消費借款 的英文怎麼說

中文拼音 [xiāobìjièkuǎn]
消費借款 英文
consumption loan
  • 消 : 動詞1 （消失） disappear; vanish 2 （使消失; 消除） eliminate; dispel; remove 3 （度過; 消遣） pa...
  • 費 : Ⅰ名詞1 （費用） fee; expense; expenditure; dues; charge 2 （姓氏） a surname Ⅱ動詞（花費; 耗費） ...
  • 借 : 動詞1 （借進） borrow 2 （借出） lend 3 （假託） use as a pretext 4 （憑借; 趁著） make use of; t...
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 消費 : consume; consumption消費城市 consumer city; 消費貸款 consumer loans; consumption credit; 消費方式...
  1. The rapid development of the housing financial transaction with the commercial bank housing consumption credit as its representative greatly enhances the consumers ’ purchasing house payment ability, and housing consumption credit has been the major means to purchase their houses

    從借款方、貸款方、開發商等外部環境分析了影響住房消費信貸的因素，包括居民收入因素、住房價格因素、貸款利率因素、貸款手續因素、消費意識因素、產品服務因素、政策環境因素等方面。
  2. They are encouraged to overspend and borrow money.

    有人鼓勵他們超前消費或借款。
  3. The currently established personal housing loan types include personal dwelling housing commercial loan, personal commercial housing loan, personal housing accumulation fund loan, personal housing combination loan, out place in the country dweller housing loan, personal housing loan provided for bidding house purchaser, personal housing loan with secondary transaction, personal housing transfer loan and so forth. in addition, there are personal housing loans supporting the “ live with comfort project ”, “ economical and applicable house ”, “ 21st century well - off housing example village project ”

    總結了現階段我國住房消費市場存在的主要問題表現在:借款方對于房價的承受能力不足;居民的超前消費意識較弱;開發貸款與消費貸款相脫節;缺乏風險轉移機制;借款方和貸款方的信息不對稱;現行的住房公積金制度尚未完善;房地產開發項目存在開發商陷阱等方面。
  4. In effect, canadians financed more than one - third of the increase in consumer spending with credit cards, bank lines of credit and loans

    那意味著，三分之一以上的花在消費市場的錢是加拿大人通過向信用卡借錢、銀行透支和銀行借款來實現的。
  5. And like other plumbing problems, this could have severe consequences, because when banks pay more to borrow they pass the cost on to consumers and companies

    和其他管道問題一樣，導致的後果可能很嚴重，因為當拆入資金成本提高時，銀行會將成本轉嫁給消費者和借款公司。
  6. To develop a fever the record company to become number of the sacd chen s, and continuously released sacd software to large consumer to result in the to is first into for the lord " of very deep impression. and the dvd - audio is however lovely of hour, return in the cradle main reason for bitter record company that timetable for breaking solving defending the pirate edition password, from and consumedly postponing the dvd - audio the record releasing, this also much suffer the pirate editioning temporary take no account ofing to dvd - audio camp supporting of black guest of quilt calculator

    其次，軟體供應方面也是sacd捷足先登，至今已有超過300款sacd唱片面世，國內看得到的也有近百種，其中sony和philips一方面憑借自己旗下的唱片公司源源不斷地出版sacd碟以示支持。另一方面更說服telarc dmp拿索絲digital等發燒唱片公司加盟sacd陳營，不斷推出sacd軟體給廣大消費者造成了「先入為主」的極深印象。而dvd - audio卻時乖命蹇，還在搖籃中就被計算機黑客破解了防盜版密碼，從而大大推遲了dvd - audio唱片推出的時間表，這也是許多飽受盜版之苦的唱片公司暫不考慮對dvd - audio陣營支持的主要原因。
  7. Personal credit institution results in lowering the transaction cost of consumer credit, and provides the commercial banks for developing consumer credit with the institution condition for assessing the borrowers, exerting credit monitor and controlling the risk of the consumer credit through the sharing mechanism of the personal credit information and the punishing mechanism of it to the defaulter

    個人信用制度的作用在於降低消費信貸交易成本，並通過個人信用信息共享機制和對違約者的懲戒機制，為商業銀行發展消費信貸提供評估借款人、實施信貸監管和控制消費信貸風險的制度基礎。
  8. “ this age group exhibits the fastest growth rates of consumption, constitutes most of the first - time buyers of housing and borrows most of the money which is lent to households in an economy

    「這一年齡組展現最快的消費增長率，擁有多數首次購房者，並借貸大部分發給家庭的貸款。 」
  9. Personal short - term petty loan is referred to the rmb unsecured loan with no need for guarantee provided to the borrower by the lender, used for meeting the temporary consumption needs, the term of which shall be within 1 year and the quota shall be less than rmb 20, 000 yuan

    小額短期信用貸款是指銀行為解決借款人臨時性的消費需要發放的期限在1年以內、金額在2萬元以下、毋需提供擔保的人民幣信用貸款。
  10. Investment banks, for instance, do not rely on consumer deposits for funding, but on borrowing from commercial banks and others

