貸與制度 的英文怎麼說

中文拼音 [dàiyǔzhìdù]
貸與制度 英文
lending institution
  • 貸 : loan
  • 制 : Ⅰ動詞1 （製造） make; manufacture 2 （擬訂; 規定） draw up; establish 3 （用強力約束; 限定; 管束...
  • 度 : 度動詞[書面語] （推測; 估計） surmise; estimate
  1. Through position analyzing and estimating, salary investigating, salary orientation and salary structure designing, working out a scientific, rational and open salary system. the emphases of welfare is to provide payment of house loan interest, purchasing life insurance for technical cadremen, etc. increasing challenge to working contents, organizing train plan to employee, encouraging study the skill of speciality and management. providing promote chunnel for technical personnel

    通過職位分析，職位評價，薪酬調查，薪酬定位和薪酬結構設計，制定出一套科學、合理、公開的薪酬制度框架；福利制度重點是提供住房貸款利息給付計劃，為技術骨幹購買商業人壽保險等；工作內容上增加挑戰性；組織實施員工的培訓計劃，鼓勵員工進行專業技術和管理技能的學習；提供與行政級別平行的技術職務升遷通道。
  2. The full text is made up of four parts : part one ( first chapter, second chapter ) imprimis, analyzed the reasons about the rate of state - owned business indebtedness to increase in our country. ( a ) the reform of finance - pass - loan since the 80s interim keep the close correlation with the rate of state - owned business indebtedness to increase, that the reform of state - owned corporation finance method since the 80s interim is obviously and first in the reform of the state - owned business system, under the hypothesis that the state - owned business system and its management mechanism < wp = 10 > were without the material alterations, took the lead in facilitating the capital - management mode ' s reform, and therefore kindled a series of problems

    全文共分四個部分：第一部分（第一章、第二章）首先，分析了我國國有企業負債率攀升得原因。 （一）國有企業負債率攀升與８ ０年代中期以來撥改貸改革緊密相關，國有企業資金管理方式的改革明顯先於國有企業制度的改革，在國有企業制度及其經營機制沒有實質性改變的前提下，率先推進了資金管理方式的改革，由此引發了一系列問題。這只是國有企業負債率攀升的表面原因。
  3. We attach special significance to as many cis countries participating in the work on humanitarian problems as possible and would welcome joining the agreements on the council and fund by all the commonwealth partners. active cooperation with the cis member states in these bodies and joint work on their timely and complete material - technical, financial and organizational support will serve to strengthen the commonwealth and deepen further the existing comprehensive interaction among our countries and peoples. as before, cooperation is actively evolving with our cis partners in combating terrorism and other manifestations of extremism, crime, illegal migration and illicit drug trafficking or to be more precise - narco - aggression

    雙方高度評價近年來兩國經貿合作的積極勢頭，並指出，應擴大貿易規模，通過提高高新技術、機械製造、電子產品和其他高附加值商品在貿易中的份額來改善貿易商品結構，使之平衡發展；為兩國商品、服務和投資進入對方市場創造有利條件，加強包括建立合資企業、生產性合作和轉讓技術等形式的經濟技術與投資合作；完善貿易服務體系，包括加強在銀行結算、貸款擔保、保險領域的合作，加強兩國在經貿領域的法律和行政管理等工作，使貿易制度符合國際標準；加強兩國邊境和地方間合作以及中小企業之間的聯系。
  4. This essay focuses its study and comparison on the tendering system of international financial organization, raises the necessity of foreign loan tendering system, considering the existing tendering situation in fields of capital construction, mechanical equipment, imported electrical and mechanical equipment, government purchasing and foreign loan purchasing, and gives constructive views in tendering and bidding procedure of project construction agencies and construction supply enterprises, so as to improve the construction level of the foreign loan projects in our country, increase the bidding ability of our enterprises for participating international projects, and promote the establishment and improvement of the tendering and bidding management system in our country after learning from tendering purchasing system abroad

    本文主要研究和對比國際金融組織的招標制度，結合我國在基本建設項目、機械成套設備、進口機電設備、政府采購、國外貸款采購等領域的招標投標現狀，提出研究國外貸款招投標制度的必要性並結合實際工作經歷，為我國項目建設單位和貨物與工程供應企業在招標投標環節提出建設性意見。以期提高我國利用國外貸款項目的建設水平，提高我國的企業參與國際工程投標能力，並借鑒國外招標采購制度，加快我國招投標管理體制的建立和完善。
  5. To broaden the channel to get more funds. to reform the method of return the student loan and better the mechanism. to set up a loan - centred system

    實現資金來源渠道的多樣化；開拓貸款回收新渠道；建立貸學金為主的資助體系；實行「差別對待」資助；建立助學貸款信用制度；經濟資助與心理脫貧并行；加快貸款立法。
  6. As long as consumers are not held responsible for fraudulent transactions, and they can still use other convenient means of payment and obtaining credit, there seems to be no good reason for the official sector to intervene. in any case, in the credit card business, most, if not all, of the key parties are not subject to any existing system of regulation

