要求銀行貸款 的英文怎麼說

中文拼音 [yāoqiúyínhángdàikuǎn]
要求銀行貸款 英文
demand for bank funds
  • 要 : 要動詞1. （求） demand; ask2. （強迫; 威脅） force; coerceⅡ名詞（姓氏） a surname
  • 求 : Ⅰ動詞1 （請求; 要求） ask; beg; request; entreat; beseech : 求人幫忙 ask sb a favour; ask a favou...
  • 銀 : Ⅰ名詞1 （金屬元素） silver （ag） 2 （姓氏） a surname Ⅱ形容詞1 （跟貨幣有關的） relating to curr...
  • 行 : 行Ⅰ名詞1 （行列） line; row 2 （排行） seniority among brothers and sisters:你行幾? 我行三。where...
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 要求 : ask; demand; require; claim; requisition
  • 銀行 : bank
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. Fear that these obligations could not be paid caused american bankers further to call loans to amass liquid reserves.

    由於害怕這些證券到時不能兌現，美國銀行家就更要求償還貸款以集聚流動儲備金。
  2. Commerciality individual housing borrows money ( mortgage loan namely ) compare loan of housing accumulation fund to want to the demand bearing of borrower comfortable a lot of, have the effective and resident status, natural person that has capacity of completely civil action to want to satisfy following condition to be able to apply for only : the profession that has stability, income and repay ability ; the capital fund that the bank is approbated serves as guaranty or impawn ; the unit of put on sale that buys housing with place signed the contract that buy a house or book of the intent that buy a house

    商業性個人住房貸款（即按揭貸款）對借款人的要求相比住房公積金貸款要寬松許多，具有有效居留身份、有完全民事行為能力的自然人只要滿足下列條件即可申請：有穩定的職業、收入和償還能力；有銀行認可的資產作為抵押或質押；與所購住房的發售單位簽訂了購房合同或購房意向書。
  3. The basic of bringing the money rate in the market into play is that the action of the commercial banks has to reflect the scale and composition of the currency supply in the market through high or low rate of deposit - loan

    商業銀行是資金運行的中心，市場利率發揮作用的基礎是商業銀行的行為必須通過存貸款利率高低反映出市場資金供求的規模和結構。沒有商業銀行制度的根本改革，市場利率的運行就沒有最重要的主體。
  4. To make marketing gambit innovation on that base, the post - savings bank should exploit new financial product priority at intermediary service, personal credit service and particular deposit account service, take advantage of the new internet channel to founded net bank, make internal maketing and customer value management for upraise competitive capability and service level, make alliance strategic to meet the polytropic customer demand

    在此前提下開展營銷策略創新，要注重從中間業務、個人信貸和特色存款業務方面開發新的金融產品；利用網際網路技術提供的新渠道開辦網上銀行；為提高競爭能力和服務水平進行內部營銷和顧客價值管理；為適應顧客需求的多樣化而進行戰略聯盟。
  5. The government and the banking circles hope to raise the efficiency of the housing financing regime, improve the banks " asset quality and to diversify the risk, so as to promote the development of real. it is necessary and workable to applying the mortgage - backed securities to propel housing innovation, although what we are should be attention to the necessary mortgage environment and it ' s policy are not completely fostered

    由銀行等機構作為項目發起人，首先要分析自身對抵押貸款證券化的融資要求，然後通過對現有信貸資產進行清理、估算和核查，選擇一定數量的房地產抵押貸款作為證券化目標，並從資產負債表中剝離出來，將這些資產匯集組建資產池（即資產組合） ，作為證券化的基礎資產； （ 2 ）出售貸款組合，即「真實出售」 。
  6. The inability to meet collateral requirements is the most frequent reason for not being able to obtain a bank loan

