貸款存款比率 的英文怎麼說

中文拼音 [dàikuǎncúnkuǎnbǐlǜ]
貸款存款比率 英文
loan-deposit ratio
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 存 : 動詞1 （存在; 生存） exist; live; survive 2 （儲存; 保存） store; keep 3 （蓄積; 聚集） accumulat...
  • 比 : Ⅰ動詞1 （比較; 較量高下、 長短、距離、好壞等） compare; compete; contrast; match; emulate 2 （比...
  • 率 : 率名詞（比值） rate; ratio; proportion
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  • 比率 : ratio; proportion; rate比率計 ratio meter
  1. First of all, with dominant state - owned property right and ownership ' s misplacement and non - transference, state - owned commercial banks are long - term protected by the government, suffering from low efficiency and serious diseconomy in scale

    因國有商業銀行長期受政府保護，效率低下，存在嚴重的規模不經濟，無法完全實現其法人財產權，不能形成有效的內部治理結構；二是高比例的不良貸款率。
  2. Since late april, china ' s central bank has twice raised benchmark lending rates and bank reserve requirements

    自4月底以來，中國央行已兩度上調基準貸款利率和銀行存款準備金比率。
  3. Hong kong dollar loan - to - deposit ratio

    港元貸款與存款的比率
  4. Rmb deposit and loan interest rate float block expands gradually, and progressively move towards marketization day by day. part iii : on the basis of using the experience and lessons of the change of interest rate in other countries for reference in course of the interest rate marketization, it is believed that there should be a course of raising up slightly in the interest rate in the early stage. but the market fluctuations it causes will not be too much ; according to actual operation result and a medium or long term of the reform, foreign currency interest rate has already drawn close to international interest rate competence progressively ; viewed from a short time, rmb loan interest rate total competence will tend towards dropping, some loan interest rate may rise ; the interest rate of the deposit will raise up unilaterally

    總體而言，發展中國家的存貸利差要高於發達國家；第二部分：在總結前幾年利率改革包括市場化改革的基礎上，認為，迄今為止，我國利率市場化改革的程度總體上還比較低：同業拆借利率、貨幣市場債券回購利率、現券交易利率、外幣貸款利率、大額外幣存款利率等已完全市場化或基本市場化，人民幣存貸款利率的浮動區間已逐漸擴大，並已漸進的方式日益走向市場化；第三部分：在借鑒境外利率市場化過程中利率變動的經驗教訓的基礎上，認為在我國利率市場化的初期，利率應該有一小幅上揚的過程，但是其造成的市場波動應該不會太大；從改革的實際運作結果和中長期來看，外幣利率已經逐步的向國際利率水平靠攏；從短期來看，人民幣貸款利率總水平將趨于下降，部分貸款利率有可能上升，存款利率將會單邊上揚。
  5. E ) lack of foresight on finance lease scheme, which causes irrational tenor structure and imbalanced annual outflow of rental payments, results in funding costly. to solve aforesaid problems, thesis finds out the following principles for optimizing ca ' s aircraft finance : a ) determining the volume and currencies of ca ' s cross - border aircraft finance based on the annual outflow of foreign debt repayments and annual net inflow of foreign exchange, so are the dominated currencies in debt. b ) enlarging the portion of borrowings at floating interest rate in ca ' s whole foreign debt

    針對以上存在主要問題，本文進一步提出了優化飛機融資的總體構想，包括：根據其每年的外匯流入總量及幣種構成確定國航合理的飛機境外融資規模應與負債幣種；在利率結構方面，擴大浮動利率在整個國航外債中的比重，選擇適當時機將部分固定利率貸款轉換為浮動利率貸款；在飛機引進多元化方面，通過與飛機製造廠商、出租公司飛機互換的方式優化機隊構成，結合提前中止現有飛機租賃就能夠起到優化債務結構和機隊構成的事半功倍的效果，以及在未來飛機融資中優先使用經營性租賃等。
  6. Part 4 is the empirical analysis to chinese listed companies " financings behavior. reaching for the company ' s financing structural analysis of the developed country, making the conclusion : profit financing ratio is the highest financing, bank loan is the most important way in the external financing, final just selecting equity financing, analyzing to the financing structure of chinese listed companies, the listed company ' s financing

    第四部分我國上市公司融資行為的實證分析這部分包括第四章是本文的另?個重點，先對發達國家公司融資結構分析，發達國家公司融資順序為:留存收益比率最高，銀行貸款是最重要的外部融資方式，最後才』選擇股權融資。
  7. Since financial reforms were brought out in china 20 years ago, the state - owned commercial banks have a expansion in financial assets and liabilities during this period. with the sharp increase of financial assets gross, the domestic banks are encountering a series of difficulties, such as high ratio of default loans, the slower turnover ratio of funds, the lower profitability, and the weak ability of self - development

    金融改革二十年來，國有獨資商業銀行金融資產與負債總量經歷了一個迅猛的擴張期，在量的擴張背後也存在深層次的問題，特別是國有獨資商業銀行不良貸款比率較高、資金周轉速度減慢、經濟效益下降、自我發展能力不足等問題。
  8. Through analyzing this bang ' s financial ratio index and the factors which affect its liquidity, we think that the bank ' s present cash ratio, liquidity ratio, deposit and credit ratio, the total credit amount to total asset ratio, bad loan ratio can all meet the requirements of the concerning laws and regulations and they all going toward well directions

