currency loan 中文意思是什麼
currency loan
解釋
通貨貸款-
For the purpose of these conditions, securities shall include but not be limited to the following investments shares in companies incorporated in any jurisdiction ; debenture stock, loan stock, bonds, notes, certificates of deposit, commercial paper or other debt instruments, including government, public agency, municipal and corporate issues ; warrants to subscribe for the above investments ; depositary receipts or other types of instruments relating to the above investments ; unit trusts, mutual funds and similar schemes established in any jurisdiction, options, whether on any investment herein described, on currencies, precious metals or other assets, or an option on an option ; contracts for the purchase or sale at a pre - agreed price and at a future date of any investment herein described or any currency, precious metal or similar asset ; viii contracts for differences or contracts on indices ; investments which are similar or related to any of the foregoing ; and unless otherwise expressly agreed, documents of title or documents evidencing title to investments previously deposited by the customer with the bank in connection with the provision by the bank of custody of investments and provision of securities services
此等條件所指的證券包括但不限於以下投資項目i在任何司法管轄權區注冊成立之公司之股份ii包括由政府公共機構市政府及企業所發行的債權股證貸款股額債券票據存款證商業票據或其他債務票據iii以上投資項目之認購權證iv有關上述投資項目之存款收據或其他種類之票據v在任何司法管轄權區成立之單位信託互惠基金及類似計劃vi上述之任何投資項目貨幣貴金屬或其他資產之期權或期權之期權vii按預先協定價格及在將來日期買賣任何此等投資項目或任何貨幣貴金屬或類似資產之合約viii差價合約或指數合約ix類似或有關上述任何一項之投資項目及x除非已另有明確的協定，客戶先前存放在本行之投資項目之所有權文件或可證明該等項目的所有權的其他文件。 -
The basic of bringing the money rate in the market into play is that the action of the commercial banks has to reflect the scale and composition of the currency supply in the market through high or low rate of deposit - loan
商業銀行是資金運行的中心，市場利率發揮作用的基礎是商業銀行的行為必須通過存貸款利率高低反映出市場資金供求的規模和結構。沒有商業銀行制度的根本改革，市場利率的運行就沒有最重要的主體。 -
It is in the nature of risk - taking that some risks will inevitably materialise - a loan may turn bad, a holding of debt securities may depreciate in value because of an interest rate hike, a long position in foreign exchange may involve book losses when the domestic currency strengthens
鑒于銀行承受多種不同風險，無可避免地部分風險會實現例如貸款變成壞帳息率飆升時債券價格下跌本地貨幣轉強時外幣長倉可能會出現帳面虧損等。 -
Fixed assets loan is a sort of local and foreign currency loan granted by icbc to borrower for the fixed assets investment projects such as new construction, expansion, reconstruction, development and purchase, etc
固定資產貸款是指中國工商銀行發放的，用於借款人新建、擴建、改造、開發、購置等固定資產投資項目的本外幣貸款。 -
Rmb deposit and loan interest rate float block expands gradually, and progressively move towards marketization day by day. part iii : on the basis of using the experience and lessons of the change of interest rate in other countries for reference in course of the interest rate marketization, it is believed that there should be a course of raising up slightly in the interest rate in the early stage. but the market fluctuations it causes will not be too much ; according to actual operation result and a medium or long term of the reform, foreign currency interest rate has already drawn close to international interest rate competence progressively ; viewed from a short time, rmb loan interest rate total competence will tend towards dropping, some loan interest rate may rise ; the interest rate of the deposit will raise up unilaterally
