營業銀行 的英文怎麼說
中文拼音 [yíngyèyínháng]
營業銀行
英文
operating bank- 營 : Ⅰ動詞1 (謀求) seek 2 (經營; 管理) operate; run; manage Ⅱ名詞1 (軍隊駐扎的地方) camp; barrac...
- 業 : Ⅰ名詞1 (行業) line of business; trade; industry 2 (職業) occupation; profession; employment; ...
- 銀 : Ⅰ名詞1 (金屬元素) silver (ag) 2 (姓氏) a surname Ⅱ形容詞1 (跟貨幣有關的) relating to curr...
- 行 : 行Ⅰ名詞1 (行列) line; row 2 (排行) seniority among brothers and sisters:你行幾? 我行三。where...
- 營業 : do business
- 銀行 : bank
-
In the changeful operating situation, strategic management is the key to the survival of a bank
在這樣一個急劇變化的經營環境中。戰略管理對于國有商業銀行的生存是必不可少的。Securitization of bank assets refers to combined management and investment activities in which commercial banks, by making use of the legally representable nature of their credit assets and other claimable credits, put certain assets into asset - pools, issue asset - backed securities backed by the assets in the pools in order to transform the illiquid credit assets into cash assets. then the asset - backed securities are entrusted. upon the expiration of the securities ’ terms, the underlying assets are realized to repay the principals and interests of the securities
銀行資產證券化是商業銀行利用信貸資產和其他可主張的債權在法律上可被代表的特性,以確定的財產進入資產池為擔保發行資產支持證券,將沉澱的信貸資產變為現金資產,然後將該證券委以信託增值,在證券期滿時,變現擔保財產償還證券本息的一種組合經營和投資活動。Through the analysis contrapose to the reason which causes the problem and commercial banks governing structure in different families of law, the article poses out ; establishing wide administrating right to corporation affairs by directorate, avoiding that state - owned stock holders intervene decision - making in the bank, reinforcing the benefit protection of stock - holders and others who are related to it, paying more attention to remold with commercial state banks board of supervisors by enlarging its authority, and perfecting its financial supervising and strengthen promoting system etc
通過對產生問題的原因和對兩大法系商業銀行治理結構的分析,本文提出:確立董事會對公司事務廣泛的管理權,防止國有控制股東干預銀行經營決策;加強對股東及利益相關者的利益保護;採取擴大監事會職權,完善監事會的財務監督和加強激勵機制等手段著重改造國有商業銀行的監事會。Thereby the utility function of state - owned comme rcial banks and the behavior of managers are dissimilated
從而使得國有商業銀行本身效用函數以及經營者行為發生嚴重異化。While the other type is due to the internal reasons which occurred in the course of our banks " operation development. for example, the banking service doorsill has been setting too high, the range, product and service of financing marketing are not as one wishes yet, also the lack of financing specialists and advanced technology can not be ignored
另一類則是由於商業銀行自身業務開展不完善所形成的,如銀行自身服務門檻設置過高,理財營銷的范圍、產品、服務仍不盡人意,專業理財人才的缺乏以及科技支持的落後等方面的問題。The intention of this part is to find the insufficiency in management of our commercial bank, espial of state - owned banks, by comparison. it is completed through the calculation of index according to the order of liquidity, security and profitability
其次,以「三性」原則為序,運用財務指標,指數模型分析我國國有獨資商業銀行與股份制商業銀行的經營狀況,通過比較找出相應的差距和根源。Commercial bank is the special corporation that manages currencies. it is the largest loaner and debtor as the agency of credit and payment and the organization that creates credit tools
商業銀行是經營貨幣的特殊企業,作為信用中介、支付中介和不斷創造信用工具的機構,它既是最大的債權人又是最大的債務人。As is well known, the commercial bank is a special enterprise. the business line of managing currencies determines that it is a highly risk industry and it might result in systematic risks and social instability more than go bankrupt only if it is not well managed
眾所周知,商業銀行是一種特殊企業,經營貨幣信用業務的特性決定了其具有很強的社會關聯度,如果經營不當,不僅會像一般工商企業那樣虧損倒閉,更有可能釀成系統性風險,導致貨幣信用危機,影響社會穩定。But in the past analyzing of the causes that banks face the managing risk, more attention was paid to the source of capital is not matchable with the applying structure and the period of capital, or the borrowers " credit is not known clearly to the lender and the qualification examination is not strict, as well as the account for the system and the policy
