credit with interest 中文意思是什麼
credit with interest
解釋
有利息信貸-
The 12 - month interest free installment plan is only applicable to payments made with the credit card of either bank of east asia or boc credit card, the designated banks of pccw approval for installment payment is subject to the final decision of the bank
十二個月免息分期計劃只適用於電訊盈科指定之銀行（東亞銀行及中銀信用卡） ，所有批核申請此計劃之最後決定權為銀行所有。 -
She surveyed them with pleased motherly interest, which cowperwood considered did her much credit.
她帶著愉快的慈母的心情觀看他們，柯帕烏認為這給她大大增光。 -
With the introduction and development of the indirect instruments such as the reserve requirements, interest rates, rediscount window and open market operations, the credit ceilings have been removed in 1998
隨著間接貨幣政策工具如準備金率、利率、再貼現和公開市場操作的廣泛使用，信貸規模管理被取消。 -
The interest rate for loans may be decreased in accordance with the interest rate management regulations enacted by the people ' s bank of china for those quality projects underwritten by guarantee agencies with sound operation system, good credit standing, strong capital strength and powerful risk prevention ability
對運作規范、信用良好、資本實力和風險控制能力較強的擔保機構承保的優質項目，可按人民銀行利率管理規定適當下浮貸款利率。 -
The essay raises that the focal point of chinese financial system reform should be to develop and perfect money market. on the base of analyzing both general functions of the market and special functions that the development of the market has influenced on chinese economy and finance, it objectively analyzes the current situation and outstanding problems of the market and advances major solutions to perfect the market, which is, with the premise of constructing credit bases of the market development and with the central task of raising the market efficiency, to perfect short - term bonds market ( including the repo market ) and commercial paper market, and to deepen policy functions of the market, for the sake of a stable and orderly market with substantial scale, united market organization, efficient clearing < wp = 5 > system, reasonable interest rate system, perfect medium organization and effective market supervision
本文認為，目前中國金融體制改革的重點應是發展和完善貨幣市場。本文在認真分析貨幣市場的一般功效以及貨幣市場的發展對中國經濟金融發展和改革的功效的基礎上，客觀分析了中國貨幣市場的發展現狀以及存在的突出問題，並提出完善中國貨幣市場的基本思路，那就是：以建設中國貨幣市場發展的信用基礎為前提，以提高中國貨幣市場的效率為主旨，完善同業拆借市場、債券市場和票據市場，深化貨幣市場的政策功能，其目標是把中國貨幣市場建成一個具備相當的規模、統一的市場組織、高效的清算系統、合理的利率體系、完善的中介組織以及有效的市場監管的穩定有序的貨幣市場。 -
Dr chan said : " we issued the notes in a highly favorable market environment against a background of increasing interest rates and continued credit tightening in the prc. the notes issue is intended to improve and enhance the matching of our group s expansion plan with its cashflow requirements and debt maturity profile.
陳博士表示：在息率趨升和中國內地持續收緊信貸的情況下，對債券發行人造就了利好的市場環境，亞洲鋁業亦在此利好情況下發行了票據，以改善和鞏固集團在擴展計劃下的現金流量需要和借貸償還期組合。 -
With the federal reserve about to raise interest rates for the first time in four years, joyce diffenderfer is beginning to wonder how she and her husband, curtis, will deflect the growing cost of their 16, 000 in credit card debt
當美聯儲可能在四年多以來第一次升息，那些債務負擔沉重的家庭已開始為如何應付債務加快增長而犯愁。 -
Moreover, a certain amount will be appropriated from the three funds every year to supply special loans and working capital credit for science and technology projects at a discount interest rate in that year. any company registered in shenzhen as an independent legal entity may apply for the special loan, while hi - tech companies and companies with hi - tech projects may apply for working capital credit
每年從三項費用中劃出一定數額對當年的科技專項貸款和流動資金貸款予以貼息，凡在深圳注冊並具獨立法人資格的企業均可申請專項貸款，高新技術企業及項目可申請流動資金貸款。 -
Structure financial instrument includes commercial mortgage - backed securities ( cmbs ), asset - backed securities ( abs ), real estate investment trusts ( reit ), and residential mortgage - backed securities ( cmbs ). according the research report of us, most of abs and mbs is floating interest rate, and credit rate is aaa and duration is short term. also, the structure of abs and mbs are different with different client requirement of cash flow
在美國金融市場上的結構化金融產品包括個人住房貸款抵押支持證券（ rmbs ） 、商業貸款抵押支持證券（ cmbs ） 、債務抵押債券（ cdo ）和資產支持證券（ abs ） ，而abs主要包括信用卡應收賬款支持證券（ creditcardabs ） 、汽車貸款支持證券（ autoabs ） 、學生貸款支持證券（ studentloanabs ）和家庭財產支持證券（ homeequityloanabs ）等。 -
The majority of the assets in the portfolio are invested in interest - bearing securities with high liquidity and credit quality, such as us treasuries
