貸款抵押物 的英文怎麼說

中文拼音 [dàikuǎndǐyāwù]
貸款抵押物 英文
securities for money
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 抵 : 動詞[書面語]1. （拍） strike2. （打擊） beat3. （拋擲） throw
  • 押 : Ⅰ動詞1 （把財物交給對方作為保證） give as security; mortgage; pawn; pledge 2 （扣留） detain; tak...
  • 物 : 名詞1 （東西） thing; matter; object 2 （指自己以外的人或與己相對的環境） other people; the outsi...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  • 抵押 : mortgage; hold in pledge; hypothecate; pledge; impawn; collateralize; collateral; pawn
  1. A physician who lived diagonally across the street from the family offered to let them live in his home, which was called the pilaster house because of its decorative columns

    父親將他們的房子做了抵押，以便向一個朋友貸款，當貸款還不上后這個債主佔了抵押物。
  2. This is because the number of repossessed properties nearly 4, 000 in the past 12 months being disposed of has probably become a big enough factor on the supply side to have exerted a significant depressing effect on property prices, in particular those in the secondary market

    ，可能已成為樓市供應其中一個主要源頭，對樓價造成顯著的遏抑作用，其中以對二手樓市的影響更為明顯。因此，那些打算收回抵押物業的銀行不如考慮重組貸款，可能更符合本身的利益。
  3. The bank will insist on collateral for a loan of that size

    銀行對這樣的大筆貸款一定要有抵押物。
  4. Securities for money

    貸款抵押物
  5. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  6. The laws and rules that govern the mortgage - backed security market should be enhanced to protect investors, hence, lead to a sound capital market

    本文結合我國住房抵押貨款證券化的金融生態環境，探討了投資者面臨的假按揭風險、抵押物處置風險和房貸險等法律問題，提出了完善相關法律金融制度的建議。
  7. These reits loan money for mortgages to owners of real estate, or invest in ( purchase ) existing mortgages or mortgage backed securities

    這些reit向不動產所有者發放房產抵押貸款，或投資（購買）現有抵押物或抵押擔保債券。
  8. Research on the risks of secured loans and the risk - preventing methods based on value analysis

    商業銀行貸款抵押物價值的衰減與防範對策
  9. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  10. It indicates and also analyzes the problems of housing demand, credit capital supply and exertion, management system, risk keeping away mechanism, price forming mechanism, mortgage mechanism, market environment, lag of rules and laws and disposing of mortgage goods, ( chapter 3 ) part 4, the study of market system and government system of personal purchase mortgage on the precondition of monetary housing distribution analyze the foundations of market and government during this process and the problem of market disorder and government defection

    指出了目前我國個人購房抵押貸款運行中的住房需求、信貸資金供給和運用，經營管理體制、風險防範機制、價格形成機制、抵押機制、市場環境、法規滯后、以及抵押物的評估和處置上存在許多問題並對此進行了深入地分析與探討。 （第三章）第四，對住房分配製度轉變過程中個人購房抵押貸款的市場機制與政府機制研究。分析市場與政府在個人住房抵押貸款中的作用及其市場失靈、政府缺陷的問題。
  11. Moreover, the fed ' s operation on august 10th was also slightly unorthodox, as the collateral for cash loans was entirely in mortgage - backed securities, albeit ones guaranteed by federal agencies

    此外，美國聯儲會在8月10日的行動也有些不同尋常，那些現金貸款的抵押物是房貸型債券，而且這些已經由聯邦機構擔保過了。
  12. Personal housing additional mortgage loan mea a loan lent by icbc to any existing personal housing loan client for its house purchase and household co umption taking the former loan collateral as a security

    個人住房加按揭貸款是指對工行現有個人住房貸款客戶發放的以原貸款抵押物為擔保的用於購買住房及家居消費的貸款。
  13. Personal housing additional mortgage loan means a loan lent by icbc to any existing personal housing loan client for its house purchase and household consumption taking the former loan collateral as a security

    個人住房加按揭貸款是指對工行現有個人住房貸款客戶發放的以原貸款抵押物為擔保的用於購買住房及家居消費的貸款。
  14. Determining certain interest rate and loan to value ratio ( ltv ) can make creditors mitigate credit risk, which comes from the price risk and liquidity risk of collateral in inventory pledge loan

    摘要存貨抵押貸款中，信用風險主要來源於抵押物價格和流動性風險，信貸人確定適當的利率和貸款價值比能夠有效緩釋信用風險。
  15. Chapter two analyzes the causes of risks of the business from the perspectives of property developers, borrower, banks, mortgage security and regulatory and legal environment. chapter three introduces the best experience and practice in developed countries housing

    在論文的第二章，筆者分別從開發商、借款人、銀行自身、抵押物、宏觀經濟環境等五個方面詳細闡述了個人住房按揭貸款風險形成的原因。
  16. For given price risk and liquidity risk, we find the value of interest rate and ltv maximizing creditors ' expected revenue confined by credit market structure

    對于已知抵押物價格風險和流動性風險，以信貸市場結構作為約束條件，求解出使信貸人期望利率收益最大化合同利率和貸款價值比。
  17. Most often, the target company ' s assets serve as security for the loans taken out by the acquiring firm, which repays the loans out of cash flow of the acquired company

    通常情況下，被收購公司的資產會被作為收購公司所借貸款的抵押物且其周轉資金也會被用於還貸。
  18. If on to these, in hong kong, you superimpose conjunctural factors ? notably the level of interest rates and the reduced value of collateral notably property which a sme may be able to offer to lenders, it is not hard to understand why we read much about the plight of smes

    無疑這些都是全球各地中小型企業同樣面對的問題。但在香港，這類企業更要面對息率趨升和銀行貸款抵押品主要是物業貶值等因素，難怪中小企業叫苦連天的報導經常出現。
  19. Taking youxi county as the sample, this paper approached the model of taking the forest resource capacity as the mortgage for mortgage loan in southern collective forest area so as to solve present fund shortage problem in southern collective forest area

    本文以尤溪縣為例，探討了南方集體林區以森林資源資產作抵押物抵押貸款的模式，以解決目前南方集體林區林業資金不足問題。
  20. To draft for clients legal documents needed in providing banking group loans, project loans, mortgages, guarantees, financing and leasing businesses according to the requirements of clients ; to provide related legal consulting service and produce legal comments ; to act as an agent in registering pledges and other legal aid needed by clients ; to act as an agent in taking out insurance policies inside china and provide insurance consulting services ; to act as an agent for chinese and foreign clients in insurance claims and possible legal proceedings

    根據客戶需要，為中外客戶起草銀行貸款、項目貸款、各類抵押、擔保、融資租賃等業務所需的法律文件，提供法律咨詢、出具法律意見書，代辦抵押物的登記以及客戶需要的其它法律幫助；代理中外客戶在中國境內進行各種保險、提供保險業務咨詢，根據客戶需要代理客戶進行保險事故的理賠及可能發生的訴訟。
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