貸款分擔 的英文怎麼說

中文拼音 [dàikuǎnfēndān]
貸款分擔 英文
loan allocations
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 分 : 分Ⅰ名詞1. （成分） component 2. （職責和權利的限度） what is within one's duty or rights Ⅱ同 「份」Ⅲ動詞[書面語] （料想） judge
  • 擔 : 擔動詞1. （用肩膀挑） carry on a shoulder pole 2. （擔負; 承當） take on; undertake
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. This article consists of five parts as following : mortgage of uncompleted building was originated from the common law and the law of hong kong, so the paper probes into its meaning - the transformation of the specific property right ; when the debtor fails to perform his duty, the creditor can obtain the title determinately ; the debtor enjoys the right of redeeming the collateral security through fulfilling his debt, the creditor has the obligation of returning the property at the same time. secondly, the author summaries its essential feature on the practice of the real estate mortgage hi the mainland of china - the target of the mortgage is a kind of expective interest ; the mortgage is a kind of guarantee which is settled through making over the interests in expectancy ; the risk of the mortgaged uncompleted building should be borne by the realty company instead of the mortgagor ; the phase of the mortgage ; mortgage is realized in a particular way. thirdly, on the basis of analyzing the legal nexus that is involved, the paper points out that the legal ne xus of the mortgage is just between the mortgagor and the mortgagee

    樓花按揭作為一種擔保方式起源於英美法上的mortgage ，所以本文第一部分首先探討了mortgage在英美法上的含義：特定財產權利的轉移；在債務人不履行債務時，債權人可以確定地取得所有權；債務人享有通過履行債務而贖回擔保物的權利，同時債權人負有交還財產的義務。其次，就我國的樓花按揭實踐總結了其基本特徵：樓花按揭涉及兩個合同三方當事人；樓花按揭的標的是一種期待性利益；樓花按揭是通過轉讓物業權益而設定的一種擔保方式；預售樓花滅失的風險應有開發商承擔；樓花按揭的階段性；樓花按揭實現方式的特殊性。最後，分析了樓花按揭所牽涉的各個法律關系，認為真正的樓花按揭法律關系只是購房人與銀行之間的按揭貸款關系，按揭當事人只有購房人（按揭人）與銀行。
  2. Hypothecate institution is non - bank fiance institution, personal house mortgage loan hypothecation institutions incept the pbc, ministry of construct and ministry of finance, our country ' s hypothecation system can divided into two parts : the policied hypothecation system and the business. the double hypothecation mechanism is bulied for separate risk

    在對擔保機構為非銀行金融機構定性的框架下，提出個人住房貸款擔保機構接受人民銀行、建設部、財政部共同監管，擔保機構為全國性、區域性的組織結構，針對不同消費群體分為政策性擔保體系和商業性擔保體系；建立了旨在分散風險的再擔保機制。
  3. Banks may also choose to repackage part of their mortgage portfolios into back - to - back mortgage - backed securities with the hkmc providing a guarantee on timely repayment to remove the credit risk of the securitised portfolios

    銀行亦可選擇將其部分按揭貸款組合重新包裝，成為背對背按揭證券，並由按揭證券公司提供按時還款擔保，以消除證券化組合的信貸風險。
  4. Now there is a large body of academic and industry research on the establishment of mortgage - backed securities ( mbs ) market, much of which involves introduction of various types of mbs such as mortgage pass - through securities ( mpts ), mortgage pay - through bonds ( mptbs ), mortgage - backed bonds ( mbbs ), collateralized mortgage obligations ( cmos ) and so on

    目前，學術界和本行業實踐者們對我國發展mbs市場這一課題進行了廣泛的研究，其中，很大一部分研究是圍繞住房抵押貸款支持證券的品種設計展開的，這些品種包括過手證券、轉付證券、抵押貸款支持債券以及抵押擔保證券（ cmos ）等。
  5. Additional, usurer still must have following requirement : one, have beijing town constant resident mouth or effective and resident status ; 2, the profession that has stability and income, paid the ability that returns loan principal and interest ; 3, have the contract that buys housing or concerned proof file ; 4, offer management center of beijing housing fund and place to belong to what cent center agrees to assure means ; 5, the other condition that accords with management center of beijing housing fund and place to belong to minute of center to set

    另外，貸款人還必須具備下列條件：一、具有北京市城鎮常住戶口或有效居留身份；二、具有穩定的職業和收入，有償還貸款本息的能力；三、具有購買住房的合同或有關證實文件；四、提供北京市住房資金治理中心及所屬分中心同意的擔保方式；五、符合北京市住房資金治理中心及所屬分中心規定的其他條件。
  6. A few appropriated part of the funds and invested them in municipal infrastructure lacking commercial value, plunging them into severe financial difficulties and disabling them to repay the principal and interest on their loan to the creditor banks or financial organizations. as a result, the borrower and lender came into commercial dispute, with some of the borrowers even declaring bankruptcy

