it is likely to open the insurance investing channels in the insurance business
自1996年5月1日至1999年6月10日,中國人民銀行先後七次下調存貸款利率以來,保險公司特別是壽險公司的經營出現了嚴重的利差損,保險業要求放開保險投資渠道的呼聲越來越高。The thesis adopts the vector error correct model and makes the price equation referring to corbo and mcnelis ' s half - open economy model, choosing the relevant variables like money supply, loaning rate, etc. the conclusion put forward by this thesis is : exchange rate and price - level have long - term reverse alteration tendency, so the policy of not devaluing exchange rate ( the nominal effective exchange rate appreciating ) is really one of factors influencing price falling
然後參照corbo和mcnelis的半開放經濟模型設定了價格方程,選取相關變量如貨幣供給量、貸款利率等進入模型。通過研究人民幣名義有效匯率與定基比消費物價指數之間的協整關系,發現匯率與物價水平存在著長期的均衡關系,進而研究了匯率因素在通貨緊縮形成的過程中起到的作用。So long as china runs a large external surplus ( the natural result of its high saving rate ) and refuses to set its currency free, its stash of foreign currency will probably continue to mount
只要中國仍然保持巨額貿易順差(高存款利率的自然結果)並且拒絕放開貨幣監管,其外匯儲量可能會進一步增加。With the succe - ssful lanching of hua ' an innovative open fund and the access of china into wto, also the lowering of interests rate in feb., 2002, the demand for introduing stock index futures has become ever stronger
隨著2001年9月華安創新開放式基金的成功推出, 2001年12月中國成功加入wto , 2002年2月存貸款利率的再次下調,證券市場對推出股指期貨的要求也越來越強烈。However, the prc government has taken gradual measures to liberalize interest rates by widening the band within which commercial banks may set their renminbi lending rates around the benchmark rates
然而,中國政府已採取漸進措施,藉擴大商業銀行以指引利率為基準釐定的人民幣借款利率的范圍,以開放利率管制。分享友人