逆向選擇 的英文怎麼說

中文拼音 [xiàngxuǎnzhái]
逆向選擇 英文
adverse selection
  • : Ⅰ形容詞1 (方向相反) contrary; counter 2 [數學] inverse; converse Ⅱ動詞1 (抵觸; 不順從) go aga...
  • : Ⅰ動詞1. (挑選) select; choose; pick 2. (選舉) elect Ⅱ名詞(挑選出來編在一起的作品) selections; anthology
  • : 擇動詞(挑選) select; pick; choose
  • 逆向 : reverse; reversal; backing; backward
  • 選擇 : select; choose; opt; election; choice; culling; alternative
  1. This dissertation can be divided into three parts as following : focusing on institutional risk control, this dissertation demonstrated the effect of institutional risk on dis " objects by analyzing the relationship between deposit insurance and financial development, financial stability and market discipline, in light of foreign or native primary theory and empirical results of dis. in virtue of statistical method and with the theory of game, this dissertation explored the cause the institutional risk such as moral risk and adverse selection, on the basis of which discussed the approach of controlling institutional risk and proper deposit insurance pattern. because deposit insurance assessment is the core of institutional risk control, this dissertation introduced and discussed deeply the passive casualty - insurance model, the option - pricing model, the game - theory - based pricing model, and reasonable pricing interval, and put forward the hierarchical pricing strategy of dis on the balance of information confiscatory and risk - based - assessment necessity

    本文以存款保險制度風險控制為中心,在借鑒國內外關于存款保險制度的基本理論和實證的基礎上,通過分析存款保險與金融發展、金融穩定和市場懲戒等方面的關系,論證了存款保險制度風險對存款保險制度目標的影響;並藉助統計學的方法,運用信息博弈論的觀點,從主要制度參與者? ?投保機構和存款保險機構? ?的效用函數出發,對存款保險所引發的道德風險和逆向選擇等制度風險的成因進行深入的剖析,探討有效控制制度風險的途徑和制度參數的安排模式;由於存款保險定價是制度風險管理的核心問題,本文還專門對意外存款保險消極模型、存款保險的期權定價模型、基於信息經濟學的存款保險定價模型以及合理定價區間等定價模式進行深入分析和詳細評述,闡述各種定價思路的局限性和可能運用的空間,通過權衡信息的充分性和風險定價的必要性,提出存款保險制度的層次性定價策略。
  2. Moreover, it sheds light on the free rider problems. then it proposes some suggestions to solve these issues respectively, such as signaling mechanism, screen mechanism and incentive mechanism. it is proved that good reputation and broad network can improve the efficiency of syndication

    然後針對這些問題提出了相應的解決措施:如通過信息傳遞機制、激勵機制解決聯合投資中存在的逆向選擇與道德風險問題,並證明良好的聲譽和廣泛的關系網路可以提高聯合投資的效率。
  3. Then, this article established the retrorse selective model from the point of information and economics and solved the retrorse selective model by means of building informational discriminating model

    然後,從信息經濟學的角度建立了廉租對象審核過程中的逆向選擇模型,通過建立信息甄別模型的辦法來解決逆向選擇問題。
  4. Applying adverse selection model to analyze uso and entry regulation under comparative competition is ( are ) the focus of this paper

    3論文通過建立逆向選擇模型,著重研究在當前醫療服務市場不具備完全競爭條件時的有關規制問題。
  5. Secondly, actions between banks and enterprises in china ' s credit market and the motivation of banks " deregulation are deeply analyzed by the means of the game theory. thirdly, the thesis studies how systematic factors in china aggravate the information asymmetry in the credit market from the aspects of property right, financial supervision and information announcement. at last, suggestions on how to dissolve the bank credi t risk and prevent non - performing banking assets increasing are put forward in the aspects of improvement of information symmetry, establishment of incentive and constraint mechanism and elimination of systematic factors which aggravate the information asymmetry