    例如，那些投資銀行不是依靠消費者存款，而是靠向商業銀行及其他人借款來籌集資金的。
  11. Accordingly, place produces the analytic personage of research center of 3 class market to think in, from its the loan time limit of set and reimbursement means and month offer the characteristic with little, high interest to be able to see, " the balloon is borrowed " the person that do not suit all rooms to borrow, accord with the following the crowd of 4 features can consider to choose " the balloon borrows " : it is to consider short - term room to borrow, have ahead of schedule the person buy a house of reimbursement demand ; 2 it is to anticipate future is shorter fixed number of year ( the 10 years longest ) in oneself capital actual strength can have bigger rise or the person buy a house that later period will have big fund to enter zhang ; 3 it is loan period repays only less month is offerred, use the others money to other investment channel, invest strategic eye and the house property investor that dare to assume a risk with obtaining what invest redound higher to have ; the 4 house property consumer that are estate of the good - paying in applying to

    因此，中原地產三級市場研究中心的分析人士認為，從其設定的貸款期限和還款方式以及月供少、利息高的特點可以看出， 「氣球貸」並不適合所有的房貸者，符合以下4個特徵的人群可以考慮選用「氣球貸」 ：一是考慮短期房貸，並有提前還款需求的購房者；二是預期未來較短年限（最長10年）中自己的資金實力會有較大提高或後期將有大額資金進賬的購房者；三是借款期僅償還較少月供，將其餘款項運用至其他投資渠道，以獲得更高投資回報的具有投資戰略眼光和敢於承擔風險的房產投資者；四是適用於中高收入階層的房產消費者。
  12. Today ' s banking industry pays special attention to the expected income of the potential borrower. most banks discarded the commercial loan theory that once dominated the banking theory in the history. they make personal loans to consumers based on the theory of the expected income of loan

    消費信貸是拉動經濟快速增長的銀行產品，今天的銀行業特別注重潛在借款者的未來或者說預期的收入，大都拋棄了歷史上在銀行業理論中曾占壟斷地位商業貸款理論，大多數銀行根據貸款的預期收入理論對消費者貸款實行個人授信，這種新的消費方式使銀行豐富了貸款種類，本文主要涉及個人住房貸款以及個人汽車貸款。
  13. The centre for responsible lending, a consumer group, says that many borrowers routinely roll over their loans

    一個消費者團體，負責任借貸中心稱，許多借款者都會例行將貸款展期。
  14. In switching their focus, the banks took pre - emptive measures to protect their mortgage loan books, which at the same time helped their borrowers, and tightened lending standards in the area of consumer lending

    銀行在轉移業務焦點時，亦同時採取防患未然的措施，以保障其按揭貸款帳冊，並協助其借款人，以及收緊消費貸款的貸款準則。
  15. Upper classes tend to borrow for purposes other than consumption, for example, company loans, home improvement loans.

    較高層社會的人借錢都不是為了消費，而是為了諸如為公司借款，房屋修繕等目的。
  16. In accordance with current arrangement under the mip, if a mortgage loan is found to be non - conforming with the owner - occupancy requirement, the hkmc may increase the premium of the insurance to reflect the higher risk or require the borrower through the lending bank to reduce the size of the mortgage loan and cancel the mortgage insurance

    根據按揭保險計劃的現行安排，若按揭貸款被發現違反物業自住的規定，按揭證券公司可提高保費額以反映較高的風險，或透過貸款銀行要求借款人減少按揭貸款額，並且取消按揭保險。
  17. New york times common tery ( commentary ), for example, said dollar weakness is ruted ( rooted ) in the borrow and spend behavior of the government and the public

    比如，紐約時報的一份評論說美元疲軟是根植于政府和公眾的借款和消費行為。
  18. Petty co umer credit loa are co umer credit loa granted by the lender to borrowers with good credit standing to facilitate normal co umption, labor service and other fee payments

    小額信用消費貸款是貸款人向資信良好的借款人發放的用於正常消費需求及勞務等費用支付的一種信用消費貸款業務。
  19. Petty consumer credit loans are consumer credit loans granted by the lender to borrowers with good credit standing to facilitate normal consumption, labor service and other fee payments

    小額信用消費貸款是貸款人向資信良好的借款人發放的用於正常消費需求及勞務等費用支付的一種信用消費貸款業務。
  20. Credit scoring uses quantitative measures to predict the risk of loans. for lenders in rich countries, scoring has been one of the most important sources of increased efficiency. lenders in rich countries, however, score potential borrowers based on comprehensive credit histories from credit bureau and on the experience and salary of the borrower in formal wage employment

    農戶小額信用貸款屬于個人消費貸款的范疇，在很多方面與信用卡消費有相似之處，例如都是面對廣大的個體放款、業務量大而單筆額度數量小、基於借款人的信譽放款不需要抵押擔保，等等。
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