流動住房 的英文怎麼說

中文拼音 [liúdòngzhùfáng]
流動住房 英文
mobile home
  • 流 : Ⅰ動1 （液體移動; 流動） flow 2 （移動不定） drift; move; wander 3 （流傳; 傳播） spread 4 （向壞...
  • 住 : Ⅰ動詞1 （居住; 住宿） live; lodge; reside; accommodate; stay 2 （停住; 歇下） stop; cease; knock ...
  • 房 : Ⅰ名詞1 （房子） house 2 （房間） room 3 （結構和作用像房子的東西） a house like structure 4 （指...
  • 流動 : 1. （液體或氣體移動） flow; run; circulate 2. （經常變換位置） going from place to place; on the move; mobile
  1. Nonetheless, mortgage - backed still have some existing defects with the security, profitability and liquidity of modern commercial banks are looked at : one of the defects is that the capital that the bank gives to the mortgager is a liability of the bank to the depositors

    但是，以現代商業銀行經營的安全性、盈利性和流動性角度來看，住房抵押貸款仍存在一些缺陷：一是銀行貸給按揭人的資金是銀行對儲蓄者的負債。
  2. Through above - mentioned research, the author thinks that there are five aspects, which will have sure impetuses to solve beijing problem that dwelling construction faces at present : ( 1 ) perfecting the level of development plan of public house, ( 2 ) reducing charge unreasonably further, ( 3 ) fostering the effective circulation market, ( 4 ) increasing the industrialized content of dwelling construction, ( 5 ) providing diversification house in center districts

    通過上述研究，作者認為：完善公共住房發展計劃層次、進一步減免不合理收費、培育有效供需的流通市場、增加住宅建設的工業化含量、在城市中心區提供多樣化住宅等措施將對解決北京目前住宅建設所面臨的問題具有一定的推動作用。
  3. Chapter three analyses the suitable pricing model of our country ' s mbs, and by studying secular trend and fluctuation of risk free interest rate and the term structure of interest rate of national debt, i propose an option model based on floating interest rate mbs which will be issued in our country. next, cash flow current value method is used to carry out the empirical test

    第三章分析了適合我國住房抵押支持證券的定價模型，通過研究我國無風險利率長期趨勢值、波動性以及國債利率期限結構，提出我國發行浮動利率抵押支持證券的期權定價模型，並應用現金流現值定價法對我國發行固定利率住房抵押傳遞證券的定價進行實例分析。
  4. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  5. The last one is to increase the security and liquidity of housing financing, and to reduce the risk and improve the efficiency. the secondary mortgage market must be established

    最後，要提高住房資金的安全性和流動性，降低風險、提高效率，還需建立住房抵押二級市場，推行住房抵押證券化。
  6. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  7. Innovate financial services and expand fund sources. improve market system and shun credit risks. guide housing consumption and better environment of credit loan

    住房消費信貸資金流動性差，在缺乏貸款二級市場的情況下，貸款風險過于集中於商業銀行，造成銀行放貸的收益與風險不成正比，影響銀行放貸的積極性。
  8. But with the unceasing development of the housing loan total quantity and with the character of expensive value, the deadline long, the poor liquidity, the strong policy - type, as well as the housing loan business development time is not long in our country at present, the housing loan insurance, two levels of markets growth will be seriously insufficient, the commercial banks lack the risk disperser and the shift mechanism situation, they will cause the housing loan risk to accumulate day by day in the commercial bank and appear gradually

    但隨著住房貸款總量的不斷增加和住房貸款本身數額大、期限長、流動性差、政策性強等特點，以及在我國目前住房貸款業務發展時間還不長，住房貸款保險、二級市場發育嚴重不足，商業銀行缺乏風險分散和轉移機制的情況下，使得住房貸款的風險在商業銀行中日益積累和逐步顯現出來。
  9. Rated highly were its cultural compatibility with expatriates ; its housing, sporting and recreational facilities ; quality healthcare and first rate educational institutions. f. low cost of doing business

    其與逐出國外者的文化互換性非常被做評定了；她提供住房，體育運動和休閑設施；高質的保健和一流的教育體制。
  10. Pallets of fresh vegetables, fruit, coffee and juice crowd the front lawn of 50 - year old yengjen chen. portable bathrooms line the side of her house, and backyard tents act as makeshift kitchens, where meals are prepared and packaged

    50歲的鍾艷貞yengjen chen家的前院草坪中擺滿了一簍簍的新鮮蔬菜水果咖啡及果汁，流動廁所排列在她住處周邊，後院中搭設的棚架則充當臨時廚房，工作人員在這里料理及打包食物。
  11. According these reasons, the thesis would give some solution to avoid these risks as more as possible. the thesis can be departed as three proportions. at first, the thesis will give some concepts about real estate and loan for real estate

    房地產信貸是指在房地產開發、建設、流通、經營和消費過程中，通過貨幣流通和信用渠道所進行的針對房地產開發企業和個人住房購買等信貸活動的總稱。
  12. Mortgage securitization is the headspring of the energy of real estate industry. from the evolution of mortgage securitization in hongkong and some foreign countries, mortgage securitization is almost the only financing approach for people to realize their housing dream. mbs has improved the liquidity of mortgage loans, broken capital ' s area limit and machine limit and otherwise

    住房抵押貸款是住房業活力的源泉，國內外的實踐證明，住房抵押貸款幾乎是居民實現購房夢的唯一融資途徑，而住房抵押貸款證券化通過將巨額的抵押貸款流動化和打破資金地區限制、機構限制等為住房抵押貸款提供堅強的後盾。
  13. From a micro - view in personal housing mortgage loan, the bank faces or will face the shortage and singleness of the fund, risk concentration, small size, short term and bad liquidation and so on

