本金與利息 的英文怎麼說
中文拼音 [běnjīnyǔlìxī]
本金與利息
英文
principal and interest-
In a perfect walrasian market with no taxes or transations " costs, share prices on the ex - dividend day would fall by exactly the value of the dividend that is paid on each share. however, it is well documented that stock prices do not fall by full amount, on average. following elton and gruber ( 1970 ), we use chinese data to examine the effect of dividend taxes on investors " relative valuation of dividends and capital gains
作為稅收金融效應的研究方法之一,股票除息日股價行為研究與公司的股利政策息息相關,直接關系著公司的股利政策是否能夠達到使得股東稅后收益最大化的目標;我國股票市場目前投機過度,現金股利被統一的課以20的個人所得稅,而資本利得稅尚未開征,這方面的研究也可以為資本利得稅的開征提供一個實證依據。National debt national debt is issued by the government assure to repay captital with interest, the risk is spent small, be called " gilt - edged bond ", have cost low, fluidity stronger, reliability is more advanced characteristic ; in national debt 2 extremely do on the market do more empty, those who do is the balance of national debt interest rate and market money rate only, the scope that fluctuates up and down is very little
國債國債由政府發行保證還本付息,風險度小,被稱為「金邊債券」 ,具有成本低、流動性更強、可信度更高等特點;在國債二極市場上做多做空,做的只是國債利率與市場利率的差額,上下波動的幅度很小。And make a profound analysis of it from five aspects : the establishment, the financing arrangement, the source of the profits, the extending of the business scope, the business and financing risk controlling, etc. installment, smart buy, smart lese and the transfer of the auto installment contract and re - finance are american finance service mode of automobile. in chapter, by explaining and researching the related policies, for example the manage measure of automobile finance company, i make a deep study about the automobile finance operation in recent years by our
分期付款零售方式、融資租賃方式、信託租賃方式及汽車分期付款合同的轉讓與再融資是美國汽車金融公司的服務模式,汽車金融公司的資金來源於銀行貸款、發行商業票據、消費者存款、債券及其資本金;利潤來自一、資金成本與放款利息的利差;二、高收益、高風險、高利潤回報的金融服務產品;三、將汽Like other debt instruments, they are evaluated and assigned a rating based on their ability to pay interest and principal as scheduled
與其他債務工具類似,它們也是在其按期償還本利息與本金能力的基礎之上進行價值評估與評級的。The cny ndirs involve counterparties swapping fixed - interest payments for floating - rate payments based on the same underlying notional principal, on fixed dates over the life of the contract, with the net cashflows settled in us dollars
不交收人民幣利率掉期合約指交易雙方約定在未來的一定期限內,根據約定數量的同種貨幣的名義本金交換定息與浮息額的金融合約,並採用美元作為結算貨幣。A single class mbs with hkmc s guarantee on repayment of principal and interest ; and
A按揭證券公司擔保付還本金與利息的一級制按揭證券及The capital preservation fund, mandated by the mpf schemes ordinance, aims to provide a rate of return to match the prescribed savings rate published by the mpfa but with no guarantee of capital or interest
保本基金是依據強積金條例強制設立的,旨在提供與積金局公布的訂明儲蓄利率相配合的回報率,但本金及利息不獲保證。The credit strengthen functions of domestic mbs may be carried out by special government organization, and the credit of government will be the assurance for money return
我國住房抵押貸款證券的信用強化功能可以由專門設立的政府機構來承擔,該機構以政府的信譽為後盾對抵押貸款證券的本金與利息支付做出擔保。According to what introduced the cigarette industrial group contributes 20 million yuan of money in guangxi in september, 2006, " education fund uniting with autonomous region department of education having set up the real dragon ", interest looks on fund 500, 000 yuan produced by every year as scholarship, 5 colleges and universities carry out " the real dragon in guanxi university, guangxi normal university, guangxi medical university, guangxi specialized ethnic university and guangxi engineering college helping sleepy scholarship " to choose the student who rewards average regular college course guangxi exercising, appraising every year the once, family difficulty, full - time excellent both in conduct and learning rewarding 5 university middle book through public appraisal
