銀行同業借貸 的英文怎麼說
中文拼音 [yínhángtóngyèjièdài]
銀行同業借貸
英文
interbank borrowing- 銀 : Ⅰ名詞1 (金屬元素) silver (ag) 2 (姓氏) a surname Ⅱ形容詞1 (跟貨幣有關的) relating to curr...
- 行 : 行Ⅰ名詞1 (行列) line; row 2 (排行) seniority among brothers and sisters:你行幾? 我行三。where...
- 業 : Ⅰ名詞1 (行業) line of business; trade; industry 2 (職業) occupation; profession; employment; ...
- 借 : 動詞1 (借進) borrow 2 (借出) lend 3 (假託) use as a pretext 4 (憑借; 趁著) make use of; t...
- 貸 : loan
- 銀行 : bank
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The banks have even grown cagey about lending to each other
銀行對同業之間的借貸甚至也變得謹慎。Commerciality individual housing borrows money ( mortgage loan namely ) compare loan of housing accumulation fund to want to the demand bearing of borrower comfortable a lot of, have the effective and resident status, natural person that has capacity of completely civil action to want to satisfy following condition to be able to apply for only : the profession that has stability, income and repay ability ; the capital fund that the bank is approbated serves as guaranty or impawn ; the unit of put on sale that buys housing with place signed the contract that buy a house or book of the intent that buy a house
商業性個人住房貸款(即按揭貸款)對借款人的要求相比住房公積金貸款要寬松許多,具有有效居留身份、有完全民事行為能力的自然人只要滿足下列條件即可申請:有穩定的職業、收入和償還能力;有銀行認可的資產作為抵押或質押;與所購住房的發售單位簽訂了購房合同或購房意向書。Legal services on finance : conduct the overall planning and statement on bank loan projects ; supply the legal services concerned on bank loan ; act as the legal adviser for the government owned commercial banks, joint stock commercial banks, city commercial banks and investment banks ; draft, review, amend the contract on banking ; participate in the negotiation, testimony and maintenance of the non lawsuit monetary items ; examine the standing of the borrowers ; conduct the lawsuit and arbitration on the disputes on letter of credit, deposit receipt, entrust loan, capital call market, bank bill
金融法律業務:辦理銀行貸款項目的整體策劃和申報,提供與銀行貸款有關的法律服務,擔任國有商業銀行、股份制商業銀行、城市商業銀行及投資銀行的法律顧問,起草、審查、修改銀行業務合同,參與非訴訟金融項目談判、見證和保全,審查借款人資信,代理信用證、存單、委託貸款、資金拆借、銀行票據糾紛訴訟、仲裁。Interbank interest rates moved on a general up trend to the last business day of 1999, reflecting partly a premium on interbank borrowing straddling 1 january 2000
截至1999年最後一個營業日為止,銀行同業拆息普遍上升,部分反映跨越2000年1月1日的銀行同業借貸需要支付溢價。While the " divisible by nine " rule applies to renminbi deposits and loans, it does not affect how interest rates are determined for interbank borrowing and foreign currency deposits. but this minor inconsistency is definitely not a matter of earth - shaking importance that warrants eliminating the rule
被9整除的規則只適用於人民幣存款及貸款的利率,它並沒有影響到銀行同業拆借及外幣存款,但這樣的差別其實沒有甚麼大不了,就像中文用萬而不像英文般用千來表達數字而已。We should attach more importance to following channels at present time : broaden monetary market function ; perfect stock mortgage loan ; develop investment institute ; explore investment banking business, including investment funds business channel, insurance business channel and security business channel ; make financial organization renovation. following policy suggestions should be applied : 1 ) perfect the policy environment ; 2 ) treat the problem rationally ; 3 ) implement financial mixed operation system in due time ; 4 ) foster financial market ; 5 ) enhance external supervision ; 6 ) deepen the construction of commercial banks ; 7 ) introduce bank capital into stock market in stages