    從微觀上來看，目前銀行在個人住房抵押貸款問題上面臨或將要面臨資金來源不足、單一；風險集中；規模小、期限短；流動性差等困境。
  14. Through the analysis, the paper reaches the following basic conclusions : the quantity of chaoyang district ' s transient population will increase continuously, residential period will prolong gradually and renting house will still be the major residential way of transient population ; transient population play a positive role in the district ' s socioeconomic development, but on the other side they make city infrastructures more difficult to bear the existent heavy burden, difficulty in city management is increased ; transient labor force mainly undertake the supplementary role of the district labor force, but along with the open of the labor force market step by step and the further improving of the quality of transient labor force, the competition between transient labor force and local labor force tends to be intense ; the current management policy of transient population in beijing exists some problems, which stresses management and makes light of service, stresses duties and makes light of rights and interests, stresses planning and makes light of market, stresses outside and makes light of inside, but the policy is tending to the developing direction that is helpful for transient population to flow

    最後總結了本研究的基本結論，並從外來人口管理體制及制度創新、管理措施的改進和維護外來人口權益，健全社會保險體系三方面提出了改革建議。文章通過分析得出以下基本結論：朝陽區外來人口的數量還會繼續增長，居住時間逐漸延長，租住房屋仍然是外來人口最主要的居住方式；外來人口在為本區社會經濟發展起到積極作用的同時，也使城市基礎設施不堪重負，城市管理難度加大；外來勞動力主要承擔著本區勞動力的補充角色，但隨著勞動力市場的逐步開放和外來人口素質的進一步提高，外來勞動力與本地勞動力的競爭趨于激烈；北京市現行的外來人口管理政策存在著重管理而輕服務、重義務而輕權益、重計劃而輕市場、重外部而輕內部的問題，但正趨于有利於外來人口流動的方向發展。
  15. The securitization of bank assets is one of the most important innovations in the modern financial market and the securitization of home loans is an important component of that innovation. it indicates that financial organizations ( mainly commercial banks ) take the poor liquidity but good prospects in future cash earning of the home mortgage collections and turn them into secured loan groups and then take these assets sales and give them to a specific strong and credible organization, namely a spv ( special purpose " vehicle, to be used by a special purpose organization )

    銀行資產證券化是現代金融市場最重要的創新之一， 「住房貸款證券化」是它的重要組成部分，指的是金融機構（主要是商業銀行）把持有的流動性較差但具有未來現金收入流的住房抵押貸款匯集成抵押貸款群組，然後將此資產出售給特設的有實力、有信譽的機構，即spv （ specialpurposevehicle ，用於特殊目的機構） 。
  16. Improve patient satisfaction performance across all patient care settings, including ambulatory practices, outpatient testing and procedure sites, and inpatient units

    通過對所有病人的關懷安置上改善病人滿意度的履行，其中包括流動的具體實施，門診病人的測試和旅行手續的場所，和住院病人的病房。
  17. Aiming to effectively retain talent, enhance the core competitiveness of enterprises, serve the long - term development, this dissertation probed deeply staff wastage ’ s situations, such as the relationship between staff churn rate and the representation of time, the linkage of staff churn rate and workplace relations, the characteristics of staff wastage and the impact on enterprise, based on ming - yang ’ s present situation and talent flow theory

    為有效留住人才，增強企業核心競爭力，為企業的長遠發展服務，本文根據明陽房產目前的現狀，依據人才流動理論，對明陽房產的員工流失狀況:員工流失率與任職時間的關系、員工流失率與工作崗位的關系、員工流失的特徵以及員工流失對企業各方面造成的影響作了深入剖析。
  18. The securitisation of home mortgage will be put out soon in our country as a new financial product, and it will enable the huge, poor - liquidity funds to be effectively used, thus to improve the strength that the banks within our border resist financial risks

    住房抵押貸款證券化作為一種新的金融產品在我國即將推出，它將使住房抵押貸款這筆龐大的、流動性較差的資金得到有效的利用，提高銀行抵禦金融風險的能力。
  19. Mortgage - backed securitization can drive home mortgage market through 4 enhancing the asset fluidity of bank. real estate industry expands quickly in our country, which bring great capital requirement. so, it is very important to develop home mortgage loan secondary market

    住房抵押貸款證券化（ mbs ）是資產證券化的主要產品，它通過增強銀行資產的流動性，解決銀行資金來源與運用在期限和利率上的不匹配的風險，從而大大促進了住房抵押貸款一級市場以及住房產業的發展。
  20. But the content of credit asset is very broad, specifically including housing mortgage loan, infrastructure project loan, auto loan, lease and trade receivable income, credit card receivable, etc. so choosing the qualified basic asset become the logic beginning of credit asset securitization naturally, that not only involves whether products of credit asset securitization can be issued on the primary market smoothly, but also relates to liquidity of the product in the secondary market and investor ’ s investment risk

    但信貸資產包含的內容很廣，具體包括住房抵押貸款、基礎設施項目貸款、汽車貸款、租賃和貿易應收收入、信用卡應收款等。因此，選擇合格的基礎資產理所當然地成為信貸資產證券化的邏輯起點，其不僅關繫到信貸資產證券化產品能否在一級市場上順利發行，也關繫到這種產品在二級市場上的流動性和投資者的投資風險。
分享友人
分享到 Line

分享到臉書