    但有些公司透過地方政府的擔保，或者以土地抵押形式，在香港依法向海外金融機構取得貸款，少數公司更將部分資金挪用於缺乏商業價值的市政建設上，最終因為經營不善和其它原因，陷入財政困難，無法依期向債權銀行或金融機構償還本息，產生商業糾紛，有些更宣布清盤。
  7. However, with the impact of housing loan guarantee, and gradual opening of chinese financial market, renovating residential mortgage loan insurance is imperative under the situation. deep study is done on residential mortgage loan insurance by this thesis, and there are four sections : the first section expatiates background and significance of the study on residential mortgage loan insurance, makes a clean definition of this insurance, points out that precondition of residential mortgage loan insurance is existence of risks, and sets force functions of residential mortgage loan insurance

    在此背景下，本論文對個人住房抵押貸款保險進行了深入研究，全文分為四個部分：第一部分闡釋了個人住房抵押貸款保險研究的背景及其意義，指出風險的存在是個人住房抵押貸款保險存在的前提，對個人住房抵押貸款保險進行了定義，闡述了個人住房抵押貸款保險的基本職能及派生職能，並指出了住房置業擔保與個人住房抵押貸款保險之間的區別與聯系。
  8. There are various theories concerning the concept of guarantee insurance, including credit insurance, contract insurance, liability insurance, guarantee, etc. based on the analysis of the above theories, the author clarifies his own cognizance of the concept of guarantee insurance

    最後，第四章分析了在實務中常見的問題，研究了代位求償權、保險合作協議和汽車消費貸款履約保證保險合同項下的擔保三個問題。
  9. Some analysts also worry that a sharp plunge in equity prices could seriously hurt banks ' balance sheets, causing them to squeeze their lending

    一些分析家也擔心急劇下挫的股票價格可能會嚴重損害銀行的資產負債表，使他們收回貸款。
  10. Between 21 october 1993 and 6 april 1995, the chens colluded with feng and chi to make use of a " changcheng card " issued to the couple by the bank to obtain a fraudulent overdraft of renminbi 427, 497, 230 from zhongshan branch of boc without the prerequisite loan application, guarantee or mortgage procedure

    自1993年10月21日至1995年4月6日間，陳氏夫婦與馮、池兩人內外勾結，利用二陳在該行申領的長城卡，在沒有辦理任何正常的貸款申請、擔保、抵押等手續的情況下，採用惡性透支的手段，共同挪用了中行中山分行的資金共計人民幣42749 . 723萬元。
  11. The chapter 1 of this text make brief introduction of medium and small sized enterprises developping condition in our country, combining to analysis financing predicament of medium and small sized enterprises, point expatiate the problem of medium and small sized enterprises in our country, main proceeds with two aspects of direct financing and indirect financing elucidation : the mortgage guarantee loan to medium and small sized enterprises procedure complicacy, limit numerous, financing institution business operating of mechanism system restrict the credit input to the medium and small sized enterprises ; the medium and small sized enterprises lack the channel and place to < wp = 7 > proceeding ownership of a share in direct financing, lack bond financing credit, did not become the diverse capital market and so forth of a series of problem

    本文第一章對我國中小企業發展狀況作了簡單介紹，並對我國中小企業融資困境進行了分析，重點闡述了我國中小企業融資中存在的問題，主要從間接融資和直接融資兩個方面進行說明：中小企業抵押擔保貸款程序復雜，限制繁多，金融機構商業化的經營機制制約了對中小企業的信貸投入；中小企業在直接融資中缺乏進行股權融資的渠道和場所，債券融資資信不足，未形成多樣化的資本市場等一系列問題。 < wp = 5 >本文第二章說明我國中小企業可以吸取國外的先進經驗，採取融資租賃的方式緩解中小企業融資難的問題。
  12. This section begins with the analysis of the cash flow of the two most elementary products - mortgage pass through securities ( mpt ) and collateralized mortgage obligations ( cmo ), and describes the difference between the function mechanism and the ability of resisting risk. then, based on the above analysis, this article tries to invent an new cmo product which goes by the name of adjustable amortization mortgage ( aam ) and can effectively counteract the extension risk when interest rate goes up. at the same time, this article also indicate some problem which should pay special attention to in practical application and put forward some corresponding market promotion strategy