    首先,論文分析了我國信貸活動中的信息不對稱所產生的逆向選擇與道德風險對銀行資產質量的影響;其次,作者運用博弈論方法對我國信貸市場中銀行與企業的博弈行為以及銀行違規的動力進行了深入地分析;接著,論文又從產權、金融監管和信息披露這三個方面研究了我國的體制性因素如何加劇信貸市場的信息不對稱問題;最後,論文從提高信貸市場的信息對稱度、建立有效的激勵約束機制以及消除加劇信息不對稱的體制性因素這三個方面對化解我國銀行信貸風險、防範銀行不良資產的新增提出了建議。
  6. This low efficiency certainly produces asymmetric information, causes to contrary selection and demoralization, results in bad social resources distribution, consequently it will do harm to the health development of securities market. there are two reasons for this low efficiency

    這種低效率必然產生信息不對稱,引發了逆向選擇與敗德行為、導致了社會資源配置的低下等問題,從而影響到我國證券市場的健康發展。
  7. And it is more important that the evaluation system to the technological smes can exercise a function to control the sense - reversing problem resulted from asymmetry of information so that investors can, on the whole, judge whether or not a technological sme is valuable for investment

    更重要的是科技型中小企業成長性評價體系對由於信息不對稱引起的逆向選擇問題能夠起到控製作用,使投資者從整體上把握科技型中小企業是否具有投資價值;將科技型中小企業融資的影響因素分為微觀因素和宏觀因素。
  8. Based on the theory of technical innovation and technical innovation diffusion elaborated, as well as fluxionary calculus and game theory, the thesis analyses corporation adoption with game theory in the process of technical innovation diffusion : analyzes in the situation of information symmetry and information asymmetry the gambling between the supplies and the latent users of innovation, discusses the mechanism of the phenomenon " reversion choice " with emphasis in the situation of information asymmetry, and also introduces signal transmission model and information screen model to realize pareto improvement ; at the same time it analyzes in the situation of complete rationality and limited rationality the gambling between the latent users of innovation

    依據已闡述的技術創新和技術創新擴散理論,以及微積分、博弈論等相關理論,對技術創新擴散中企業採用行為進行了博弈分析:分析了信息對稱和信息不對稱情況下創新供給者與創新潛在採用企業之間的博弈,重點討論了信息不對稱時「逆向選擇」現象發生的機理,並引入信號傳遞模型和信息甄別模型以實現帕累托改進;同時分析了完全理性和有限理性情況下創新潛在採用企業間的博弈。
  9. Those issues discussed in contract economics such as agency cost, incentive problems, moral hazard, adverse selection and free - rider problem, etc., all appear in the process of venture capital investment

    契約經濟學所論述的代理成本、激勵問題、道德風險、逆向選擇、搭便車等,在風險投資過程中都會出現。
  10. Because non - rational bubble, sheep effect and moral hazard, adverse selection, imperfection competition induced by information asymmetry in stock market, the information efficiency in chinese stock market is low

    由於股票市場的非理性泡沫、羊群效應、信息不對稱引發的道德風險、逆向選擇和不完全競爭等問題,我國股票市場的信息效率比較低。
  11. The studies show that, the less collateral value the entrepreneur provides is, the higher credit risk to the bank is and the larger risk of adverse selection is ; the more collateral value the entrepreneur provides is, the lower credit risk to the bank is and the smaller risk of adverse selection is

    研究結果表明,如果企業提供的抵押品價值越少,銀行信貸資金所面臨的風險越大,逆向選擇風險增大;如果企業提供的抵押品價值越多,銀行信貸資金所面臨的風險越小,逆向選擇風險減少。
  12. In terms of the internal instability of banks, adverse selection and moral hazard caused by asymmetric information and the inadequate liquidity of bank assets can give us a sound explanation

    對于銀行所具有的內在脆弱性,我們可以從不對稱信息所導致的逆向選擇和道德風險,以及銀行資產的流動性不足的角度予以分析。
  13. Author considers that signaling and mechanism design can decrease the adverse selection and the moral hazard with information according to dominated interest rate

