金融保險成本 的英文怎麼說

中文拼音 [jīnróngbǎoxiǎnchéngběn]
金融保險成本 英文
costs of banking and investment business
  • 金 : Ⅰ名詞1 （金屬） metals 2 （錢） money 3 （古時金屬制的打擊樂器） ancient metal percussion instrum...
  • 融 : Ⅰ動詞1 （融化） melt; thaw 2 （融合; 調和） blend; fuse; be in harmony Ⅱ形容詞[書面語]1 （長遠; ...
  • 保 : Ⅰ動詞1 （保衛; 保護） defend; protect 2 （保持） keep; preserve; maintain in good condition 3 （...
  • 險 : Ⅰ名詞1 （險惡不容易通過的地方） a place difficult of access; narrow pass; defile 2 （危險） dange...
  • 成 : Ⅰ動詞1 （完成; 成功） accomplish; succeed 2 （成為; 變為） become; turn into 3 （成全） help comp...
  • 本 : i 名詞1 （草木的莖或根）stem or root of plants 2 （事物的根源）foundation; origin; basis 3 （本錢...
  • 金融 : finance; banking金融比率 financial ratios; 金融呆滯 financial stringency; 金融改革 financial refo...
  1. This dissertation can be divided into three parts as following : focusing on institutional risk control, this dissertation demonstrated the effect of institutional risk on dis " objects by analyzing the relationship between deposit insurance and financial development, financial stability and market discipline, in light of foreign or native primary theory and empirical results of dis. in virtue of statistical method and with the theory of game, this dissertation explored the cause the institutional risk such as moral risk and adverse selection, on the basis of which discussed the approach of controlling institutional risk and proper deposit insurance pattern. because deposit insurance assessment is the core of institutional risk control, this dissertation introduced and discussed deeply the passive casualty - insurance model, the option - pricing model, the game - theory - based pricing model, and reasonable pricing interval, and put forward the hierarchical pricing strategy of dis on the balance of information confiscatory and risk - based - assessment necessity

    本文以存款保險制度風險控制為中心，在借鑒國內外關于存款保險制度的基本理論和實證的基礎上，通過分析存款保險與金融發展、金融穩定和市場懲戒等方面的關系，論證了存款保險制度風險對存款保險制度目標的影響；並藉助統計學的方法，運用信息博弈論的觀點，從主要制度參與者? ?投保機構和存款保險機構? ?的效用函數出發，對存款保險所引發的道德風險和逆向選擇等制度風險的成因進行深入的剖析，探討有效控制制度風險的途徑和制度參數的安排模式；由於存款保險定價是制度風險管理的核心問題，本文還專門對意外存款保險消極模型、存款保險的期權定價模型、基於信息經濟學的存款保險定價模型以及合理定價區間等定價模式進行深入分析和詳細評述，闡述各種定價思路的局限性和可能運用的空間，通過權衡信息的充分性和風險定價的必要性，提出存款保險制度的層次性定價策略。
  2. At first, this thesis analyzes sorts of residential mortgage risks, brings forward some methods of risk control, points out that insurance is the most effective way to transfer the risks of residential mortgage, and introduces some insurances on residential mortgage in domestic financial market and abroad, expounds particularly the successful experience of usa where the business insurance agents, fha and va provide full ensurance for the loans of bank to disperse default risk, thus promotes the prosperity of real estate finance

    本論文首先從分析住房抵押貸款的風險種類入手，提出了多種風險處理措施，指出住房抵押貸款風險最有效的轉移措施是保險，並介紹了國內外現行住房抵押貸款有關保險，詳細闡述了美國的成功經驗：通過商業保險公司、 fha 、 va等機構對銀行放款提供全方位保障，化解來自借款人不能償付貸款的風險，促使整個房地產金融活躍起來。
  3. The direct result of the insurance securitization is that a great quantity of capital can be attracted to flow into the insurance market, which will offer the investors the new, risk - separate investing channel and play an enormous role in improving the capital constitution of the financial industry and promoting the effective flow of the capital combined with the new changes of the calamity risk in the insurance industry both catastrophe internal and international, it is more important to securitize the insurance of the catastrophe risk