    只要消費者無需對不法分子以盜用資料進行的交易負責，並且仍然可以利用其他方便的途徑付款以及獲取信貸，監管機構看來沒有理由要插手，反正信用卡業務的主要參與者絕大部分都不受任何現行的監管制度約束。
  7. Mortgage, personal credit system and consuming credit

    個人信用制度與消費信貸
  8. As for the beneficiary characteristics of housing, governments usually participate in housing finance through direct and indirect ways such as taxation, subsidiary, guarantee and loan, but the tendency is market - orientation and indirect ways

    由於住房的福利性，政府在住房金融中通過稅收、補貼、擔保、提供貸款等間接或直接方式參與住房金融，但市場化取向和間接方式是趨勢。發展中國家和轉型經濟的住房金融制度。
  9. We should attach more importance to following channels at present time : broaden monetary market function ; perfect stock mortgage loan ; develop investment institute ; explore investment banking business, including investment funds business channel, insurance business channel and security business channel ; make financial organization renovation. following policy suggestions should be applied : 1 ) perfect the policy environment ; 2 ) treat the problem rationally ; 3 ) implement financial mixed operation system in due time ; 4 ) foster financial market ; 5 ) enhance external supervision ; 6 ) deepen the construction of commercial banks ; 7 ) introduce bank capital into stock market in stages

    貨幣市場和資本市場的不協調發展使證券機構出現制度外與體制外融資或違規操作，必須在兩個市場間建立資金和信息對流的寬敞通道，在路徑設計上，當前應擴展同業拆借市場、國債回購市場等貨幣市場渠道功能;完善股票質押貸款，及時推出非券商股票質押貸款，並注重風險防範;大力發展養老基金、保險公司、信託基金等機構投資者，吸收銀行資金間接入市;拓展投資銀行業務，包括基金、保險業務渠道、券商業務渠道、公司業務渠道;設立證券金融公司或金融控股集團，進行組織制度創新。
  10. The currently established personal housing loan types include personal dwelling housing commercial loan, personal commercial housing loan, personal housing accumulation fund loan, personal housing combination loan, out place in the country dweller housing loan, personal housing loan provided for bidding house purchaser, personal housing loan with secondary transaction, personal housing transfer loan and so forth. in addition, there are personal housing loans supporting the “ live with comfort project ”, “ economical and applicable house ”, “ 21st century well - off housing example village project ”

    總結了現階段我國住房消費市場存在的主要問題表現在:借款方對于房價的承受能力不足;居民的超前消費意識較弱;開發貸款與消費貸款相脫節;缺乏風險轉移機制;借款方和貸款方的信息不對稱;現行的住房公積金制度尚未完善;房地產開發項目存在開發商陷阱等方面。
  11. 3. feasibility analysis of mbs the paper introduces and explains the theory of mbs and analysis the feasibility of mbs in china from many aspects, such as system, laws, financial environment, the situation of housing markets, macroeconomic effect, etc. the reform of land - using system provides mbs system pre - requisite ; the interrelated laws offer the law guarantee for mbs ; the issue of " security act " indicates that the security market of china is being normalized, and the developing prospect of finance in china brings mbs effective support ; the dilemma between the surplus and the shortage of commercial housing gives mbs an important turning point ; the macroeconomic effect of mbs is that it accelerates the economy, reduces the pressure of currency inflation, dissolves the operating risks of finance organs and makes the finance system operate steadily

    三、我國住房抵押證券化的可行性分析本文從住房抵押貨款證券化（ mbs ）的理論分析入手，結合我國住房抵押貸款的發展狀況，分別從制度、法律保障、金融環境、住房市場現狀、宏觀經濟效應等幾方面論述了mbs在我國的可行性：土地使用制度改革為實施mbs提供了制度前提；配套法律制度為實施mbs提供了法律保障； 《證券法》的正式出臺，標志著我國證券市場走向規范，我國良好的金融業發展前景為mbs提供了有效的支持；現階段住房市場的有效供給與有效需求雙重約束的矛盾存在，為證券化實施提供了重要契機； mbs的宏觀經濟效應在於拉動國內需求，促進經濟增長，減輕通貨膨脹壓力，化解金融機構經營風險，保持金融體系穩定運行。
  12. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  13. Chapter three. credit risk management and ias in state - owned commercial bank. credit risk is the possibility that borrower ca n ' t give back the loan to bank abiding by contracts

    第三章國有商業銀行信貸風險管理與獨立審計制度信貸風險是指借款人不能按約償還貸款的可能性。
  14. This thesis begins with new basel agreement ’ s requirement on capital adequacy rate, and then by elaborating on the regulations in our country which reflects principles and methods in new basel agreement and the realities in our country, it argues the regulations ’ effects on the capital adequacy of listed banks. after that, by analyzing concretely and evaluating the capital adequacy and allocation of eight assets impairment of the five listed banks between 2001 and 2005, it reveals further the problems existing in allocation of assets impairment of the five listed banks and the influences of the problems on capital adequacy rate. in the end, conclusions are reached and suggestions are given

