資金集中風險 的英文怎麼說
中文拼音 [zījīnjízhōngfēngxiǎn]
資金集中風險
英文
concentration risk- 資 : Ⅰ名詞1 (錢財; 費用) money; wealth; expenses 2 (資質) intelligence; endowment 3 (資格) quali...
- 金 : Ⅰ名詞1 (金屬) metals 2 (錢) money 3 (古時金屬制的打擊樂器) ancient metal percussion instrum...
- 集 : gatherassemblecollect
- 風 : Ⅰ名詞1 (空氣流動) wind 2 (風氣; 風俗) practice; atmosphere; custom 3 (景象) scene; view 4 ...
- 險 : Ⅰ名詞1 (險惡不容易通過的地方) a place difficult of access; narrow pass; defile 2 (危險) dange...
- 資金 : fund; capital
- 集中 : concentratecentralizefocusamassgroupmassingput togather
- 風險 : risk; hazard; danger
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Tmt mainly centralizes its operation on railway traffic industry, which makes it face the risk of single market. at the same time, governable capital increase leads to the outstretched demand
時代新材公司業務過于集中在軌道交通行業,存在單一市場的風險,同時可支配資金的快速增加導致了擴張的需求。But in the past analyzing of the causes that banks face the managing risk, more attention was paid to the source of capital is not matchable with the applying structure and the period of capital, or the borrowers " credit is not known clearly to the lender and the qualification examination is not strict, as well as the account for the system and the policy
因此,本文分析的重點是商業銀行的經營風險。但是,對于銀行所面臨的經營風險的成因分析,過去較多的集中於資金來源和資金運用的結構、期限不匹配、對借款人的資信不了解、資格審查不嚴格以及體制與政策方面的原因。Expounds the five main aspect of risk in national commercial bank, i. e. signal liability structure, bad loan quality, low capital efficiency, imperfect restriction on interior power, thin consciousness on risk avoidance ; summarizes five characters of the bank risks, including risk concentration, moral risk, risks caused by system structure, inequi ty between bank risks and revenues, aggrandizement trend of bank risks ; analysis eight reasons for bank risks, including proprietary ownership voidance, macroeconomic fluctuation, ineffective capita ] buffer mechanism, enterprise reasons. no synchronous fiscal investment and financial reform, incompetence law and regulation enforcement. chapter4 argues the opportunities and challenges of the financial globalization and requirement for bank risk managem ent. chapters suggests the methods for the risk management of national commercial bank
緊接著在第三章闡述了我國國有商業銀行風險的「五大表現」 ,即負債結構單一、信貸資產質量差、資本充足率低、內部控制機制薄弱、防範風險的意識淡薄;總結了我國國有商業銀行風險的「五大特點」 ,即風險高度集中、風險人為匿藏、風險的體制性、風險與收益嚴重不對稱、風險呈繼續擴大態勢;剖析了我國國有商業銀行風險形成的「八大因素」 ,即金融產權「人格」虛設、宏觀經濟波動、資本金等緩沖機制不健全、財政、投資和金融的體制改革不配套、法律和法規不健全等。Medical treatment is sure to have a risk to be carried in all with recoup two big main functions, the gives all attending medical treatment assurance by the pecuniary loss apportion of disease risk be caused by society member that is about to center on individual body, the fund of medical treatment insurance that rises concentration is used at compensating the pecuniary loss that brings by disease risk place
醫療保險具有風險共擔和補償損失兩大主要功能,即將集中在個體身上的由疾病風險所致的經濟損失分攤給所有參加醫療保險的社會成員,並將集中起來的醫療保險資金用於補償由疾病風險所帶來的經濟損失。Commercial banks are a kind of unique enterprise, which have the characters of fund concentrated, high risk, and high leverage. these characters make financial management play a core role in bank management
商業銀行是經營貨幣的特殊商業企業,具有資金密集、高風險、高杠桿率等特性,這些特性決定了財務管理在商業銀行經營管理中處于核心的地位。Legislative councillor representing the accounting sector, eric li, believed that the success of the financial services sector in entering the mainland market or its ability to serve as a facilitator for mainland enterprises to come to hong kong to raise capital could fasten the pace of the accountancy and legal sectors to export their services and hence stimulate the development of the respective industries
