housing-loan 中文意思是什麼

housing-loan 解釋
住房貸款
  • housing : n. 1. 供給住宅。2. 〈集合詞〉房屋；住宅。3. 掩護，庇護；避難所。4. 【機械工程】殼；套。5. 【建築】柄穴，爐套。6. 【航海】桅腳。n. 馬服；〈常 pl. 〉馬飾，鞍褥。
  • loan : n 1 出借，借出，貸。2 借出物；資金；公債，貸款。3 外來語（＝ loanword）；外來風俗習慣。vt vi 〈美...
  1. The commercial bank housing loan has the superiority in improving credit assets ’ quality comparing with other credit varieties, which is the basic reason that various commercial bank enlarges the investment in abundance at present, fighting for the housing market with all one ' s strength

    商業銀行住房貸款在改善信貸資產質量和提高收益等方面與其他信貸品種相比，具有難以比擬的優勢，這是目前各家商業銀行紛紛加大投入、全力拚搶住房市場的基本原因。
  2. Exist at present assure means has beijing housing loan to assure the joint liability that the center offers assures to assure ( the following abbreviation assures the center assures ), and other assure means ( guaranty assures, impawn assures, joint liability assures to assure, guaranty safe, guaranty joint liability assures to wait )

    目前存在的擔保方式有北京市住房貸款擔保中心提供的連帶責任保證擔保（以下簡稱擔保中心擔保） ，和其他擔保方式（抵押擔保、質押擔保、連帶責任保證擔保、抵押保險、抵押連帶責任保證等） 。
  3. Study suggests the main constraints of individual housing loan : lower ability of accepting loans ; defects of financial market ; weak governmental support ; unideal external environment. consequently, the paper put forward solutions to improve individual housing loan : increase inhabitants " income and improve their ability to accept loans. increase real monetary income and decrease housing prices and taxes as well

    從絕對量上來看居民收入水平低；從相對量來看是房屋價格過高，居民收入與房價的比例過高，遠遠高於國際通行標準，也遠遠超出了居民的承貸能力范圍；從住房供給結構上來看，高檔住房供應過多，與居民的實際需求不符； （ 2 ）住房金融市場體系缺陷。
  4. A civil servant who joins the government s home finance scheme, home purchase scheme or housing loan scheme obtains a downpayment loan from the government in addition to the mortgage loan from the bank

    某公務員參加政府的居所資助計劃自置居所資助計劃或購屋貸款計劃，除了向銀行借取按揭貸款外，並向政府取得首期貸款。
  5. However, with the impact of housing loan guarantee, and gradual opening of chinese financial market, renovating residential mortgage loan insurance is imperative under the situation. deep study is done on residential mortgage loan insurance by this thesis, and there are four sections : the first section expatiates background and significance of the study on residential mortgage loan insurance, makes a clean definition of this insurance, points out that precondition of residential mortgage loan insurance is existence of risks, and sets force functions of residential mortgage loan insurance

    在此背景下，本論文對個人住房抵押貸款保險進行了深入研究，全文分為四個部分：第一部分闡釋了個人住房抵押貸款保險研究的背景及其意義，指出風險的存在是個人住房抵押貸款保險存在的前提，對個人住房抵押貸款保險進行了定義，闡述了個人住房抵押貸款保險的基本職能及派生職能，並指出了住房置業擔保與個人住房抵押貸款保險之間的區別與聯系。
  6. Government s home finance scheme, home purchase scheme or housing loan scheme

    政府的居所資助計劃自置居所資助計劃或購屋貸款計劃
  7. Sandwich class housing loan scheme and home starter loan scheme

    夾心階層住屋貸款計劃及首次置業貸款計劃
  8. To assist home purchasers, the hkhs administers the sandwich class housing loan scheme and home starter loan scheme on behalf of the government

    為幫助置業人士，房協代政府推行夾心階層住屋貸款計劃及首次置業貸款計劃。
  9. Is interest paid for acquisition of a dwelling under the sandwich class housing loan scheme and home starter loan scheme tax deductible

    按夾心階層住屋貸款計劃及首次置業貸款計劃購置住宅所繳付的利息是否可在計算稅項時獲得扣除？
  10. 4 ) excessive risks of individual housing loan business

