銀行主導型 的英文怎麼說
中文拼音 [yínhángzhǔdǎoxíng]
銀行主導型
英文
bank-based-
The risk estimation of the exposure to market risks as the risk - management ' s core, there are many risk - management models of estimating the risk of financial markets, in this paper, the author first analyses the characteristics of the current financial market risks, then makes a comprehensive systematic analysis and estimation of all kinds of risks present in financial market with the help of var ( value at risk ), a world - wide valuably and widely accepted brand - new risk management tools. finally, a substantive suggestion about the applications of var models to the financial markets risk management of our country is provided on the basis of the detailed analysis of the calculation of all kinds of var models, along with their advantages and disadvantages and also the applications. with the development and betterment of our country ' s security markets, the entry into wto and openness of financial market, financial product innovation and extensions of traditional bank off - balance business, the augmentation of market risks will surely lead to risk management innovation and identity to international standards. therefore, the research of financial market risk management signifies a lot not only in a realistic sense, also in a guideline sense. this is just where this paper aims
針對金融市場風險管理的核心主要是對風險的測量，本文先分析了當前金融市場風險的特點，然後應用近年來在國際上受到廣泛重視並開始為大家所接受的一種全新的風險管理工具? 「在險價值」 （ valueatrisk ） var的基本思想，全面、系統地分析和測量了金融市場所存在的各種風險，並對各種var基本模型的計算、優缺點及應用作了詳細分析，最後對var模型在我國金融市場風險管理的應用提出了實質性的建議。隨著我國證券市場的發展壯大和不斷完善，及加入wto和金融市場的開放，金融產品的創新及傳統銀行表外業務的不斷拓寬，市場風險的加大必將帶來風險管理的創新並同國際接軌。所以金融市場風險管理的研究不僅具有現實意義，更具有指導意義實，這也是論文的出發點所在。However the depreciation of their premises value made them become negative assets and causes problems of liquidity. the worst is, some property owners are unable to afford the high interest rates or repay the difference between the mortgage amount and the market price, and as a result their premises were confiscated by banks and sold through public auction
他們很多是中小型食肆旅行社零售店的東主，樓市下跌令他們的物業變成負資產，導致很多中小企業周轉不靈，不但被銀行追討資不抵債的差價，還要負上沉重的額外高利息。While in a market - leading system, the financial market takes the place
從我國的實際情況來看，我國的金融系統是比較典型的銀行主導型體系。The united states is the market - dominating financing model, characteristic is the stock market is the main source of corporate finance funds, bank credit accounted for a relatively low proportion of the external financing of enterprises
第二部分是以時間為分析主線，利用歷史數據分析美國市場主導型融資模式和日本銀行主導型融資模式的演變及發展歷程。This paper gives an essay on the empiric literatures about " which is better " debate on intermediate - based financial system and market - based financial system performing on the economy growth, we can summarize four views and corresponding holding theories
摘要本文對銀行主導型金融體系與市場主導型金融體系促進經濟增長優劣進行比較的實證文獻進行綜述，總結出四種觀點及理論支持。Part three : it mainly expounds the change and evolution of the savings to investment mechanism and then analyzes the different characteristics under different savings to investment mechanisms. one of the mechanisms is the " government fiscal oriented " transforming mechanism under traditional planning - oriented system, another one is the " state - owned banks oriented " transforming mechanism during transforming period. what ' s