降低民企上市風險,中小型會計師行獲商機立法會(會計界)議員李家祥認為,金融服務業成功進入內地市場,或為內地企業來港集資穿針引線,可以加快會計界或法律界將服務輸出,刺激業界發展;不過他坦言,會計界短期內亦不會一窩蜂地北上發展。The problems in it lie in : 1 ) poor operation situation and decreasing competition ability which symbolized decreasing asset flowablity, insufficient equity capital, huge bad asset and centralization of financial risk ; 2 ) uncertain operation surrounding which comes from the incoming of foreign bank and the developing of financial securitization with china ' s entrance into the wto and the globalization and synthesization on finance
國有商業銀行的問題在於:一方面,經營狀況不理想,競爭力下降,表現為資產流動性下降、自有資本不足、巨額不良資產、金融風險集中;另一方面,隨著入世和金融的全球化、綜合化,外資銀行的進入和金融證券化的發展使商業銀行處于更加不確定的經營環境。Media interest in hedge funds is focused on the collapse of long - term capital management in 1998 and the risks to the financial system of a similar debacle
關于對沖基金,媒體的興趣集中在1998年長期資本控制崩盤、金融系統可能發生這種崩潰的風險上。Now, being the chief lawyer and president of the board of partners, he is also the consultant on legality affairs of guangzhou political consultative conference, guangzhou law society and youth law of society, arbitrator of guangzhou arbitration committee, as well as the member of its panel of experts
擔任多家政府部門法律顧問及境外銀行和跨國公司中國法律事務的常年法律顧問,在大陸、粵、港、澳商界享有相當的知名度,自90年代初開始率先?大型房地?業務提供集團式法律服務,經年累積?廣州市引進大量的資金, ?投資者及其他當事人提供豐富的房地?開拓、融資安排、防患風險、化解糾紛及訴訟、仲裁代理服務。At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds
本文首先分析了個人住房貸款制度基本要素,即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題,並對中外製度作了比較,建立了個人信用評分評級體系和信用評估模型,並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究;其次,分析了影響國債價格走勢的因素,討論了公積金國債的投資技巧和策略,並建立了基於理論的國債投資組合模型;接下來,根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用,並就此作了總量平衡模型,對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測,運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型;最後,探析了住房資金風險的內在原因和風險類型,從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。The main customers all concentrate on the state - owned enterprise, the asset - liability ratio of the state - owned enterprise is relatively high, the capital can ’ t be supplemented for a long time. ( 2 ) market risk, it means the proxy of the bank will fluctuate when the market price factor changes
湖南工行的授信程序,存在信貸審查報告流於形式問題;同時,大量受信客戶具有相類似的風險特徵,主要客戶都集中於國有企業,國有企業的資產負債率較高,資本金長期以來得不到補充。Innovate financial services and expand fund sources. improve market system and shun credit risks. guide housing consumption and better environment of credit loan
住房消費信貸資金流動性差,在缺乏貸款二級市場的情況下,貸款風險過于集中於商業銀行,造成銀行放貸的收益與風險不成正比,影響銀行放貸的積極性。The author makes some analysis on the possibilities of the financial crisis under the two types of. regimes for the developing countries. we find that the concentration and accumulation of the exchange rate risks are huge under the fixed pegged exchange rate arrangement, so it is easy to induce the attack of the enormous hot money
通過發展中國家兩種匯率制度下發生金融危機的可能性進行了分析,結果發現:與浮動匯率制度相比,固定釘住匯率制度下的外匯風險集中度高、風險累積程度深、外匯投機沖擊發生可能性大,易引發資本項目下的金融沖擊,造成貨幣危機。Firstly, the author evaluated the fund through the technology and tested it with examples. basted on the capital asset pricing model and the theory of portfolio, the paper used the ratio of profit according time to evaluate the profit ; used the a and 3 to evaluate the risk ; used the sp, tp, a p to evaluate the profit according to the risk ; used the ability of liquid and so on to evaluate the fund portfolio. otherwise, the author corrected the asset of fund according to the specialty of our country
