銀行權能 的英文怎麼說
中文拼音 [yínhángquánnéng]
銀行權能
英文
banker's authority- 銀 : Ⅰ名詞1 (金屬元素) silver (ag) 2 (姓氏) a surname Ⅱ形容詞1 (跟貨幣有關的) relating to curr...
- 行 : 行Ⅰ名詞1 (行列) line; row 2 (排行) seniority among brothers and sisters:你行幾? 我行三。where...
- 權 : Ⅰ名詞1 [書面語] (秤錘) counterpoise; weight (of a steelyard)2 (權力) power; authority 3 (...
- 能 : 能名詞(姓氏) a surname
- 銀行 : bank
- 權能 : powers and functions
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Bankers and other short - term creditors share the interest of stockholders and bondholders in the profitability and long - run stability of a business
銀行家和其他短期債權人股東、債券持有者同樣關心公司的獲利能力和經營的穩定性。Concern the provision of audit work station according to accounting method, if an accounting clerk manages debt already, provide check again, apparent and easy cheat, should give so prohibit ; the accountant record of an unit is custodial, it is the accountant such as budget of forms for reporting statistics of book of zhang of all sorts of prooves that point to this pair of units, accountant, accountant, financial plan, unit and important contract data, after be being collected regularly, examine a nucleus to be opposite, arrange stand roll, schedule, bound into book custodial, if allow a person to manage the debt of an unit already, keep again accountant record, made motion easily on debt apparently later the action that the opportunity of record of recycle government accountant covers him, give so prohibit : the registering job of items of an account of debt of the income of an unit, defray, charge, creditor ' s rights, the much that includes station of work of charge to an account but not be all ( for instance cash journal and bank come - and - go journal are not included ), this part charge to an account works, it is the foundation of business accounting of an unit accountant, also be the basis that produces cash come - and - go, also cannot hold part - time by cashier personnel, a person manages debt already, manage charge to an account again the basis that this produces debt come - and - go, very easy defalcate
根據會計法有關稽核工作崗位的規定,假如一個會計工作人員既管錢款,又管復核,顯然輕易作假,所以要予以禁止;一個單位的會計檔案保管,是指對本單位的各種憑證、會計賬簿、會計報表、財務計劃、單位預算和重要的合同等會計資料,定期收集后,審查核對,整理立卷,編制目錄、裝訂成冊的保管,假如答應一個人既治理一個單位的錢款,又保管會計檔案,顯然輕易在錢款上做了手腳之後再利用治理會計檔案的機會掩蓋自己的行為,所以予以禁止:一個單位的收入、支出、費用、債權債務賬目的登記工作,包括記賬工作崗位的大部分但不是全部(比如現金日記賬和銀行往來日記賬就不包括在內) ,這部分記賬工作,是一個單位會計核算的基礎,也是發生現金往來的根據,也不能由出納人員兼任,一個人既治理錢款,又治理記賬這一發生錢款往來的根據,很輕易監守自盜。Its sister, by contrast, is loose - limbed, sprawling and a bit of a dilettante, worrying about greenery, equality and empowerment, as well as poverty
而相反地,世界銀行職能分散,涉獵頗廣,對溫室,平等,政權以及貧困問題頗為關心。First of all, with dominant state - owned property right and ownership ' s misplacement and non - transference, state - owned commercial banks are long - term protected by the government, suffering from low efficiency and serious diseconomy in scale
因國有商業銀行長期受政府保護,效率低下,存在嚴重的規模不經濟,無法完全實現其法人財產權,不能形成有效的內部治理結構;二是高比例的不良貸款率。Where certificate of payment or of exemption cannot be issued within a reasonable period of time, e. g. due to tracing of life time gifts, protracted negotiations on valuation of land or shares or where interest in a pre - deceased s estate is involved, the executor administrator can apply to the commissioner for provisional clearance papers upon production of satisfactory guarantee bank guarantee, equitable mortgage of properties, deposit of quoted shares, transfers of bank account balances as payment on account, etc. the executor administrator can then proceed with the application for the grant without delay
如本署未能于合理時間內發出繳付遺產稅證明書或豁免遺產稅證明書,例如:由於須追查死者生前的饋贈就土地或股票估值進行長時間的協商或涉及已故者生前的財產權益問題而引致延誤,如遺囑執行人遺產管理人能提供充足的保證銀行保證書衡平法上的物業按揭上市股票押存銀行戶口轉帳付稅等,可向遺產稅署署長申請臨時遺產稅清妥證明書,並可隨即進行申請辦理遺囑認證書,無須延誤。Where certificate of payment or of exemption cannot be issued within a reasonable period of time, e. g. due to tracing of life time gifts, protracted negotiations on valuation of land or shares or where interest in a pre - deceased s estate is involved, the executoradministrator can apply to the commissioner for provisional clearance papers upon production of satisfactory guarantee ( bank guarantee, equitable mortgage of properties, deposit of quoted shares, transfers of bank account balances as payment on account, etc. ). the executoradministrator can then proceed with the application for the grant without delay
