Neither the bank, its associates, nor any of their directors, officers or employees, shall be liable to the customer for any expenses, loss or damage suffered by or occasioned to the customer by reason of any action taken or omitted to be taken by any one or all of the bank, its associates, their directors, officers, employees or agents pursuant to these conditions or in connection therewith other than as a result of the fraud, wilful default or negligence of the bank, its associates, their directors, officers, employees or agents ; the bank s failure in good faith to honour any stop - payment instructions given by the customer ; the presentation to the bank of any cheque or other payment order which is post - dated ; the bank failing to honour any draft drawn on it by the customer, but the bank shall immediately return such draft to the customer through the normal channels giving the reason for the dishonour ; any loss, damage, destruction or misdelivery of or to the securities howsoever caused unless the same shall result from the negligence of, or theft by, the bank or its associates or any of their directors, officers or employees, in which event the extent of the liability of the bank shall be limited to the market value of such securities at the date of discovery of the loss and even if the bank has been advised of the possibility of such loss or damage ; unauthorised use or forging of any authorised signature as a result of the negligence, wilful default or fraud of the customer ; subject to condition 5. 5, any act or omission, or insolvency of, any person not associated with the bank including, without limitation, a third party nominee or depositary ; viii the collection or deposit or crediting to the custodian accounts of invalid, fraudulent or forged securities or any entry in the custodian accounts which may be made in connection therewith ; any malfunction of, or error in the transmission of information caused by, any electrical or mechanical machine or system or any interception of communication facilities, abnormal operating conditions, labour difficulties, acts of god, or any similar or dissimilar causes beyond the reasonable control of the bank and notwithstanding paragraph, the error, failure, negligence, act or omission of any other person, system, institution or payment infrastructure
本行其聯系人士其各董事高級人員或雇員均毋須向客戶因以下理由而使客戶蒙受或產生之任何開支損失或虧損負責： i本行其聯系人士其董事高級人員雇員或代理人根據此等條件採取或遺漏採取有關之行動，但由於本行其聯系人士其董事高級人員雇員或代理人之欺詐行為故意失責或疏忽所造成者
除外ii本行本真誠地未能依約替客戶執行止付指示iii向本行提交任何遠期支票或其他付款指示iv本行未能兌現由客戶開出之匯票，但本行將立即透過正常渠道將該匯票退回客戶，並解釋拒付之理由v無論如何導致之任何證券之損失損毀毀壞或錯誤交付
除非上述各項乃因本行或其聯系人士或其任何董事高級人員或雇員之疏忽或盜竊所引致，而在該等情況下，本行的責任將只限於在發現損失當日該等證券之市值，以及即使本行已獲知該等賠償之可能性vi因客戶之疏忽故意失責或欺詐行為而導致的任何
偽造授權簽名或不獲授權使用該簽名vii在第5 . 5 a條之規限下，與本行無關者之任何行動或遺漏或無償債能力包括但不限於第三者代名人或寄存處viii代收或存入或貸存於保管人賬戶的無效
偽造或假冒證券或在保管人賬戶記入可能與此有關之賬項ix任何電子機械或系統失靈或因該等機件或系統產生的資料傳送錯誤或任何通訊設施之終斷不正常操作情況勞工問題天災或非本行所能合理控制之任何類似或非類似原因及x盡管有第ix項，任何其他人系統機構或付款設施的錯誤故障疏忽行動或遺漏。
The research works finished in this paper are listed below : 1. solving the problem in testing of cylinder vessels that the sensors disposition is very rigorous, carrying out study of freewill triangle network orientation and linear orientation, bringing forward the discriminance which distinguish the validity of orientation array using character string method the first time, at the same time, solving the problems that judgement of orientation array, elimination of camouflage location, avoidance of repeat location, etc. 1 '. carry ing out the study of the orientation of defects in stand lank floor with the method of freewill planar triangle orientation, advancing bran - new discriminance on the validity of orientation arrays, orientation points, and the disposing means of the acoustic sources near sensors and those near common border