技術面評價以證券投資組合理論和資本資產定價模型為基礎,運用時間加權收益率對基金收益進行評價;運用系數、系數對基金風險進行評價;運用夏普指數、特雷納指數、詹森指數、積極投資效率指數對基金進行收益和風險配比評價;運用基金平均市盈率、股票集中度、股票日換手率、基金流動性和基金平均漲幅對基金進行組合質量評價;並根據我國股市的特點對基金凈值進行修正計算,對基金實際價值進行評估。The relation between the corporate governance of firms in growth enterprise market and its performance is investigated in this paper with focuses on : 1 ) the relations between growth enterprise market index and tangibles net value, roe and eps ; 2 ) the relations between the structure of the board, directors " salary and tangibles net value, roe and eps ; 3 ) the relations between intelligent property and tangibles net value, roe and eps. the analysis results show the relation between corporate governance and its performance
論文考察了創業板企業治理機制與其績效之間的關系,主要集中於: 1 )創業板指數與企業每股有形資產凈值、凈資產收益率、每股盈利的關系; 2 )董事會結構及董事酬金與創業板企業每股有形資產凈值、凈資產收益率、每股盈利的關系; 3 )創業板企業知識產權數量與每股有形資產凈值、凈資產收益率和每股盈利的關系;分析結果表明了風險企業治理機制與風險企業績效之間的關系。But as the financial holding company plays many kinds of roles on the financial market at the same time, it becomes aggregate point of financial risk. because there have not been laws and regulations about financial holding company in our country yet, many risks of financial
但是由於金融控股公司是跨行業、跨地區多種金融機構與金融業務的聚合體,在金融市場上同時擔任多種角色,如發行中介、交易中介、投資者、融資者、信息提供者等,從而成為金融業風險的聚合處和匯集點。In the more complicated cases of the debt and equity markets, where the investors actually take on the risk of the fund raisers, the roles of the financial intermediaries include the creation of the financial instruments in the primary markets the stock exchange and the underwriters of new share issues and the brokering of transactions in these instruments in the secondary markets the brokers and the market makers
至於在較復雜的債市及股市,投資者直接承受集資者的風險,金融中介人的角色則包括在第一市場創造金融工具即作為證券交易所及新股上市的包銷商,以及在第二市場促成這些工具的交易即作為經紀及市場莊家。With a rapid expanding of banking credit on real estate industry since 1998, as long as the housing price soaring, there are a theoretical controversy on real estate bubble in china. at the present, our real estate industry depends deeply on credit funds, the bank credit supports our real estate to its full flourish, while accumulating substantial risk correspondingly. therefore, researching the relationship between bank credit behavior and real estate bubble is of great meaning to understand the formation mechanism of bubble and to take measures to guard against and to dissolve the risk of real estate bubble
本文借鑒carey模型和herring & wachter模型來研究銀行信貸行為與房地產泡沫之間的關系,認為銀行提供的信貸資金是房地產價格的一個決定因素,銀行信貸擴張是造成房地產價格上漲直至泡沫形成的重要因素;房地產業的高收益率、銀行對風險評估的失敗是銀行信貸集中於房地產業的主要原因;運用行為金融學理論研究表明,房地產信貸市場存在著過度自信與羊群效應行為,這些行為使得銀行低估信貸集中於房地產業的風險,從而使得大量的信貸資金集中於房地產業。The introduction of the risk - based approach has helped the hkma to develop a tailored supervisory plan for each institution, focusing its resources on areas of greatest risk to the institution concerned
推行風險為本監管制度,有助金管局就每家機構專門制定一套監管計劃,將資源集中在有關機構風險較高的業務范疇。Securities investment funds is through the sale of fund shares, many investors will be the funds together to form independent assets from the trust fund trustees, fund managers and management to portfolio approach to a securities investment interests sharing, sharing risks and collective investment
證券投資基金是指通過發售基金份額,將眾多投資者的資金集中起來,形成獨立資產,由基金託管人託管,基金管理人管理,以投資組合的方法進行證券投資的一種利益共享、風險共擔的集合投資方式。分享友人