現金信貸債券 的英文怎麼說
中文拼音 [xiànjīnxìndàizhàiquàn]
現金信貸債券
英文
bond for cash credit-
Securitization of bank assets refers to combined management and investment activities in which commercial banks, by making use of the legally representable nature of their credit assets and other claimable credits, put certain assets into asset - pools, issue asset - backed securities backed by the assets in the pools in order to transform the illiquid credit assets into cash assets. then the asset - backed securities are entrusted. upon the expiration of the securities ’ terms, the underlying assets are realized to repay the principals and interests of the securities
銀行資產證券化是商業銀行利用信貸資產和其他可主張的債權在法律上可被代表的特性，以確定的財產進入資產池為擔保發行資產支持證券，將沉澱的信貸資產變為現金資產，然後將該證券委以信託增值，在證券期滿時，變現擔保財產償還證券本息的一種組合經營和投資活動。Dr chan said : " we issued the notes in a highly favorable market environment against a background of increasing interest rates and continued credit tightening in the prc. the notes issue is intended to improve and enhance the matching of our group s expansion plan with its cashflow requirements and debt maturity profile.
陳博士表示：在息率趨升和中國內地持續收緊信貸的情況下，對債券發行人造就了利好的市場環境，亞洲鋁業亦在此利好情況下發行了票據，以改善和鞏固集團在擴展計劃下的現金流量需要和借貸償還期組合。The hong kong monetary authority hkma announced today that the ratings of fitch ibca inc. fitch ibca are recognized by the hkma in assessing the eligibility of hk denominated debt issues as repo securities for discounting under the liquidity adjustment facility with immediate effect
香港金融管理局金管局今日宣布，金管局在評定港元債券是否可用作在流動資金調節機制下進行貼現的合資格回購協議抵押品方面，承認fitch ibca inc . fitch ibca給予的信貸評級。We should attach more importance to following channels at present time : broaden monetary market function ; perfect stock mortgage loan ; develop investment institute ; explore investment banking business, including investment funds business channel, insurance business channel and security business channel ; make financial organization renovation. following policy suggestions should be applied : 1 ) perfect the policy environment ; 2 ) treat the problem rationally ; 3 ) implement financial mixed operation system in due time ; 4 ) foster financial market ; 5 ) enhance external supervision ; 6 ) deepen the construction of commercial banks ; 7 ) introduce bank capital into stock market in stages
貨幣市場和資本市場的不協調發展使證券機構出現制度外與體制外融資或違規操作，必須在兩個市場間建立資金和信息對流的寬敞通道，在路徑設計上，當前應擴展同業拆借市場、國債回購市場等貨幣市場渠道功能;完善股票質押貸款，及時推出非券商股票質押貸款，並注重風險防範;大力發展養老基金、保險公司、信託基金等機構投資者，吸收銀行資金間接入市;拓展投資銀行業務，包括基金、保險業務渠道、券商業務渠道、公司業務渠道;設立證券金融公司或金融控股集團，進行組織制度創新。Practicing this regime requires certain pre - conditions such as the scale of mortgage loans, a brisk stock market, a huge group of investors as well as a number of intermediary service institutions including credit rating corporations, insurance companies, law firms and accounting firms. in china, the securitization of housing - mortgaged loans has become heatedly discused topic recently. in our country, initiate innovations are needed for the market potentiality of real estate, explosive expand in house requirement, further improvement in house market and to develop and reinforce the housing finance, and so mortgage - backed securities provided a ideal tool for resolving the problem for those
