貸款損失準備 的英文怎麼說
中文拼音 [dàikuǎnsǔnshīzhǔnbèi]
貸款損失準備
英文
loan loss reserve- 貸 : loan
- 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
- 損 : Ⅰ動詞1 （減少） decrease; lose 2 （損害） harm; damage 3 [方言] （用尖刻的話挖苦人） speak sarcas...
- 準 : Ⅰ名詞1 （標準） standard; guideline; criterion; norm 2 （目標） aim; target Ⅱ動詞1 （依據; 依照）...
- 備 : Ⅰ動詞1 （具備; 具有） have; be equipped with 2 （準備） prepare; provide with; get ready 3 （防備...
- 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
- 損失 : 1. （失去） lose 2. （失去的東西） loss; wastage
-
This thesis begins with new basel agreement ’ s requirement on capital adequacy rate, and then by elaborating on the regulations in our country which reflects principles and methods in new basel agreement and the realities in our country, it argues the regulations ’ effects on the capital adequacy of listed banks. after that, by analyzing concretely and evaluating the capital adequacy and allocation of eight assets impairment of the five listed banks between 2001 and 2005, it reveals further the problems existing in allocation of assets impairment of the five listed banks and the influences of the problems on capital adequacy rate. in the end, conclusions are reached and suggestions are given
本文從新巴塞爾協議對資本充足率的要求出發，論述我國運用巴塞爾協議基本的原則與方法並結合我國的實際情況制定的規章制度對上市銀行資本充足狀況產生的影響，通過對五家上市銀行2001 ~ 2005年中期資本充足狀況和八項資產損失準備計提情況進行具體分析並評價其合理性和貸款損失準備的充足性，進一步揭示五家上市銀行在資產損失準備計提中存在的問題和對資本充足率計算的影響，最後提出相關政策建議。This paper is aimed at two central problems which exist in the credit risk management of the portfolio : first, if the loan defaults, how much loss there will be ; second, how much reserve that the bank must prepare for the loss caused by risk, and do a deeply research on the related question and have a calculation in detail
本文針對商業銀行貸款組合信用風險管理中存在的兩個基本問題：一、如果貸款發生違約時，具體損失有多少；二、銀行要準備多少資本金才能應付風險造成的損失，就相關內容做了詳細的數值計算和深入探討。
分享友人