    保險證券化的一個直接結果是可以吸引大量資本流向保險市場，為投資者提供新的、風險獨立的投資渠道，對改善金融市場的資本構成，促進資本的有效流動將會發揮巨大的作用。結合國際國內保險業巨災風險的新變化，對巨災保險進行證券化尤為重要。
  4. The apbf institution has business ability and policy information advantages in censoring, so the loan policy may have " inductive effect " on commercial financial organs ; ( 3 ) agriculture and rural economy are confronted with many puzzles and challenges, and the poor - quality condition of our agriculture has not changed for a long time. it can be explained that we have not made full use of our economic and financial instruments and that the scarcity of finances has been in such a high level. combined with policy and financing, apbf is the most suitable choice for government to protect agriculture ; ( 4 ) developing apbf is in need of deepening of the reform of financial system

    究其原因，外部在於農村經濟體制改革滯后、農村金融體制改革反復不定、對農業扶持和保護的力度不夠；內部在於制度上的缺陷所致：一是缺乏管理和運營的法律制度；二是在於對農業政策性金融的經營成果的計算和組織管理比較困難；三是由於農業政策性金融要代替商業金融對存在外部性的農業進行投資，這種業務在中國本來就是商業金融盡力迴避的困難工作；四是特殊的政策性制度設計導致農業政策性金融信貸資產風險大；五是自主經營權落實不夠。
  5. In japan, 1. 35 million policies were transferred from manulife financial s former joint venture partner, daihyaku mutual, while in canada, the company purchased zurich canada s group employee benefits business and commercial union s individual life insurance businesses

    在日本方面，宏利金融從前合資伴第百生命接收的保單達一百三十五萬份。加拿大方面，宏利金融則完成收購zurich canada的團體雇員保障業務以及commercial union的個人人壽保險業務。
  6. 1 ) if bank capital are forbidden thoroughly to get into stock market, it will bring low profit on monetary market, constrict the development of capital market and affect the transmission of monetary policy ; 2 ) vice versa, allowing bank capital to flow into stock market too early may also lead to unfavorable effects, such as endangering financial stability, disturbing financial order and constraining the development of economy

    （ 1 ）限制銀行資金入市，造成了貨幣市場收益率低下，商業銀行、保險公司在貨幣市場上融出資金基本無利可圖，只好通過各種途徑違規進入股市；使資本市場失去資金支持，不僅造成市場流動性不足，還因缺乏基準利率參照而難以形成合理的定價機制，制約了資本市場的發展；影響貨幣政策的傳導，貨幣市場與資本市場的關聯性低，貨幣政策信號受阻，傳導路徑相對單一，貨幣政策效應的時滯加大。
  7. Chapter one reviews the theoretical literatures, some of which form the corporate irm solid theoretical foundations that involve utility function theory, risk portfolio theory, hedging theory, agency & bankruptcy theory, capm & option pricing theory, and risk society & risk culture theory

    論文分析和介紹了包括效用函數理論、風險組合與分散理論、企業套期保值理論等經濟理論;包括markowitz的資產組合理論、資本資產定價模型、期權模型等金融理論;包括代理理論、破產成本理論、企業融資成本理論等財務理論。
  8. The nature of asset securitization is a structural financing instrument applying for the main purpose of realize, transfer and ensure the future cash flow of the original asserts. building and operating of the special purpose vehical ( spv ) share those risks accompanying returns produced in the course of financing within all the participants. such result is achieved by three - core technology named as " real sell ", " bankrupt protect ", and " credit increase "

    文章首先對資產證券化的含義做了理論界定，然後對資產證券化融資的構造原理進行了剖析，指出這種融資創新的實質是：以實現、轉移、保障原始資產的未來現金流為根本目的，通過創造性地構建特殊目的結構spv ，並以此為依託巧妙地實現原始資產的「真實銷售」 、 「破產隔離」 、和「信用提高」 ，從而將整個融資過程的風險和收益有效分攤給所有參與者，最終得以發行風險較小、信用級別較高、融資成本較低的資產支持證券abs的結構性融資方式。
  9. This thesis falls into four parts :. the first part will make a comparative analysis of various definitions of fhc and puts forward that fhc, set up according to the law, is a corporation, such as bank, securities company, trust company or other financial companies. fhc can possess its own business as well as only manage its subsidiary company

    本文共分為以下四個部分:第一個部分在比較世界各主要國家和地區對金融控股公司不同界定的基礎上，提出金融控股公司是指依照法律規定成立，對銀行、證券公司、保險公司、信託公司或其它依法成立的金融控股公司等金融企業中的一家或一家以上控制性持股的公司，該公司既能夠僅以控制管理子公司為其業務，也可以擁有自己經營的業務。
  10. Adverse selection shows that " the inferior banks expel the excellent banks ", which means that the financial institutions with high risk buy insurance positively, but the safe and steady ones are reluctant to insure in order to cut down the cost