總體而言，發展中國家的存貸利差要高於發達國家；第二部分：在總結前幾年利率改革包括市場化改革的基礎上，認為，迄今為止，我國利率市場化改革的程度總體上還比較低：同業拆借利率、貨幣市場債券回購利率、現券交易利率、外幣貸款利率、大額外幣存款利率等已完全市場化或基本市場化，人民幣存貸款利率的浮動區間已逐漸擴大，並已漸進的方式日益走向市場化；第三部分：在借鑒境外利率市場化過程中利率變動的經驗教訓的基礎上，認為在我國利率市場化的初期，利率應該有一小幅上揚的過程，但是其造成的市場波動應該不會太大；從改革的實際運作結果和中長期來看，外幣利率已經逐步的向國際利率水平靠攏；從短期來看，人民幣貸款利率總水平將趨于下降，部分貸款利率有可能上升，存款利率將會單邊上揚。 -
Interest of loan and other related expenses for acquiring fixed assets, and the exchange difference from conversion of foreign currency loan, if incurred before the assets having been put into operation or after been put into operation but before the final account for completed project is made, shall be accounted as fixed assets value ; if incurred after that, shall be accounted into current profit or loss
在固定資產尚未交付使用或者已投入使用但尚未辦理竣工決算之前發生的固定資產的借款利息和有關費用，以及外幣借款的匯兌差額，應當計入固定資產價值；在此之後發生的借款利息和有關費用及外幣借款的匯兌差額，應當計入當期損益。 -
Interest of loan and other related expenses for acquiring fixed assets, and the exchange difference from conversion of foreign currency loan, if incurred before the assets not having been put into operation or after been put into operation but before the final account for completed project is made, shall be accounted as fixed assets value
在固定資產尚為交付使用或已投入使用，但尚未辦理竣工決算之前發生的固定資產的借款利息和相關費用，以及外幣借款的匯兌差額，應當計入當前損益。 -
Article 3 syndicated loan means a loan or facility either in the local or foreign currency that is extended to the borrower through an agent at the prescribed time and proportion by two or more banks on the same terms and pursuant to the same loan agreement
第三條銀團貸款是指由兩家或兩家以上銀行基於相同貸款條件，依據同一貸款協議，按約定時間和比例，通過代理行向借款人提供的本外幣貸款或授信業務。 -
Under the influence of positive interest difference between foreign currency with rmb and revaluing of rmb anticipatively, the domestic financing institutions increases the foreign currency debt and reduce the rmb loan, and the import and export scale increases significantly at the same time. these insult from significant increase of short - term foreign loan remains and discharge. and the government the system and method of management in foreign loan is not perfect, causing great latent risk of the foreign loan in our country
隨著我國資本市場開放時間的臨近，境內外資金融機構在華業務迅速擴張，受到本外幣正利差和人民幣升值預期的影響，境內機構紛紛增加外幣負債，減少人民幣貸款，同時進出口規模大幅增長，導致短期外債余額和流量大幅上升，且政府在外債管理過程中管理體制和方法的不完善，導致我國外債存在較大的潛在風險，這些變化也導致了外債規模管理難度的增加。 -
Tracking, simulate, forecast the excess central banks money supply, oil prices, currency, interest rates spread shocks and capital inflow, resulted us, european, asean, japan, taiwan, hong kong, china and asian, brazil, russia soaring and rising interest rate, bond spread caused plunging stocks and properties prices resulted nonperformance loan in the housing industry, banking, construction industry default during 1982 - 1998
模擬追縱過高貨幣政策與油價及匯率貶值導致高經濟成長與通膨及外資湧入造成國際股房市暴漲外債高舉，出口衰退，貿易逆差大增企業營運虧損，資金緊縮，提高利率，股房市暴跌，資金外流資金套牢造成呆帳與倒帳之預防 -
Along with changing of time lay a target to take place homologous variety, economist in all countries and finance to pass in the monetary policy to lie a target to study continuously in the monetary policy with correction, put forward a few influential as follows medium lie a target : the currency supplies quantity, interest rate, rate of exchange, bank a letter loan quantity, stock price index number
本文介紹了西方國家中介目標的變化對中國的啟示。使用現代計量經濟方法分析了我國當前貨幣政策中介目標貨幣供應量指標以及實際利率和通貨膨脹率的效果。從貨幣政策中介目標發展角度對中國貨幣政策中介目標選擇及金融經濟環境發展提出了一些建議，對完善中國貨幣政策框架具有現實的指導意義。 -