    通過對影響湘潭建行流動性因素和財務比率指標的分析，我們認為該行目前的現金比率、流動比率、存貸比率、貸款總額與總資產之比，或能滿足有關規定、或在向好的方向發展，且市場信息狀況較好。
  9. Determining certain interest rate and loan to value ratio ( ltv ) can make creditors mitigate credit risk, which comes from the price risk and liquidity risk of collateral in inventory pledge loan

    摘要存貨抵押貸款中，信用風險主要來源於抵押物價格和流動性風險，信貸人確定適當的利率和貸款價值比能夠有效緩釋信用風險。
  10. Loan - to - deposit ratio

    貸款與存款比率
  11. As hong kong dollar deposits dropped less than hong kong dollar loans, the hong kong dollar loan - to - deposit ratio fell marginally to 88. 5 per cent at the end of 2002, from 88. 8 per cent a year earlier

    由於港元存款的跌幅比港元貸款小，因此年底時的港元貸存比率由去年同期的88 . 8 %微降至88
  12. But given the abundance of liquidity in the banking system, reflected by the relatively low loan - to - deposit ratio, this should not cause a significant tightening in monetary conditions in the near term

    季在香港使用的貸款顯著增加。但由於銀行體系流動資金充裕從貸存比率相對較低可見，短期內應不會令貨幣狀況顯著收緊。
  13. On loan - to - value ratios of inventory financing with doubly stochastic poisson default processes

    重隨機泊松違約概率下庫存商品融資業務貸款價值比率研究
  14. These include : relatively high delinquency rates ; inadequate disclosure of financial and other information ; low transparency of operations and poor accounting standards ; lack of discipline in the use of credit facilities ; and the low level of cost - effectiveness of such lending

    銀行表示它們的取態主要是基於中小企業貸款市場存在多項不利特點，包括拖欠比率相對較高財政和其他資料不足運作欠缺透明度會計標準欠佳對信貸融資的運用欠缺有效監督，以及該等貸款的成本效益較低。
  15. Other things being equal, an increase in the deposit reserve requirement ratio, which is measured as a percentage of deposit liabilities and used partly for the supervisory purpose of ensuring that deposit - taking institutions have liquid funds to repay depositors if necessary, has a restraining effect on the ability of deposit - taking institutions to create credit

    存款準備金率是以存款負債的百分比來計算，在一定程度上亦可作為一項監管手段，以確保存款類機構有足夠的流動資金以應付存戶提款。假設其他條件不變，上調法定存款準備金率有助抑制存款類金融機構創造信貸的能力。
  16. The second privilege is that you will learn current financial analysis from our expert as follows : the retur of each deposit combinatio the comparison between various kinds of loan interests payment and deposit retur analysis of stock investment retur and risk analysis of bonds investment retur and risk the move in foreign exchange rate, etc

    第二個好處是隨時得到我行專業人士的有關金融分析服務，如各種存款組合的收益；各種貸款的利息支付與存款收益的比較；股票投資收益與風險分析；債券投資收益與風險分析及外匯匯率趨勢分析等等。
  17. Deposit insurance is also quite common now and so deterioration in the quality of the loan book of a bank with low capital adequacy is less likely to undermine the confidence of depositors and lead to a banking crisis

    此外，存款保障制度現已頗為普及，因此當某一間銀行資本充足比率低而貸款質素又變差時，存戶信心受到動搖以致觸發銀行危機的可能性將會較小。
  18. With funds available for lending, domestic banks would be prompted instead to boost loans in pursuit of profits as the rate difference would widen, he said

    張教授稱這一決定是不合適的，他說我國存貸款利率之間有3個百分點之大的差距，因此國內銀行與外國同行相比經濟收入已經十分可觀。
  19. The thesis adopts the vector error correct model and makes the price equation referring to corbo and mcnelis ' s half - open economy model, choosing the relevant variables like money supply, loaning rate, etc. the conclusion put forward by this thesis is : exchange rate and price - level have long - term reverse alteration tendency, so the policy of not devaluing exchange rate ( the nominal effective exchange rate appreciating ) is really one of factors influencing price falling

    然後參照corbo和mcnelis的半開放經濟模型設定了價格方程，選取相關變量如貨幣供給量、貸款利率等進入模型。通過研究人民幣名義有效匯率與定基比消費物價指數之間的協整關系，發現匯率與物價水平存在著長期的均衡關系，進而研究了匯率因素在通貨緊縮形成的過程中起到的作用。
  20. The conclusion from this scheme study on the detailed analysis calculates and comparison about above subjects shows that swb can build the large self - propelled trailing suction hopper dredger abroad with the 70 % bank crediting for investment. and it must be carried out hereafter to lower the cost, raise productivity and strive the steady income, so she will restore the enterprise vitality for existing and competing, and to rank among world ' s dredging market

    本方案研究通過對以上內容的詳盡分析計算和比較得出上海航道局可以依靠向銀行貸款的融資方式，解決70以下的投資問題，在國外建造大型自航耙吸挖泥船，並在今後的經營中，降低成本，提高生產效率，確保穩定的收入，就可使上海航道局恢復企業的生存和競爭的活力，在濟身於國際與國內疏浚市場中，立於不敗之地。
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