貨幣市場和資本市場的不協調發展使證券機構出現制度外與體制外融資或違規操作,必須在兩個市場間建立資金和信息對流的寬敞通道,在路徑設計上,當前應擴展同業拆借市場、國債回購市場等貨幣市場渠道功能;完善股票質押貸款,及時推出非券商股票質押貸款,並注重風險防範;大力發展養老基金、保險公司、信託基金等機構投資者,吸收銀行資金間接入市;拓展投資銀行業務,包括基金、保險業務渠道、券商業務渠道、公司業務渠道;設立證券金融公司或金融控股集團,進行組織制度創新。On the analysis of financial affairs in classifying loans risk, bank has large of finance report forms samples. it can make correct judge by calculating various rates and comparing them with other enterprise. so the bank has the numerical model knowledge and the instantial swatch knowledge
在貸款風險分類的財務因素分析時,銀行有著較充足的各行各業的財務報表的樣本實例,可以通過計算的各種比率結果及與同行業的比較而對借款人作出正確的判斷,因此它具有模型數量性知識和實例樣本性知識。The interbank money market is mainly for short - term money, with maturities ranging mostly from overnight to 12 months, for both hong kong dollars and foreign currencies
銀行同業拆息市場以短期借貸為主,大部分港元和外幣借貸的期限均由隔夜至12個月不等。Therefore, the measures shall include learning the experience of foreign banks in corporate governance, pursuing the interest of shareholders in addition to protecting the depositors " asset safety, eliminate the systematic flaws firstly, secondly, it is to mould social credit, reinforced credit management, optimize credit increment ; meanwhile the bank should also learn the experience from abroad and use the model of three - level filtering for bad loans to combine the self - disposal and trusted - disposal methods in handling current non - performing loans
所以岳陽市商業銀行首先要借鑒國外商業銀行的公司治理結構模式,完善在追求股東利益優先的同時,將保護存款人利益的目標融入其中的外部監督模式的公司治理結構,消除不良資產增長過快的制度根源;其次是重塑社會信用、強化信貸管理,優化信貸增量;再次要借鑒國外商業銀行處置不良資產的經驗,制定自主處理和託管處理相結合的三級過濾的不良資產置換模式,消減現有存量,逐步消化存量不良資產。Article 3 syndicated loan means a loan or facility either in the local or foreign currency that is extended to the borrower through an agent at the prescribed time and proportion by two or more banks on the same terms and pursuant to the same loan agreement
第三條銀團貸款是指由兩家或兩家以上銀行基於相同貸款條件,依據同一貸款協議,按約定時間和比例,通過代理行向借款人提供的本外幣貸款或授信業務。The hkmc incurred interest expense of hk 210. 2 million 2003 : hk 385. 4 million, made up of hk 209. 1 million from note issuance and hk 1. 1 million from utilization of bank lines
年度內,按揭證券公司用於債券發行可轉讓貸款證及短期銀行貸款的利息支出為2 . 102億港元2003年: 3 . 854億港元,其中2 . 091億港元為債券, 110萬港元為同業拆借。As revealed by the study, following problems exist : 1 ) the supply of bank capital has a close relation with the fluctuation of stock market ; 2 ) the volume of bank capital flowing into stock market is large and it is estimated that there are 450 - 600 billion of bank capital exist on stock market, 2 / 3 of which are illegal ; 3 ) most bank capital are getting into stock market through illegal channels, such as illegal repurchase of government securities, illegal acceptance and discount of trade bill, embezzlement of customers " guarantee deposit, illegal interbank loan, illegal diversion of credit capital to other purpose, etc. the inflow of bank capital to stock market has dual influences on our economy and finance
表現在: ( 1 )據估計我國進入股市的銀行信貸資金存量在4500 - 6000億元左右,其中滯留於一級市場的資金規模約為2000 - 3000億元,進入二級市場的規模在2000 - 2500億元之間,國有股和法人股轉讓市場涉及信貸資金規模約為500 - 600億元,然而,在這千億元進入股市的信貸資金中2 3左右都是違規流入的。 ( 2 )銀行資金入市除同業拆借、國債回購和股票質押貸款三種合法渠道外,多是通過非法渠道流入股市的,其途徑主要包括:違規國債回購、違規商業匯票承兌及貼現、挪用客戶保證金、違規拆借資金、企業違規挪用銀行信貸資金、個人違規使用銀行貸款等。Moreover, for chinese banks and researchers, both the requisite technologies and experiences in this field are just in the beginning steps, yet somewhat lagged behind. the main purpose of this paper is to give a complete and systematic discussion on the theoretic basis, methods and formalities of the five - class system of credit assets, which is currently used in the people ' s bank of china, together with the introduction and comparison of other contemporary formalities of credit assets adopted by other commercial banks. then we give a deep and concrete analysis of the situation and problems in the current operation of the credit assets five - class system in the b city commercial bank in anhui province