因此,本文分析的重點是商業銀行的經營風險。但是,對于銀行所面臨的經營風險的成因分析,過去較多的集中於資金來源和資金運用的結構、期限不匹配、對借款人的資信不了解、資格審查不嚴格以及體制與政策方面的原因。Nonetheless, mortgage - backed still have some existing defects with the security, profitability and liquidity of modern commercial banks are looked at : one of the defects is that the capital that the bank gives to the mortgager is a liability of the bank to the depositors
但是,以現代商業銀行經營的安全性、盈利性和流動性角度來看,住房抵押貸款仍存在一些缺陷:一是銀行貸給按揭人的資金是銀行對儲蓄者的負債。Although they are just sprats compared with the four large state - owned commercial banks, they have specific advantages, including that they have established the corporate governance with flexible operation, clarified their orientation in markets, set up a relatively effective stimulative system, and built up the innovative spirits
相對四大國家銀行,這些股份制商業銀行明顯處于比較弱小的位置,但又有自己的獨特優勢:基本上按照現代企業制度建立了比較完善的法人治理結構,有比較明確的市場定位,經營比較靈活,各自有一套比較有效的激勵機制,具有一定的創新活力。Second, we should accelerate the reform of state - owned commercial banks, ensure autonomy in operation of the banks, continue to make progress in efforts to establish bank branches and sub - branches based on economic divisions and workloads, streamline institutions, cut the size of their staffs and tighten internal control
二是加快國有商業銀行的改革,落實銀行經營自主權,推進按經濟區劃和業務量設置分支機構的工作,撤併機構、精簡人員、強化內部控制。Reasons amd countermeasures of state - run commercial bank management risk
國有商業銀行經營風險的成因及對策This paper from the actual situation has analyzed the integer status of our banking, and mostly discussed the superior and inferior of the nation owned single proprietorship bank of commerce of our country after we joined wto, and sums up that the nation owned single proprietorship bank of commerce of our country should take reforms in the finance system, pattern of management, and strengthen the credit risk management, expand retailing positively and construct the networking bank such as positive effective countermeasure so as to compete with the foreign banks
該項研究,從實際出發,充分論述和分析我國銀行業的整體狀況,通過重點論述加入wto后,我國國有獨資商業銀行在競爭中具有的優、劣勢分析,總結出我國國有獨資商業銀行作為我國銀行業主體應該在金融體制改革、經營模式轉換,加強信貸風險管理,積極發展零售業務,構建網路銀行等方面,採取積極有效對策,同外資銀行進行競爭。Since 1993, especially the promulgation of commercial bank act 1995, china has carried out the strict separation operation of commercial bank and security corp
我國金融業自1993年以來,尤其是1995年的《商業銀行法》頒布以來一直實施嚴格的分業經營制度。This fact makes its business affairs can not be separated from its financial accounting activities. the financial accounting is the key link of bank activities
指出由於商業銀行其經營貨幣對象的特殊性,決定著商業銀行的業務活動和其自身財務會計活動是不相分離的。The paper, titled " credit card business of commercial banks, " is not an introduction of the basic knowledge about credit cards, or a textbook on the operation and management of credit cards. it is an explanation of the major economic phenomena in the credit card business sector and an exploration of the development of the credit card business, written with a bird - eye view of the credit card industry and in the macroscopic and medium perspective. the paper goes just as the economist zhang wuchang says, " economics is a science to explain economical phenomena.
《商業銀行信用卡業務研究》一文,並不是普及信用卡知識的大眾讀物,也不是信用卡經營管理業務的教科書,而是著眼于信用卡產業的整體情況的考察,從宏觀、中觀的角度,對發生在信用卡業務領域的主要經濟現象進行解釋,說明信用卡業務的生存發展之道,正是驗證了經濟學家張五常教授的名言「經濟學是解釋經濟現象的科學」 。Risk management of commercial bank is to defend, shun, scatter or transfer the risk in the business process through such behaviors like risk recognizing, risk evaluation, risk dealt etc. in which way to reduce or shun the economic loss and protect the security of the business capital
商業銀行風險管理是商業銀行通過風險識別、風險估計、風險處理等方法,預防、迴避、分散或轉移經營中的風險,從而減少或避免經濟損失,保證經營資金安全的行為。Since incorporated, the city commercial banks, based on their cooperation characteristics and capital strength, have set small and medium - sized enterprises ( sme ) their target customers, and have advanced the strategic direction, namely “ base on local regions to serve the sme ”
我國的城市商業銀行在成立之初,即從自身的經營特點和資金實力出發,將目標客戶鎖定為中小企業,提出了「立足本地,服務中小型企業」的戰略方向。The marxist theory of capital transfers and realize. land - rents are the important basis of commercial bank marketing
馬克思的商品資本流通與實現理論、地租理論是商業銀行營銷理論形成的重要理論依據。分享友人