    本文從新巴塞爾協議對資本充足率的要求出發，論述我國運用巴塞爾協議基本的原則與方法並結合我國的實際情況制定的規章制度對上市銀行資本充足狀況產生的影響，通過對五家上市銀行2001 ~ 2005年中期資本充足狀況和八項資產損失準備計提情況進行具體分析並評價其合理性和貸款損失準備的充足性，進一步揭示五家上市銀行在資產損失準備計提中存在的問題和對資本充足率計算的影響，最後提出相關政策建議。
  15. In the city that executes loan card to run a system, plan to apply for loan or already had the company that lends reimbursement the relation with financial orgnaization, must explain get loan card, and can register the ground to send card office to its only explain get, an enterprise can get card of a loan only, repeat get card to belong to illegal behavior

    在實行貸款證治理制度的城市，擬申請借款或已與金融機構有借還款關系的企業，都必須申領貸款證，且只能向其注冊地發證機關申領，一個企業只能領取一本貸款證，重復領證屬違法行為。
  16. First, the author reviewed the related literature of asset securitization, explained the connotation and the economical significance of asset securitization from many angles, analyzed several essential technologies of asset securitization through using the enterprise financing theory, the financial theory, the system economic theory and the law of averages, constructed a flow chart to analyze the structure and the flow of the operation of asset securitization ; then the author analyses the overseas development tendency as well as the overseas concrete procedure of non - performing loans securitization, proposed several enlightenment ; once more, the author analyzed our country ’ s feasibility of npls, then elaborated emphatically the operation thought of npls of our country commercial bank : regarding the establishment of spv, thought that it most suit the our country current national condition current through pouring the capital to adopt company spv the pattern in our country by the national property management company, and elaborated how to construct and manage the property pond, put forward many kinds of ways of credit enhance for non - performing loans, thought it is the best choice that the product of npls is designed for cmo, the senior bond adopts the public issue, the secondary bond adopt private issue

    首先，本文回顧了資產證券化研究的相關文獻，從多個角度闡釋了資產證券化的內涵和經濟意義，運用企業融資理論、金融理論、制度經濟學理論和大數定律剖析了資產證券化的幾項關鍵技術，構建了一個資產證券化流程圖來分析資產證券化運作的結構與流程;接著通過分析國外不良貸款證券化發展趨勢以及具體做法，提出了幾點啟示;再次，分析了我國不良貸款證券化的可行性，然後著重論述我國商業銀行不良貸款證券化的運作思路:對于spv的設立，認為在我國由國家資產管理公司注資採取公司型spv的模式最適合我國當前的國情;並論述了資產池的構建與管理;提出了對不良貸款進行信用增級的多種方式;認為將不良貸款證券化產品設計為抵押擔保債券，高級債券採取公開發行，次級債券採取私募發行是最佳選擇。
  17. First, the introduction of this article partially briefs the research background ? the research situation at present and the research significance which this article has needed to study about issues of the guarantee clause and reciprocal loans between enterprises, as to clarify the research direction and the academic value. second, the outline of the first chapter of the joint management system, mainly takes the history of a development of the joint management system as the background, states the origin and the historical function of the joint management system, and compares the joint management system with the modern law system of the joint management system as to analyze the malpractice and issues of preservation

    二、本文第一章聯營制度概述，主要是以聯營制度發展的歷史為背景，考察聯營制度的成因及歷史作用，並將聯營制度與現代法律制度相比較對聯營制度的弊端及聯營存廢問題予以剖析，明確聯營三種類型在現代法律制度體系中的歸屬問題，從而解決在聯營糾紛中適用法律的困惑，為本文關于保底條款問題及企業借貸問題的論述進行鋪墊。
  18. Consequently, in order to optimizing the saving behavior and harmonizing the economy development, it is essential that ( 1 ) to perfect the price system of farm produce in order to improve the level of income of rural residents ; ( 2 ) to safeguard the right of land and social security to reduce the uncertain anticipation ; and ( 3 ) to reconstruct china ' s agricultural credit system to release the restriction of fluidity. the main innovation points in this thesis are as the following. the analysis framework of saving behavior of rural residents has been put up

    因此，為了改善中國農村居民儲蓄行為，加強宏觀經濟調控，必須完善農村市場價格調節機制，保證農村居民收入的穩定增長；為農村居民提供相應的社會保障制度，降低其對未來收入特別是支出方面的預期尤為重要；加強農村公共物品市場體系建設，縮小城鄉以及地區間的收入差距；政府應當重點考慮規范正規金融市場與強化農村正規信貸市場，解決農村居民的流動性約束問題；幫助農村居民確立合理的消費期望，培養農村居民把握消費的自主意識及合理進行消費決策的能力。
  19. Comparison between chinese educational loan system and american ' s and its enlightenment

    中美助學貸款制度的比較與啟示
  20. It ' s self evident that the sustainable development of gssl ( government - subsidized student ' s loan ) policy is very important to the cost sharing mechanism in higher education and financial assistance system for poor students in our country

    摘要國家助學貸款制度可持續發展對於我國高等教育成本分擔機制與貧困生資助體系的重要性是不言而喻的。
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