    第四、個人住房消費貸款風險過大。
  11. The study shows four major problems existed in individual housing loan. 1 ) supply constraints of individual housing loan. fund sources are highly dependent on commercial banks while large fund idles in the society ; house accumulation fund contributed by the borrowers has not reached a reasonably big ratio of house purchase ; and housing loan businesses of less assortments, smaller amount, and shorter terms, worsen the fund supply

    研究表明，當前我國個人住房消費信貸發展中存在著許多問題，主要包括：第一、個人住房消費信貸資金存在供應約束，從資金來源上看主要集中於商業銀行，未充分調動起社會閑散資金，公積金繳存比例小；從貸款方式來看，貸款品種單一，實貸額度小、期限較短。
  12. The currently established personal housing loan types include personal dwelling housing commercial loan, personal commercial housing loan, personal housing accumulation fund loan, personal housing combination loan, out place in the country dweller housing loan, personal housing loan provided for bidding house purchaser, personal housing loan with secondary transaction, personal housing transfer loan and so forth. in addition, there are personal housing loans supporting the “ live with comfort project ”, “ economical and applicable house ”, “ 21st century well - off housing example village project ”

    總結了現階段我國住房消費市場存在的主要問題表現在:借款方對于房價的承受能力不足;居民的超前消費意識較弱;開發貸款與消費貸款相脫節;缺乏風險轉移機制;借款方和貸款方的信息不對稱;現行的住房公積金制度尚未完善;房地產開發項目存在開發商陷阱等方面。
  13. My housing loan is 10 years in all 120 period 150000 business borrow 60000 accumulation fund in all the combination of 210000 borrows money, it is clear to also understand without the staff member to the bank when beginning reimbursement this year in june, have accumulation fund share only, the staff member of conduction hall gave out one arrives from june this year the lunar reimbursement detail of year end, business borrows a share ambiguous, so i all the time every months to the bank aggregate stock 2750 yuan, the hope can receive a reimbursement detail sheet of 120 months, thank

    我的住房貸款是10年共120期的60000公積金150000商貸的共210000的組合貸款，在今年6月開始還款的時候也沒有向銀行的工作人員了解清楚，只有公積金部分，辦理大廳的工作人員給出了一份從6月到今年年末的月還款明細，商貸部分不明確，所以我一直每月向銀行合計存入2750元，希望能得到一份120個月的還款明細單，謝謝！
  14. Protection of consumer rights in housing loan insurance

    住房貸款保險中的消費者權益保護
  15. But with the unceasing development of the housing loan total quantity and with the character of expensive value, the deadline long, the poor liquidity, the strong policy - type, as well as the housing loan business development time is not long in our country at present, the housing loan insurance, two levels of markets growth will be seriously insufficient, the commercial banks lack the risk disperser and the shift mechanism situation, they will cause the housing loan risk to accumulate day by day in the commercial bank and appear gradually

    但隨著住房貸款總量的不斷增加和住房貸款本身數額大、期限長、流動性差、政策性強等特點，以及在我國目前住房貸款業務發展時間還不長，住房貸款保險、二級市場發育嚴重不足，商業銀行缺乏風險分散和轉移機制的情況下，使得住房貸款的風險在商業銀行中日益積累和逐步顯現出來。
  16. Any natural person having a complete civil capacity may apply for personal commercial housing loan to the bank

    個人商業用房貸款是指銀行向借款人發放的購置自營性商業用房和自用辦公用房的貸款。
  17. Housing loan scheme

    購屋貸款計劃
  18. The loans are charged at a risk - adjusted civil service housing loan scheme interest rate

    貸款須繳付利息，利率按風險調整后的公務員購屋貸款計劃利率計算。
  19. Personal housing re - mortgage loan means a business that the borrower having handled a personal housing loan at icbc needs to transfer house property right and mortgage loan to any other person and engages icbc to continue to handle the procedures of loan transfer during the period of repayment for sale ， donation ， inheritance of the purchased housing and other reasons

    個人住房轉按揭貸款是指已在工行辦理個人住房貸款的借款人在還款期間，由於所購房屋出售、贈與、繼承等原因，房屋產權和按揭借款需同時轉讓給他人，並由工行為其續做貸款轉移手續的業務。
  20. The path selection for china ' s housing - loan ' s securitization

    我國住房抵押貸款證券化的路徑選擇
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