    本文認為,在利率管制的條件下,信號傳遞與機制設計可以減少由於信息不對稱引起的逆向選擇和道德風險。
  14. Finally, the author sketches clues, method and basic structure of the study ; part two : financing mechanism. on the basis of listing all the sources of the overseas venture capital and taking the china ' s features into consideration, this part analyzes the sources of china ' s venture capital from two aspects : possibility and feasibility. all in all, at present, the venture capital in china is still on the beginning stage with the characteristics of simplicity of suppliers of the venture capital, the frequent interference of the government, the low passion of non - governmental groups in investment and the fact that the total supply volume of the venture capital, especially the available volume, is far behind the vast demand of the transformation of scientific and technological achievements and the development of hi - tech industry

    本文共分為五個部分:第一部分重點介紹了國內外關于本問題的研究現狀,說明本文的研究思路、研究方法和基本框架等;第二部分在分析國外風險資本來源的基礎上,結合我國風險投資的特點,從可能性和可行性兩方面來分析我國風險資本的來源;第二部分通過對風險投資機構的三種主要組織形式進行比較分析,闡明了最適合於我國風險投資的發展的風險投資組織形式,並提出我國風險投資組織形式分階段發展的建議;第四部分構建出了具有一般意義的風險投資家投資決策體系,並對風險投資者如何規避逆向選擇問題進行了探討。
  15. By throwing penetrating light on the root of risks, we may conclude briefly that they are : the problems of the state - owned property ; the " over - supply " and " insufficient - supply " by the government coexist ; the absence of advanced capital market concluding above researches, we may get down to the main context of risks eluding as such : exploring the deep root of risks in order to depress the stimulation for the opportunism of the market participants. the basic ways would be that : to deal with effectively the deficiencies which the stock shares in the operation of debt - in - lieu - equity inflict upon the administration capability, to optimize the corporation governance - structure in the state - owned enterprises should be the core measures in the risks shunning operation

    尤其在審批者缺乏有效的鑒別手段,且自身存在較強的道德風險的倩況下,國有企業具有更大的逆向選擇酮;隴在著示範風險:一方面債轉股按帳面價值轉移國有椅業銀行的不良資產,對其既往不咎,容易導致商業銀行的道德風險;另一方面,在我國特定的制度背景下,所有的國有企業都將債轉股視作一項優惠政策,而這種「優惠」又往往是為「壞」企業設置的,這對非轉股的好企業就會形成激勵,從而拖欠本息、鬆懈管理。
  16. The financial risks they bring can be generalized as : cost risks, legal risks, credit risks, behavior risks, operation risks, revenue risks, and etc. both the " adverse selection " and " moral hazard " affect the economy through the direct influence of the actual operations of itfa

    由「逆向選擇」和「道德風險」所帶來的委託理財的風險表現為:成本風險、法律風險、信用風險、行為風險、經營風險、收益風險等。這些風險由委託理財這一具體的財務行為顯性化,最終造成了對企業以及所有者的不利影響。
  17. However, under a series of existing systems, the economically reasonable behavior of the farmers is often against the expectations of the government ' s program

    目前農民群體的具有經濟合理性的行為與政府的新農村建設的意願尚存在逆向選擇問題。
  18. Proved by the converse choice theory from the game theory, it regards that it is necessary for the examination institutions to turn into the intermediary organizations

    闡述了考試機構中介組織轉型的必要性,並採用博弈論逆向選擇理論對此進行了論證。
  19. Adverse selection shows that " the inferior banks expel the excellent banks ", which means that the financial institutions with high risk buy insurance positively, but the safe and steady ones are reluctant to insure in order to cut down the cost

    逆向選擇則表現為「劣行驅逐良行」 ,即風險大的金融機構積極參與投保,而安全穩健的金融機構則出於成本的考慮不願投保。
  20. We discover that investors are only willing to pay the price of the worst company for the share of listed companies which altered financing capital ' s use, as a result of adverse selection. so we draw a theoretic conclusion that announcement of alteration of financing capital ' s use have some valuable information, and share price will fall

    經過分析我們發現由於逆向選擇的結果,投資者只願意對變更募集資金投的上市公司股票支付質量最差公司股票的價格,並從理論上得出結論:上市公司發出的募集資金變更投公告會在證券市場上產生傳導效應,引起該公司股價下跌。
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