貸方市場 的英文怎麼說
中文拼音 [dàifāngshìchǎng]
貸方市場
英文
leander's market-
The commercial bank housing loan has the superiority in improving credit assets ’ quality comparing with other credit varieties, which is the basic reason that various commercial bank enlarges the investment in abundance at present, fighting for the housing market with all one ' s strength
商業銀行住房貸款在改善信貸資產質量和提高收益等方面與其他信貸品種相比，具有難以比擬的優勢，這是目前各家商業銀行紛紛加大投入、全力拚搶住房市場的基本原因。We attach special significance to as many cis countries participating in the work on humanitarian problems as possible and would welcome joining the agreements on the council and fund by all the commonwealth partners. active cooperation with the cis member states in these bodies and joint work on their timely and complete material - technical, financial and organizational support will serve to strengthen the commonwealth and deepen further the existing comprehensive interaction among our countries and peoples. as before, cooperation is actively evolving with our cis partners in combating terrorism and other manifestations of extremism, crime, illegal migration and illicit drug trafficking or to be more precise - narco - aggression
雙方高度評價近年來兩國經貿合作的積極勢頭，並指出，應擴大貿易規模，通過提高高新技術、機械製造、電子產品和其他高附加值商品在貿易中的份額來改善貿易商品結構，使之平衡發展；為兩國商品、服務和投資進入對方市場創造有利條件，加強包括建立合資企業、生產性合作和轉讓技術等形式的經濟技術與投資合作；完善貿易服務體系，包括加強在銀行結算、貸款擔保、保險領域的合作，加強兩國在經貿領域的法律和行政管理等工作，使貿易制度符合國際標準；加強兩國邊境和地方間合作以及中小企業之間的聯系。The paper indicates that, on the premise of the reform of property rights, the choice of modes of establishing a healthy credit system in china should follow the way of marketing. therefore a lot of work remains to be done such as opening credit inquiry data, founding the data base, establishing a scientific credit rating system, forming a credit punitive mechanism, etc. the bank should also play its role in the establishment by perfecting the existing credit management system, forming an effective credit risk precaution mechanism, and carrying out the work of interior credit rating
關於我國信用制度的具體建設，研究表明：在產權改革的前提下，我國信用制度建設的模式選擇應走市場化的道路，必須做好開放徵信數據、建立數據庫、制定科學的評級指標體系、建立失信懲罰機制等多方面工作，並且要完善銀行現有的信貸管理體制，建立有效的銀行信用風險防範機制，開展銀行內部資信評級工作，發揮銀行的作用。So genuine credit system or transaction system does n ' t appear. only on the basis of the independent property owners or property subject can come into being the genuine credit activities, be set up real credit system and form the real credit system, then be produced the real financial market. 2
只有在借貸雙方都是擁有獨立財產或掌握真正的財產所有權的獨立財產所有者或產權主體的基礎上，才能產生真正的信用活動，才能構建真正的信用制度，才能真正形成及時償債或按期還本付息的信用準則，並在此基礎上產生真正的金融市場。At the same time, with china ' s financial market development and related sound legal system, we explored the asset securitization financing in the company ' s application, and using the spv through trust - based approach to securitize the assets of this kind of small and mid - sized enterprise : first, loan securitization ; second, the accounts receivable asset securitization
同時，順應我國金融市場的發展和相關法制的健全，探討了資產證券化融資方式在該公司的應用，提出通過信託型spv的途徑來進行適合該科技型中小企業融資方式的資產證券化:一是貸款的證券化;二是應收賬款的資產證券化。Its approval as non - usurious the payment of a rate of return determined by market conditions, much as we do today
就如我們今天一樣，它把由市場狀況來決定回收率這一個還債方法，核定為不屬于放高利貸。It is not only influnce the survival of valin group but also influnce the industrialization progress of hunan province. this book appraised the foreground of the product market, raising money and using money, budget and potential risk of this project by using the method of project evaluation, analysised avail factor and disadvantage factor, then bring forward measures of evading project risk to help erector and bank who provide a loan
本文運用項目評估方法，對華菱薄板項目的產品市場前景、資金籌措與運用、財務預測與分析及項目潛在風險等方面進行評價，分析項目建設的有利因素和不利影響，得出評估結論，提出規避項目風險的措施，為項目建設單位及項目資金承貸銀行提供指導和幫助。When the aggregate total of margin financing [ for that type of security ] in securities business money lending, in the margin trading market, and in securities settlement financing by securities finance enterprises as referred to in the preceding paragraph exceeds 20 percent of the listed shares or number of beneficiary units of that type of security, the remainder under the limit shall be distributed proportionally ; the distribution method shall be drafted by the tsec and submitted to the competent authority for final approval
