長期信貸 的英文怎麼說
中文拼音 [zhǎngqīxìndài]
長期信貸
英文
longterm credit-
The group s financial status is stable and healthy and except for the hk 10, 467, 290 non - interest bearning convertible notes issued as a part of the consideration for the acquisition of dawning, the group has no borrowings to date
現時集團除收購曙光信息所發行的100 , 467 , 290港元之不計息可換股票據外,已無任何銀行借貸及其他長期借貸,財政狀況穩健。The group s financial status is stable and healthy and except for the hk $ 10, 467, 290 non - interest bearning convertible notes issued as a part of the consideration for the acquisition of dawning, the group has no borrowings to date
現時集團除收購曙光信息所發行的100 , 467 , 290港元之不計息可換股票據外,已無任何銀行借貸及其他長期借貸,財政狀況穩健。It is different from the traditional manner of poverty reduction which only relying on the state finance and the donative capital. as a new manner of poverty reduction, it is a standardized mechanism somewhere
它改變了傳統扶貧方式主要依靠國家財政或外來捐贈資金的局面,改變了傳統扶貧方式扶貧效果不明顯的局面,依靠一種新型的信貸運作模式實現了部分地區扶貧項目的規范化、長期化運作。Capital market consists of stock market, corporate bond market and long and middle term credit market
資本市場包括股票市場、企業債券市場和銀行中長期信貸市場。Been restricted on interest rate for long time, the domestic commercial banks are all weak in loan pricing, such as ( 1 ) the loan pricing not been involved in the decision mechanism of credit ; ( 2 ) lacking of risk price ration system ; ( 3 ) mismatching between the interest rate and the risk of the loan items
由於長期的利率管制,我國商業銀行的貸款定價管理十分薄弱,主要體現為貸款定價未被納入信貸決策機制中;缺乏定量化的定價系統;利率浮動的幅度未能反映借款人的信用水平及貸款項目的風險程度。Another challenge that adt has to cope with is the longer credit requirements from its major banking customers in china
另一項挑戰是要面對國內主要銀行客戶要求給予較長的信貸期。4 oil exporting capital surplus country which is a net importer of capital and has been able to make full use of revenues from oil production for domestic development
3不能依賴長期或短期的國際信貸來為進口差額或貨物與勞務的逆差融資,也不可能指望保持出口順差或貨物和勞務的凈盈餘。Individuals who have defaulted on a credit repayment will be given at least 90 days grace period and at least 30 days of advance notice by lending institutions before their default data may be retained by a credit reference agency on a long - term basis
在個人的欠帳資料由信貸資料服務機構保留一段較長的時間前,放款機構應最少給予欠帳的個人90日寬限期及最少30日的預先通知;However, once we take all - sided and impersonal view over the housing finance, we will definitely realize the conflict between the high speed and the low efficiency of it. in this paper, it ' s analyzed that there ' re five factors affecting the efficiency of housing finance, based on the basic situation of china as a developing country and according to some related theories of the western economics. the first one is the dual - track interest rate which presumes that price of housing credit financing is under the control of government to a certain extent, and the rest is open
因此,本文從我國作為一個發展中國家? ?這一基本國情出發,以西方經濟學中有關理論為依據,分析影響我國住房金融效率的因素主要包括:利率雙軌,即一部分住房信貸資金價格受到政府的管制,而另一部分住房信貸資金價格則是開放的;住房金融機構產權不清,特別是政策性住房金融機構產權不清而導致金融創新動力不足,金融工具品種單一,不能滿足居民需求多樣化的要求;住房信貸中由於較高的交易費用,而使內耗偏高、效率降低;住房金融機構不健全,既不存在真正的住房金融機構又缺乏相應的擔保機構;此外,住房金融中融資機制不完備,長期信貸資金來源不足與資產負債的期限結構不匹配也是影響住房金融效率的一個主要因素。The longest maturity of a petty consumer credit is one year
小額信用消費貸款的最長期限為一年。The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短,而按揭貸款的還款期限較長,銀行長期資產與短期負債不匹配,就不能化解未來不確定性帶來的風險;二是資產的流動性和期限呈反方向變動,期限越長,流動性越低,住房抵押貸款本身的特性決定了其流動性較差,因此目前各銀行都嚴格限制貸款期限;三是風險大,由於按揭貸款是期限很長的債權資產,銀行面臨的利率風險就很大;另外,當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時,就會發生信用風險,而銀行以金融產品為主要業務,即使收回抵押物,但如何處置不良資產仍是諸多銀行頭痛的問題。They refused to grant us long - term credit
他們拒絕給予我們長期信貸。We regret we cannot make further reduction as we have no much margin of profit
由於我們的宗旨是進行利潤微薄的交易,很抱歉我們不能提供長期信貸的便利。E maintained its long - term credit ratings at a1 a for foreign currency and aa3 aa - for local currency debt securities from moody s investor services, inc. and standard poor s, which are the same levels as those of the hong kong sar government
取得穆迪及標準普爾的a1 a外幣及aa3 aa -本地貨幣債務證券的長期信貸評級,此評級與香港特區政府相同。E maintaining long - term credit ratings of a1 aa - for foreign currency and aa3 aa - for local currency debt securities from moodys investor service, inc. and standard poors, the same as those for the hong kong sar government
E分別取得穆迪投資者服務公司a1aa3及標準普爾aa - aa -的外幣及本地貨幣債券的長期信貸評級。此評級與香港特別行政區政府的評級相同。The bank and the firm is each other motivating. long - term credit affair, tenancy affair, trust affair, transnational affair, international affair, is the need that the bank bring forward object requirement to the bank, yet the need that the bank change by financial environment ' s variation. the respectively motiv
銀行和企業的關系是互動的,銀行的長期信貸業務、租賃業務、信託業務、跨國業務與國際業務等是企業對它提出的客觀要求,是順應了企業發展需要的結果,也是銀行在金融環境改變下生存和發展的需要。The main customers all concentrate on the state - owned enterprise, the asset - liability ratio of the state - owned enterprise is relatively high, the capital can ’ t be supplemented for a long time. ( 2 ) market risk, it means the proxy of the bank will fluctuate when the market price factor changes
湖南工行的授信程序,存在信貸審查報告流於形式問題;同時,大量受信客戶具有相類似的風險特徵,主要客戶都集中於國有企業,國有企業的資產負債率較高,資本金長期以來得不到補充。The fund seeks to provide a stable income stream and long term capital appreciation through a portfolio which mainly consists of hong kong dollar denominated investment grade rate baa3 or better by moody s or other credit rating agency of similar standing bonds
中銀香港港元收入基金是謀求透過一個主要由以港元為計價貨幣且具有投資評級(由穆迪或具有類似地位的其他信貸評級機構評為baa3級或以上)的債券組成的投資組合,以提供一個穩定的收入及長期資本增值。In the old days, a bank was stuck with its loans and needed to worry about the long - term creditworthiness of the borrower
過往銀行在貸款前頗為慎重,借款人的長期信用狀況對銀行也相當重要。In fact, it ’ s the state that interest rate can ’ t clear market and there is an excess need of credit in the credit market. because of that, the credit rationing behavior could be separated into equilibrium credit rationing behavior and non - equilibrium credit rationing behavior. the monetary policy transmission mechanism is the process that the
可以得出結論:在擴張性貨幣政策時期,信貸配給的影響較緊縮性貨幣政策時期更為嚴重,貸款增長對經濟增長的影響最為顯著,但是貸款量對于經濟增長的影響隨著經濟體系的完善開始減弱。分享友人