財務風險比率 的英文怎麼說

中文拼音 [cáiwùfēngxiǎnbǐlǜ]
財務風險比率 英文
financial risk ratios
  • 財 : 名詞（金錢和物資的總稱） wealth; property; valuables
  • 務 : Ⅰ名詞1 （事情） affair; business 2 （姓氏） a surname Ⅱ動詞1 （從事; 致力） be engaged in; devote...
  • 風 : Ⅰ名詞1 （空氣流動） wind 2 （風氣; 風俗） practice; atmosphere; custom 3 （景象） scene; view 4 ...
  • 險 : Ⅰ名詞1 （險惡不容易通過的地方） a place difficult of access; narrow pass; defile 2 （危險） dange...
  • 比 : Ⅰ動詞1 （比較; 較量高下、 長短、距離、好壞等） compare; compete; contrast; match; emulate 2 （比...
  • 率 : 率名詞（比值） rate; ratio; proportion
  • 財務 : finance; financial affairs
  • 風險 : risk; hazard; danger
  • 比率 : ratio; proportion; rate比率計 ratio meter
  1. The theory overall illuminates how the investment company proceeds the stock choice and turns the stock choice into the concrete number by turning six factors given weights that affect the result of the stock choice into the probability of the stock choice by the quantitative method. the important points lie in : 1 considering the external environment, the growth nature, the venture and the corporate v alue ; 2 overcoming the non - comparability of the financial ratios between the corporations of different lines

    此理論從公司的外部環境和公司的內部因素全面地闡述了投資公司如何進行股票選擇，以及通過對成長性、公司所處的風險、宏觀及行業、公司的價值和處于不同行業的企業間財務比率進行量化處理，將影響股票選擇的六大因素賦以權值后轉化成股票選擇的可能程度值，從而將股票選擇用具體的數值來表示。
  2. So we consider five financial indexes includes stock b / p, e / p, current stock size, current stock stru and financial levge by the international tradition, then descriptive statistical test method and cross section statistical test method proved that b / p and current stock size have marked effect on the securities yield besides coefficient b. in the third chapter, the article fut forward a risk factor model, estimates yield sequences of every risk factor by weight regression, and then estimates each risk factor coefficient of different stock by time sequence regression, at last we can reckon the portfolio risk o2p and yield rp which consists n stocks

    結合國際慣例，文章考慮了股票的凈值市價比（ b p ） ，市盈率倒數（ e p ） ，流通規模（ size ） ，流通比例（ stru ）和財務杠桿（ levge ）等五個財務指標，應用描述性統計檢驗和橫截面統計檢驗等多種方法，結果表明，除系數以外，凈值市價比（ b p ）和流通規模（ size ）對證券收益率部有重要的影響。在論文的第三章，提出了一個基於多因素的風險因子模型，並用加權回歸和時間序列回歸等方法估計出了不同證券的各風險因子系數（類似於單指數模型中的系數） ，據此，即可衡量出一個包括n只股票的組合的風險_ p ~ 2和收益率r _ p 。
  3. In light of market risk, there are sensitivity measurement method and volatility measurement method as well as the concepts about risk measurement, such as variance, duration, 3 - coefficient, 5 - coefficient and value at risk. and in light of credit risk, there are accounting - based ratio measurement method and volatility - based measurement method, as well as the related concepts, such as credit rating, z - score, transition matrix, expected default frequency

    其中，針對市場風險度量的方法包括靈敏度測量風險方法和波動性測量風險方法，與之相關的風險度量概念有方差、持續期、系數、類系數和在險價值；針對信用風險度量的方法包括基於財務比率的風險測量方法和基於波動性的風險測量方法，與之相關的風險度量概念有信用評級、 z分數、轉換矩陣、違約頻率。
  4. On the analysis of financial affairs in classifying loans risk, bank has large of finance report forms samples. it can make correct judge by calculating various rates and comparing them with other enterprise. so the bank has the numerical model knowledge and the instantial swatch knowledge

    在貸款風險分類的財務因素分析時，銀行有著較充足的各行各業的財務報表的樣本實例，可以通過計算的各種比率結果及與同行業的比較而對借款人作出正確的判斷，因此它具有模型數量性知識和實例樣本性知識。
  5. Based on value - at - risk we give an example of how to measure the credit risk and provide the process of applying this method in risk management. in order to build a risky prediction model, we select 4 financial indexes from 16 ; these are the ratio of bed debt, the operating cost, the asset - profit ratio and the liquidity ratio

    以農村信用社為實證研究的對象，從16個財務指標中篩選出真正對信用社發生危機有顯著影響的4個指標：不良貸款比率、營業費用比率、資產利潤率和資產流動性比率，建立了農村信用社風險預警機制的模型。
  6. Secondly in enterprise valuation cost method should proceed with book value of the financial statement, regard market value as adjusting orientation and reduce application range of cost method. when income method is adopted, four principles should be paid attention to : a : stage - by - stage income model should be used which is made by early stage income current value added by later stage income increase. b : net profit and net cash flow should be the majority of income volume