    逆向選擇則表現為「劣行驅逐良行」 ，即風險大的金融機構積極參與投保，而安全穩健的金融機構則出於成本的考慮不願投保。
  11. With the efforts of all stuff, it has successfully dealt with all kinds of lawsuit and non - lawsuit cases including contract dispute 、 finance insurance 、 intellectual property 、 capital recombination 、 bills 、 medical injury and compensation

    本所成立以來在全體律師的共同努力下，成功地代理過包括合同糾紛、金融保險、知識產權、資產重組、票據、醫療損害賠償在內的各種類型的訴訟案件及非訴訟業務。
  12. Thus, it is necessary for insurance market, money market and capital market to joint together. however, the development of insurance industry is confronted with some new challenges, such as more complicated environment, more risks ( credit, interest rate, exchange rate, stock price change and inflation are inexpectantly affecting the asset / liabilities value of insurance company ), more complicated insurance products and the services, increasingly internationalization of insurance company management and the widespread application of the information technology in the insurance business

    保險市場與貨幣、資本市場接軌成為必然趨勢，保險業也面臨著新的挑戰:一是保險業面臨更復雜的風險因素;二是金融市場的風險日益擴大，利率、匯率、股價變動、通貨膨脹等風險以及信用風險前所未有地影響著保險公司資產/負債價值;三是保險產品和服務更為復雜;四是保險經營的國際化程度大大提高;五是信息技術在保險業得到廣泛應用。
  13. The latter allows the buyer to transfer the risks only when the several triggers occur at the same time. in this way, the cost of the product can be lowered and also the moral hazard can be eliminated to some extent. the recent trend toward convergence in insurance and capital markets largely explains the application of capital

    在國際保險市場與資本市場融合的大趨勢下，近年來又興起了一類與資本市場相聯系的art產品，其構造中大量採用金融工程學領域的最新成果，最終目的是將保險風險以資本市場產品的形式轉移到資金供給充裕的資本市場。
  14. About system of supervision organizations, on the basis of dialectical law of regulation - - - innovation - - - regulation, function - based financial supervision system should be built up and the national financial supervision bureau should be set up to regulate financial trade uniformly and solve the problem of supervising financial innovations. what " more, we should build up such a cubical financial supervision organization system that integrate the financial authority " supervision with financial trade self - discipline, social supervision and discipline of inner financial institutions. at the same time, we should organically integrate stability and flexibility of financial supervision law, change legal system of financial supervision in line with provisions of wto

    在立法價值取向上，應當重視金融監管法的效率價值，以維護金融秩序作為基本價值目標，在具體操作上重點突出促進金融業公平競爭、提升金融運行效率兩個價值目標，並保持各目標之間的平衡與協調；在監管體制上，根據「監管? ?創新? ?再監管」的辯證規律，建立功能型金融監管體制，成立銀行業監督管理委員會，組建國家金融監管局對金融業實行統一監管，妥善解決混業經營模式下金融創新的監管問題，形成國家管理機關監管、行業自律、金融機構自律和社會監督相結合的立體的金融監管組織體系；在監管法律體繫上，應有機結合金融監管法的穩定性和靈活性，按wto的要求變革金融監管法律制度，修改《商業銀行法》 、 《保險法》 、 《證券法》及其他不適應混業經營的法律、法規，建立健全有關金融控股公司、網路銀行等方面的法律、法規。
  15. Eagle star insurance group is one of the top 10 insurance companies in hong kong and a member of the zurich financial services group

    鷹星保險集團乃蘇黎世金融服務集團成員，為本港知名的保險公司，位列本港十大保險公司之一。
  16. The research purpose is to make scientific financial safe theory. through establishing chinese financial a real time monitor with early warning system, form financial safe results and supervision countermeasures which have straight sense and strong operability, to realize really effective control and supervise financial safety, raise financial safe degree. control financial risk below the critical state that may bring on financial crisis to ensure normal financial function and financial order

    本文研究目的是探討並總結金融安全理論，通過建立中國金融安全實時監測預警系統，形成直感的安全結果與操作性較強的監控對策，從而有效地提高對金融安全的控制和監管效率，實現有效地監控中國金融安全，提高金融安全度，把金融風險控制在可能引致金融危機的臨界狀態以下，確保正常的金融功能和金融秩序。
  17. To be the world ' s number one provider of financial protection and wealth accumulation. to offer world - class solutions for financial protection needs and investment requirements

