貸款分類 的英文怎麼說

中文拼音 [dàikuǎnfēnlèi]
貸款分類 英文
loan classification
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 分 : 分Ⅰ名詞1. （成分） component 2. （職責和權利的限度） what is within one's duty or rights Ⅱ同 「份」Ⅲ動詞[書面語] （料想） judge
  • 類 : Ⅰ名1 （許多相似或相同的事物的綜合; 種類） class; category; kind; type 2 （姓氏） a surname Ⅱ動詞...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. At first, this thesis analyzes sorts of residential mortgage risks, brings forward some methods of risk control, points out that insurance is the most effective way to transfer the risks of residential mortgage, and introduces some insurances on residential mortgage in domestic financial market and abroad, expounds particularly the successful experience of usa where the business insurance agents, fha and va provide full ensurance for the loans of bank to disperse default risk, thus promotes the prosperity of real estate finance

    本論文首先從分析住房抵押貸款的風險種類入手，提出了多種風險處理措施，指出住房抵押貸款風險最有效的轉移措施是保險，並介紹了國內外現行住房抵押貸款有關保險，詳細闡述了美國的成功經驗：通過商業保險公司、 fha 、 va等機構對銀行放款提供全方位保障，化解來自借款人不能償付貸款的風險，促使整個房地產金融活躍起來。
  2. Literatures indicate that logit model, logistic model, probit model, mlr, cluster model, option model, proportion risk model, and discriminant analysis are the main effective methods and models when researching the determinants of residential mortgage default risk

    通過梳理文獻發現， logit模型、 logistic模型、 probit模型、多元線性回歸、聚類模型、期權模型和比例風險模型、判別分析是研究個人住房抵押貸款違約風險影響因素時採用的主要方法和模型。
  3. By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle

    針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。
  4. Chinese banking begin and try and set up as far back as 1996 " award letter, examine loan separate, hierarchical examination and approval, responsibility clearly demarcated in unison " award letter management system, introduced customer ' s credit rating system and loan risk categorized system again later, make loan authorize system and customer award letter management method in unison, pursue customer award letter manage in unison all - sided

    中國銀行業早在1996年就開始嘗試建立「統一授信、審貸分離、分級審批、責任分明」的授信管理體制，后來又引進了客戶信用評級體系和貸款風險分類制度，制定了貸款授權制度和客戶統一授信管理辦法，正在全面推行客戶統一授信管理。
  5. Wells fargo still remains in far better shape than many of its peers because it sold most of the $ 2 trillion in home loans that it originated since 2001 and invested relatively little money in the mortgage - backed securities that are lumping other big banks with multibillion - dollar losses

    相對于其他同類銀行，富國銀行的狀況要好得多，他已經出售了大部分次級債，在2001年，他們曾經共持有2萬億美元的住房貸款，同時在抵押貸款證券中相比其他公司數以十億計的損失顯得非常小。
  6. Moreover, the study should be set off from the practice, and then relevant problems about subrogation and legal status of insurance cooperative agreement, etc. under the performance guarantee insurance for automobile consuming loan

    全文共分四章。第一章介紹了保證保險的概念和保證保險的分類，並嘗試歸納汽車消費貸款履約保證保險的概念。
  7. In order to research further the legal essence of the performance guarantee insurance for automobile consuming loan, the study should, on the basis of clearly defined features, explore deeper into factors such as the subject, the object, the relationship between rights and obligations, and so on

    本文在介紹和歸納已有研究成果的基礎上，以保險法的基本原則為理論主線，結合歸納、分類和比較等研究方法對汽車消費貸款履約保證保險的性質、合同要素和若干實務問題進行研究。
  8. You can enjoy privileged rates on residential mortgage loan, various insurance packages, personal loan, new car financing, unsecured overdraft facilities and unit trust subscriptions. you can enjoy all benefits and services offered to ahkns cardholders by the bank of east asia

    東亞銀行為你設計一系列個人理財服務，包括樓宇按揭貸款、各類型保險、私人貸款、汽車分期、無抵押透支服務及認購單位信託基金，讓你專享優惠利率
  9. Personal financial packages you can enjoy privileged rates on residential mortgage loan, personal loan, new car financing, various insurance packages, unsecured overdraft facilities and unit trust subscriptions. you can enjoy all benefits and services offered to iee cardholders by the bank of east asia