本文的主要目的就是針對目前中國人民銀行正在推行的信貸資產五級分類的理論基礎、方法及程序進行了較為全面和系統的論述,並對同時期國內外商業銀行所採取的信貸資產分類模式做了相應的介紹和比較,進而具體剖析了現階段安徽省b市商業銀行在信貸資產五級分類操作中的具體步驟,同時,借鑒了貸款風險評估的相關理論和模型,對安徽省b市商業銀行目前的貸款風險分類方法的現狀和存在的問題進行了較為深入的、系統的分析。At the end of last week, overnight interbank money market interest rates in the eurozone ? the cost to banks of borrowing overnight from their counterparts ? had returned to normal at just above the european central bank ' s 4 per cent policy rate
上周末時,歐元區銀行間貨幣市場隔夜拆息(代表銀行同業之間拆借隔夜貸款的成本)已回歸正常,僅略高於歐洲央行4 %的政策利率水平。This thesis takes zhenjiang city commercial bank ( zccb ) as the research object, stating with the basic theory of credit risk by way of analyzing in combining the theory into practice, and then deeply analyzing the current status and credit risk system in order to find the weak aspects on the basis of research, and with consulting foreign banks " advanced means in controlling credit risk and with importing the credit risk management system project, specially importing the model of crdeit metrics, the most important means in measuring the var value of credit risk in the above mentioned project, and then puts forward the conclusion that the means in managing the credit risk is changeable and dynamic with using synthetic ways in accordance with the practical status, and also advises how to improve the credit risk management on the part of zccb
本論文以鎮江市商業銀行為研究對象,從商業銀行信用風險的基本理論入手,運用理論和實踐相結合的分析方法,深入分析了鎮江市商業銀行的經營現狀和鎮江商行信用風險體系,找出其薄弱環節。在此基礎上,借鑒國外銀行信用風險管理先進手段,引進信用風險管理系統工程,特別是此系統工程中最為重要的信用風險量化手段creditmetrics模型測算風險的var值,構建了鎮江市商業銀行信用風險管理的模型,提出了在強化信用風險管理相關環節的同時,必須進行raroc考核,以評定相關信貸人員的業績及分配風險資本。並針對鎮江市商業銀行的實際,提出了改進鎮江商行信用風險管理的措施建議。Members noted that there had been a detectable increase in the three - month interbank rate for the hong kong dollar when trading first spanned into the new year, although this did not appear to be any sharper than for other currencies
委員會成員又獲悉,當3個月港元銀行同業借貸開始跨越千禧年時,其息率已見上升,但升幅卻不比其他貨幣急劇。In switching their focus, the banks took pre - emptive measures to protect their mortgage loan books, which at the same time helped their borrowers, and tightened lending standards in the area of consumer lending
銀行在轉移業務焦點時,亦同時採取防患未然的措施,以保障其按揭貸款帳冊,並協助其借款人,以及收緊消費貸款的貸款準則。We use for reference the model of industrial organization economics to test the convergence degree of the regional loan allocation of china ' s state - owned commercial banks, and find it highly convergent. deriving from a model of bank profit maximization, we then exploit regional financial and economic data to test the reasons for the convergence of the regional loan allocation of state - owned banks
本文借鑒產業組織經濟學判斷產業結構地區趨同程度大小的模型對我國國有商業銀行信貸資金地區配置的狀況進行實證,發現在地區經濟差異不斷擴大的情況下,國有商業銀行信貸資金配置具有高度的地區趨同性,推測這種現象是由於非經濟因素所造成。In the " regulation of credit cards " published in china, the credit card in the international practice is called " credit - account card. " the " credit card " in the regulation is a combination of the " credit - account card " and the " quasi - credit - account card ", and the bankcard consists of the " credit card " and the debit card
在我國的《銀行卡業務管理辦法》中,這種國際通用的信用卡被稱為「貸記卡」 ,其與準貸記卡合稱為「信用卡」 , 「信用卡」又與借記卡同屬銀行卡的兩大門類。And then : enter bank one and its retail branches, small business lending, credit card business, and mutual funds
於是,第一銀行及其零售分支機構、小企業借貸、信用卡和共同基金業務就登場了。分享友人