npls 中文意思是什麼

npls 解釋
不良貸款；逾放款；到期未能償還貸款
  1. First, the author reviewed the related literature of asset securitization, explained the connotation and the economical significance of asset securitization from many angles, analyzed several essential technologies of asset securitization through using the enterprise financing theory, the financial theory, the system economic theory and the law of averages, constructed a flow chart to analyze the structure and the flow of the operation of asset securitization ; then the author analyses the overseas development tendency as well as the overseas concrete procedure of non - performing loans securitization, proposed several enlightenment ; once more, the author analyzed our country ’ s feasibility of npls, then elaborated emphatically the operation thought of npls of our country commercial bank : regarding the establishment of spv, thought that it most suit the our country current national condition current through pouring the capital to adopt company spv the pattern in our country by the national property management company, and elaborated how to construct and manage the property pond, put forward many kinds of ways of credit enhance for non - performing loans, thought it is the best choice that the product of npls is designed for cmo, the senior bond adopts the public issue, the secondary bond adopt private issue

    首先，本文回顧了資產證券化研究的相關文獻，從多個角度闡釋了資產證券化的內涵和經濟意義，運用企業融資理論、金融理論、制度經濟學理論和大數定律剖析了資產證券化的幾項關鍵技術，構建了一個資產證券化流程圖來分析資產證券化運作的結構與流程;接著通過分析國外不良貸款證券化發展趨勢以及具體做法，提出了幾點啟示;再次，分析了我國不良貸款證券化的可行性，然後著重論述我國商業銀行不良貸款證券化的運作思路:對于spv的設立，認為在我國由國家資產管理公司注資採取公司型spv的模式最適合我國當前的國情;並論述了資產池的構建與管理;提出了對不良貸款進行信用增級的多種方式;認為將不良貸款證券化產品設計為抵押擔保債券，高級債券採取公開發行，次級債券採取私募發行是最佳選擇。
  2. Finally, in light of national conditions, the paper proposes four countermeasures to accelerate the special disposal progress, including establishing the cost - sharing system, improving the legal environment, competitively using the means of " internal peeling - off ", " market selling ", " foreign - related restructuring " and " quasi securitization ", and stopping the npls from the origins

    並在最後結合我國國情，從建立特別處置成本分擔體制，完善特別處置法律政策環境，競爭性地運用「內部剝離」 、 「直接市場化」 、 「涉外重組」 、 「準資產證券化」等新型特別處置手段，從源頭上杜絕新增不良資產等四個方面，提出適合我國現階段國情的，加速不良資產特別處置的對策。
  3. Government - led and market selected - experiences of south korea and malaysia in handling npls

    韓國和馬來西亞處置不良貸款的經驗
  4. Non - performing loans npls, for example, are invariably an item on the balance sheets of all banks

    每家銀行的資產負債表上總會有不良貸款這個項目，亦會有呆壞帳準備金。
  5. Non - performing loans npls have been a hindrance to economic stability and growth in many parts of the region

    不履行貸款亞洲多個地區的經濟穩定及增長，均受到不履行貸款問題影響。
  6. In malaysia, the national amc, danaharta, purchased some 40 per cent of total npls in the banking system

    此外，有些地區更針對個別銀行成立資產管理公司，而非全國性的資產管理公司。
  7. Getting the stock of npls off the books of the banks of course does not mean that the flow of npls will be stemmed

    一筆過剔除銀行帳冊中的不履行貸款，並不表示問題貸款就不會再出現。
  8. The recovery rate of the npls held by the amcs obviously varies, depending on a host of domestic factors and how the amcs are structured

    資產管理公司最終收回不履行貸款的比率，視乎各種本地因素及管理公司的具體結構而有所不同。
  9. However, because of the considerable basis, other special disposal arrangements must be followed up so as to fundamentally resolve the issue of npls of the state - owned commercial banks

    但由於不良資產基數過大，要從根本上解決國有商業銀行不良資產問題，離不開后續的各項特別處置安排。
  10. These efforts have meant that, while the hong kong banking system s npls inevitably increased during the asian financial crisis, the ratio was one of the lowest in the region

    經過多年來的努力，雖然亞洲金融危機期間本港銀行體系的不履行貸款無可避免增加，但不履行貸款比率仍是亞洲區內最低的之一。
  11. In ensuring that credit goes to those who are creditworthy and have the ability to service their debts, and that risks are appropriately priced, the flow of fresh npls is minimised

    若能確保貸款只會借予信貸質素良好及有能力還債的借款人，並按照風險水平釐定適當息率，產生新的不履行貸款的機會便會減少。
  12. In korea, for example, the korea asset management corporation promptly purchased almost 80 per cent of total npls from banks at market value in the aftermath of the financial crisis

    舉例說，亞洲金融危機后南韓的韓國資產管理公司便迅速以市價購入銀行總數近八成的不履行貸款。馬來西亞的全國性資產管理公司
  13. For the state - owned commercial banks, to promote the shareholding reform and improve their competitive power under open conditions, it is required to accelerate the process of their special disposal for npls

    為推動國有商業銀行股份制改革，提高其在開放條件下與外資銀行開展競爭的能力，必須加快國有商業銀行不良資產特別處置的進程。
分享友人
分享到 Line

分享到臉書