loans from other banks 中文意思是什麼
loans from other banks
解釋
拆入資金-
With competition sharply reducing the margins on residential mortgage lending, and little loan demand from the corporate sector, banks turned increasingly to other types of consumer lending, such as credit card business, personal loans and wealth management products to provide some asset growth and broaden income sources
競爭令住宅按揭貸款息差大幅收窄，與此同時，商業機構的貸款需求疲弱，因此銀行都轉向推廣其他類型的消費貸款業務，例如信用卡業務、個人貸款及財富管理產品，以爭取資產增長及擴闊收入來源。 -
Depending on the cost of funding, which differs from bank to bank, the current pricing of new residential mortgage loans offered by banks still allows them to make a reasonable return after taking account of other costs
視乎不同銀行的資金成本而定，銀行新造住宅按揭在扣除其他成本后，以目前按揭息率水平而言仍能賺取合理的回報。
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