據介紹, 2006年9月,廣西中煙工業公司出資2000萬元,與自治區教育廳聯合設立了「真龍教育基金」 ,將基金每年所產生的50萬元利息作為獎學金,在廣西大學、廣西師范大學、廣西醫科大學、廣西民族大學和廣西工學院5所高校開展「真龍助困獎學金」評選獎勵活動,每年評定一次,獎勵5所大學中家庭困難、品學兼優的全日制普通本科的廣西籍學生。Because of the positively sloping hong kong dollar yield curve, and the tendency of the yield margin over us treasuries to rise along the curve, the increasing proportion of longer paper tended to incur higher interest costs
由於港元收益率曲線向上傾斜,而且與美國國庫券的收益率差距也隨年期上升有擴闊趨勢,長期外匯基金債券的比例增加會令利息成本增加。Monthly principal and interest payment based on your original mortgage amount, term and interest rate
根據貸款總額?年期與利率計算出的每月本金和利息付款。In order to improve the operation profits of commercial banks, not only the liability scale should be controlled rationally according to the difference between liability costs and assets return rate, as well as all kinds of capital operation opportunities, but liability interests structure, expiration structure and the structure of passive and active liability should be optimally reorganized
因此,為了提高商業銀行的經營效益,既要根據負債成本與資產回報率差額的大小以及有無適當的資金運用機會而對負債規模進行理性控制,又要對負債的利息結構、期限結構以及被動負債與主動負債的結構進行優化重組。In particular, the study on renminbi derivatives markets finds that, in the onshore market, forward pricing has been increasingly driven by financial fundamentals such as the interest rate differential between the renminbi and us dollar denominated assets
其中我們對人民幣衍生工具市場的研究結果顯示,人民幣境內遠期市場定價愈來愈受人民幣與美元資產的利息差距這些基本金融因素所影響。If commercial banks in china meet the requirement of the new capital accord, many questions must be solved, including the possible continual worse in capital adequacy, a lot of drawbacks in the current standard of measuring capital adequacy, imperferction in the internal system of assessing risk, and so on. in order to cope with the challenge from the internal and international financial market, commercial banks in china should make full use of the advanced managing experience of international banking, raise capitals by all possible means, make capital structure perfect, set up preliminary system of assessing risks with conceratration on internal ratings - based approaches, and continue to improve the quality of assests and the capability of gaining profits
與新協議的要求相比,我國商業銀行資本管理存在著相當大的差距,主要表現在:資本充足率可能進一步下降,現行資本充足率測算標準存在諸多缺陷,風險評估體系很不完善,等等。為迎接新協議實施后來自國內外金融市場的巨大挑戰,我國商業銀行應充分借鑒國際銀行業的先進管理經驗,發揮后發優勢,進一步拓寬籌資渠道,完善資本結構,初步建立以內部評級法為核心的風險評估體系,規范資本管理信息披露,繼續改善資產質量,捉高盈利能力,以便盡早與新協議的要求接軌,提高我國銀行業的國際競爭力。The way and content of this thesis are as followed : ( 1 ) based on briefly describing the company present condition and problems of management with analysis of such question, this thesis pointes out that putting crm into practice is an effective measure to resolve manage bottleneck, then research its feasibility and definite its line degree in the practice ; ( 2 ) analyze the importance of ex - period preparing work to put crm into practice ; ( 3 ) adjust the company ' s business enterprise culture to replace and recreate the reforming atmosphere to guarantee such work in a low cost with smoothly progress ; ( 4 ) analyze the buildup construction of the company and the business process, aim at the unreasonable construction to proceeds with business process to give a new life, especially at changing the company organization construction with the business process re - engineering ( bpr ) ; ( 5 ) apply the theory of customer letting the worth and the method of customer ' s pyramid divide into section, collect the customer ' s data with the t echnique of american broadcast company to customer data analysis with categorize, provide knowledge to be used by the leaders and help them make the correct decision ; ( 6 ) according to the knowledge of data refined, application wooden pail theories with leaking a theories, aiming at the weak link of company management, make out the concrete strategy to increase the customer ' s satisfaction and loyalty