    不能滿足抵押要求是不能獲得銀行貸款的最常見的原因。
  7. Through investigation in shenzhen, we found that there are some problems in sme credit guarantee : banks are very strict with mortgage assets. only buildings and right of land use can be mortgaged, the other assets cannot be mortgaged for loan. sme have a little scope ; have small quantity assets and lack of valid fixed assets, which affect the mortgage and guarantee capacity for sme

    通過對深圳市中小企業的調查發現，中小企業信用保證存在以下問題：銀行對抵押資產要求過于嚴格，要求企業以房地產、土地使用權等作抵押，其他資產無法辦理抵押貸款；中小企業規模小、資產數量少，企業缺乏有效的固定資產，從而影響了企業的抵押擔保能力；中小企業自身財務制度、信用建設不足；中小企業難以獲得外部機構或其他企業的擔保等。
  8. The bank therefore seeks relevant information from the borrower in order to assess whether he or she is creditworthy

    為了評估借款人的信貸狀況，銀行會要求借款人提供有關資料。
  9. Banks therefore seek additional ways to protect themselves - through prudent credit risk management - by, for example, requiring security for the loans

    因此，銀行會透過審慎的信貸風險管理來保障本身的利益，例如銀行會要求借款人提供抵押品。
  10. The rate rise, the first by the people ' s bank of china since october 2004, surprised the markets, which had expected beijing to use a combination of administrative measures and higher reserve requirements for banks to rein in credit growth

    自2004年10月起，中國人民銀行首次提高利率，令市場大跌眼鏡，因為市場曾期望北京使用行政手段和提高對銀行準備金的要求來控制銀行貸款的增長。
  11. Phishing : a type of technology - based social engineering ploy in which computers users are directed, usually via e - mail, to a web site that purports to be that of a bank, loan company, credit card company, e - commerce merchant, governmental agency, or other site that requires users to enter confidential information, such as account passwords, account numbers, social security numbers, and other personal data that is collected and used for identity theft

    網路釣魚：基於社會工程學的技術，通常通過電子郵件，據稱是銀行，貸款公司，信用卡公司，電子商務商，政府代理的網站，或其他要求用戶輸入機密信息的站點，諸如帳戶密碼、帳戶號、社會保險號的機密信息被收集並用於身份偷竊。
  12. The young couple asked the bank for a loan

    年輕夫妻要求銀行貸款。
  13. In the chapter 2, on the basis of combining the development practice of loan security, the article analyzes the main problems existing along the development of loan security in china : vain security, unsatisfied security, fault security. it also gives deep exposition to the concrete manifestation of these problems and identifies there are much contradiction between the law theory and financial practice. in the chapter 3, through analyzing the problems existing in loan security, the writer thinks what is necessary for china to develop loan security is to change and improve legal protection system for loan security and suggests some solutions to the existing problems : a ) to change and improve the law system

    在結合商業銀行貸款擔保的發展實踐的基礎上，分析了目前中國商業銀行貸款擔保發展存在的瑕疵：無效擔保、擔保落空、虛假擔保；深入的論述了這些問題的具體表現；剖析了產生這些問題的法律原因和社會原因，認為就商業銀行貸款擔保法律制度本身來看，無論從法律法規制定的技術水平，還是從法律法規本身反映的金融法律實踐的要求，都不能滿足我們今天的發展要求；而且長期的計劃經濟的金融體制下所形成的制度和觀念與滲透著法治精神的現代金融體制也存在著很多不相包容的地方。
  14. Article 19 the lead arranger shall conduct due diligence on the borrower or the finance project before the advance of the loan in accordance with the requirements under the guidelines on commercial banks ' due diligence in the credit granting to small enterprises, and based on the results of the due diligence conduct initial negotiations with the borrower in connection with, among other things, the propose, facility, interest rate, term, form of guarantee, conditions for drawdown, repayment method and related expenses of the loan, and prepare a memorandum for the syndicated loan based on such information