    東亞銀行為您設計一系列個人理財服務，包括樓宇按揭貸款、私人貸款、汽車分期、各類型保險、無抵押透支服務及認購單位信託基金，讓您專享優惠利率
  10. Personal financial packages you can enjoy privileged rates on residential mortage loan, personal loan, new car financing, unsecured overdraft facilities, unit trust subscriptions and various insurance packages. you can enjoy all benefits and services offered to bea credit cardholders by the bank of east asia

    東亞銀行為你設計一系列個人理財服務，包括樓宇按揭貸款、私人貸款、汽車分期、無抵押透支服務、認購單位信託基金及各類型保險，讓你專享優惠利率
  11. Personal financial packages you can enjoy privileged rates on residential mortgage loan, personal loan, new car financing, unsecured overdraft facilities, unit trust subscriptions and various insurance packages. you can enjoy all benefits and services offered to law society corporate gold mastercard cardholders by the bank of east asia

    東亞銀行為你設計一系列個人理財服務，包括樓宇按揭貸款、私人貸款、汽車分期、無抵押透支服務、認購單位信託基金及各類型保險，讓你專享優惠利率
  12. Personal financial packages you can enjoy privileged rates on residential mortgage loan, personal loan, new car financing, unsecured overdraft facilities, unit trust subscriptions and various insurance packages. you can enjoy all benefits and services offered to law society visa gold cardholders by the bank of east asia

    東亞銀行為你設計一系列個人理財服務，包括樓宇按揭貸款、私人貸款、汽車分期、無抵押透支服務、認購單位信託基金及各類型保險，讓你專享優惠利率
  13. Abstract : setting out from the characteristic of house financial markets actual in china, a deeply analysis in varies risk and its causes is made. a few countermeasure keeping away house financial risk, for instance developing house financial serving organization such as the broker buildup by certification lawyers and classify insurance and excessive pledge and conforming house mortgage rate reasonably and evaluating loan repay ability in science is put forward

    文摘:從我國目前住宅金融市場特點出發，深入分析了銀行貸款面臨的各種風險及其產生的主要原因，提出了發展以執業律師為主體的住宅金融服務機構? ?抵押貸款經紀人、分類保險、多重保證、合理確定房產抵押率、科學評估貸款人償貸能力等具體的金融風險防範對策
  14. Loan classification system

    貸款分類制度
  15. The establishment of a loan classification system which basically conforms with prudent accounting principles and meets common international practices facilitates the establishment of a modern banking system and international competition

    建立一個基本符合審慎會計準則、符合國際慣例的貸款分類體系，是中國建立現代銀行制度的要求和國際競爭的需要。
  16. As part of its study of how the new accord should be implemented in hong kong, the hkma issued a consultative document in september 2002 to seek the views of the two industry associations on preliminary ideas to revise the loan classification system

    作為如何在香港推行《新資本協定》的研究的一部分，金管局在2002年9月發出諮詢文件，徵詢兩個業內公會對修訂貸款分類制度初步構思的意見。
  17. By starting from the meaning and the characters of the credit risk, we can know our bank loan classification is different from foreign banks. correspondingly, the thesis points out that our work is mainly to reduce and control non - performing loan

    文章從信貸風險的含義和特徵入手，指出我國銀行對風險貸款分類不同於國外銀行風險貸款的分類，進而得出我國銀行防範和化解銀行信貸風險，主要是降低或控制不良貸款。
  18. On cultural undertakings in credit classification of commercial banks

    論商業銀行貸款分類中的文化建設
  19. In an effort to allow banks as well as regulators to better monitor bank asset quality in accordance with international practice, a five - category classification system was formally implemented in 2002

    為讓銀行及監管機關按照國際標準更有效監察銀行資產質素，於2002年正式實施五級貸款分類制度。
  20. In the first part, the article introduces the basic concept and the fundamental of the loan risk classification, after the compare to the lately “ yiyuliangdai ” risk classification and the and the compare to the risk classification under international rules ( american model, oceania model, european model ), the article also discusses the real meaning of the 5 loan risks classification ' s implement

    本論文第一節介紹了貸款風險分類的基本概念及其原則，並通過縱向的與我國原有以期限為基礎的「一逾兩呆」貸款分類方法；橫向的與貸款風險分類的國際慣例（美國模式、大洋洲模式、歐洲模式）進行比較，論述了推行五級貸款風險分類法的現實意義。
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