浮動貸款利率 的英文怎麼說
中文拼音 [fúdòngdàikuǎnlìlǜ]
浮動貸款利率
英文
floating landing rate- 浮 : Ⅰ動詞1 (漂在液體表面) float; drift 2 [方言] (在水裡游) swim Ⅱ形容詞1 (在表面上的) superfici...
- 貸 : loan
- 款 : Ⅰ形容詞1 (誠懇) sincere 2 [書面語] (緩; 慢) leisurely; slow Ⅱ動詞1 (招待; 款待) receive wit...
- 率 : 率名詞(比值) rate; ratio; proportion
- 浮動 : 1 (漂動) float; drift; ripple; [機械工程] swim 2 (不穩定) be unsteady; be unstable; fluctuate...
- 貸款 : 1. (借錢給需要用錢者) provide [grant] a loan; make an advance to; extend credit to2. (貸給的款項) loan; credit
-
Once the loan contract is signed, the interest payment is locked. so it is more advantageous to mortgager. in banking business, mortgage prepayment is usually regarded as a convention
同浮動利率住房抵押貸款比較,固定利率住房抵押貸款對貸款人比較有利,一旦簽訂合同,在貸款期限內可以避免由利率上升帶來的貸款成本增長。Been restricted on interest rate for long time, the domestic commercial banks are all weak in loan pricing, such as ( 1 ) the loan pricing not been involved in the decision mechanism of credit ; ( 2 ) lacking of risk price ration system ; ( 3 ) mismatching between the interest rate and the risk of the loan items
由於長期的利率管制,我國商業銀行的貸款定價管理十分薄弱,主要體現為貸款定價未被納入信貸決策機制中;缺乏定量化的定價系統;利率浮動的幅度未能反映借款人的信用水平及貸款項目的風險程度。The expanding for floating range of credit interest and the risk of bank ' s credit business
貸款利率浮動區間擴大與銀行授信業務風險性研究Rmb deposit and loan interest rate float block expands gradually, and progressively move towards marketization day by day. part iii : on the basis of using the experience and lessons of the change of interest rate in other countries for reference in course of the interest rate marketization, it is believed that there should be a course of raising up slightly in the interest rate in the early stage. but the market fluctuations it causes will not be too much ; according to actual operation result and a medium or long term of the reform, foreign currency interest rate has already drawn close to international interest rate competence progressively ; viewed from a short time, rmb loan interest rate total competence will tend towards dropping, some loan interest rate may rise ; the interest rate of the deposit will raise up unilaterally
總體而言,發展中國家的存貸利差要高於發達國家;第二部分:在總結前幾年利率改革包括市場化改革的基礎上,認為,迄今為止,我國利率市場化改革的程度總體上還比較低:同業拆借利率、貨幣市場債券回購利率、現券交易利率、外幣貸款利率、大額外幣存款利率等已完全市場化或基本市場化,人民幣存貸款利率的浮動區間已逐漸擴大,並已漸進的方式日益走向市場化;第三部分:在借鑒境外利率市場化過程中利率變動的經驗教訓的基礎上,認為在我國利率市場化的初期,利率應該有一小幅上揚的過程,但是其造成的市場波動應該不會太大;從改革的實際運作結果和中長期來看,外幣利率已經逐步的向國際利率水平靠攏;從短期來看,人民幣貸款利率總水平將趨于下降,部分貸款利率有可能上升,存款利率將會單邊上揚。But with the newly launched divorce loan, divorcees can borrow up to 5 million yen, paying a floating interest rate that stood at 5. 8 percent recently
但這項新推出的離婚貸款可讓離婚者借款達5百萬日圓,利率則采浮動利率計算,最近的利率約在5 . 8 %左右。E ) lack of foresight on finance lease scheme, which causes irrational tenor structure and imbalanced annual outflow of rental payments, results in funding costly. to solve aforesaid problems, thesis finds out the following principles for optimizing ca ' s aircraft finance : a ) determining the volume and currencies of ca ' s cross - border aircraft finance based on the annual outflow of foreign debt repayments and annual net inflow of foreign exchange, so are the dominated currencies in debt. b ) enlarging the portion of borrowings at floating interest rate in ca ' s whole foreign debt
針對以上存在主要問題,本文進一步提出了優化飛機融資的總體構想,包括:根據其每年的外匯流入總量及幣種構成確定國航合理的飛機境外融資規模應與負債幣種;在利率結構方面,擴大浮動利率在整個國航外債中的比重,選擇適當時機將部分固定利率貸款轉換為浮動利率貸款;在飛機引進多元化方面,通過與飛機製造廠商、出租公司飛機互換的方式優化機隊構成,結合提前中止現有飛機租賃就能夠起到優化債務結構和機隊構成的事半功倍的效果,以及在未來飛機融資中優先使用經營性租賃等。Make in year this year " measure of management of car banking firm carries out detailed rules " regulation, car finance orgnaization extends the interest rate that the car borrows money is in surely by the lock " on the base of statutory interest rate that people bank publishs, drift up and down 10 come 30 "
