現金信貸 的英文怎麼說
中文拼音 [xiànjīnxìndài]
現金信貸
英文
cash credit-
Policy : on the aspect of correlative policy, the article analyzes the strong influence of varied policies on auto car demand. the most important policies among those are national industry policy, local consumption policy, tax policy, environment protection policy, reform policy of government allocated car system and financial credit policy
在政策方面，本文用大量的事實、數據和圖表分析了現行國家產業政策、地方消費政策、稅費政策，環保政策、公車改革政策、金融信貸政策對轎車需求產生的抑揚影響。Are non - cash credits, bad debt write ? offs, credit memos and allowances approved independently of processing, recording and collecting the charge
非現金信貸、壞帳注銷、信用備忘錄和折扣等是否在其進行處理、記錄和收費外得到獨立的批準？Securitization of bank assets refers to combined management and investment activities in which commercial banks, by making use of the legally representable nature of their credit assets and other claimable credits, put certain assets into asset - pools, issue asset - backed securities backed by the assets in the pools in order to transform the illiquid credit assets into cash assets. then the asset - backed securities are entrusted. upon the expiration of the securities ’ terms, the underlying assets are realized to repay the principals and interests of the securities
銀行資產證券化是商業銀行利用信貸資產和其他可主張的債權在法律上可被代表的特性，以確定的財產進入資產池為擔保發行資產支持證券，將沉澱的信貸資產變為現金資產，然後將該證券委以信託增值，在證券期滿時，變現擔保財產償還證券本息的一種組合經營和投資活動。It is different from the traditional manner of poverty reduction which only relying on the state finance and the donative capital. as a new manner of poverty reduction, it is a standardized mechanism somewhere
它改變了傳統扶貧方式主要依靠國家財政或外來捐贈資金的局面，改變了傳統扶貧方式扶貧效果不明顯的局面，依靠一種新型的信貸運作模式實現了部分地區扶貧項目的規范化、長期化運作。In order to be sure that the deposits would not be affected by the failure banks, the bank act was passed in america in 1933, which provided that the federal deposit insurance corporation ( fdic ) and the federal savings and loans insurance corporation ( fslic ) must be founded. thus a new epoch was ushered in the history of the modern dis
在20世紀30年代的那場經濟大危機中，美國一大批銀行破產倒閉，為了保證廣大儲戶的存款不因銀行倒閉而受影響，美國於1933年通過銀行法，決定成立聯邦存款保險公司和聯邦儲蓄信貸保險公司，從而開創了現代金融業存款保險制度的新紀元。C gold card draft, cash advance and other cash services
C金卡備用信貸及其他現金透支Cash advance a cash loan taken out on a credit card. generally cash advances do not have an interest free period
預提現金信用卡上的現金貸款。通常提前支取現金不享受免息期。The third part mainly analyzes four risks of house tenancy center and the corresponding managing measures. the part analyzes profit and free - rent period through discussing probability of house in - and - out quantity in profit risk, proposes the risk management measures of cash supervisory mechanism and selectivity financing in capital gap risk, putts forward the measures of liquidity gap forecast, improving credit and adopting different free - rent period in house liquidity risk, and introduces the credit swap to transfer leaseholder default risk
本部分主要分析了房屋置業中心的四個風險，分別是收益風險，通過引入給定時間段內的房屋存貸量的概率分佈分析了房屋置業中心的收益風險和空租期的確定；資金缺口風險，並提出現金監理機制和選擇性融資的風險預防措施；房屋流動風險，提出流動缺口預測、提升自身形象、採用不同空租期的風險管理措施；承租人的支付風險，主要引入了信用掉期合同來轉移這種風險。With development of half a century, credit card owing to its security and promptitude has replaced cash to become the most desirable way of payment that maintains functions of saving, consuming, account settlement, financing and so on, representing a perfect combination of traditional financial services and modern information technology
經過半個世紀的發展，信用卡以安全快捷的優勢逐步取代現金，成為集存款、消費、結算、信貸、理財等功能於一體的新型支付工具，體現了傳統金融業務與現代信息技術的完美結合，並且滲透到社會經濟生活的方方面面。With the introduction and development of the indirect instruments such as the reserve requirements, interest rates, rediscount window and open market operations, the credit ceilings have been removed in 1998
隨著間接貨幣政策工具如準備金率、利率、再貼現和公開市場操作的廣泛使用，信貸規模管理被取消。Expounds the five main aspect of risk in national commercial bank, i. e. signal liability structure, bad loan quality, low capital efficiency, imperfect restriction on interior power, thin consciousness on risk avoidance ; summarizes five characters of the bank risks, including risk concentration, moral risk, risks caused by system structure, inequi ty between bank risks and revenues, aggrandizement trend of bank risks ; analysis eight reasons for bank risks, including proprietary ownership voidance, macroeconomic fluctuation, ineffective capita ] buffer mechanism, enterprise reasons. no synchronous fiscal investment and financial reform, incompetence law and regulation enforcement. chapter4 argues the opportunities and challenges of the financial globalization and requirement for bank risk managem ent. chapters suggests the methods for the risk management of national commercial bank
緊接著在第三章闡述了我國國有商業銀行風險的「五大表現」 ，即負債結構單一、信貸資產質量差、資本充足率低、內部控制機制薄弱、防範風險的意識淡薄；總結了我國國有商業銀行風險的「五大特點」 ，即風險高度集中、風險人為匿藏、風險的體制性、風險與收益嚴重不對稱、風險呈繼續擴大態勢；剖析了我國國有商業銀行風險形成的「八大因素」 ，即金融產權「人格」虛設、宏觀經濟波動、資本金等緩沖機制不健全、財政、投資和金融的體制改革不配套、法律和法規不健全等。By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle
針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。Dr chan said : " we issued the notes in a highly favorable market environment against a background of increasing interest rates and continued credit tightening in the prc. the notes issue is intended to improve and enhance the matching of our group s expansion plan with its cashflow requirements and debt maturity profile.