Firstly, the construction of market is not perfect, and market system does n ' t work fully. secondly, even market system plays fully, it still ca n ' t distribute well of the loan currency that is market disorder. this paper manifest the different conditions of market disorder, thus, we think, on the personal mortgage loan, government system should and must load on important foundation
研究認為市場在實現個人購房抵押貸款中發揮重要作用，但在我國目前還存在不少問題：一是市場建設不完善，市場機制未能充分發揮作用；二是即使在市場機制充分發揮的情況下依然不能實現信貸資金的優化配置，即市場夫靈：本文對其市場夫靈的多種情況進行了探討。 -
The more unfavorable assets the bank has, the slower the turnaround speed of loan bankroll will be, the more bankroll will be needed to produce ration of supply, so there would be more supply for loan currency and more pressure of gross social demand. however, the excess of liabilities on loan over net assets actually means the enterprise has consumed residents ' deposits in the form of practicality but failed to do the substantial compensation, which also means this part of deposit the urban and country residents hold go up in somke
銀行不良資產越多，周轉速度較慢的貸款將越甚，糧食供應將需要更多的貸款周轉，因此會有更多的貨幣供應量和貸款的壓力，更加嚴重的影響社會需求.盡管如此，超額的貸款負使得企業凈資產被耗盡，實際上就是居民存款的形式，但沒有做大量實用性補償，這也意味著這部分城市、全國居民存款瞬間耗盡 -
Running currency and fiduciary loan is its main characteristic
其行業特點是以貨幣為經營對象及以信用放款為主。 -
The large amount capital inflow can cause the currency and the credit expansion, the inflation pressure, exchange rate appreciation as well as worsen the international payment balance account ; looked from the financial angle that, the capital class joins a society the initiation loan unrest, causes the stock market and the real estate market excessively prosperity
從宏觀經濟角度來看，巨額的外資流入會引起貨幣和信用的擴張，通貨膨脹壓力增加，實際匯率升值以及國際收支中經常賬戶的惡化;從金融角度來看，資本流入會引發貸款風潮，導致證券市場和不動產市場的過度繁榮。 -
He said loan growth would probably slow this year too. domestic currency lending expanded by 16. 1 percent in 2007
易綱預期今年的廣義貨幣增長率為16 % ，這是央行迄今為止發布的貨幣增長最確切的數據。 -
The ? interest ? rate ? level ? and ? the ? interest ? rate ? structure ? unreasonable ? mainly ? display ? in : ? most ? recent ? several ? years ? because ? the ? government ? adopts ? the ? low ? interest ? rate ? policy, ? the ? interest ? rate ? level ? is ? in ? the ? historical ? most ? low ? point, ? saves ? the ? loan ? advantage ? difference ? unceasingly ? to ? reduce, ? the ? goal ? is ? the ? maintenance ? loose ? currency ? environment ? promotes ? the ? economy ? to ? grow, ? but ? individual ? deposit ? not ? only ? does ? not ? have ? massively ? to ? drain, ? on ? the ? contrary ? personally ? deposits ? 18 % ? speed ? fast ? growth ; ? these ? two ? years, ? and ? further ? because ? is ? the ? stock ? market, ? the ? fund ? rise, ? massively ? deposits ? the ? fund ? to ? flow ? to ? the ? stock ? market, ? this ? not ? only ? suppressed ? the ? commercial ? bank ? to ? provide ? the ? loan ? the ? impulse, ? moreover ? also ? caused ? the ? commercial ? bank ? to ? manage ? active ? the ? profit, ? the ? security ? and ? the ? fluidity ? comes ? under ? a ? more ? tremendous ? influence
利率水平和利率結構不合理主要表現在：前幾年由於政府採取低利率政策，利率水平處于歷史最低點，存貸款利差不斷縮小，目的是維持寬松貨幣環境以促進經濟增長，但是個人儲蓄不僅沒有大量流失，相反個人儲蓄18 %的速度快速增長；這兩年，又因為股市，基金的上漲，大量儲蓄資金流向股市，這不僅抑制了商業銀行發放貸款的沖動，而且還使商業銀行經營活動的盈利性、安全性和流動性受到較大影響。
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