如本署未能于合理時間內發出繳付遺產稅證明書或豁免遺產稅證明書,例如:由於須追查死者生前的饋贈、就土地或股票估值進行長時間的協商、或涉及已故者生前的財產權益問題而引致延誤,如遺囑執行人遺產管理人能提供充足的保證(銀行保證書、衡平法上的物業按揭、上市股票押存、銀行戶口轉帳付稅等) ,可向遺產稅署署長申請臨時遺產稅清妥證明書,並可隨即進行申請辦理遺囑認證書,無須延誤。Giving a letter is the capital that points to client of orgnaization of finance of commercial bank xiang fei to be offerred directly, perhaps be to the client in concerned economy activity the compensation that arises possibly, assurance that pays responsibility to make, include financing of loan, trade, bill financing, financing to rent, overdraw, the business inside the watch such as each money advanced for sb to be paid back later, and bill accept, open a l / c, defend case, reserve confirmed, bond issues l / c, letter of credit assure, loan assures, the business outside the watch such as the loan commitment with the asset sale that has recourse, irrevocable untapped
授信是指商業銀行向非金融機構客戶直接提供的資金,或者對客戶在有關經濟活動中可能產生的賠償、支付責任做出的保證,包括貸款、貿易融資、票據融資、融資租賃、透支、各項墊款等表內業務,以及票據承兌、開出信用證、保函、備用信用證、信用證保兌、債券發行擔保、借款擔保、有追索權的資產銷售、未使用的不可撤消的貸款承諾等表外業務。The econometrics model is put forward and we confirm that variables that human resource quality, loan quality the property right structure and so on ca n ' t be brought into in - put and out - put determine the affected way and degree of the bank efficiency
建立了計量經濟模型,明確人力資源質量、貸款質量、產權結構等不能納入投入產出的銀行特徵變量對銀行效率的影響方式和影響程度大小。The writer thinks that the most important of risks in china ' s dc finance is : the bank cannot control and dispose of title of goods or tide documents so as to liquidate the liabilities under dc, therefore laws ant ! regulations of economy, such as law of tide, law of trust, and etc should be legislated. this may arouse or do help to studies or discussions of judicial circle or banking sector
信用證融資業務比傳統信貸業務風險系數小,但各種風險仍然交織在這種特殊的融資方式中,當前銀行貿易融資逾期成了普遍關注和深感棘手的問題,作者認為我國信用證融資的風險構成中最大的風險是,國內銀行不能依法控制貨物的物權,實現貨物的自行清償來達到控制業務風險的目的,提出了完善《物權法》 《信託法》等一系列經濟、金融法規,為法律界和金融界進一步進行理論和實務研究作了有益的探索。Because of non - systemic information, we should escape the moral risk by proper contract, they design many programs of the bank - firm restitution ; the role that the bank exercised on the firm is completed by debt constraint, and the bank influences the government construction of the firm by debt rights. the bank directly gives capital support to firms, and analyses the firms " ability of returning debt, and the bonding value, and make the load - decision
主要研究在信息不對稱情況下,如何通過完善契約來防範道德風險;銀企債務重組的設計;銀行對企業治理的作用的實現方案,即通過債權影響公司的治理結構,直接插手評價企業的經營狀況、投資決策、償債能力,以及分析企業的抵押價值並以之作為放貸決策的前提。Through investigation in shenzhen, we found that there are some problems in sme credit guarantee : banks are very strict with mortgage assets. only buildings and right of land use can be mortgaged, the other assets cannot be mortgaged for loan. sme have a little scope ; have small quantity assets and lack of valid fixed assets, which affect the mortgage and guarantee capacity for sme
通過對深圳市中小企業的調查發現,中小企業信用保證存在以下問題:銀行對抵押資產要求過于嚴格,要求企業以房地產、土地使用權等作抵押,其他資產無法辦理抵押貸款;中小企業規模小、資產數量少,企業缺乏有效的固定資產,從而影響了企業的抵押擔保能力;中小企業自身財務制度、信用建設不足;中小企業難以獲得外部機構或其他企業的擔保等。The author demonstrates that the organization should use " debit certificate " and allow the bank to exert part of " debit counteract rights " in order to avoid venture, while the individual should establish system of loan insurance, bank answering for the loss and state answering for the loss
本文認為機構教育貸款法律研究的重點在於教育機構的貸款權以及銀行是否能行使「貸款抵消權」以防範貸款風險;個人教育貸款法律研究的重點在於制定和完善鼓勵、擴大個人貸款及風險防範的法律法規。Theoretically, property institution has two forms, which are private one and national one. a lot of research has been done on the efficiency of the two kinds of property institution
國有商業銀行存在著產權主體單一、政企不分、責任不明等一系列問題,只有通過股份制改革才能完善國有商業銀行法人治理結構,提高國有商業銀行的效率。Inquiry can be made through the personal credit information database only with the authorization in writing by the person involved when personal loan application or credit card application is being reviewed, offer of guarantee by an individual assessed, or personal loan or credit card monitored for credit risks on a continued basis