本文進行的主要研究工作有： 1解決柱式容器檢測中傳感器排布要求較嚴格的問題，開展任意三角形網路排布檢測技術與線定位技術研究，首次提出了利用字元串格式判斷線定位陣列有效性的判別方法，並解決了任意三角形定位中存在的定位陣列判斷，
偽定位的剔
除，重復定位的避免等一系列問題； 2利用平面任意三角形定位方法開展常壓立式儲罐罐底缺陷定位技術研究，提出了全新的定位陣列有效性判斷、定位點的有效性判斷方法；以及頂點聲源和邊界聲源的處理辦法。
The content of this paper is arranged as foll owing : chapter 1 introduces the concept of credit, credit risk and credit assessment, as well as the history and development of credit assessment ; chapter 2 introduces the history of ai technology, and the background of expert system and neural network. characters and disadvantages of expert system and neural network are presented respectively and the necessity of combining expert system and neural network is lightened ; chapter 3 shows the process of dealing with sample data, including the treatment of exceptional data and factor analysis, and puts forward the concrete framework of the mixed - expert credit assessment system ; chapter 4 introduces concept of object - oriented technology, and constructs object model and functional model after analyzing the whole system. it also illustrates the implementation of concrete classes by an example of rule class and the inference algorithm in the form of pseudocode ; chapter 5 introduces the structure of the whole system, the major functional models and their interfaces, and the characteristic of the system is also generalized ; chapter 6 summarizes the whole work, and points out the remaining deficiencies as well as the prospective of this method
本文具體內容安排如下：第一章介紹了信用、信用風險、信用評價的概念，回顧了信用評價的歷史、發展和現狀，並綜合各種信用評價模型，指出這些模型各自的優缺點：第二章簡單描述了人工智慧技術，著重介紹有關專家系統與神經網路的基礎知識，通過總結它們的優缺點，指出結合專家系統與神經網路構造混合型專家系統的必要性；本章還介紹了神經網路子模塊的概念，提出了混合型專家系統的一般框架與設計步驟：第三章對樣本數據進行處理，包括異常數據的剔
除、因子分析等，提出了信用評價混合型專家系統的具體框架結構，介紹了系統知識庫的主要部分、基於優先級的正向推理機制的流程、以及基於事實的自動解釋機制的具體實現方法；第四章介紹了面向對象技術，進而採用面向對象對信用評價系統進行分析，建立了對象模型和功能模型，並在此基礎上，採用c + +語言以規則類為例說明系統中具體類的實現，用
偽代碼的形式描述了推理的演算法；第五章描述了整個系統的結構，對系統主要功能模塊和界面進行了介紹，並總結系統的特點；第六章總結了全文，指出本文所構造系統存在的不足以及對將來的展望。
Unless the lawyer on the other side has an ace up his sleeve and has bribed a witness to give false testimony, or something like that : this man is known for his cheating
除非對方的律師會不擇手段，使出收買證人作
偽證之類的花招來，而這人也確實有欺詐的名聲的。
Nanhua university regulation no. 46 states : “ if the documents submitted by new students for admission are found to be forged, fraudulent, altered, etc., or if students are found to have cheated on the entrance exam or are convicted of the same reason, their acceptance to the university or status as a student will be revoked
注：南華大學學則第四十六條規定：學生所繳學經歷證件，如有假借、冒用、
偽造或變造等情事，或入學考試舞弊者經學校查證屬實，或判刑確定者，即予開
除學籍，
除通知其家長或監護人外不發給與修業有關之任何證明文件。
The conclusion of the research is that lack of reputation and fake phenomena is inevitable in transition stage. only when the characteristic of transition stage, including unclear property rights, the entrance of government power into economic life, is changed, and through the cultural construction, can make all the enterprises cherish their reputation. if not, even strict measures can only solve the surface problems and cannot change the whole situation the creative points of view of this paper include two layers
通過研究得出的結論是企業不講信譽，生產假冒
