流動信貸實力 的英文怎麼說
中文拼音 [liúdòngxìndàishílì]
流動信貸實力
英文
current credit strength- 流 : Ⅰ動1 （液體移動; 流動） flow 2 （移動不定） drift; move; wander 3 （流傳; 傳播） spread 4 （向壞...
- 貸 : loan
- 實 : Ⅰ形容詞1 （內部完全填滿 沒有空隙） solid 2 （真實; 實在） true; real; honest Ⅱ名詞1 （實際; 事實...
- 力 : Ⅰ名1 （力量; 能力） power; strength; ability; capacity 2 [物理學] （改變物體運動狀態的作用） forc...
- 流動 : 1. （液體或氣體移動） flow; run; circulate 2. （經常變換位置） going from place to place; on the move; mobile
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The securitization of bank assets is one of the most important innovations in the modern financial market and the securitization of home loans is an important component of that innovation. it indicates that financial organizations ( mainly commercial banks ) take the poor liquidity but good prospects in future cash earning of the home mortgage collections and turn them into secured loan groups and then take these assets sales and give them to a specific strong and credible organization, namely a spv ( special purpose " vehicle, to be used by a special purpose organization )
銀行資產證券化是現代金融市場最重要的創新之一， 「住房貸款證券化」是它的重要組成部分，指的是金融機構（主要是商業銀行）把持有的流動性較差但具有未來現金收入流的住房抵押貸款匯集成抵押貸款群組，然後將此資產出售給特設的有實力、有信譽的機構，即spv （ specialpurposevehicle ，用於特殊目的機構） 。Both rating agencies noted that the assigned ratings of the mbs issue reflect the credit quality of the underlying mortgage pool, subordination structure provided for class a, the credit strength of the hkmc as guarantor for class b, the experience of the hkmc as the master servicer as well as the structuring of the issue with liquidity facility and reserve fund
兩家評級機構均指出該批按揭證券的信貸評級反映了相關抵押按揭貸款的信貸質素給予a組別債券的信貸支持按揭證券公司作為b組別債券擔保人的信貸實力按揭證券公司作為總供款管理人的經驗以及完備的交易結構包括流動資金信貸和儲備資金的安排。The large amount capital inflow can cause the currency and the credit expansion, the inflation pressure, exchange rate appreciation as well as worsen the international payment balance account ; looked from the financial angle that, the capital class joins a society the initiation loan unrest, causes the stock market and the real estate market excessively prosperity
從宏觀經濟角度來看，巨額的外資流入會引起貨幣和信用的擴張，通貨膨脹壓力增加，實際匯率升值以及國際收支中經常賬戶的惡化;從金融角度來看，資本流入會引發貸款風潮，導致證券市場和不動產市場的過度繁榮。
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