長期借貸資金 的英文怎麼說
中文拼音 [zhǎngqījièdàizījīn]
長期借貸資金
英文
long-term finance- 長 : 長Ⅰ形容詞1 (年紀較大) older; elder; senior 2 (排行最大) eldest; oldest Ⅱ名詞(領導人) chief;...
- 期 : 期名詞[書面語]1. (一周年) a full year; anniversary 2. (一整月) a full month
- 借 : 動詞1 (借進) borrow 2 (借出) lend 3 (假託) use as a pretext 4 (憑借; 趁著) make use of; t...
- 貸 : loan
- 資 : Ⅰ名詞1 (錢財; 費用) money; wealth; expenses 2 (資質) intelligence; endowment 3 (資格) quali...
- 金 : Ⅰ名詞1 (金屬) metals 2 (錢) money 3 (古時金屬制的打擊樂器) ancient metal percussion instrum...
- 長期 : over a long period of time; long-term; long range; secular
- 資金 : fund; capital
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Prior to the crisis, the banking systems were often inadequately supervised and were prone to incurring excessive maturity mismatch risks by borrowing short - term funds to finance long - term investments
在危機爆發前,銀行體系往往監管不足,而且因為以短期借貸來提供長期投資所需資金,所以也很容易引致過量的期限錯配風險。Accordingly, place produces the analytic personage of research center of 3 class market to think in, from its the loan time limit of set and reimbursement means and month offer the characteristic with little, high interest to be able to see, " the balloon is borrowed " the person that do not suit all rooms to borrow, accord with the following the crowd of 4 features can consider to choose " the balloon borrows " : it is to consider short - term room to borrow, have ahead of schedule the person buy a house of reimbursement demand ; 2 it is to anticipate future is shorter fixed number of year ( the 10 years longest ) in oneself capital actual strength can have bigger rise or the person buy a house that later period will have big fund to enter zhang ; 3 it is loan period repays only less month is offerred, use the others money to other investment channel, invest strategic eye and the house property investor that dare to assume a risk with obtaining what invest redound higher to have ; the 4 house property consumer that are estate of the good - paying in applying to
因此,中原地產三級市場研究中心的分析人士認為,從其設定的貸款期限和還款方式以及月供少、利息高的特點可以看出, 「氣球貸」並不適合所有的房貸者,符合以下4個特徵的人群可以考慮選用「氣球貸」 :一是考慮短期房貸,並有提前還款需求的購房者;二是預期未來較短年限(最長10年)中自己的資金實力會有較大提高或後期將有大額資金進賬的購房者;三是借款期僅償還較少月供,將其餘款項運用至其他投資渠道,以獲得更高投資回報的具有投資戰略眼光和敢於承擔風險的房產投資者;四是適用於中高收入階層的房產消費者。The net working capital cycle improved from 155 days to 132 days. in addition, the mix of borrowings of the group continued to shift in favor of long - term biased funding
凈營運資金周期亦由155日改善至132日。此外,集團的借貸組合繼續傾向還款年期較長的資金。The main conclusion is that ( 1 ) china ' s acm is incomplete, therefore, the market equilibrium is in low level ; ( 2 ) the operating scale, the income and property, the product investment, the cash expenditure of education and medical treatment are the main factors that affect the credit demand of households in rural china ; ( 3 ) the asymmetry information, the high transaction cost and the lack of effective supply institutes are the main factors that lead to low efficiency of china ' s acm ; and ( 4 ) the agricultural credit has the positive effect on china ' s agricultural production factors demand and agricultural output, consequently, the agricultural credit is the main factor that restrain the increase of agricultural output and agricultural development
本文的基本結論是:中國農業信貸市場正處在發育的初級階段,市場機制仍不完善,農業信貸市場處于「低水平均衡」狀態;農戶是中國農業信貸需求的主體,農戶經營規模、農戶收入和財產狀況、農戶生產投資規模以及教育、醫療等大額現金支出是影響農戶借貸需求的主要因素;非對稱信息、高交易成本、有效供給制度缺乏是造成農業信貸市場低效率的重要因素;中國農業信貸投入對農業投入要素的需求具有正向影響,即增加農業信貸供給,將會提高農業投入要素的需求水平,進而增加中國農業產出,促進農業長期發展。In the progress of developing financial system in china, we should use the experience in other countries for reference, set up advanced financing mechanism and develop new financial instruments to ensure that our housing property and housing finance can attain long term, steady funds and supply sufficient loan funds for housing consumption
中國在住宅金融體制的培育和發展過程中,需要學習和借鑒別國的經驗,引進先進的融資機制和新的融資工具,以保障我國住宅業和住宅金融的發展獲得長期、穩定的資金來源,為居民住宅消費提供充足的信貸資金。分享友人