陳博士表示：在息率趨升和中國內地持續收緊信貸的情況下，對債券發行人造就了利好的市場環境，亞洲鋁業亦在此利好情況下發行了票據，以改善和鞏固集團在擴展計劃下的現金流量需要和借貸償還期組合。The hong kong monetary authority hkma announced today that the ratings of fitch ibca inc. fitch ibca are recognized by the hkma in assessing the eligibility of hk denominated debt issues as repo securities for discounting under the liquidity adjustment facility with immediate effect
香港金融管理局金管局今日宣布，金管局在評定港元債券是否可用作在流動資金調節機制下進行貼現的合資格回購協議抵押品方面，承認fitch ibca inc . fitch ibca給予的信貸評級。The writer thinks that the most important of risks in china ' s dc finance is : the bank cannot control and dispose of title of goods or tide documents so as to liquidate the liabilities under dc, therefore laws ant ! regulations of economy, such as law of tide, law of trust, and etc should be legislated. this may arouse or do help to studies or discussions of judicial circle or banking sector
信用證融資業務比傳統信貸業務風險系數小，但各種風險仍然交織在這種特殊的融資方式中，當前銀行貿易融資逾期成了普遍關注和深感棘手的問題，作者認為我國信用證融資的風險構成中最大的風險是，國內銀行不能依法控制貨物的物權，實現貨物的自行清償來達到控制業務風險的目的，提出了完善《物權法》 《信託法》等一系列經濟、金融法規，為法律界和金融界進一步進行理論和實務研究作了有益的探索。Excepting pocket money, cash of any kind is now rarely used ; money as a tangible commodity has largely been replaced by credit, a bookkeeping - banking matter
除了零花錢外，任何其他形式的現金都已很少使用；作為有形商品的錢在很大程度上已經被信貸這種記賬業務所取代。It says that the inadequacy of relevant law and ministry, limited financing channels, shortage of venture capital, inefficiency of direct financing channel, shortage of political capital and high cost caused by other financing channels are mains reasons why high - tech smes have difficulties in financing, and financing channels are of core importance to high - tech smes. only efficient channels can solve their problems effectively
並對高科技中小企業融資現狀進行分析，認為法律法規與管理機構不健全；融資渠道單一，難以傳統信貸方式獲得資金；中小金融機構發展受阻，削弱對中小企業扶持的能力；風險投資欠缺、直接融資渠道不暢；政府扶持資金缺乏及其他融資方式成本高致使高科技中小企業融資困難。The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate
論文的模型探討了下列因素和中國信貸配給現象之間的聯系：商業銀行對信貸風險的態度變化，在辨別和控制信貸風險上開始投入大量的成本，這一過程會導致信貸配給；商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給；宏觀經濟緊縮時期資產價格下降會導致信貸配給；商業銀行經營目標函數偏離利潤最大化，近幾年金融業改革過程使商業銀行目標函數發生變化，這一變化過程可能導致信貸配給；在市場分化的條件下，收益水平低的市場會遭受信貸配給；在經濟下滑時期，商業銀行尤其會對高風險市場配給信貸；利率市場化使商業銀行的存貸利差至少在一段時間內縮窄，利差縮窄可能加重信貸配給的程度：在利率市場化條件下，弱勢借款者，包括中小企業，遭受信貸配給的程度可能得到緩解，但支付的貸款利率水平將會升高。It is designed to address the credit and liquidity crunch, falling property prices, business and domestic costs and declining public confidence
整套方案分四部分，主要針對現時信貸和流動資金緊縮物業價格下跌營商成本和家庭開支及市民信心下降的情況。On one hand, many people and enterprises in rural area and middle - western area have been complaining that it is difficult for them to get credit from banks ; on the other hand, a lot of money stagnates in banking system
1998 - 2002年間出現了信貸配給現象：廣大農村和中西部地區的企業和居民、全國多數的中小企業普遍反映難以從銀行得到貸款；同時，大量資金滯留銀行體系。分享友人