    其次為：企業價值評估採用成本法應從財務報表的賬面價值入手、以市場價值為調整目標、減少成本法的應用范圍；採用收益法應以前期收益現值加後期收益額遞增的分階段收益模型，收益額以凈利潤、現金凈流量為主，收益預測以企業未來發展潛力分析為前提的銷售收入預測為主導，折現率堅持不低於無風險報酬率等四項原則，系數以回歸方程的測算為主；市場法中參照物企業選取應以同行業企業為基準、擴大數據來源，注重評估比率可靠性驗證、利用多種比率的配合等。
  7. It uses factor analysis method and dualistic relative comparative method to account the ability place of a loan enterprise in its industry, which can confirm the station in its industry better. by using time series model to forecast an enterprise ' s cash flow in the future, we can measure the repayment ability of an enterprise. by using logit model to account the probability of default for a loan enterprise, we can estimate the possibility of its default

    運用因子分析法和二元相對比較法計算貸款企業在本行業中的財務能力排名，更好地確定其在本行業中的地位；運用時間序列模型預測企業未來的現金流量，從而測度貸款企業未來的還款能力；運用logit模型計算貸款企業的違約概率，估計其違約的可能性；從貸款企業的行業風險、經營風險、管理風險、借款人還款意願等方面對貸款企業的非財務因素進行分析。
  8. 2. during the discussion of reinsurance optimization under sharpe ' s ratio, it derives the conclusions of optimization with the combination of insurance risk and financial risk through quantitative and qualitative analysis

    在夏普比率下的再保險最優化模型的討論中，依據基本的優化思想，採用定量與定性分析相結合的方法，得出保險風險組合與財務風險組合下的最優化結論。
  9. The results indicate that health insurance with deductibles could provide protection against the risk of severe diseases and match the insured ' s preference for health insurance

    研究結果發現：相較于定率負擔的健康保險，定額負擔的保險可使被保險人自行承擔的疾病財務風險限縮在自負額的范圍以內，比較符合消費者希望消除重大疾病風險之保險需求。
  10. In 1998, citibank and travelers group merged into citigroup, which then became a financial holding company providing all kinds of financial services through its subsidiaries. the " financial services act of 1999 " repeals the " glass - steagall act " prohibitions on banks affiliating with securities firms, permitting holding companies to engage in securities underwriting and dealing, without limitation, as well as sponsoring and distributing mutual funds. it creates a framework that will permit the banking, securities, and insurance industries to compete more efficiently and effectively while improving consumer access to financial services, protecting investors, and ensuring a safe and sound banking system

    首先，金融控股公司由於佔有金融資源過大，所以面臨的系統風險的危害是非常大的；其次，金融控股公司的各子公司之間進行關聯交易，使得集團內各子公司的經營狀況相互影響，這就增大了金融控股公司的內幕交易和利益沖突的風險；第三，金融控股公司以外來資本撥付給子公司的資本金，在總公司和子公司的資產負債表中都同時反映出來，這可能會使整個集團的實際財務杠桿比率過高，影響到集團的金融安全。
  11. The modern of ri is better than such methods that are to analyze different risks existing in the operation of bank separately or to require being support by amount of data. it is useful for banks to judge they degree of risk. the fourth part is advising part in which i give some proper suggestions on how to better the financial quality, to improve the capability of management, and to promote the competitive ability of our internal commercial banks in the international market

    由於該模型僅需要諸如資產收益率、權益乘數等一些銀行會計部自身便可獲取的財務指標，且該風險指數數據具有同業可比性，能夠反映出銀行財務風險狀況，因此，運用該模型進行風險程度的判定在銀行中運用具有優勢，對于銀行的經營管理有一定的實踐意義。
  12. After following - up investigation and comparison, we found the trend that the credit risk comparison between the domestic evaluation methods and the foreign ones that the m ethods of foreign credit risk analysis have changed from financial ratio grading to multi - va riable and dynamic analysis based on capital market theory and computer information scie nee, but nowadays almost all banks in china evaluate credit risks by the methods of risk de gree computation which lack quantitive analysis

    通過對國內外評估方法的跟蹤、比較，發現國外信用風險分析方法已經從主觀判斷分析方法和傳統的財務比率評分法轉向以多變量、依賴于資本市場理論和計算機信息科學的動態計量分析方法為主的趨勢發展。而目前我國銀行機構主要使用計算信貸風險度的方法進行信用風險評估，缺乏定量分析，衍生工具、表外資產的信用風險已及信用集中風險的評估尚屬空白，更沒有集多種技術於一體的動態量化的信用風險管理技術。
  13. Management decision is the main problem of the enterprise administration, while financial decision is the most important part of management. the object of finance decision is gathering and using funds to maximize company ? s value with the best of capital construction, minimum of financial risk and maximum earnings. asset assessment in business enterprise bases on financial analysis, which assesses to the total value of company ? s assess