第三部分：主要闡述我國儲蓄? ?投資轉化機制的變遷與發展，分析了不同機制下儲蓄? ?投資轉化的不同特點，分別表現為傳統計劃體制下的「政府財政主導型」儲蓄? ?投資轉化機制和轉軌時期的「國有銀行主導型」儲蓄? ?投資轉化機制，並提出了市場經濟體制下的「金融市場主導型」儲蓄? ?投資轉化機制的構建思路。The dualism of finance caused by financial regulation, the system disfigurements and institutional defects during the economic transition period, and the lack of the internal supervision and stimulus derived from the imperfection of the corporation governance structures of economic bodies, offer enough rent for banks " rent - seeking behaviors. the economic result is that, implicit interest rate forms in the market
金融抑制導致的金融二元性、經濟轉型時期的體制缺位和制度缺陷，以及微觀經濟主體不健全的法人治理結構導致的內部監督激勵不足，為銀行尋租行為的發生提供了不竭的租金源泉，結果形成了市場上的隱性利率。However, since the 1970s, the resurgence of small and medium - sized enterprises has appeared in american economy, the ratio of their production in the gdp has gradually risen, and economic status has improved, esp., in the 1990s, they have played very important roles in the aspects of technological innovation, increasing employment, and promoting exportation, etc. limited by their own characteristics, one of the largest difficulties of developing small and medium - sized enterprises is lacking of capital. such being the case, the governments and other economic sectors all over the world, either developed or developing countries, have focused on solving this problem
本文在分析美國中小企業在經濟中的地位的基礎上，首先對中小企業的融資模式進行了探討，認為盡管美國是市場主導型的金融系統，商業銀行貸款仍是中小企業外源融資的主要形式，隨著金融創新的出現，資本市場的創新形式? ?創業投資和納斯達克市場為中小企業的權益融資提供了新的渠道;政府在中小企業融資方面也提供了強有力的支持;其次，本文討論了美國中小企業融資的有效制度安排，包括相關的金融立法、創新的融資機制和抵禦風險的信用擔保體系等;最後，在分析我國中小企業融資現狀及造成我國中小企業融資困境原因的基礎上，借鑒美國的有益經驗，提出了有益的建議。Four state banks monopolize the banking market and assume the responsibility of supplying funds to state - owned enterprise. so the banking system fragility is a very important problem that expresses as bank structure fragility, credit market fragility and supervision fragility. on the point of institution transition, this paper reveals that the source of chinese banking system fragility is its special financial institution. the chinese economy society is character by its double - level structure in history
在我國銀行體系的脆弱性主要體現在組織體系脆弱性、信貸市場脆弱性、監管體系脆弱性三個方面，並從制度經濟學的角度對現象加以剖析，構成了國家控制型金融制度導致組織體系脆弱性、信貸市場脆弱性、監管體系脆弱性、最終形成整個銀行體系脆弱性的論述邏輯。This paper put forward the specialty of local banking m & a that it ’ s directed by government, so the evaluation of bank ’ s m & a for the developed country is not applicable to our country banking
銀行並購重組主要有以歐美為代表的市場化銀行並購重組和以新興市場經濟國家（ eme ， emergingmarketeconomy ）為代表的政府主導的銀行並購重組兩種類型。If on to these, in hong kong, you superimpose conjunctural factors ? notably the level of interest rates and the reduced value of collateral notably property which a sme may be able to offer to lenders, it is not hard to understand why we read much about the plight of smes
無疑這些都是全球各地中小型企業同樣面對的問題。但在香港，這類企業更要面對息率趨升和銀行貸款抵押品主要是物業貶值等因素，難怪中小企業叫苦連天的報導經常出現。Then this study carried out comparative analysis on international experiences of the financing of smes, and positive analysis on the financing of township enterprises and national enterprises representatively in the smes of our country. through above - mentioned analysis, the study clarified the root reasons which caused the problems of short funds of smes, higher debt ratio of national enterprises and a great deal of bad assets exited in the national banks. the root reasons are just that in the long run the enterprises financing of our country followed the single structure of taking the government as the leading, national banks as the main body and indirect financing as the dominant part
本文在明晰相關概念、闡述國外及我國中小企業的最新界定標準、綜析當前企業融資基本理論的基礎上，通過對中小企業融資國際經驗的比較分析，以及對我國中小企業中具有典型代表性的鄉鎮企業、國有中小企業融資進行的實證分析，明確了造成當前中小企業資金短缺、國有企業相對負債率較高和國有銀行存在著大量不良資產等問題的根本原因，即：我國的企業融資長期沿襲著以政府為主導、國有銀行為主體、間接融資占優勢的單一結構體系。分享友人