偽劣產品是過渡時期的必然現象，只有過渡時期的特徵，如產權不清、政府權力進入經濟生活等現象消
除后，通過加強文化建設，才能使所有的企業都珍惜它們的信譽，否則再嚴厲的措施也只能是治標不治本，不能從根本上改變當前這種信譽下滑的局面。
A method of removal artifacts based on independent component analysis
基於獨立成分分析的腦電
偽跡消
除方法
If the icon is not matched with the characters of pseudorandom sequence, an alarm issued. if the tunnel is broken, the icons are not displayed on monitor until sending out a control signal from central monitor room
如果線路被破壞，監控端給出的確認標識將不再顯示（
除非遠程監控室發送控制信號） ，從而檢測出被監控方破壞監控頭系統的行為，有效防止因信號傳輸線路被隨意改動而導致
偽圖像的引入。
Firstly, this paper presents an algorithm based on ridge following to extract all minutiae from the pre - processed image. secondly, we validate these minutiae and eliminate pseudo ones
本文先採用脊線跟蹤法將指紋圖中的細節特徵全部找出來，再對每個細節特徵進行驗證，盡量去
除偽特徵點。
This paper illustrates detailedly the thin groupware auto - adaptive recognition system ; it also illlustrates the procession of capture image and take indispensable foreclose to wipe off noise in order to get boundary easilyer. the recognition system uses " hough " transform method to make the recognition area orientation, and according to the unstable environment such as lights which leads to the change of the image ' s brightness, thresholds picture using an iterative selection method and then growing process for cell image segmentation based on local color similarity and global shape criteria, adaptively gets the best threshold to divide the washer off the background. the recognition system uses the classifier based on minimal - error - ratio bayes method to make decision after getting image characteristic
本文詳細介紹了薄形組合件自適應識別系統；闡明了圖像的分通道自動採集過程，以及對採集到的原始圖像所進行的預處理方法。通過採用哈夫變換去
除偽邊緣點的方法，有效地解決了識別區域的定位問題。針對裝配零件（主要是墊片）薄、小導致圖像信息少、識別難度大，以及材質不一導致採集到的組合件圖像亮度波動等問題，提出了使用最佳閾值迭代法和使用種子填充的圖像串列分割技術，自適應地找出最佳閡值，使墊片和背景分離，從而提取墊片數目信息。
The thesis study on the legislation situation, the legislation evolution of our countries ’ finance crime and the overseas legislation stipulation of the financial crime. the author think the financial criminal legislation of our country must form the coordinated financial criminal legal framework and change the penalty structure that is severe but was lax. the paper analysis the theory basis of on perfecting crime names by studying the illegal activity offend against the criminal law, the crime punishment legal principle and the crime punishment balanced principle, the criminal law modest and restrained principle and the criminal law investment cost and benefit analysis. finally the author puts forward the ideas that additionally build illegal gathers capital crime, merge forge, forges the national negotiable securities crime and forge, forges the stock, the bond of the company
本論文從研究我國金融犯罪罪名的立法現狀、立法沿革及國外金融犯罪罪名的立法規定著手，認為我國金融犯罪立法尚待形成協調的金融刑事法律體系和改變「厲而不嚴」的刑罰結構，並從違法行為犯罪化的前提、罪刑法定原則和罪刑均衡原則、刑法謙抑性原則、刑法投入成本?效益分析角度出發，分析金融犯罪罪名完善的理論依據，最後從金融犯罪罪名增設、合併、分立、廢
除四個角度，提出增設非法集資罪，合併
偽造、變造國家有價證券罪與
偽造、變造股票、公司、企業債券罪，分立內幕交易罪與泄露內幕信息罪，廢
除偽造、變造、轉讓金融機構許可證罪的立法建議，並分析其可行性。
Making use of the ridge tracing results, the algorithm can obtain some attributes of the feature points. combining the attributes and the local structural information, it can identify and eliminate the false feature structures, so as to eliminate the false features. ( 3 ) in the matching section, a reference point orientation algorithm based on block direction and its sine component is given at first
前者把8鄰域編碼技術和查表法引入到紋線跟蹤中，提高了紋線跟蹤的速度；後者利用紋線跟蹤的結果，提取指紋特徵點的屬性，並結合特徵點的局部結構信息，總結出各種偽特徵結構的特徵，進而對其進行識別和濾除，達到濾除偽特徵點的目的。