前項辦理證券業務借貸款項與信用交易市場及證券金融事業辦理有價證券交割款項之融資餘額合併計算超過該種證券上市股份或受益權單位數之百分之二十時，應依比例分配所餘額度，其分配方式由證券交易所擬訂，並報主管機關核定。However, the complicated international - trade circumstance makes it very difficult to control the payment risks of export, and at the same time because of their own defects, the traditional trade finance products cannot satisfy the exporters ’ needs. therefore, it has a high demand for the newer and better trade finance products and forfaiting is just a suitable one as a kind of bill discounted without recourse. after entering into wto takes the opportunities and challenges to the chinese banks, and the foreign banks will try to occupy the chinese markets by their rich management experiences, high - quality services and various fianc products
一、本文的研究目的和意義隨著商業銀行客戶群日益多樣化的發展和不斷涌現的國際貿易新形式，傳統的打包貸款、出口押匯等業務品種，已遠不能滿足我國企業日趨豐富的融資需求，本文通過對福費廷業務的特點、風險狀況、市場前景的分析，力圖找到一條適合我國商業銀行開展福費廷業務的新路子、新思維，同時也希望能為我國這樣一個新興市場經濟國家在解決出口融資方面提出一個值得大力發展的途徑，有利於促進我國出口貿易及我國商業銀行國際業務的大發展。It has the remarkable characters of the limited recourse or without recourse and financing besides the balance sheet. it can avoid the trouble to get the domestic credit and to finance from the international capital market for the capital - intensive project. so it has much attraction for these large - scale projects of infrastructure of power plant, highway, railway, airport, water plant and the long distance transmission pipe, etc. which urgently needs to invest and at the same time be limited by the shortage of the capital
Bot投資方式具有項目融資的典型特徵， bot項目是項目融資的一種特定方式，它具有有限追索權或無追索權和資產負債表外融資等顯著特徵，可以避開國內信貸的困難，從國際金融市場上為資本密集型投資項目籌集資金，因而對于亟需加大投入、而又受到資金短缺制約的電廠、公路、鐵路、機場、水廠及長距離輸水管道等大型基礎設施項目具有很大的吸引力。In less time than it takes to get a good compass bearing, cheap credit and stable markets have given way to investor panic and a credit crunch
不錯的方向感，低廉的信貸和穩定的市場已經讓位於投資者的恐慌和信用崩潰，而且失去這一切所花的時間卻要少於得到它的時間。The first chapter of this article directed by the vanguard theory of marketing, begins with the clear explanation and definition of fundamental theories of banking and marketing
本文第一章以西方市場營銷理論為指導，對商業銀行和市場營銷的基本概念進行了闡述和界定，並導入了商業銀行信貸營銷的定義。Then fisher and others approached the subject from different angles. in the article, we have accepted this positive opinions and given a clear explanation by some mathematic models. but there are some strict preconditions, which are buyer ' s market, loose and comfortable economic environment, the economic operating regularly, total supply larger than
但我們同時也指出，依靠大力發展消費信貸業務拉動經濟增長具有嚴格的條件，即:買方市場形成、經濟環境較為寬松、經濟運行處于常規狀態而非緊運行或超緊運行狀態、社會總供給與總需求在結構上相適應但在總量上供給大於需求。At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds
本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。There are five viewpoints as follows : firstly, the successful practice of personal housing mortgage loan requires consummate housing mortgage loan market system and participation of housing mortgage loan insurance guarantee agencies supported by government. secondly, it needs related rules and laws for guarantee thirdly, it should make varies ways of paying back to adjust to different families who has different incomes, hobbies and age structure. fourthly, the government should put more emphasis on the low and medium income families for their housing purchase loan
即個人購房抵押貸款的成功運作需要有完善的住房抵押貸款市場體系和政府支持的購房抵押貸款保險擔保機構的參與；要有相關法規作保障；抵押貸款還貸方式的設定應靈活多樣，以適應不同收入、不同偏好、不同年齡家庭對抵押貸款的需求；政府應重點支持中低收入家庭購房貸款；個人購房抵押貸款不僅有賴于商業性金融機構的參與，而且也要有政府成立政策性住房金融的支持。Keeping the bank going may offer taxpayers a better chance of getting their money back, if it can be sold once conditions in the housing and credit markets improve
繼續經營該銀行更有可能償還欠納稅人的債，因為一旦售房情況和貸方市場有所好轉，可以將其拋售。On the mechanism of microeconomics, consumption credit result from the game ' s perfect bayesian equilibrium between the bank of maximizing its profits and the consumer of maximizing his / her utility under the condition of modem market economics, and from the transitional economy transferred from selling market to purchasing market on the background of macroeconomics
從微觀經濟機制來看，現代市場經濟條件下的消費信貸產生於追求盈利最大化的商業銀行與追求個人效用最大化的消費者之間的博弈結果。博弈結果是精煉貝葉斯均衡。從宏觀的角度看，消費信貸是賣方市場向買方市場轉型的產物。We do not expect that institutions will incur significant compliance costs or resource requirements in adopting the " default " approaches, that is the standardised approach to credit and market risk and the basic indicator approach to operational risk
我們設定了計算信貸及市場風險的標準方法，以及計算業務運作風險的基本指標方法，並且預計認可機構在落實這兩套方法時不會牽涉大的費用或資源配套。It will also highlight current practices and approaches of the industry in managing operational risk as a distinct risk similar to credit and market risks
此外，有關章節亦會特別指出銀行業目前就業務運作風險作為一項與信貸及市場風險相若的獨立風險而採用的管理方法與模式。Under the condition of the initial forming of buyer market in china, in order to solve the economic problem whose focal point is lack of efficient demand, consumer credit has been strengthened to develop gradually
在我國買方市場初步形成的條件下，為解決以有效需求不足為焦點的經濟問題，國家也逐步加大了發展消費信貸的力度。分享友人