本文研究的思路和內容是: ( 1 )簡述公司經營管理現狀,以公司經營和管理現狀為研究基礎,解析出實施客戶關系管理是解決管理瓶頸的突破口和切入點,然後對公司實施客戶關系管理的可行性加以研究和論證,明確了實施可行度; ( 2 )解析實施客戶關系管理前期準備工作的重要性,明確高層領導參與和支持的必要性,建立實施項目管理組,並作好實施規劃工作; ( 3 )調整公司的企業文化,為組織變革創造改革氛圍,以保證實施的低成本和順利進行; ( 4 )分析公司的組織結構和業務流程,針對不合理結構和業務流程進行再造,重點是運用業務流程再造理論改變公司組織結構和業務流程; ( 5 )運用客戶讓渡價值理論原理收集客戶資料,運用客戶金字塔和abc分類法對客戶資料分析和歸類,運用客戶管理信息系統,利用數據庫技術和數據挖掘技術對客戶資料進行科學分析和歸納,提煉成供決策領導層使用並能做出正確決策的知識; ( 6 )根據所提煉出的知識,運用木桶理論和漏桶理論,針對公司管理薄弱環節分析公司應該採取的客戶維系策略,制定適合公司發展的以提高客戶滿意度和忠誠度為目的的具體策略。One way of reducing the cost would be for the hkma to enter into a set of hong kong dollar interest rate swap transactions the maturity of which would correspond to that of the exchange fund notes issued
其中一個減低利息成本的方法就是讓金管局進行港元利率掉期交易,而這些掉期合約的期限與已發行外匯基金債券的期限會是一致的。That political economy, therefore, which busies itself about capital and labor, supply and demand, interest and rents, favorable and unfavorable balances of trade ; but leaves out of account the element of a wide - spread mental development, is nought but stupendous folly
如果政治經濟僅關心資本與勞動,供應與需求,利息與租金,貿易的平衡與否,而不考慮普及智力教育,那麼這種政治經濟就完全是天大的蠢事。For lump sum repayment before commencement of the repayment period i. e. three months immediately preceding the due date of the first quarterly repayment instalment, only the principal of the grant or loan will have to be repaid, i. e. without interest. for lump sum repayment during the repayment period, the principal of the grant or loan outstanding since the last quarter, plus interest on the amount for the current quarter up to the date immediately preceding the settlement date, plus any unpaid surcharge interest recovery costs relating to the previous instalment, shall be paid
在還款期開始前即首季分期還款到期繳款日前三個月,只須清還助學金貸款的本金,無須繳付利息如已於還款期內,則須清還上期還款后尚欠的本金,再加該筆欠款計算至償還日期前一日的該期利息,連同任何與之前的分期還款有關而尚未清付的附加費利息追討費用。" foreign enterprises " mean foreign companies, enterprises and other economic organizations which have establishments or places in china and engage in production or business operations, and which, though without establishments or places in china, have income from sources within china. the income tax on foreign enterprise is different from the income tax on enterprises with foreign investment. any foreign enterprise which has no establishment or place in china but derives profit, interest, rental, royalty and other income from sources in china, or though it has an establishment or a place in china, the said income is not effectively connected with such establishment or place, shall pay an income tax of ten percent on such income
外國企業所得稅包括兩種情況:一類是指在中國境內設立機構、場所,從事生產、經營的外國公司、企業和其他經濟組織,就其取得的來源於中國境內的經營所得和與機構場所有實際聯系的其他所得按收入減除成本、費用及損失后的余額,即應納稅所得額徵收33 %的企業所得稅;另一類是指在中國境內沒有設立機構、場所的外國公司、企業和其他經濟組織,就其來源於中國境內的利潤、利息、租金、特許權使用費和其他所得,或雖設有機構、場所,但上述所得與其機構、場所沒有實際聯系的,就全部所得不扣減費用徵收10 %的預提所得稅。In the condition of perfect capital of firm ' s income tax, future cash flow rate of entering firm will increase for exist of interest tax shield. so liability can increase firm ' s value and increase firm ' s value brow ( value brow is multiply of tax rate and liability brow ). if liability inprove, value increment will increase with it. in the condition of perfect market of firm income tax and individual income tax
在僅存在公司所得稅的完善資本條件下,因為利息稅盾的存在,流向企業的未來現金流量增多。因此,負債能增加企業價值,並且增加企業的價值額為稅率與負債的乘積,負債越多,價值的增量也越大,既存在公司所得稅同時又存在個人所得稅的完善市場條件下,當[ ( 1 - t _ 2 ) ( 1 - t _ 1 ) ( 1 - t _ 3 ) ]負債能增加企業價值。分享友人