    本章首先通過對兩種最基本的抵押證券? ?抵押貸款傳遞證券（ mpt ）和抵押擔保證券（ cmo ）現金流量變化的分析，研究其運行機制和防禦風險的功能差異，接著在以上分析的基礎上，文章嘗試提出了一種能夠有效化解利率上升環境中延期風險的新型證券品種? ?可調整分期付款額的抵押擔保證券（ adjustableamortizationmortgage ，簡稱為aam ）的設想，但同時也指出了這種抵押擔保證券在實際應用中應該特別注意之處，並提出了相應的市場推廣策略。
  13. This paper, using the experience of the typical nation and region about housing mortgage securitization, joining together the realistic condition in our country, putting forward the strategy of developing housing mortgage securitization in our country now. the article is divided into four parts : part one : introduce the related theories about the housing mortgage securitization, including the content of housing mortgage securitization, the participants, concrete operation procedure, the financial tool, and point out the realistic meaning that our country promote. part two : analyze the background and the motive that world housing mortgage securitization, choose the typical model nation and region such as the united states, canada, hong kong to proceed the comparison, and get some experiences and apocalypses from it

    文章分為四個部分：第一部分：首先對住房抵押貸款證券化的內涵、涉及的參與者、具體運作程序以及使用的金融工具等與住房抵押貸款證券化相關的理論進行了介紹，其中著重對抵押貸款傳遞證券、抵押貸款支持債券、抵押貸款轉付債券、抵押擔保證券等目前國外規模較大的四種住房抵押貸款證券進行了較詳細的介紹，然後指出我國目前推行住房抵押貸款證券化無論是從商業銀行和投資者等微觀主體的角度還是從住房產業和資本市場的發展等宏觀角度來看都具有非常重要的現實意義。
  14. It is a rare practice for university to take part of the risk and pay certain amount of cost from the measures taken by other countries in dealing with this problem

    從各國對拖欠貸款進行的風險規避與利益保障所採取的措施來看，由高校來承擔一部分風險，規定其支付一定的費用也是鮮有的。
  15. Create a new subhead " loans to live poultry operators " under the loan fund head 262 primary products with a commitment of $ 9, 000, 000 for providing loans on an unsecured basis to live poultry retailers holding fps licences with endorsement to sell live poultry who wish to continue operation to enhance the sanitary and hygiene conditions

    在貸款基金總目262漁農?產項下開立新分目"為活家禽零售商開立的貸款" ，承擔額為9 ， 000 ， 000元，以便向持有獲準售賣活家禽的新鮮糧食店牌照、並有意繼續營業的人士提供無抵押貸款，以改善其店內的?生情況。
  16. Create a new subhead " loans to live poultry operators " under the loan fund head 262 primary products with a commitment of 9, 000, 000 for providing loans on an unsecured basis to live poultry retailers holding fps licences with endorsement to sell live poultry who wish to continue operation to enhance the sanitary and hygiene conditions

    在貸款基金總目262漁農產項下開立新分目"為活家禽零售商開立的貸款" ，承擔額為9 ， 000 ， 000元，以便向持有獲準售賣活家禽的新鮮糧食店牌照並有意繼續營業的人士提供無抵押貸款，以改善其店內的生情況。
  17. Create a new subhead " loans to poultry wholesalers and retailers affected by avian influenza " under the loan fund head 262 primary products with a commitment of 73 million for providing low interest loans to affected poultry wholesalers and retailers

    在貸款基金總目262漁農產項下開立新分目"向受禽流感影響的家禽批發商和零售商提供貸款" ，承擔額為7 ， 300萬元，以便向受影響的家禽批發商和零售商提供低息貸款。
  18. Create a new subhead " loans to poultry wholesalers and retailers affected by avian influenza " under the loan fund head 262 primary products with a commitment of $ 73 million for providing low interest loans to affected poultry wholesalers and retailers

    在貸款基金總目262漁農?產項下開立新分目"向受禽流感影響的家禽批發商和零售商提供貸款" ，承擔額為7 ， 300萬元，以便向受影響的家禽批發商和零售商提供低息貸款。
  19. Create a new subhead " loans to poultry wholesalers and retailers affected by avian influenza " under the loan fund head 262 primary products with a commitment of 146 million for providing low interest loans to affected poultry wholesalers and retailers

    在貸款基金總目262漁農產項下開立新分目"向受禽流感影響的家禽批發商和零售商提供貸款" ，承擔額為1億4 ， 600萬元，以便向受影響的家禽批發商和零售商提供低息貸款。
  20. Create a new subhead " loans to poultry wholesalers and retailers affected by avian influenza " under the loan fund head 262 primary products with a commitment of $ 146 million for providing low interest loans to affected poultry wholesalers and retailers

    在貸款基金總目262漁農?產項下開立新分目"向受禽流感影響的家禽批發商和零售商提供貸款" ，承擔額為1億4 ， 600萬元，以便向受影響的家禽批發商和零售商提供低息貸款。
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