今年年中制定的《汽車金融公司治理辦法實施細則》規定,汽車金融機構發放汽車貸款的利率被鎖定在「人民銀行公布的法定利率基礎上,上下浮動10至30 」 。For example, the case coded nc 2005 - he 4 of credit suisse first boston is a good case. offering amount is 400 million, and have 16 trenches and cap and swap in the structure
根據國外的研究,大部分的資產支持證券和住房貸款抵押支持證券採用浮動利率,信用評級為aaa級且久期( duration )較短。In 2003, to reform the mean of postal deposit. in 2004, to increase the up limit on the base of down limit of lending rate float range of financial institution. which means, on the benchmark of
2004年10月28日,央行上調了人民幣基準利率,其中更加引人注意的是,在上調利率的同時,放寬了金融機構貸款利率的浮動區間,準許商業銀行可以下調存款利率,放開貸款利率上限和存款利率In the real world, changes in interest rate policy in various countries have usually experienced a dynamic process from laissez - faire to regulation, and to deregulation, during which some countries benefit a lot from their interest rate policy reform while some countries are negatively affected or even caught in crises for some failure in their interest rate reform
在改革開放的二十多年後,中國利率市場化改革己悄然邁向了最後也是最關鍵的階段一存貸款利率的市場化,而且改革己有加速的跡象。 2002年初,央行選擇8個縣農村信用社進行利率市場化改革試點工作,大幅度提高了利率浮動范圍。If is the housing loan outside of loan of, from the loan issue physically from day, each and full ( month / quarter / year ) adjust this contract interest rate, the interest rate that is after adjusting the next day of the day to rise to press to correspond the interest rate file time a performance to adjust, the interest rate floats level to press 2. 1 engagement performances
如果是住房貸款以外的貸款的,自貸款實際發放日起(分筆發放的以第一筆貸款發放日為準) ,每滿(月季年)調整本合同利率,于調整日的次日起按相應利率檔次執行調整后的利率,利率浮動水平按2 . 1條的約定執行。If is the housing loan outside of loan of, issued physically from the loan from day, each and full ( month / quarter / year ) adjust this contract interest rate, in adjust the next day of the day rose to press to correspond a performance of the interest rate file to adjust empress of interest rate, the interest rate floats the level to press 2. 1 engagement performances
如果是住房貸款以外的貸款的,自貸款實際發放日起(分筆發放的以第一筆貸款發放日為準) ,每滿(月季年)調整本合同利率,于調整日的次日起按相應利率檔次執行調整后的利率,利率浮動水平按2 . 1條的約定執行。The banking system now offers many styles of loans of which the 30 year fixed rate loan was the most common now replaced by a 30 year variable loan
銀行系統現在提供許多形式的貸款,以往最常見的30年固定利率貸款現在為浮動利率所替代。Adviser normally invests the fund ' s assets primarily in interests in senior floating rate loans but may also in revolving credit lines, other types of floating rate debt securities, and money market instruments
投資顧問通常主要把基金資產投入到一些優先浮息貸款,但也不免在循環信貸額以及其他類型的浮動利率債務證券和貨幣工具上做出相應的投資。A study on pricing for adjusted rate mortgage - backed securities based on jump - diffusion interest rate model
擴散利率模型的浮動利率抵押貸款支持證券定價研究The basic rate of guarantee service charge may be set as 50 % of the prime bank interest for loans of the time, and may be adjusted around 30 % - 50 % in accordance with the risk level of specific project based on the said basic rate of guarantee service charge, or may be negotiated and agreed by parties to guarantee with the approval of the authority supervising over guarantee agencies
基準擔保費率可按銀行同期貸款利率的50 %執行,具體擔保費率可依項目風險程度在基準費率基礎上上下浮動30 % - 50 % ,也可經擔保機構監管部門同意後由擔保雙方自主商定。Pboc also liberalized the interest rate regime by scrapping the ceiling on rmb loans
人民銀行亦同時放寬貸款利率浮動波幅,而人民幣貸款利率原則上不再設定上限。From the year 1998 to 1999, there was twice increasing the float range of rate, by 10 % to 30 % of the tiptop float range. big foreign deposit was marketed as well, whose rate was decided by commercial bank and insurance company
1998年至1999年連續兩次擴大貸款利率的浮動幅度,貸款利率的最高上浮幅度由10 %擴大到30 % ,在大額外匯存款方面實行市場化,保險公司的人民幣大額存款利率與商業銀行自主協商。分享友人