所謂房地產抵押貸款證券化，就是將房地產抵押貸款債權轉化為房地產抵押證券的過程，具體而言，也就是金融機構將其持有的若干房地產抵押貸款依其期限、利率、還款方式進行匯集重組，形成一系列房地產抵押貸款資產池（資產組合） ，再將該組合出售給從事抵押貸款證券化業務的特殊目的機構（ spv ） ，通過擔保機構擔保實現信用升級后，經信用評級機構評級，由證券承銷商將信用級別較高（通常為aaa或aa級）的抵押貸款支持債券出售給投資者的一種證券化模式。On one hand, these reforms are caused by market and economic adjustment, on the other hand, it is also the initiative exploration of the administration structure but the exploration is unsuccessful, the corresponding results include that the financial burden is heavy, and bank and the listed companies sacrifice medium and small investor ' s interests etc. because the listed company only regards security market of our country as the place to use the fund free at first, there is no comparativity between utilizing bond financing, bank loan, and other channels to raise enterprise development funds and stock financing
從上世紀80年代初期以前的財政資金供給到銀行信貸資金的供給，再到利用資本市場進行股票及債券等融資方式的出現，這些改革一方面是市場以及經濟環境的變化引起的迫不得已的調整，另一方面也是企業（或主管部門）為了提高企業效率，完善企業內部治理結構的主動探索。但從結果上來看，這些探索並不成功，相應的出現了財政負擔過重，銀行不良資產過多以及上市公司犧牲中小投資者利益，在市場上「圈錢」等現象。由於上市公司最初僅僅是把我國的證券市場當作獲取免費使用資金的場所，利用債券融資、銀行貸款等渠道籌措企業發展資金和股票融資沒有可比性。The hong kong monetary authority hkma has announced today that the ratings of thomson bankwatch are recognized by the hkma in assessing the eligibility of hk denominated debt issues as repo securities for discounting under liquidity adjustment facility with immediate effect
香港金融管理局金管局今日宣布，金管局在評定港元債券是否可用作在流動資金調節機制下進行貼現的合資格回購協議抵押品方面，承認湯臣百衛給予的信貸評級。While there are so many problems that made trust and investment companies face lots of internal and external risks in real operation such as the immature market, the scarcity of government legislation and supervision, the management risks in the trust and investment companies and so on. all these need be solved by the trust and investment companies under the assistance of government department responsible for legislation and supervision. this article states from the real status of the trust industry, analyses the risk of it and brings forward the solutions from the following four angles : innovating trust production, such as npl trust, state - owned stock trust, leasing trust, mbo trust, esot, etc, perfecting the mechanism of risk control from var model and risk estimation, enhancing the cooperation with other financial institutions like banks, securities institutions, insurance companies and leasing companies, and strengthening the system of government legislation, supervision and self - restriction of trust and investment companies
本文從中國信託業的現狀出發，分析信託投資公司存在的問題，尤其是整頓后依然存在的問題，借鑒國外信託業的經驗，結合中國信託業的實際情況，從創新信託產品、健全信託投資公司風險控制機制、加強與其他金融機構合作和增強監管機制等角度進行探討，提出解決問題、加速信託機構健康發展的途徑：第一、根據目前我國信託業的規定，結合中國的經濟狀況，從處置國有不良資產、減持國有股、與金融租賃相結合、管理層收購、職工持股、銀行處理信貸資產、房地產、應收債權等領域創新信託產品；第二、引入國際上風險控制模型內控信託機構的風險，並採取信用評級的手段對信託投資公司和信託產品進行評級，從外部控制信託機構的風險；第三、提出信託投資公司應與銀行、證券、保險和租賃業相結合，在業務上相互補充，資源上共享，促進信託業的發展；第四、從完善信託立法、加強監管力度、健全信託投資公司個體自律和行業自律等方面完善信託的監管體系。The credit facility will enable the hkmc to obtain short term funds to bridge the gap between the purchase of mortgage loans and the issuance of debt securities, which may arise from time to time due to volatile conditions in the capital market, " a hkmc spokesman said
這項信貸融資讓按揭證券公司能夠獲得短期資金，以便在購買按揭貸款與發行債務證券籌資的時間未能配合時，提供購買按揭貸款所需資金這種情況可能會因為資本市場市況波動而出現。分享友人