建立個人信用信息基礎數據庫既要實現商業銀行之間信息共享,方便群眾借貸,防範信貸風險;又要保護個人隱私和信息安全,只能經當事人書面授權,在審核個人貸款、信用卡申請或審核是否接受個人作為擔保人等個人信貸業務,以及對已發放的個人貸款及信用卡進行信用風險跟蹤管理,才能查詢個人信用信息基礎數據庫。He cannot claim exciting academic credentials. nor can he claim that he knows powerful and rich people. but he embraces a positive faith that he says he owes to the hour of power which he has continued to watch week after week after week through the years
他年輕時在銀行里當清潔工人,他沒有學歷,沒有,他也不認識有財有勢的人,但他有極大信心,他說:每星期收看權能時間對他幫助很大。Thirdly, through qualitative and quantitative methods, it analyzes the law of organizing mode evolution in investment bank department by the utilization of entropy and dissipative structure theory. finally, on the basis of the above analysis, it constructs an organizing mode of investment bank department in securities company. the focal point of this thesis lies in : it studies the law of organizing mode evolution of investment bank department in securities company, and constructs further an organizing mode of investment bank department to meet the new external environment
論文首先對我國證券公司投資銀行業務的外部環境和組織模式現狀進行了介紹,指出了目前投資銀行部門組織模式存在的問題,同時,論文對國外投資銀行組織模式進行了分析和借鑒;其次,論文運用權變理論和資源依附理論對我國證券公司投資銀行部門的外部環境進行了分析,得出新環境下投資銀行部門組織結構的應對策略;再其次,運用熵理論、耗散結構理論對投資銀行部門組織模式演變規律進行了定性和定量分析;最後,在上述分析的基礎之上,對目前我國證券公司投資銀行部門的組織結構、部門職能、業務流程、激勵機制等進行了初步設計。Moreover, it compares the state - owed commercial bank with big 1000 banks in the world, the branches of foreign capital bank in china and the main commercial banks of a few developed countries and puts forward the advantages and deficiencies in realistic competitive power and potential competitive power of state - owed commercial bank of our country. through the study on evolving course of the state - owed commercial bank of our country, the thesis has analysed it ' s history of the development and current situation, and has made a detailed analysis and evaluation of the environmental factors which have influence upon the core competitive power of the state - owed commercial bank, and then offered seven suggestions that promote the core competitive power of the state - run commercial bank : accelerating paces of the reform in the property right and managing mechanism transformation of the state - owed commercial bank ; making innovations of service for strength and competing for high - quality customers ; probing the ways of dealing with bad assets of the state - owed commercial bank ; improving the marketing strategy of the state - owed commercial bank on the market ; setting up the corporate culture according with the state - owed commercial bank ; improving the bankers " quality ; constructing the organization for the studying type in the state - owed commercial bank
本文在深入調查研究並閱讀大量的文獻資料的基礎上,對企業核心競爭能力相關理論進行了探討和研究;構建了國有商業銀行核心競爭能力分析的基本框架和指標體系;將國有商業銀行與世界1000家大銀行、在華外資銀行分支機構、以及幾個主要發達國家的主要商業銀行進行了比較分析,從而提出我國國有商業銀行在現實競爭能力、潛在競爭能力方面的優勢與不足;通過對我國國有商業銀行的演變過程的研究,分析了其發展的歷史和現狀,並對影響國有商業銀行核心競爭能力的環境因素進行了較為詳細的分析和評價;進而有針對性的提出了提升國有商業銀行核心競爭能力的七點對策:加快國有商業銀行產權改革和經營機制轉換步伐;加強服務創新,競爭優質客戶;探索國有商業銀行不良資產處理途徑;完善國有商業銀行市場營銷戰略;建立符合國有商業銀行的企業文化;提高銀行家的素質;構建國有商業銀行學習型組織。The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短,而按揭貸款的還款期限較長,銀行長期資產與短期負債不匹配,就不能化解未來不確定性帶來的風險;二是資產的流動性和期限呈反方向變動,期限越長,流動性越低,住房抵押貸款本身的特性決定了其流動性較差,因此目前各銀行都嚴格限制貸款期限;三是風險大,由於按揭貸款是期限很長的債權資產,銀行面臨的利率風險就很大;另外,當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時,就會發生信用風險,而銀行以金融產品為主要業務,即使收回抵押物,但如何處置不良資產仍是諸多銀行頭痛的問題。Our investment bankers have immediate and high - level access to a vast number of financial institutions, private equity funds and well - financed acquirers. in addition to our investment banking practice, we manage more than $ 200 million in private equity funds
我們的投資銀行家能快速地和高水平地進入大量地金融機構、私募股權投資基金、優秀的資金獲得者。Here investment banks may use their own capital, as well as raising funds from outside investors in the hope of making money alongside their private - equity clients
這些投資銀行可能會動用自己的資產並籌集境外投資者的資金,希望可以藉助他們的私募股權客戶賺到大錢。分享友人