    本文主要運用比較分析法、趨勢分析法、比率分析法和杜邦分析法等基本財務分析方法以及資本資產定價模型和現金流量折現的方法，詳細分析了康佳集團的財務狀況，並對其整體進行價值評估和確定，透視其存在的主要問題，如抵禦市場風險能力較弱、效益大幅度波動。
  14. Financial risk ratios

    財務風險比率
  15. In the last two chapters, the fundamental methods of risk warning, risk valuing and risk controlling in the management of deficit risk are summed up. after analyzing some indexes of fiscal crises and the structure of budget deficits that are classified according to the new standard defined in this paper, the author try to use the theory of debts - gdp to make a dynamic analysis on risk of fiscal deficit. finally, the controlling system of deficit risk in china is discussed and some countermeasures are suggested

    在財政赤字風險管理的研究中，文章沿著一般到特殊的分析思路，系統總結了風險的預警、評估以及控制的基本方法；然後，測算了中國赤字風險評估指標，並從中國的實際情況出發，在赤字規模、赤字結構以及其他相關數據的分析和測算基礎上，運用債務-收入比率等方法對中國財政赤字風險的發展做了動態分析，進而初步勾勒出中國財政赤字風險的控制體系。
  16. As the financial system reformation goes more further, the ccbs have no systematic advantages any more, meanwhile, the disadvantages like small - sized, weak bases, lack of capital and complex competition ability, especial the profit ability has became more and more obvious. according to the statistics offered by the china banking regulatory commission ( cbrc ), by the end of 2004. 11, the total assets of all the ccbs in china is 1. 9 trillion, and the equity is 693 billion. according to the five - category classification, the balance of non - performing loans ( npl ) is 9. 7 %, and the average capital adequacy ratio is 2. 7 %, while the average total assets is less than 0. 1 %, which is only 1 / 12 of american average level

    我國中小商業銀行的主力軍? ?城市商業銀行風風雨雨近十年，在過去的十年中，初步化解了多年積累的風險、在地方經濟發展中發揮了重要的作用;隨著金融體制改革的全面深化，城市商業銀行的體制、機制優勢逐漸與競爭對手同質化，規模小、底子薄、資本實力弱、綜合競爭能力差尤其是贏利能力弱的劣勢日益凸現，據銀行業監督管理委員會的統計，截止2005年11月，全國城市商業銀行資產總額為1 . 9萬億、所有權權益693億、按照貸款五級分類，不良貸款余額為1027億、平均不良貸款率為9 . 7 % 、平均資本充足率為2 . 7 % ，其中平均的總資產收益率不到0 . 1 %是美國平均水平的1 / 12 ，就是跟印度、馬來西亞等發展中國家比差距也不小，中小商業銀行的財務問題逐漸成為了其進一步發展的瓶頸，財務風險凸現，潛在的財務危機也日益加大。
  17. It analyses the composition and yield origination of net - assets of open - end fund, fees and fees rate of open - end fund, the determination and calculation to the value of open - end fund under different yield rate, and the affection of financial ratios to yield rate. meanwhile, it discusses measurement of the future value of fund ( mainly risk of the fund and desired yield rate ), the determination of system risk and non - system risk of open - end fund. at last, this article analyses the relation of income distribution and the value of fund and taxation distribution and the value of fund

    分析了開放式基金凈資產值的構成及其收益來源，開放式基金的費用和費用率，不同收益率下基金價值的測算、幾種財務比率對收益率的影響；分析了基金未來價值的度量（主要是基金的風險與預期收益率） ，開放式基金的系統風險與非系統風險及對風險的測量；分析了各種因素（宏觀經濟因素、微觀決策層）對基金價值的影響，分析了收益分配與基金價值的關系，稅務籌劃與基金價值的關系，並在此基礎上闡述了』開放式基金的推出對我國的券商、基金管理公司、國有商業銀行及金融市場的影響。
  18. Compared with the traditional financing modes, bot can not only ease direct finance burden and debt risk from government, but also introduce the advanced technology and management in, to improve the operating efficiency of project, to meet the social and public requirement s in advance. however, its unavoidable weaknesses, e. g. huge scale capital requirement long term operation cycle, complicated structure, a lat of uncertain factors, esp

    雖然，與傳統投資方式相比， bot投資方式具有能減少政府直接的財政負擔、避免政府的債務風險，引進先進的技術和管理經驗，提高項目的運作效率、提前滿足社會與公眾需求等優點，但也存在著投資規模大、經營周期長、結構復雜、不確定因素多、風險較大等缺點。
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