組合中的大部分資產均投資於美國國庫券等流通性和信貸素質均屬于高水平的計息證券。 -
The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。 -
The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate
論文的模型探討了下列因素和中國信貸配給現象之間的聯系：商業銀行對信貸風險的態度變化，在辨別和控制信貸風險上開始投入大量的成本，這一過程會導致信貸配給；商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給；宏觀經濟緊縮時期資產價格下降會導致信貸配給；商業銀行經營目標函數偏離利潤最大化，近幾年金融業改革過程使商業銀行目標函數發生變化，這一變化過程可能導致信貸配給；在市場分化的條件下，收益水平低的市場會遭受信貸配給；在經濟下滑時期，商業銀行尤其會對高風險市場配給信貸；利率市場化使商業銀行的存貸利差至少在一段時間內縮窄，利差縮窄可能加重信貸配給的程度：在利率市場化條件下，弱勢借款者，包括中小企業，遭受信貸配給的程度可能得到緩解，但支付的貸款利率水平將會升高。 -
Analysts say during the housing boom when interest rates were low, borrowing by homeowners with little cash and poor credit more than tripled between the years 2000 and 2006
分析家稱，當利率很低時，房價就飛漲，缺乏現金和信用卡並抵押房屋的私房業主在2000年至2006年間翻了三倍 -
Credit derivatives are soaring in value and payment - in - kind notes ( which pay interest with more debt, rather than cash ) are in vogue
信貸衍生工具價值的不斷飆升，實物支付票據（用更多的債務來支付利息，而不是用現金）非常盛行。 -
“ interest rate hikes and other credit tightening policies are highly and probably imminent, a matter of weeks rather than months, ” said dong tao, an economist with creditsuisse in hong kong
瑞士信貸（ creditsuisse ）駐香港的經濟學家陶冬表示： 「加息及其它收緊信貸的政策已迫在眉睫，將在幾周內發生事，不會需要幾個月那麼久。 」 -
Based on the analysis of commercial banks " current concept about fund management, this paper brings forward that fund management is the main - string in its operation, and that the concept of fund management, including security and profitability, is extended from current " forrying fund " to the management of the fund cost and fund risk the paper comprehensively discusses the principle of fund management, the management of fund costs, the tactics of management about fund liquidity, the measures of management about fund risks and how to solve the problems on interest risk in the period of frequent interest fluctuation. the paper puts forward ideas on how to improve the fund management. the security, liquidity and profitability of the fund, which are both contradictory and integrated with one another, are internal factors of fund management. fund liquidity is traditional core question. commercial banks face with a number of risks of witch credit risk is the greatest one because our country has adjusted interest rates 8 times since 1996, which covered a period of frequent interest fluctuation
商業銀行面對許多風險，但最大風險是信用風險。由於我國自1996年以來已連續調整了8次利率，近幾年是利率波動頻繁時期，研究利率的敏感性問題顯得特別重要。要改善資金管理，提高商業銀行的經營水平，就要建立資金管理是商業銀行經營主線的理念，對資金要統一規劃和管理；要改革銀行的體制，建立現代企業制度和法人治理結構，在體制上為資金管理提供有利的運行平臺；增加改善資金流動性管理所需的貨幣政策工具，擴大資金調控手段；打破貨幣市場的僵化局面，為資金管理創造有利的宏觀環境；續續優化負債結構和負債載體設計；增強資金信用風險規避和化解的措施；通過銀行資源整合，努力尋找資金的安全投放渠道，最終完成經營模式由傳統型向現代型的轉變。 -
The essay has also proposed the combined hedging tactics of preventing credit risks and option with option margin and the method of adopting stock option to address the issue of trustee or agent risks. it has constructed its option model relating to rate and exchange risks to manage interest rate risk through the implementation of interest rate guarantee, caps and floors as well as swaption
綜上，我們認為在經濟學中，風險的定義，是指人們由於對未來行為的訣策及客觀條件下的不確定性，而導致實際結果與預期結果之間的偏差程度，這種不確定性既可能帶來正面，也可能帶來負面的影響。 -
In the past, japanese divorcees have often sought to pay off divorce debts with consumer finance loans or credit card loans, which tend to have annual interest rates of 15 - 20 percent
過去，日本的離婚者經常透過消費金融貸款或信用卡貸款來支付離婚相關債務，而這類貸款的年利率約在15 %至20 %間。 -
Thus, it is necessary for insurance market, money market and capital market to joint together. however, the development of insurance industry is confronted with some new challenges, such as more complicated environment, more risks ( credit, interest rate, exchange rate, stock price change and inflation are inexpectantly affecting the asset / liabilities value of insurance company ), more complicated insurance products and the services, increasingly internationalization of insurance company management and the widespread application of the information technology in the insurance business
保險市場與貨幣、資本市場接軌成為必然趨勢，保險業也面臨著新的挑戰:一是保險業面臨更復雜的風險因素;二是金融市場的風險日益擴大，利率、匯率、股價變動、通貨膨脹等風險以及信用風險前所未有地影響著保險公司資產/負債價值;三是保險產品和服務更為復雜;四是保險經營的國際化程度大大提高;五是信息技術在保險業得到廣泛應用。 -
The credit committee may, by notice in writing to the members, demand payment of the loan with interest, if any, before the agreed date of repayment
貸款委員會可能以書面要求該貸款人將其貸款及任何應付之利息，于到期前歸還本社。
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