    第十九條牽頭行應按照《商業銀行授信工作盡職指引》的要求，對借款人或貸款項目進行貸前盡職調查，並在此基礎上與借款人進行前期談判，商談貸款的用途、額度、利率、期限、擔保形式、提款條件、還款方式和相關費用等，並據此編制銀團貸款信息備忘錄。
  15. In respect of the demand of key poultry breeding or processing enterprises for working capital loans, the bank and other financial institution shall, in accordance with the actual circumstances, give support in terms of loan scale, loan interest and loan security

    對重點家禽養殖和加工企業的流動資金貸款需求，銀行及其它金融機構要根據實際情況，在貸款規模、貸款利率和貸款擔保等方面予以支持。
  16. The more unfavorable assets the bank has, the slower the turnaround speed of loan bankroll will be, the more bankroll will be needed to produce ration of supply, so there would be more supply for loan currency and more pressure of gross social demand. however, the excess of liabilities on loan over net assets actually means the enterprise has consumed residents ' deposits in the form of practicality but failed to do the substantial compensation, which also means this part of deposit the urban and country residents hold go up in somke

    銀行不良資產越多，周轉速度較慢的貸款將越甚，糧食供應將需要更多的貸款周轉，因此會有更多的貨幣供應量和貸款的壓力，更加嚴重的影響社會需求.盡管如此，超額的貸款負使得企業凈資產被耗盡，實際上就是居民存款的形式，但沒有做大量實用性補償，這也意味著這部分城市、全國居民存款瞬間耗盡
  17. It can be found that the two models can measure the credit risk better and their numerical values of the var are relatively close, which means that at a certain confidence level, the portfolio ' s maximum loss calculated under the default model is familiar to the maximum loss in value resulted from the credit metrics model. however, under the default model the standard deviation of the loss of the loan is a bit more than the one which deviates from the average value of the loan under the credit metrics model ; in addition, the conclusion also demonstrates that the two models have some differences in the measuring the capital reserve to some extent

    從結果可以看出，這兩個模型均能較好地度量銀行貸款信用風險，其計算所得的var值比較接近，說明在給定置信水平下所能達到的最大損失和所能達到的價值上的損失在數值上是相近的；不過，違約模型下貸款損失的標準差要比creditmetrics模型下的貸款價值偏離其均值的標準差要大些；此外，結論還表現出二者在計量資本金要求上有所差異。
  18. This dissertation analyzed characteristic of various financing channels and obstacles in different growth stages according to the enterprise life cycle theory, discussed the metabolic disciplinarians of capital requirement, financing actions and financing obstacles which changing with the different growth stages of private manufacturing enterprises, probed into mutual connections of financing channels and handicaps of bank loans, explained the movement of these rules with information dissymmetry and scale discrimination

    本文以民營製造企業為研究對象，根據企業生命周期理論，分析了生命周期不同階段各種融資渠道的特點和所遇到的融資障礙，探尋了民營製造企業的資金需求狀況、融資來源和融資障礙隨企業生命周期演進而變化的規律，討論了各融資渠道之間的關系、企業從銀行貸款的主要障礙以及它們之間的聯系，並結合相關理論對變化規律做出了解釋。
  19. Even though the banks have decided not to adopt the composite rate, we are publishing it as a reference for the banks as well as their customers. customers can of course always request their banks to price their lending by reference to the composite rate

    雖然銀行決定不採用綜合利率，我們仍會編制及公布以供銀行與消費者參考，銀行客戶當然也可主動要求銀行以綜合利率來作為釐定貸款利率的參考。
  20. On one hand, with the development of firms, the financing activities of banks becomes more and more active and their business scope expand continuously, which helps to promote the firms " development. on the other hand, the firms have capital requirement and need to be financed by the banks, and they are the main interest providers of banks ’ loans

    一方面銀行的融資活動隨著公司的發展而日益活躍，且領域不斷擴大，這對公司的發展起著積極的促進作用;另一方面公司有資金需求，需要從銀行融資，其返還的貸款利息是銀行利潤的重要來源。
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