    本集團期許成為世界第一流的金融保險集團。本集團的使命是為顧客提供世界級的財務保障與投資理財的解決方案。
  18. Finance is the core of contemporary economy, and commercial banking is the principal part of finance system after china j oined the wto ， the biggest problem which commercial banks of our country encounter has been the problem of system risks therefore the research on managing and keeping away the commercial banking system risks of our country has great academic and practical significance by expatiating the basic theories of financial system which includes the theoretic analysis of four aspects ： financial organization financial market system financial supervision system and financial system innovation together with the characteristics of commercial banks of our country in the transitional period the paper analyzes the ~ eneration mechanism of the commercial banking system risks of our country the defnition and characteristics of system risks ， the behavior and the various factors of the commercial banking system risks one by one at the same time the main aspects of american and german commercial banks which include the type and appellation of commercial banks ， the exterior form of organization 。 the dealings management system the deposit insurance system and the development current of commercial banks ， are compared in addition ， the financial supervision systems of america ， british and japan are studied in detail based on the above analyzing combined with the situations in our country, the beneficial reference ’ and inspiration that we can draw are analyzed then it can be concluded that the origins from which the commercial banking system risks of our country derive exist in the peculiar property right system ， organization system ， capital system and juridical person system of our country, etc therefore to prevent and solve the commercial banking system risks of our country, we should begin with eliminating the system sources that result in risks and keep away the banking risks effectively by innovating the system in this paper, several precaution measurements are also proposed including accelerating decentralized regrouping of country, owned property, reforming the organization system of the commercial banks monopolized by the colintry, reforming and constructing capital system ， establishing modem iuridical person system of commercial banks ， and so on

    加入wto后，我國商業銀行所面臨的最大憂慮就是制度風險問題，因此，對我國商業銀行制度風險的管理和防範研究具有重大的理論和現實意義。本文通過對金融制度基本理論的明確闡述，它包括：金融組織理論分析、金融市場體系理論分析、金融監管制度理論分析和金融制度創新理論分析四個方面的內容；結合當前轉軌時期我國商業銀行的特點，逐一對我國商業銀行風險的生成機理、制度風險的涵義及特點、商業銀行制度風險表現以及商業銀行制度風險的各種因素進行了分析；同時還對美國、德國商業銀行制度的主要方面進行比較研究，包括商業銀行的類型和名稱、外部組織形式、業務經營制度、存款保險制度和商業銀行的發展趨勢；以及對美國、英國、日本三國的金融監管制度進行了較詳細的分析；並在此基礎上結合我國實際，分析了我國可從中得到的有益借鑒和啟示；根據以上分析，得出我國商業銀行制度風險產生的根源在於我國特有的產權制度、組織制度、資本制度和法人治理制度等。為了防範和化解我國商業銀行的制度風險必須從消除這種風險產生的制度基礎入手，通過制度創新來有效防範銀行風險，本文提出了若干相關防範措施，包括：加速國有產權的分散化重組、改革國有獨資商業銀行的組織制度、改革與建設資本制度和建立現代商業銀行法人治理制度等。
  19. Manulife wins " best insurance company " award capital magazine s outstanding information technology financial enterprise awards recognizes company s exceptional performance

    宏利榮膺最佳保險公司資本雜志第四屆傑出科技及金融企業成就獎表揚宏利的卓越成就
  20. At last, summarize to investing principle that deal with, tax revenue want and dispel or lighten and levy taxes tax revenue to enterprise dividend quality the repetitions of income, keep interest, dividend, invest income and investment balance of burden of taxation to make over appreciation the capital gain take nature ), prevent enterprises from using the thin capitalization phenomenon in debt excessively, encourage the long - term investment of the enterprise. take precautions against and dissolve because financial risks that the capital excessive turbulence too short - term or in debt of enterprise cause

    最後，總結稅收對投資處理的原則，稅收對投資的處理要消除或減輕對企業股息性所得的重復征稅，保持利息、股息等投資所得和投資轉讓增值（資本利得性質）的稅負平衡，防止企業過分使用負債的弱化資本現象，鼓勵企業的長期投資，防範和化解因企業過分負債或短期資本過度動蕩造成的金融風險。
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